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ยป How many people actually retire?
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post 1519370471 09-14-2017, 06:15 AM
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#61
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This thread makes me realize that I really need to sit down with a financial adviser srs.......
post 1519370591 09-14-2017, 06:16 AM
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#62
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Originally Posted By nn586
This thread makes me realize that I really need to sit down with a financial adviser srs.......
You're smarter than that. Do your research instead. Most "financial advisers" are fukin idiots from my experience.
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post 1519370661 09-14-2017, 06:17 AM
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#63
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Originally Posted By PisseninMisc
You're smarter than that. Do your research instead. Most "financial advisers" are fukin idiots from my experience.
True, I need to hop back on Bogleheads though
post 1519370741 09-14-2017, 06:18 AM
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Originally Posted By PisseninMisc
Lol oh so you WERE aware weren't you *******? No need to be embarrassed bro i was only kidding (mostly).

You were making what 72CAD (about 60k usd) and you're a nurse. Not much to write home about. And we have all read your cringy threads on drips. Get off your high horse kiddo there is bigger world out there than your trailer park and penny stocks
still coping hey?

You preach of a work life balance yet you have absolutely no clue.

Based on your lack of insight and lack of proof I imagine you have very little to show for yourself Especially in terms life experiences you have had, which I are mediocre based on your yolo way of looking at life.

Spoiler!
been there done that, I'd rather focus on something that makes the entirety of my life more easy, carefree, than chase a dopamine rush by simple things
Lol @ you
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post 1519370761 09-14-2017, 06:19 AM
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#65
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I will be washing windows at Arby's when I turn 65. Phuck it. It is what it is. I will be be drinking behind the dumpster though.
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post 1519371281 09-14-2017, 06:25 AM
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#66
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Originally Posted By GabrielNovar
once you retire you rottttt never retire.....always gotta do something
Don't be a cope-a-dope.

I retired at 40 and I am out of the house 7 days a week. Between the gym, doing car stuff and hanging out with friends and family I don't really have much free time.
Eat in a deficit to lose weight.
Hit your protein and fat minimums to stay healthy and keep your gainz.
Lift heavy and do HIIT to look and feel awesome.
Use the internet to learn why you should do these things and how to do these things.
post 1519371421 09-14-2017, 06:27 AM
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#67
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Originally Posted By nosirrahx
Don't be a cope-a-dope.

I retired at 40 and I am out of the house 7 days a week. Between the gym, doing car stuff and hanging out with friends and family I don't really have much free time.
Sounds like a good life brah
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post 1519371741 09-14-2017, 06:30 AM
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Originally Posted By ashin1
Sounds like a good life brah
It is and it was a hell of a sacrifice to get here.

The worst stretch was 8 years with only 2 days off working 12-18 hours a day.

The sacrifice makes life now seem all that much sweeter.
Eat in a deficit to lose weight.
Hit your protein and fat minimums to stay healthy and keep your gainz.
Lift heavy and do HIIT to look and feel awesome.
Use the internet to learn why you should do these things and how to do these things.
post 1519371941 09-14-2017, 06:32 AM
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Originally Posted By nosirrahx
It is and it was a hell of a sacrifice to get here.

The worst stretch was 8 years with only 2 days off working 12-18 hours a day.

The sacrifice makes life now seem all that much sweeter.
8 years? Are you saying that it took you 8 years of hard hustle mode to achieve retirement from when you were 32? If so that's impressive af
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post 1519371951 09-14-2017, 06:33 AM
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Originally Posted By PisseninMisc
Lol oh so you WERE aware weren't you *******? No need to be embarrassed bro i was only kidding (mostly).

You were making what 72CAD (about 60k usd) and you're a nurse. Not much to write home about. And we have all read your cringy threads on drips. Get off your high horse kiddo there is bigger world out there than your trailer park and penny stocks.



No I'm proud of you, srs.
His parents did buy 'ashin the disappointment ' his trailer by giving him an interest free loan to pay back at his convenience.. unfortunately it's worthless, by the time he has an actual passive income he won't be able to afford to live anywhere civilised
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1519372131 09-14-2017, 06:35 AM
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Originally Posted By samsbolton
His parents did buy 'ashin the disappointment ' his trailer by giving him an interest free loan to pay back at his convenience.. unfortunately it's worthless, by the time he has an actual passive income he won't be able to afford to live anywhere civilised
How come you never posted pics of your pad and back yard when I asked you on my other thread. You were advildy posting on it until I mentioned it. It's like you ran away like a scared puppy with its tail between its legs
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post 1519372311 09-14-2017, 06:40 AM
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Originally Posted By Godfrd824
If you start with $1000 at 30 years old and save $1000 per month for 30 years, you'll have $1.3 million by your 60s.
That $1.3 million will be worth piss in 2050.
post 1519372411 09-14-2017, 06:41 AM
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Originally Posted By ashin1
8 years? Are you saying that it took you 8 years of hard hustle mode to achieve retirement from when you were 32? If so that's impressive af
2 guys with a good idea. We kind of knew this was a chance of a lifetime so we went all in.
Eat in a deficit to lose weight.
Hit your protein and fat minimums to stay healthy and keep your gainz.
Lift heavy and do HIIT to look and feel awesome.
Use the internet to learn why you should do these things and how to do these things.
post 1519372461 09-14-2017, 06:42 AM
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#74
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Originally Posted By ashin1
How come you never posted pics of your pad and back yard when I asked you on my other thread. You were advildy posting on it until I mentioned it. It's like you ran away like a scared puppy with its tail between its legs
House I just sold did have a back yard. Don't particularly want or need one, am moving to an apartment. Have another as an investment. Neither is anything particularly special, but they are near London, not in the middle of the arctic tundra surrounded by smackheads.
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1519372621 09-14-2017, 06:43 AM
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[QUOTE=ashin1 post_id=1519370741]still coping hey?

You preach of a work life balance yet you have absolutely no clue.

Based on your lack of insight and lack of proof I imagine you have very little to show for yourself Especially in terms life experiences you have had, which I are mediocre based on your yolo way of looking at life.

[spoiler]been there done that, I'd rather focus on something that makes the entirety of my life more easy, carefree, than chase a dopamine rush by simple things
Lol @ you[/spoiler[/QUOTE]There you go on that high horse again sonny. You got a lot to learn, but not with this kind of attitude. It's allright, live how you want to live bro, just don't be so butthurt as to claim "unaware" when I crack a joke about your trailerpark living.

Btw, I will be the first to admit I don't have a perfect life and have not figure out my perfect balance yet. But I'm not an insecure little bish about it. I'm only 31 and don't expect to have figured things out till much later in life. If you think you have things figured out at 26 I encourage you to open your mind.
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post 1519372641 09-14-2017, 06:43 AM
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Originally Posted By SabbyNoPhysique
That $1.3 million will be worth piss in 2050.
If you put in a shoe box.
Eat in a deficit to lose weight.
Hit your protein and fat minimums to stay healthy and keep your gainz.
Lift heavy and do HIIT to look and feel awesome.
Use the internet to learn why you should do these things and how to do these things.
post 1519372791 09-14-2017, 06:44 AM
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#77
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Originally Posted By PisseninMisc
You're smarter than that. Do your research instead. Most "financial advisers" are fukin idiots from my experience.
This.

Just get the book "simple path to wealth". It will literally cover everything for you.
post 1519373131 09-14-2017, 06:48 AM
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#78
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Originally Posted By GabrielNovar
once you retire you rottttt never retire.....always gotta do something


just not as often. Like only go into the office twice a week.
No brah. I can think of so many things to do when I'm not working. Imagine a life where you get to wake up to no alarms, cook banging meals twice a day, take your motorbike out for a cruise, chasing cute hunnies, going hiking, swimming, hunting, exploring the world. Learning new languages, playing PS4, shooting some motherfukcing guns.

Yeah, most people can't imagine that sort of a life because they're rotting at there 40+ hour ****job.

A day doesn't go by when I don't think about living a good life. I hope I can get there otherwise might as well just be dead before 30 crew.
post 1519373311 09-14-2017, 06:50 AM
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#79
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Originally Posted By samsbolton
House I just sold did have a back yard. Don't particularly want or need one, am moving to an apartment. Have another as an investment. Neither is anything particularly special, but they are near London, not in the middle of the arctic tundra surrounded by smackheads.
so no pics again huh?

I'll take an indigenous community over terrorists any day thank you very much.
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post 1519373641 09-14-2017, 06:55 AM
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#80
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Originally Posted By nosirrahx
It is and it was a hell of a sacrifice to get here.

The worst stretch was 8 years with only 2 days off working 12-18 hours a day.

The sacrifice makes life now seem all that much sweeter.
People like you give me hope.

Do you mean you took two days off a week or a year or what? That's a huge sacrifice but well worth it.
post 1519373811 09-14-2017, 06:56 AM
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Originally Posted By nosirrahx
If you put in a shoe box.
Meaning?
post 1519374201 09-14-2017, 07:01 AM
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#82
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Originally Posted By SabbyNoPhysique
Meaning?
Having $ and doing something with your $ are two totally different things. Letting your $ rot is fine if you have enough, better be on the safer side and invest in something that pays you back and then some.
Originally Posted By SabbyNoPhysique
People like you give me hope.

Do you mean you took two days off a week or a year or what? That's a huge sacrifice but well worth it.
No, 2 days off total. I was working a minimum of 12 hours a day every single day. There was no such thing as a weekend or holiday.
Eat in a deficit to lose weight.
Hit your protein and fat minimums to stay healthy and keep your gainz.
Lift heavy and do HIIT to look and feel awesome.
Use the internet to learn why you should do these things and how to do these things.
post 1519374471 09-14-2017, 07:03 AM
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#83
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Originally Posted By PisseninMisc
There you go on that high horse again sonny. You got a lot to learn, but not with this kind of attitude. It's allright, live how you want to live bro, just don't be so butthurt as to claim "unaware" when I crack a joke about your trailerpark living.

Btw, I will be the first to admit I don't have a perfect life and have not figure out my perfect balance yet. But I'm not an insecure little bish about it. I'm only 31 and don't expect to have figured things out till much later in life. If you think you have things figured out at 26 I encourage you to open your mind.
Not sure if it's actually a joke like you claim or a low key cope, jokes do have an expiry date and you seem to be out of new material.

you know I use to respect people who were older than me because I was under the assumption that because they lived longer than me they have more life experiences/wisedom but I know clearly that isn't the case.

I can guarantee you I have come acrossmorepeople and interacted with them on a personal level than you have. My mind is far from closed
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post 1519374961 09-14-2017, 07:08 AM
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Originally Posted By ashin1
so no pics again huh?

I'll take an indigenous community over terrorists any day thank you very much.
What terrorists? Pics of a couple of averagely nice apartments? Why? Are you mental?
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1519375131 09-14-2017, 07:10 AM
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Originally Posted By samsbolton
What terrorists? Pics of a couple of averagely nice apartments? Why? Are you mental?
You talk a big talk on the misc but you aren't willing to back it up?
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post 1519375211 09-14-2017, 07:11 AM
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Originally Posted By ashin1
Not sure if it's actually a joke like you claim or a low key cope, jokes do have an expiry date and you seem to be out of new material.

you know I use to respect people who were older than me because I was under the assumption that because they lived longer than me they have more life experiences/wisedom but I know clearly that isn't the case.

I can guarantee you I have come acrossmorepeople and interacted with them on a personal level than you have. My mind is far from closed
You are the only guy who is allegedly serious about investing who is literally putting every single cent on one type of investment. No house, pension, gilts, bonds, crypto, gold..nothing. Nada. Zip.

Fukkwittery at its finest, doesn't get any more closed minded than that
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1519375461 09-14-2017, 07:12 AM
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Originally Posted By ashin1
You talk a big talk on the misc but you aren't willing to back it up?
But I don't talk a big talk. I'm comfortable, not particularly wealthy. No idea what I'm supposed to be backing up
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1519375911 09-14-2017, 07:19 AM
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Live below your means.

Invest in index mutual funds (like VTSAX).
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{Misc Investing Crew}
post 1519376021 09-14-2017, 07:20 AM
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Originally Posted By nn586
True, I need to hop back on Bogleheads though
Bogleheads is great. Financial advisors are terrible usually. Usually they are just mutual fund salesmen who will **** you over with fees
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post 1519376091 09-14-2017, 07:21 AM
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Originally Posted By samsbolton
You are the only guy who is allegedly serious about investing who is literally putting every single cent on one type of investment. No house, pension, gilts, bonds, crypto, gold..nothing. Nada. Zip.

Fukkwittery at its finest, doesn't get any more closed minded than that
I have a property that can generate income, it already has in the past. I also have investments I made through more established friends company that yield about $20 a week. Also I haven't put a cent into my investment accounts since April, yet my monthly passive income is still growing month over month. I practically build the foundation of a 2600sqft home in my back yard for fun. You are a sad old man
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