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How much have you accumulated in savings and retirement accounts?
10-10-2017, 09:35 AM
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#181
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Originally Posted By WSG1⏩
Good thing you recognize that. Most people overlook their bad spending habits. The sooner you realize where you can make realistic cuts, the better.Not even going to lie, Damn near $0. I've lived my adult life so far in debt and buying chit and putting it on credit/financing it. So a good portion of my money went to bills to pay off **** i already have and am bored with. I had an epiphany and downgraded to the basic essentials, moved into an room in a house and going into extremely saving mode. I should be putting away close to $1000-$1500 a month easy with my current income. Have a side business going that i'll be working with aswell.
Also, every couple years, check on home/car policies that are cheaper than what you're paying now.
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10-10-2017, 09:55 AM
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#182
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Originally Posted By ChaseW⏩
Haha, I didn't feel the need to post a statement for ~25k in retirement. But I'm assuming you are talking about the people who are saying 100/200/500k etc.Don't have a good job but managed to bank $100k after tax in the 2 years post high school. Mmmmhmmmm. Interesting how no one ITT has any statements lying around to back this up or anything.
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10-10-2017, 10:02 AM
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#183
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Originally Posted By PeaceWithin⏩
More specifically the group of 23-27yo's claiming half a mill in assets and savings.Haha, I didn't feel the need to post a statement for ~25k in retirement. But I'm assuming you are talking about the people who are saying 100/200/500k etc.
I'm not saying it's impossible, but seems like a very "misc" thread where suddenly we are all high society investment bankers
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10-10-2017, 10:05 AM
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#184
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The important thing I'm seeing whether in debt, or saving a ton of money is always make sure you have a plan!
If you have goal in mind and a plan that works to execute it, you are on a good track and will accomplish what you want!
When you lose sight of the goal and start spending too much, or not paying off this, or not saving that amount, you fall off.
So whether behind, or 10 steps ahead, just make sure you have a plan.
If you have goal in mind and a plan that works to execute it, you are on a good track and will accomplish what you want!
When you lose sight of the goal and start spending too much, or not paying off this, or not saving that amount, you fall off.
So whether behind, or 10 steps ahead, just make sure you have a plan.
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10-10-2017, 10:44 AM
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#185
Originally Posted By ChaseW⏩
Inheritance probably, most people never admit when they get money via inheritance.Don't have a good job but managed to bank $100k after tax in the 2 years post high school. Mmmmhmmmm. Interesting how no one ITT has any statements lying around to back this up or anything.
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10-10-2017, 10:53 AM
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#186
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not enough for my income. saved up for a house downpayment, paid down car and student loan debt in my twenties so I did not start until I was 26.
right now have 38,000 in 401k and 17,000 in pension. so around 55,000. but every year about 15K gets thrown in (company matching/pension) so its going up fast.
right now have 38,000 in 401k and 17,000 in pension. so around 55,000. but every year about 15K gets thrown in (company matching/pension) so its going up fast.
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10-10-2017, 10:55 AM
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#187
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I'm 35. My wife is 34. Both employed. Both with pensions. Household income is about 185k a year pre-tax. Our half a mill house is fully paid and we have no debt. We have about 250k saved up.
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10-10-2017, 11:13 AM
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#188
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10-10-2017, 11:18 AM
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#189
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Not going to post an amount, but it sure is nice to see other people saving money and not squandering all their money on stupid things. Anyone here spend time on Bogleheads or MrMoneyMustache?
10-10-2017, 12:05 PM
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#190
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Originally Posted By chickenbroc****⏩
My wife's 401K and rollover IRA aren't included, or cash on hand.Thread is useless without screen shots (minus names/account numbers) of accounts
Capture.jpg
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10-10-2017, 12:32 PM
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#191
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Originally Posted By TheCreature55⏩
Bookmarked the site, thanks brahGood job - pretty sure someone has mentioned this earlier but you might find Mr Money Moustache interesting:https://www.mrmoneymustache.com/
We all gonna make it
We all gonna make it

Originally Posted By MuzzieChik786⏩
Yeah, Most people are stuck in the "keeping up with the Joneses" mentality and its ****ing toxic. Its mind blowing just how much you can save if you cut out the BS. I know guys who are making $100k/yr and are living near paycheck to paycheck because every payday they have a laundry list of bills/debt to pay. My fuking friend financed a $7k washing machine/dryer and is making payments on that. The FUK?Good thing you recognize that. Most people overlook their bad spending habits. The sooner you realize where you can make realistic cuts, the better.
Also, every couple years, check on home/car policies that are cheaper than what you're paying now.
Also, every couple years, check on home/car policies that are cheaper than what you're paying now.
I like the tuna here.
10-10-2017, 01:29 PM
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#192
10-10-2017, 02:57 PM
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#193
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Originally Posted By ecs33⏩
If you have a low interest rate you definitely don't want to pay it down early....Did have about 6 figs of savings but no longer since i bought a house and furnished it.
Pays $500-$1000 over min payment crew, so wont have substantial liquid cash for a while but will have a paid off house in less a little over 10 years. And ofcourse that could be sold, rented out, etc.
Pays $500-$1000 over min payment crew, so wont have substantial liquid cash for a while but will have a paid off house in less a little over 10 years. And ofcourse that could be sold, rented out, etc.
Save the extra 500-1k per month and invest somewhere else, surely you could do better than 3% return?? (Or whatever your interest rate is)
10-10-2017, 03:07 PM
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#194
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Originally Posted By ChaseW⏩
I'm retiring in 2 weeks and my wife at year end. Based on retirement income calculations and investment simulations, we'll be able to live very well and never run out of $Noticing your age, how do you feel about where you are? When do you and your wife plan to retire?
A democracy is two wolves and a lamb voting on what to have for lunch. And that's why the USA is a constitutional republic and not a democracy.
10-10-2017, 03:19 PM
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#195
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Originally Posted By poundXpound⏩
If I'm reading this correctly, your net worth is a little over a million? And that's enough for retirement for you? O_oI'm retiring in 2 weeks and my wife at year end. Based on retirement income calculations and investment simulations, we'll be able to live very well and never run out of $
Thus let me live, unseen, unknown;
Thus unlamented let me die;
Steal from the world, and not a stone
Tell where I lie.
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10-10-2017, 08:34 PM
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#196
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Originally Posted By MuzzieChik786⏩
That's not net worth. Thread title asked about how much saved. I did not include a snip of wife's 401k, rollover IRA or $200k cash. Total is 1.7M and yes it is more than enough to retire on and live very well. Also did not list retirement income from 5 pensions or Social Security.If I'm reading this correctly, your net worth is a little over a million? And that's enough for retirement for you? O_o
A democracy is two wolves and a lamb voting on what to have for lunch. And that's why the USA is a constitutional republic and not a democracy.
10-10-2017, 09:08 PM
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#197
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Age 23, 0 debt
$12,000 in cash and $17,000 in my pension. Started saving cash almost 2 years ago. Will continue to save $500-$1000 a month. My pension goes up $800-$900 or more a week depending on the project I'm working on. Starting in December I'm going to start contributing 10% of my income to a 401k. Company matches 35% of that. I'm hoping to have over 200k in my retirement account within the next 4 years
$12,000 in cash and $17,000 in my pension. Started saving cash almost 2 years ago. Will continue to save $500-$1000 a month. My pension goes up $800-$900 or more a week depending on the project I'm working on. Starting in December I'm going to start contributing 10% of my income to a 401k. Company matches 35% of that. I'm hoping to have over 200k in my retirement account within the next 4 years
10-10-2017, 10:35 PM
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#198
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Originally Posted By samsbolton⏩
Well I doubt he really gives a **** about what he could get in the UK or not. brb "200k is **** all, you couldn't get a room on Mars with that."240k Canadian $ is 144k Britishยฃ. That would barely get you half a property in my area lol
10-11-2017, 07:22 AM
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#199
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For everyone that Negged me for calling out that caravan dwelling hobbit..this is what he thinks of you:
https://forum.obnoxiousbrutes.com/showt...4857841&page=1
Apologies accepted
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Apologies accepted
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10-11-2017, 07:27 AM
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#200
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Originally Posted By samsbolton⏩
FixedFor everyone that Negged me for calling out that caravan dwelling hobbit..this is what he thinks ofold people:
fist yourself
10-11-2017, 03:29 PM
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#201
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Originally Posted By samsbolton⏩
Still waiting for my fries sambolton, chop chop, wouldn't want me reporting you to your supervisor(high chances he is at least 10 years younger than you)For everyone that Negged me for calling out that caravan dwelling hobbit..this is what he thinks of you:
https://forum.obnoxiousbrutes.com/showt...4857841&page=1
Apologies accepted
https://forum.obnoxiousbrutes.com/showt...4857841&page=1
Apologies accepted
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10-11-2017, 08:10 PM
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#202
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Originally Posted By samsbolton⏩
Negging on spread. Reading comprehension, not even once.For everyone that Negged me for calling out that caravan dwelling hobbit..this is what he thinks of you:
https://forum.obnoxiousbrutes.com/showt...4857841&page=1
Apologies accepted
https://forum.obnoxiousbrutes.com/showt...4857841&page=1
Apologies accepted
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10-11-2017, 08:13 PM
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#203
10-11-2017, 08:15 PM
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#204
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Originally Posted By JaegerBrah⏩
I suggest you do it. I regret not travelling more for long periods of time and wageslaving. I don't really care to live much past 45 at the moment, unless it's in SA with a Brazilian or Colombian HBBMaxed out TFSA, have 150k~ in various stocks/bonds, 25k in regular savings, 15k~ across various other accounts.
I also own my property, mortgage-free and rent out a room to a friend, so a bit of extra passive income. Tempted every day just to sell everything and travel for the next decade or so and bang escorts/sloots then die at like 40.
I also own my property, mortgage-free and rent out a room to a friend, so a bit of extra passive income. Tempted every day just to sell everything and travel for the next decade or so and bang escorts/sloots then die at like 40.
10-11-2017, 08:21 PM
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#205
10-11-2017, 08:25 PM
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#206
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8 figures liquid, 9 figures assets.
250k PMs
Fully funded 10-pay.
4 homes fully paid off.
We are getting into rental properties to convert assets into passive income, bought first duplex today, will be buying at least 2 more this month.
250k PMs
Fully funded 10-pay.
4 homes fully paid off.
We are getting into rental properties to convert assets into passive income, bought first duplex today, will be buying at least 2 more this month.
Eat in a deficit to lose weight.
Hit your protein and fat minimums to stay healthy and keep your gainz.
Lift heavy and do HIIT to look and feel awesome.
Use the internet to learn why you should do these things and how to do these things.
10-12-2017, 02:46 AM
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#207
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Originally Posted By nosirrahx⏩
Upwards of 100 mill net worth? Congrats you are the most successful miscer ever.8 figures liquid, 9 figures assets.
250k PMs
Fully funded 10-pay.
4 homes fully paid off.
We are getting into rental properties to convert assets into passive income, bought first duplex today, will be buying at least 2 more this month.
250k PMs
Fully funded 10-pay.
4 homes fully paid off.
We are getting into rental properties to convert assets into passive income, bought first duplex today, will be buying at least 2 more this month.
2023 bertie awards 2024 nominations
https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
10-12-2017, 03:01 AM
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#208
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Originally Posted By nosirrahx⏩
Cliffs on what you do and how you got there.8 figures liquid, 9 figures assets.
250k PMs
Fully funded 10-pay.
4 homes fully paid off.
We are getting into rental properties to convert assets into passive income, bought first duplex today, will be buying at least 2 more this month.
250k PMs
Fully funded 10-pay.
4 homes fully paid off.
We are getting into rental properties to convert assets into passive income, bought first duplex today, will be buying at least 2 more this month.
mirin
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10-12-2017, 03:26 AM
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#209
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Originally Posted By DavidL913⏩
I think it's just possible he's telling whoppers.Cliffs on what you do and how you got there.
mirin
mirin
Amazing I know
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10-12-2017, 07:14 AM
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#210
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Originally Posted By DavidL913⏩
I'll PM you, out of respect please do not post.Cliffs on what you do and how you got there.
mirin
mirin
EDIT:
Message sent.
Eat in a deficit to lose weight.
Hit your protein and fat minimums to stay healthy and keep your gainz.
Lift heavy and do HIIT to look and feel awesome.
Use the internet to learn why you should do these things and how to do these things.
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