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My 2018 porsche hit & ran by delivery company (srs)
06-14-2018, 09:05 PM
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#151
- nckid
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Originally Posted By vTarik⏩
its an aluminum body on a 6 figure vehicle, would you expect to just pop the dent out and it be good as new?Lol'd @ changing the whole door for a small dent and a scratch
I took it to touchless dent repair who put it under the light and there is over 3 dents in the door, only the main one is visible without their light, there is a dent under the scratches.
The small dents estimation was 1,831 to repair not including removing scratches and having to repaint them.
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06-14-2018, 09:16 PM
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#152
- poonpounder311
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OP how much was the estimate you got for? If it’s no where near 900 this is sounding sketchy as fuk. You don’t have to file a claim thru your insurance but with as sketchy as everything sounds you may want to so they can handle the repairs and deal with the other insurance company on the back end for you. You’ll still have to submit the diminished value claim to them but at least your car will be repaired correctly and you won’t be stuck with some kind of dispute between the shop and the other insurance.
Unless you feel confident in whatever they told you about handling the repairs that’s the route I’d go.
Unless you feel confident in whatever they told you about handling the repairs that’s the route I’d go.
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06-14-2018, 09:34 PM
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#153
- nckid
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Originally Posted By poonpounder311⏩
The estimate is around 2400, but this is not including any hidden damage costs or any extra work that will likely come up and this was also from the original place. Porsche authorized is going to be higher than that I am sure. Outside of that seeming odd, there is no reason for me to try to get my insurance involved as of now, I think it would be ridiculous to get my insurance involved as the delivery company at this point has to pay for the work as they've gotten to the point that they are basically admitting fault, versus me paying my insurance a deductible and any possible raises, for someone elses fault.OP how much was the estimate you got for? If it’s no where near 900 this is sounding sketchy as fuk. You don’t have to file a claim thru your insurance but with as sketchy as everything sounds you may want to so they can handle the repairs and deal with the other insurance company on the back end for you. You’ll still have to submit the diminished value claim to them but at least your car will be repaired correctly and you won’t be stuck with some kind of dispute between the shop and the other insurance.
Unless you feel confident in whatever they told you about handling the repairs that’s the route I’d go.
Unless you feel confident in whatever they told you about handling the repairs that’s the route I’d go.
As long as my car is in the Porsche shop, they deal with things with the insurance, the worst that SHOULD be possible to happen is the insurance says they don't want to pay a certain price or something but then I would imagine that's when I would get either a lawyer or my insurance involved because porsche authorized is not going to allow to use any non oem or cheap repair parts, but I don't see why they would try to do that when they are already aware where I am going, that they are at fault for paying and etc.
I see it becoming a Shid show, if I get my insurance involved, their insurance involved, Porsche trying to deal with both possibly, and also trying to do diminished value claim.
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06-14-2018, 09:42 PM
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#154
- kalvinmc
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just lmao @ thinking your poverty panamera wont be worth less than half in a couple years anyways
you can get 2014 models for 35-40K where I live
you can get 2014 models for 35-40K where I live
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06-14-2018, 09:52 PM
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#155
- Xinroth
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Originally Posted By nckid⏩
Difference is your insurance company will force them to pay your damages and try to get the maximum amount of $$ as diminished value, since they would get their own adjuster to see how much the car lost in 'value' after it is fixed. I got over $3k in diminished value after replacing my bumper/suspension/fender on a $30k car... I'd wager you're looking at 5x that on an '18 porsche.Because their insurance is at fault, if they are agreeing to pay the damages I don't see why I would need to get my insurance involved as im not going to be paying any deductible or etc because my insurance wont be covering any of the damages?
I currently do not need a lawyer because they are paying out for the damages, a lawyer would only be needed if they are against diminished value claim, to my understanding. One lawyer told me he charges 94 an hour, this is going to be like a 1-2 week repair, would be pointless to be paying a lawyer now if I do not need one, and if the lawyer fees end up being anywhere near a couple thousand, its likely going to be what they'd offer me in diminished value after the case. For example, I got estimate of 13k diminished value, but they offer me 6.5k. I could get a lawyer and try to fight for the 13k, but then lawyer and court fees(?) ends up costing 4k, I would have likely been better off just asking to be met at 7-7.5k and not had to deal with all the hassles I will have to with trying to fight them.
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I currently do not need a lawyer because they are paying out for the damages, a lawyer would only be needed if they are against diminished value claim, to my understanding. One lawyer told me he charges 94 an hour, this is going to be like a 1-2 week repair, would be pointless to be paying a lawyer now if I do not need one, and if the lawyer fees end up being anywhere near a couple thousand, its likely going to be what they'd offer me in diminished value after the case. For example, I got estimate of 13k diminished value, but they offer me 6.5k. I could get a lawyer and try to fight for the 13k, but then lawyer and court fees(?) ends up costing 4k, I would have likely been better off just asking to be met at 7-7.5k and not had to deal with all the hassles I will have to with trying to fight them.
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You don't have leverage nor skill to do the same.
Originally Posted By nckid⏩
Do you understand that if you tell your insurance, it doesn't mean they are going to pay for the repairs and you need to pay them a deductible?The estimate is around 2400, but this is not including any hidden damage costs or any extra work that will likely come up and this was also from the original place. Porsche authorized is going to be higher than that I am sure. Outside of that seeming odd, there is no reason for me to try to get my insurance involved as of now, I think it would be ridiculous to get my insurance involved as the delivery company at this point has to pay for the work as they've gotten to the point that they are basically admitting fault, versus me paying my insurance a deductible and any possible raises, for someone elses fault.
As long as my car is in the Porsche shop, they deal with things with the insurance, the worst that SHOULD be possible to happen is the insurance says they don't want to pay a certain price or something but then I would imagine that's when I would get either a lawyer or my insurance involved because porsche authorized is not going to allow to use any non oem or cheap repair parts, but I don't see why they would try to do that when they are already aware where I am going, that they are at fault for paying and etc.
I see it becoming a Shid show, if I get my insurance involved, their insurance involved, Porsche trying to deal with both possibly, and also trying to do diminished value claim.
As long as my car is in the Porsche shop, they deal with things with the insurance, the worst that SHOULD be possible to happen is the insurance says they don't want to pay a certain price or something but then I would imagine that's when I would get either a lawyer or my insurance involved because porsche authorized is not going to allow to use any non oem or cheap repair parts, but I don't see why they would try to do that when they are already aware where I am going, that they are at fault for paying and etc.
I see it becoming a Shid show, if I get my insurance involved, their insurance involved, Porsche trying to deal with both possibly, and also trying to do diminished value claim.
(and if they do an advance where they pay for the repairs & then charge it to the delivery company's insurance, you'll get all the deductible back.)... Telling your insurance doesn't mean you pay anything. They'll basically be there to act as your lawyers.
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06-14-2018, 10:06 PM
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#156
- nckid
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Originally Posted By kalvinmc⏩
Did I say I cared about natural depreciation 4 years from now? Im sure those 2014 models where you live are not turbos and they are also the ugly outdated body that was changed in 2017. Yes my vehicle is definitely a poverty Panamera. Welcome to the thread, join the other random cucks who for some reason decided to contribute nothing but random hate lol.just lmao @ thinking your poverty panamera wont be worth less than half in a couple years anyways
you can get 2014 models for 35-40K where I live
you can get 2014 models for 35-40K where I live
I've already been quoted for 13k diminished value, but I should not want that because my car will be worth less in years right?
Originally Posted By Xinroth⏩
How do I have no leverage or ability, when I have had a Porsche dealer manager already create an appraisal for no damage and an appraisal with the damage? How do you expect my insurance to come up with the diminished value(actual question), if its not through getting an estimation of the two differences? That 5x that you guessed is close to the 13k diminished value that the dealership quoted me with, that I posted.Difference is your insurance company will force them to pay your damages and try to get the maximum amount of $$ as diminished value, since they would get their own adjuster to see how much the car lost in 'value' after it is fixed. I got over $3k in diminished value after replacing my bumper/suspension/fender on a $30k car... I'd wager you're looking at 5x that on an '18 porsche.
You don't have leverage nor skill to do the same.
Do you understand that if you tell your insurance, it doesn't mean they are going to pay for the repairs and you need to pay them a deductible?
(and if they do an advance where they pay for the repairs & then charge it to the delivery company's insurance, you'll get all the deductible back.)... Telling your insurance doesn't mean you pay anything. They'll basically be there to act as your lawyers.
You don't have leverage nor skill to do the same.
Do you understand that if you tell your insurance, it doesn't mean they are going to pay for the repairs and you need to pay them a deductible?
(and if they do an advance where they pay for the repairs & then charge it to the delivery company's insurance, you'll get all the deductible back.)... Telling your insurance doesn't mean you pay anything. They'll basically be there to act as your lawyers.
If my insurance is not going to be involved in any payouts and im not claiming anything with them, I don't see why my insurance would handle anything in this situation, because they aren't the ones reporting the damage, paying it, setting up anything or etc? I do not see it being as simple as "my insurance advancing it and billing the delivery company" because the delivery company could have a policy of not paying over a certain amount per labor which is one reason they told me that I should not pay in advance myself and try to be reimbursed because they are not going to pay over a price that they are supposed to.
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06-14-2018, 10:52 PM
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#157
- Godfrd824
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Originally Posted By nckid⏩
That's surprisingly cheap for a $180k car. Not that it matters, your trust fund is strong. The only advice I can give is stop stressing. My wife's car was parked outside our house during a wind storm, it rained shingles and scratched the hell out of car, I just shrugged it off, crying isn't gonna help. Of course her car is 1/4th the price of yours so IDK.The damage is not 900 lol that’s what the insurance is willing to pay at a Time per work instead of paying full estimate at a time. A new door alone is 1800
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
06-14-2018, 11:03 PM
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#158
- nckid
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Originally Posted By Godfrd824⏩
Don't have a trust fund, but I hear you. Im not stressed about it because the repairs are being covered, im just waiting on hearing from insurance about diminished value possibility, so I know where to go from there. Just created the thread like not even 4 minutes after being told it would be reported to my car history, so I didn't have the time to do any research or etc on my own while working, and the thread lead me to get a different collision repair shop, mentioning diminished claim to insurance and a few other things that I was not in the process of.That's surprisingly cheap for a $180k car. Not that it matters, your trust fund is strong. The only advice I can give is stop stressing. My wife's car was parked outside our house during a wind storm, it rained shingles and scratched the hell out of car, I just shrugged it off, crying isn't gonna help. Of course her car is 1/4th the price of yours so IDK.
As for your wifes situation, I would shrug it off also because I would look at it as I shouldn't have left it outside during a wind storm or other things that can make me accept responsibility for it, the fact that someone else hit me while I was parked & even ran/unreported it makes it a totally different situation. I'm not hurting for any money, as I was originally going to pay for the damages all out of pocket to avoid insurance report, but since it is being reported I expect to be payed for the damage it does to my value IF I ever decided to get rid of it. The appraised diminished value is 13k, that's a big shrug to take for someone else damaging my vehicle.
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06-14-2018, 11:11 PM
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#159
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Originally Posted By nckid⏩
I didn't mean let them screw you, but you need to relax, at the end of the day it's a machine that can be replaced.Don't have a trust fund, but I hear you. Im not stressed about it because the repairs are being covered, im just waiting on hearing from insurance about diminished value possibility, so I know where to go from there. Just created the thread like not even 4 minutes after being told it would be reported to my car history, so I didn't have the time to do any research or etc on my own while working, and the thread lead me to get a different collision repair shop, mentioning diminished claim to insurance and a few other things that I was not in the process of.
As for your wifes situation, I would shrug it off also because I would look at it as I shouldn't have left it outside during a wind storm or other things that can make me accept responsibility for it, the fact that someone else hit me while I was parked & even ran/unreported it makes it a totally different situation. I'm not hurting for any money, as I was originally going to pay for the damages all out of pocket to avoid insurance report, but since it is being reported I expect to be payed for the damage it does to my value IF I ever decided to get rid of it.The appraised diminished value is 13k, that's a big shrug to take for someone else damaging my vehicle.
As for your wifes situation, I would shrug it off also because I would look at it as I shouldn't have left it outside during a wind storm or other things that can make me accept responsibility for it, the fact that someone else hit me while I was parked & even ran/unreported it makes it a totally different situation. I'm not hurting for any money, as I was originally going to pay for the damages all out of pocket to avoid insurance report, but since it is being reported I expect to be payed for the damage it does to my value IF I ever decided to get rid of it.The appraised diminished value is 13k, that's a big shrug to take for someone else damaging my vehicle.
Also, the reason people are ganging up on you is because you're 26, spent 7 years in the military, got med boarded, yet are subtle bragging about an almost $200k car, whilst also crying about loosing $13k. The whole thing seems a bit implausible.
But regardless, get a lawyer, lambaste them on social media, get your money's worth, just make sure you don't spend $26k trying to get $13k from them.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
06-15-2018, 12:12 AM
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#160
- nckid
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Originally Posted By Godfrd824⏩
The only people that think me posting about a vehicle being hit and run and me asking advise with a srs tag, as a subtle brag are people who are insecure about the life that they are living. If I wanted to brag there are other things I could have posted about. Being 26 & my military career has nothing to do with what happened, I never mentioned my age & military was brought up only when people mentioned specific things.I didn't mean let them screw you, but you need to relax, at the end of the day it's a machine that can be replaced.
Also, the reason people are ganging up on you is because you're 26, spent 7 years in the military, got med boarded, yet are subtle bragging about an almost $200k car, whilst also crying about loosing $13k. The whole thing seems a bit implausible.
But regardless, get a lawyer, lambaste them on social media, get your money's worth, just make sure you don't spend $26k trying to get $13k from them.
Also, the reason people are ganging up on you is because you're 26, spent 7 years in the military, got med boarded, yet are subtle bragging about an almost $200k car, whilst also crying about loosing $13k. The whole thing seems a bit implausible.
But regardless, get a lawyer, lambaste them on social media, get your money's worth, just make sure you don't spend $26k trying to get $13k from them.
Not aware how you're getting that I'm wound up/need to relax, when I've already handled everything, updated original post and just waiting to hear from insurance on diminished value to know where to go from there. Doesn't matter if I was a multi millionaire, its still not acceptable in my eyes to just look at it as oh well *shoulder shrugs* no matter if it was only 1k in diminished value. Yes "its a Machine it can be replaced", we aren't talking about replacing it though, only about someone else's responsibility to cover what they did. I'd like to see how you'd do in a situation being robbed of 13k & if you'll go "oh well its just money, more can be earned" lmao.
I'm not worried about people ganging up on me, because again that goes to their insecurity about their own living to take the time out to contribute nothing to the thread but hate. What is implausible about my situation? No one accused me of frauding & just because I can afford a high valued car, means that I should be okay with losing 13k from some one else's fault? Or are you for some reason taking into account all those random things about my life that you mentioned out of the blue, to think that means I should not be able to afford it?
I imagine people with your mindset would be the same type of person who would hit my vehicle and not leave your insurance information because "He can afford it".
Its not necessary to start taking it to social media or a lawyer at this point because everything is already been put into place, there is only the waiting game now.
Thanks for the advice though, I definitely would have spent 26k on trying to get 13k from them if you did not mention that.
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06-15-2018, 07:13 AM
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#161
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Originally Posted By nckid⏩
I've lost similar amounts of money over trivial things.The only people that think me posting about a vehicle being hit and run and me asking advise with a srs tag, as a subtle brag are people who are insecure about the life that they are living. If I wanted to brag there are other things I could have posted about. Being 26 & my military career has nothing to do with what happened, I never mentioned my age & military was brought up only when people mentioned specific things.
Not aware how you're getting that I'm wound up/need to relax, when I've already handled everything, updated original post and just waiting to hear from insurance on diminished value to know where to go from there. Doesn't matter if I was a multi millionaire, its still not acceptable in my eyes to just look at it as oh well *shoulder shrugs* no matter if it was only 1k in diminished value. Yes "its a Machine it can be replaced", we aren't talking about replacing it though, only about someone else's responsibility to cover what they did. I'd like to see how you'd do in a situation being robbed of 13k & if you'll go "oh well its just money, more can be earned" lmao.
I'm not worried about people ganging up on me, because again that goes to their insecurity about their own living to take the time out to contribute nothing to the thread but hate. What is implausible about my situation? No one accused me of frauding & just because I can afford a high valued car, means that I should be okay with losing 13k from some one else's fault? Or are you for some reason taking into account all those random things about my life that you mentioned out of the blue, to think that means I should not be able to afford it?
I imagine people with your mindset would be the same type of person who would hit my vehicle and not leave your insurance information because "He can afford it".
Its not necessary to start taking it to social media or a lawyer at this point because everything is already been put into place, there is only the waiting game now.
Thanks for the advice though, I definitely would have spent 26k on trying to get 13k from them if you did not mention that.
Not aware how you're getting that I'm wound up/need to relax, when I've already handled everything, updated original post and just waiting to hear from insurance on diminished value to know where to go from there. Doesn't matter if I was a multi millionaire, its still not acceptable in my eyes to just look at it as oh well *shoulder shrugs* no matter if it was only 1k in diminished value. Yes "its a Machine it can be replaced", we aren't talking about replacing it though, only about someone else's responsibility to cover what they did. I'd like to see how you'd do in a situation being robbed of 13k & if you'll go "oh well its just money, more can be earned" lmao.
I'm not worried about people ganging up on me, because again that goes to their insecurity about their own living to take the time out to contribute nothing to the thread but hate. What is implausible about my situation? No one accused me of frauding & just because I can afford a high valued car, means that I should be okay with losing 13k from some one else's fault? Or are you for some reason taking into account all those random things about my life that you mentioned out of the blue, to think that means I should not be able to afford it?
I imagine people with your mindset would be the same type of person who would hit my vehicle and not leave your insurance information because "He can afford it".
Its not necessary to start taking it to social media or a lawyer at this point because everything is already been put into place, there is only the waiting game now.
Thanks for the advice though, I definitely would have spent 26k on trying to get 13k from them if you did not mention that.
If you had my mindset you wouldn't be here crying. Maybe you're not crying, but that's how you come off.
Don't worry OP, 3 years from now I'll pick up your car for $60k, and I'll enjoy it much more than you did knowing that I didn't have to spend $185k + $13k on a door.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
06-15-2018, 07:17 AM
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#162
06-15-2018, 07:17 AM
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#163
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Guy comes on here to ask for some direction because some dickhead hit his car and not just a quick wind mirror hit either - a full on hit across the body and all the Misc retarded heroes swamp the thread with their salt and other cope mechanism because the car in question is a Porche and is 6 figures brand new.
I dont fancy Porche cars but I understand people who do. But LMAO @ fkin gutter trash Miscers trying to play off 6 figure car like "Nah bro its a POS". Go fuk yourselves you trash talking, slack jawed goofs.
I dont fancy Porche cars but I understand people who do. But LMAO @ fkin gutter trash Miscers trying to play off 6 figure car like "Nah bro its a POS". Go fuk yourselves you trash talking, slack jawed goofs.
06-15-2018, 07:21 AM
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#164
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too much to read, so ill just toss my two cents from my decade of insurance/law experience
you are likely filing for your damages under collision coverage on your personal auto policy
collision coverage is a contractual coverage, meaning you exchange a premium for a policy contract
within that contract it will likely say DV claims cant be made through your own policy, but could be made through the at-fault's liability carrier (in this case there is none i assume)
it really comes down to policy language and sometimes goes state-to-state
read policy for your answer
edit: i have an audi RS7 so i know how you feel, big ticket items hurt the most when this stuff happens to it
you are likely filing for your damages under collision coverage on your personal auto policy
collision coverage is a contractual coverage, meaning you exchange a premium for a policy contract
within that contract it will likely say DV claims cant be made through your own policy, but could be made through the at-fault's liability carrier (in this case there is none i assume)
it really comes down to policy language and sometimes goes state-to-state
read policy for your answer
edit: i have an audi RS7 so i know how you feel, big ticket items hurt the most when this stuff happens to it
06-15-2018, 07:25 AM
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#165
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Originally Posted By dcbone30⏩
^^^This is where Im headed. I have a very nice car I purchased when I hit a final career goal about three years back. I've worried about the car way too much to actually enjoy it. The next car I buy will be comfortable to drive but it will be the type of car I wont care if I get a door ding or in a fender bender.Glad I paid 10k for my car new. 0 fuks if it gets scratched cuz I'll just buy another one in 10 years
...and before people say "you cant afford it if you are worried about it"...Im closing in on retirement (older miscer) and not worried about it financially at all.
06-15-2018, 07:55 AM
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#166
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Originally Posted By nckid⏩
I would call them and talk about it, they have a legal team that can help you out if needed. That's why you're paying them.Because their insurance is at fault, if they are agreeing to pay the damages I don't see why I would need to get my insurance involved as im not going to be paying any deductible or etc because my insurance wont be covering any of the damages?
I currently do not need a lawyer because they are paying out for the damages, a lawyer would only be needed if they are against diminished value claim, to my understanding. One lawyer told me he charges 94 an hour, this is going to be like a 1-2 week repair, would be pointless to be paying a lawyer now if I do not need one, and if the lawyer fees end up being anywhere near a couple thousand, its likely going to be what they'd offer me in diminished value after the case. For example, I got estimate of 13k diminished value, but they offer me 6.5k. I could get a lawyer and try to fight for the 13k, but then lawyer and court fees(?) ends up costing 4k, I would have likely been better off just asking to be met at 7-7.5k and not had to deal with all the hassles I will have to with trying to fight them.
I currently do not need a lawyer because they are paying out for the damages, a lawyer would only be needed if they are against diminished value claim, to my understanding. One lawyer told me he charges 94 an hour, this is going to be like a 1-2 week repair, would be pointless to be paying a lawyer now if I do not need one, and if the lawyer fees end up being anywhere near a couple thousand, its likely going to be what they'd offer me in diminished value after the case. For example, I got estimate of 13k diminished value, but they offer me 6.5k. I could get a lawyer and try to fight for the 13k, but then lawyer and court fees(?) ends up costing 4k, I would have likely been better off just asking to be met at 7-7.5k and not had to deal with all the hassles I will have to with trying to fight them.
Originally Posted By Godfrd824⏩
While you're right that will depreciate, deep down you're COPING so hard right now. Pretty pathetic...I've lost similar amounts of money over trivial things.
If you had my mindset you wouldn't be here crying. Maybe you're not crying, but that's how you come off.
Don't worry OP, 3 years from now I'll pick up your car for $60k, and I'll enjoy it much more than you did knowing that I didn't have to spend $185k + $13k on a door.
If you had my mindset you wouldn't be here crying. Maybe you're not crying, but that's how you come off.
Don't worry OP, 3 years from now I'll pick up your car for $60k, and I'll enjoy it much more than you did knowing that I didn't have to spend $185k + $13k on a door.
06-15-2018, 08:00 AM
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#167
- Godfrd824
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Originally Posted By TrancE_AddicT⏩
Nah, if I wanted it new I could also get it new, but why would I do that when I can buy it certified for 1/3rd the price?I would call them and talk about it, they have a legal team that can help you out if needed. That's why you're paying them.
While you're right that will depreciate, deep down you're COPING so hard right now. Pretty pathetic...
While you're right that will depreciate, deep down you're COPING so hard right now. Pretty pathetic...
But really, I wouldn't buy a Panamera, BRB no push to start, BRB gauge in the middle of the dash. I'd rather get an RS7, but I won't be spending that much money, pretty soon I'll be picking up an A7 though.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
06-15-2018, 08:03 AM
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#168
- Comedinebabe
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- Comedinebabe
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what do you do for a living OP? mirin baller lifestyle
06-15-2018, 08:04 AM
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#169
- nckid
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- nckid
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Originally Posted By Godfrd824⏩
You talked about your wife’s car being damaged for leaving it out in a bad windstorm which you’d be at fault for, seeing as windstorms mean it’s very likely tree branches, rocks, debris and other things would be flying at the vehicle. A person coming and damaging the car instead of Mother Nature would be a different story and then that person walks away and isn’t paying for it would basically be like sticking you up for however much money that damage is.I've lost similar amounts of money over trivial things.
If you had my mindset you wouldn't be here crying. Maybe you're not crying, but that's how you come off.
Don't worry OP, 3 years from now I'll pick up your car for $60k, and I'll enjoy it much more than you did knowing that I didn't have to spend $185k + $13k on a door.
If you had my mindset you wouldn't be here crying. Maybe you're not crying, but that's how you come off.
Don't worry OP, 3 years from now I'll pick up your car for $60k, and I'll enjoy it much more than you did knowing that I didn't have to spend $185k + $13k on a door.
Again you’re posting like other people mentioning something like 3 years from now as if I care about that at all, don’t worry 3 years from now I’ll still be able to spend another 185k on a car if I do choose. Stop trying to act like you’re not posting with some sort of discontent, salt or hate, your real nature is showing with every reply.
Good luck picking up a 2018 turbo for 60k in 3 years, 2015s are still 75k or more range & those are the outdated ugly models with half the tech in the current ones & likely the bare minimum features and etc added into it.
Originally Posted By topperstyle⏩
Nothing is being filed or claimed through my insurance as of now, the delivery companies insurance has been responsible because by the delivery company is at fault for the hit and run.too much to read, so ill just toss my two cents from my decade of insurance/law experience
you are likely filing for your damages under collision coverage on your personal auto policy
collision coverage is a contractual coverage, meaning you exchange a premium for a policy contract
within that contract it will likely say DV claims cant be made through your own policy, but could be made through the at-fault's liability carrier (in this case there is none i assume)
it really comes down to policy language and sometimes goes state-to-state
read policy for your answer
edit: i have an audi RS7 so i know how you feel, big ticket items hurt the most when this stuff happens to it
you are likely filing for your damages under collision coverage on your personal auto policy
collision coverage is a contractual coverage, meaning you exchange a premium for a policy contract
within that contract it will likely say DV claims cant be made through your own policy, but could be made through the at-fault's liability carrier (in this case there is none i assume)
it really comes down to policy language and sometimes goes state-to-state
read policy for your answer
edit: i have an audi RS7 so i know how you feel, big ticket items hurt the most when this stuff happens to it
I will be doing diminished value with their insurance, I’ve already mentioned t to the representative and was told once repairs are done that I would need to have an offer presented after repairs. So I went to a Porsche authorized dealer for an appraisal for if it had no damage/report on history and one for if it did.
I’m not so much worried or upset about what happened I just wanted to be compensated for diminished value, as I originally was going to just pay out of pocket to fix the car and not report it since I wasn’t sure if the insurance company was gonna accept responsibility for the delivery company hitting me.
Originally Posted By Scarrdbutsmartr⏩
This is my daily driver, and I have an infant that’s with me almost most of the time that I’m driving, I don’t worry about the car in the sense of things happening that’s what insurance is for and I have front and rear security cameras that text me and can live stream so I have plenty peace of mind, since I never been planned on selling it, it had never crossed my mind though what needing to deal with insurance means for the cars value though, so now that it has came up I definitely want to be compensated for someone else’s fault, as if for some reason I would like to get rid of it and not take less because of someone else.^^^This is where Im headed. I have a very nice car I purchased when I hit a final career goal about three years back. I've worried about the car way too much to actually enjoy it. The next car I buy will be comfortable to drive but it will be the type of car I wont care if I get a door ding or in a fender bender.
...and before people say "you cant afford it if you are worried about it"...Im closing in on retirement (older miscer) and not worried about it financially at all.
...and before people say "you cant afford it if you are worried about it"...Im closing in on retirement (older miscer) and not worried about it financially at all.
You retire and want something get it, I don’t see why you should limit yourself or happiness because of a worry about door ding or fender bender that’s why insurance exists, just comes down to the annoyance of dealing with them.
USMC 0311 Combat Veteran 2010-2017
2018 Porsche Panamera Turbo Owner
06-15-2018, 08:13 AM
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#170
- nckid
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- nckid
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Originally Posted By Godfrd824⏩
Yeah I’m sure you could buy one new and then you’d finance it for 8 years. Yeah good luck getting a 2018 turbo certified with even half the features I have. Make sure you cuff my balls while you’re on my D.Nah, if I wanted it new I could also get it new, but why would I do that when I can buy it certified for 1/3rd the price?
But really, I wouldn't buy a Panamera, BRB no push to start, BRB gauge in the middle of the dash. I'd rather get an RS7, but I won't be spending that much money, pretty soon I'll be picking up an A7 though.
But really, I wouldn't buy a Panamera, BRB no push to start, BRB gauge in the middle of the dash. I'd rather get an RS7, but I won't be spending that much money, pretty soon I'll be picking up an A7 though.
No push start and talking about the gauge that is optional that only comes with sports chrono package as your selling points is comical, at this point I assume you’re trolling. I would have gotten an R8 but when custom ordering their options and safety/comfort features were well below what my vehicle offers.
You sound like the people you talk to after high school who try to make their life now seem better than it is.
Originally Posted By Comedinebabe⏩
I go to school & raise my daughter basically full time.what do you do for a living OP? mirin baller lifestyle
Originally Posted By truesteez⏩
It’s cool, I Just ended up catching some breaks & saving along the way. Not trying to make this about something more than my car issue though as that wasn’t original intention & I forgot the misc is full of a lot of people coping with their own life(random negative people ITT)Age: 26 with $185k car... how'd you swing that?
*Sorry in advance if you've answered this before.
*Sorry in advance if you've answered this before.
USMC 0311 Combat Veteran 2010-2017
2018 Porsche Panamera Turbo Owner
06-15-2018, 08:14 AM
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#171
Originally Posted By truesteez⏩
us army disability pension. lol @ everyone and their mom tusslin in OPs wallet. Who cares how he spends his money...Age: 26 with $185k car... how'd you swing that?
*Sorry in advance if you've answered this before.
*Sorry in advance if you've answered this before.
06-15-2018, 08:14 AM
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#172
- Godfrd824
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Originally Posted By nckid⏩
I'm not talking about that, I've been screwed out of things that were not at all my fault.You talked about your wife’s car being damaged for leaving it out in a bad windstorm which you’d be at fault for, seeing as windstorms mean it’s very likely tree branches, rocks, debris and other things would be flying at the vehicle. A person coming and damaging the car instead of Mother Nature would be a different story and then that person walks away and isn’t paying for it would basically be like sticking you up for however much money that damage is.
Originally Posted By nckid⏩
Whether it is 3 years from now or not, you're still mad, but worse, you're bumbling and crying, and I don't understand why, I can get being mad, but crying on a forum will not fix anything, you really need to calm down. My real nature is the simple truth, there is not "salt", you are acting all emotional, which is why you perceive it as such. I'm sure in 3 years you'll be able to afford a Rolls, and when that one gets dented, you will come here again and cry like a bitch.Again you’re posting like other people mentioning something like 3 years from now as if I care about that at all, don’t worry 3 years from now I’ll still be able to spend another 185k on a car if I do choose. Stop trying to act like you’re not posting with some sort of discontent, salt or hate, your real nature is showing with every reply.
Originally Posted By nckid⏩
Found one for $68k, sure I could get it down to $62k.Good luck picking up a 2018 turbo for 60k in 3 years, 2015s are still 75k or more range & those are the outdated ugly models with half the tech in the current ones & likely the bare minimum features and etc added into it.
Originally Posted By nckid⏩
Again, you sound very irate, very emotional, you need to relax.Yeah I’m sure you could buy one new and finance it for 8 years. Yeah good luck getting a 2018 turbo certified with even half the features I have. Make sure you cuff my balls while you’re on my D.
Originally Posted By nckid⏩
Things that are important to me are these, the Panamera is a wonderful vehicle, but it's not really my style, I prefer the A7/S7/RS7. The difference between you and me is; you're getting rustled, if I were to buy a pink Miata, I wouldn't get mad if people try to make fun of me, it's what I wanted, you need to mature a fair amount. This is the issue with inheritance money, too much, too fast.No push start and talking about the gauge that is optional that only comes with sports chrono package as your selling points is comical, at this point I assume you’re trolling. I would have gotten an R8 but when custom ordering their options and safety/comfort features were well below what my vehicle offers.
Originally Posted By nckid⏩
My life is amazing, I daily drive an Accord. It's very freeing.You sound like the people you talk to after high school who try to make their life now seem better than it is.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
06-15-2018, 08:23 AM
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#173
- pep_meister
- UNDER CONSTRUCTION
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- pep_meister
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i field a diminished value claim for my wifes maxima... got $1,000.00 for bringing it up. i was told it would dimimish the value by $3k... insurance wouldn’t budge without going to court. took the $1k ... in your case it might be worth it for $13k.... but they definitely owe you something. id imagine an accident would kill the value of a car like that
but people are right... your car is going to depreciate extremely fast.... probably 100k over the next 5 years...
but people are right... your car is going to depreciate extremely fast.... probably 100k over the next 5 years...
-BALTIMORE RAVENS-ORIOLES-TCUFOOTBALL-SPURS-
*MISC COLOGNE CREW*
"Ever love someone so much you'd do anything for them? Well.. Make that someone your self and do whatever the hell you want." Harvey S.
06-15-2018, 08:26 AM
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#174
06-15-2018, 08:27 AM
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#175
- nckid
- Fuk'n Boot
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- nckid
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Originally Posted By Schnitzl⏩
Disability pay is only like 1,800 a month for me, definitely not my supporting income, but yeah I’m not sure why people are acting as if I’m taking money from them and making a purchase lol.us army disability pension. lol @ everyone and their mom tusslin in OPs wallet. Who cares how he spends his money...
Originally Posted By Godfrd824⏩
Lol you’ve displayed a lot more emotions in your post than I have, your coping is cute. This thread has lead me to taking proper steps in my situation which is exactly why I made it. Congratulation you found one for 68k with no proof of its it’s a turbo, base/Bare minimum build and how much damage it’s been through, for 8k higher than what you originally said you’d get.I'm not talking about that, I've been screwed out of things that were not at all my fault.
Whether it is 3 years from now or not, you're still mad, but worse, you're bumbling and crying, and I don't understand why, I can get being mad, but crying on a forum will not fix anything, you really need to calm down. My real nature is the simple truth, there is not "salt", you are acting all emotional, which is why you perceive it as such. I'm sure in 3 years you'll be able to afford a Rolls, and when that one gets dented, you will come here again and cry like a bitch.
Found one for $68k, sure I could get it down to $62k.
Again, you sound very irate, very emotional, you need to relax.
Things that are important to me are these, the Panamera is a wonderful vehicle, but it's not really my style, I prefer the A7/S7/RS7. The difference between you and me is; you're getting rustled, if I were to buy a pink Miata, I wouldn't get mad if people try to make fun of me, it's what I wanted, you need to mature a fair amount. This is the issue with inheritance money, too much, too fast.
My life is amazing, I daily drive an Accord. It's very freeing.
Whether it is 3 years from now or not, you're still mad, but worse, you're bumbling and crying, and I don't understand why, I can get being mad, but crying on a forum will not fix anything, you really need to calm down. My real nature is the simple truth, there is not "salt", you are acting all emotional, which is why you perceive it as such. I'm sure in 3 years you'll be able to afford a Rolls, and when that one gets dented, you will come here again and cry like a bitch.
Found one for $68k, sure I could get it down to $62k.
Again, you sound very irate, very emotional, you need to relax.
Things that are important to me are these, the Panamera is a wonderful vehicle, but it's not really my style, I prefer the A7/S7/RS7. The difference between you and me is; you're getting rustled, if I were to buy a pink Miata, I wouldn't get mad if people try to make fun of me, it's what I wanted, you need to mature a fair amount. This is the issue with inheritance money, too much, too fast.
My life is amazing, I daily drive an Accord. It's very freeing.
Stop trying to measure your D with mine for no reason, you’re posting in a srs thread contributing nothing.
USMC 0311 Combat Veteran 2010-2017
2018 Porsche Panamera Turbo Owner
06-15-2018, 08:33 AM
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#176
- nckid
- Fuk'n Boot
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- nckid
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Originally Posted By pep_meister⏩
Yes I understand NATURAL depreciation, that wasn’t ever up for question or a worry of mine, my estimated diminished value from leading Porsche dealer in my area says 13k, it would make no sense for me to not want that even if my car will be 40k in 5 years, none of that matters(worth in 5 years) because although I wasn’t going to sell it, if I chose so I still shouldn’t be taking that diminished hit on top of natural depreciation.i field a diminished value claim for my wifes maxima... got $1,000.00 for bringing it up. i was told it would dimimish the value by $3k... insurance wouldn’t budge without going to court. took the $1k ... in your case it might be worth it for $13k.... but they definitely owe you something. id imagine an accident would kill the value of a car like that
but people are right... your car is going to depreciate extremely fast.... probably 100k over the next 5 years...
but people are right... your car is going to depreciate extremely fast.... probably 100k over the next 5 years...
I expect insurance to want to meet me like 40% from original diminished value amount but it may also be a different situation because delivery company hit & ran my car, but for now I just wanted to see my options because I had no idea if I could even go for diminished value versus them.
It’s a daily driven car with a child, it’s going to have more mileage than many other ones in the coming years and eventually damage from my baby, that will also lower its worth. But these are things I expect and don’t care about because it’s from my own usage versus someone else a screw up
USMC 0311 Combat Veteran 2010-2017
2018 Porsche Panamera Turbo Owner
06-15-2018, 08:34 AM
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#177
- Godfrd824
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Originally Posted By nckid⏩
Really? I'm the one being emotional by talking about my dick, and saying that you remind me of people from high school, speaking of my true nature, and all other things, nope, that's you.Disability pay is only like 1,800 a month for me, definitely not my supporting income, but yeah I’m not sure why people are acting as if I’m taking money from them and making a purchase lol.
Lol you’ve displayed a lot more emotions in your post than I have, your coping is cute. This thread has lead me to taking proper steps in my situation which is exactly why I made it. Congratulation you found one for 68k with no proof of its it’s a turbo, base/Bare minimum build and how much damage it’s been through, for 8k higher than what you originally said you’d get.
Stop trying to measure your D with mine for no reason, you’re posting in a srs thread contributing nothing.
Lol you’ve displayed a lot more emotions in your post than I have, your coping is cute. This thread has lead me to taking proper steps in my situation which is exactly why I made it. Congratulation you found one for 68k with no proof of its it’s a turbo, base/Bare minimum build and how much damage it’s been through, for 8k higher than what you originally said you’d get.
Stop trying to measure your D with mine for no reason, you’re posting in a srs thread contributing nothing.
I'm contributing to your mental health, but first, you must admit that you have a problem. It's rather sad when a material object consumes you so.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
06-15-2018, 08:36 AM
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#178
- Godfrd824
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Originally Posted By truesteez⏩
26 with 7 years of military experience, a 2 year old kid, and a baby mama who's not with him. I'm sure his story is unique, but I'm also sure he'd rather not share.Not "tussling in OPs wallet" playboy, was just curious and expecting to maybe hear some cool/unique entrepreneurial story. Nonetheless, happy for OP for being able to swing that, enjoy his money and having served.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
06-15-2018, 08:37 AM
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#179
- nckid
- Fuk'n Boot
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- nckid
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Originally Posted By Godfrd824⏩
Yes daily driving the car, not caring about if I’m parked a mile from every car and etc means it consumes me.Really? I'm the one being emotional by talking about my dick, and saying that you remind me of people from high school, speaking of my true nature, and all other things, nope, that's you.
I'm contributing to your mental health, but first, you must admit that you have a problem. It's rather sad when a material object consumes you so.
I'm contributing to your mental health, but first, you must admit that you have a problem. It's rather sad when a material object consumes you so.
Lol I hear you, thanks for looking out, continue living your happy life.
USMC 0311 Combat Veteran 2010-2017
2018 Porsche Panamera Turbo Owner
06-15-2018, 08:38 AM
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#180
- Godfrd824
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Originally Posted By nckid⏩
Sarcasm, but this thread begs to differ.Yes daily driving the car, not caring about if I’m parked a mile from every car and etc means it consumes me.
Lol I hear you, thanks for looking out, continue living your happy life.
Lol I hear you, thanks for looking out, continue living your happy life.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
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