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anyone in their late twenties live with parents?
08-04-2018, 10:04 PM
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#61
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Originally Posted By QuadraQuint⏩
bro what the fuk.Hate to burst your bubble but you're gonna need more than $20k. If we pretend a 1br condo is $450k, this is how the payment plan usually looks like for new development:
$5000 on day of signing
Balance of 5% in 30 days = $17500
5% in 90 days = $22500
5% in 180 days = $22500
5% in 360 days = $22500
Total: $90000
Not to mention things like closing costs, levies, finishes/upgrades, parking, locker.
Edit: I should add the price of those extra costs
Parking ranges from $30k to $80k for a parking spot in the garage (yeah, you read that right, for one spot and not even necessarily level A-B, could be E)
Locker ranges from $5k to $10k
Upgrades can be like $500 for a pot light installation or $1200 for a better sink or $XX for better appliance, it really ranges, your choice of tiles, flooring, etc.
Closing costs for 1br are usually capped at $7500 but each developer is different, but it's important to note that doesn't cap everything. There are a lot of stupid "taxes" and hidden fees. If you're buying a new construction condo,take your document to a lawyer and have them go through the Adjustments and negotiate the caps.Bolded because this is such an important takeaway imo.
$5000 on day of signing
Balance of 5% in 30 days = $17500
5% in 90 days = $22500
5% in 180 days = $22500
5% in 360 days = $22500
Total: $90000
Not to mention things like closing costs, levies, finishes/upgrades, parking, locker.
Edit: I should add the price of those extra costs
Parking ranges from $30k to $80k for a parking spot in the garage (yeah, you read that right, for one spot and not even necessarily level A-B, could be E)
Locker ranges from $5k to $10k
Upgrades can be like $500 for a pot light installation or $1200 for a better sink or $XX for better appliance, it really ranges, your choice of tiles, flooring, etc.
Closing costs for 1br are usually capped at $7500 but each developer is different, but it's important to note that doesn't cap everything. There are a lot of stupid "taxes" and hidden fees. If you're buying a new construction condo,take your document to a lawyer and have them go through the Adjustments and negotiate the caps.Bolded because this is such an important takeaway imo.
08-04-2018, 10:09 PM
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#62
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I don't have much of a family. Dad was a lawyer and sole bread winner for our family after he passed everyone split up. Haven't lived with 'family' since 17. I rented a room from a relative I hardly knew once but that was for around a 1 year because it was cheap.
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08-04-2018, 10:16 PM
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#63
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Originally Posted By Dave22reborn⏩
saw in Vancouver a genetic condo tower going up starting at 450K for a bachelor, not even talking about downtown I mean like 10 km away near an industrial area. Toronto is not much different.Exactly, makes no sense. Unless they're deluding themselves into thinking they have to live downtown.
people don't have to buy in either Vancouver or Toronto though... Calgary, Edmonton, Ottawa, Halifax are all very livable alternatives for a fraction of the price without needing to go get ****ed by taxes and the language police in Quebec.
hell even Edmonton and Winnipeg are pretty OK nowadays
Go Canucks Go!
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08-04-2018, 10:33 PM
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#64
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Moved out when I was 24. Sold my house at age 28 and had to move back to my parents for 6 months while I relocated for work..... to be honest, it wasnt that bad lol. Saved up a lot of money and my parents are my bros.
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08-04-2018, 10:42 PM
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#65
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Originally Posted By Dave22reborn⏩
over here's that the minimum for some 1 bedroom condos. some 1 bedroom condos are going for 700k now. and this is like on the opposite end of downtown. 5 years ago i went to buy a condo and the cheapest 1 bedroom was 360k construction not even started.450K for a one bedroom condo?
There is only one Hell: the one we live in now.
08-05-2018, 01:29 AM
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#66
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Originally Posted By Dave22reborn⏩
Funny, you had no rational counter-argument to all the fiscal/mental benefits of living at home (because there are none) that I mentioned and instead attempted to Segway into sexual intercourse as your cheap defining-metric and logic-fulcrum for your response.You're going to **** a girl at her parent's house? Or are you going to bring her to your parent's house? I swear, none of you want to grow up, you all talk about how you need to move out, but you go out drinking on the weekends, or vacation in Cancun.
I mean, are your parents charging you rent at least?
I mean, are your parents charging you rent at least?
Let me break this down for you:
1.) Using sex (or the pursuit of it) as your logic-fulcrum for moving out prematurely is as beta is gets. Women will sense this within a minute of talking to you and will think your a weak loser. Toss in your crap apartment, debt, extra stress, and low future-potential and you will end up like all the other suckers out there.
2.) Women measure men by "future prospect" in pre-martial/family situations. Someone who lives at home, with money in the bank, an investment portfolio, a debt-free college education and a solid plan for their future... will ALWAYS dominate over a compulsive loser who jumped the gun, moved out, and paid for it dearly with debt, stress, and limited future prospect.
The moment you attempted to side-step and move the goal-posts of the conversation using sex as your logic-fulcrum for future decisions and choices, shows me you have zero ground to stand on and are more than likely rationalizing chit, impulsive choices, ironically, the very things you attempted to side step in my post.
Good luck with your future... with your logic and reasoning... your going to need it.
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08-05-2018, 01:32 AM
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#67
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yeah 25 later this month. im not a free loader and pay my parents fortnightly rent.
08-05-2018, 07:18 AM
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#68
- Dave22reborn
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Originally Posted By OutdoorsBrah⏩
You're 26 years old, you should be working full time, and living on your own....like a grown up.Funny, you had no rational counter-argument to all the fiscal/mental benefits of living at home (because there are none) that I mentioned and instead attempted to Segway into sexual intercourse as your cheap defining-metric and logic-fulcrum for your response.
Let me break this down for you:
1.) Using sex (or the pursuit of it) as your logic-fulcrum for moving out prematurely is as beta is gets. Women will sense this within a minute of talking to you and will think your a weak loser. Toss in your crap apartment, debt, extra stress, and low future-potential and you will end up like all the other suckers out there.
2.) Women measure men by "future prospect" in pre-martial/family situations. Someone who lives at home, with money in the bank, an investment portfolio, a debt-free college education and a solid plan for their future... will ALWAYS dominate over a compulsive loser who jumped the gun, moved out, and paid for it dearly with debt, stress, and limited future prospect.
The moment you attempted to side-step and move the goal-posts of the conversation using sex as your logic-fulcrum for future decisions and choices, shows me you have zero ground to stand on and are more than likely rationalizing chit, impulsive choices, ironically, the very things you attempted to side step in my post.
Good luck with your future... with your logic and reasoning... your going to need it.
Let me break this down for you:
1.) Using sex (or the pursuit of it) as your logic-fulcrum for moving out prematurely is as beta is gets. Women will sense this within a minute of talking to you and will think your a weak loser. Toss in your crap apartment, debt, extra stress, and low future-potential and you will end up like all the other suckers out there.
2.) Women measure men by "future prospect" in pre-martial/family situations. Someone who lives at home, with money in the bank, an investment portfolio, a debt-free college education and a solid plan for their future... will ALWAYS dominate over a compulsive loser who jumped the gun, moved out, and paid for it dearly with debt, stress, and limited future prospect.
The moment you attempted to side-step and move the goal-posts of the conversation using sex as your logic-fulcrum for future decisions and choices, shows me you have zero ground to stand on and are more than likely rationalizing chit, impulsive choices, ironically, the very things you attempted to side step in my post.
Good luck with your future... with your logic and reasoning... your going to need it.
Imagine telling people, "I'm 28 years old and still share a bedroom with my brother."
08-05-2018, 07:36 AM
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#69
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Originally Posted By Dave22reborn⏩
Kinda ridiculous you feel the need to push this onto other people. If you want to do it then do it, not everyone has the same mentality.You're 26 years old, you should be working full time, and living on your own....like a grown up.
Imagine telling people, "I'm 28 years old and still share a bedroom with my brother."
Imagine telling people, "I'm 28 years old and still share a bedroom with my brother."
08-05-2018, 07:46 AM
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#70
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Originally Posted By NeedToBang⏩
Because it's something that was beyond unacceptable and pathetic in the past. Nowadays, you guys are like, "Hey, I'm 30 years old and live at home....but its okay, because I'm supposedly saving money."Kinda ridiculous you feel the need to push this onto other people. If you want to do it then do it, not everyone has the same mentality.
So many of you have no concept of independence.
I know a police officer who's been living on his own since he was 17 years old, he joined the military at 17, and became a cop at 21. That's something to admire.
08-05-2018, 07:52 AM
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#71
Originally Posted By QuadraQuint⏩
You cant be serious? 450k for a one bedroom? Parking 30-80k? What the fuk condo are you talking about, trump tower lol?Hate to burst your bubble but you're gonna need more than $20k. If we pretend a 1br condo is $450k, this is how the payment plan usually looks like for new development:
$5000 on day of signing
Balance of 5% in 30 days = $17500
5% in 90 days = $22500
5% in 180 days = $22500
5% in 360 days = $22500
Total: $90000
Not to mention things like closing costs, levies, finishes/upgrades, parking, locker.
Edit: I should add the price of those extra costs
Parking ranges from $30k to $80k for a parking spot in the garage (yeah, you read that right, for one spot and not even necessarily level A-B, could be E)
Locker ranges from $5k to $10k
Upgrades can be like $500 for a pot light installation or $1200 for a better sink or $XX for better appliance, it really ranges, your choice of tiles, flooring, etc.
Closing costs for 1br are usually capped at $7500 but each developer is different, but it's important to note that doesn't cap everything. There are a lot of stupid "taxes" and hidden fees. If you're buying a new construction condo,take your document to a lawyer and have them go through the Adjustments and negotiate the caps.Bolded because this is such an important takeaway imo.
$5000 on day of signing
Balance of 5% in 30 days = $17500
5% in 90 days = $22500
5% in 180 days = $22500
5% in 360 days = $22500
Total: $90000
Not to mention things like closing costs, levies, finishes/upgrades, parking, locker.
Edit: I should add the price of those extra costs
Parking ranges from $30k to $80k for a parking spot in the garage (yeah, you read that right, for one spot and not even necessarily level A-B, could be E)
Locker ranges from $5k to $10k
Upgrades can be like $500 for a pot light installation or $1200 for a better sink or $XX for better appliance, it really ranges, your choice of tiles, flooring, etc.
Closing costs for 1br are usually capped at $7500 but each developer is different, but it's important to note that doesn't cap everything. There are a lot of stupid "taxes" and hidden fees. If you're buying a new construction condo,take your document to a lawyer and have them go through the Adjustments and negotiate the caps.Bolded because this is such an important takeaway imo.
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08-05-2018, 07:52 AM
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#72
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Originally Posted By Dave22reborn⏩
Only in America do we have this deluded idea that people shouldn't live with their family. I pity how stupid you sound...srs.Because it's something that was beyond unacceptable and pathetic in the past. Nowadays, you guys are like, "Hey, I'm 30 years old and live at home....but its okay, because I'm supposedly saving money."
So many of you have no concept of independence.
I know a police officer who's been living on his own since he was 17 years old, he joined the military at 17, and became a cop at 21. That's something to admire.
So many of you have no concept of independence.
I know a police officer who's been living on his own since he was 17 years old, he joined the military at 17, and became a cop at 21. That's something to admire.
Sig line can't be a novel
08-05-2018, 07:54 AM
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#73
08-05-2018, 07:57 AM
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#74
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Originally Posted By vulgoo⏩
he's not i just said in my other posts these are the prices nowadays in big cities. 5 years ago i was checking out prices for condos pre-construction 1 bed room 400sq feet condos going for 360k. now that 1 br 400sq feet condo is selling for 700k.i think he's talking chit
Originally Posted By Dave22reborn⏩
you care way too much about social statusBecause it's something that was beyond unacceptable and pathetic in the past. Nowadays, you guys are like, "Hey, I'm 30 years old and live at home....but its okay, because I'm supposedly saving money."
So many of you have no concept of independence.
I know a police officer who's been living on his own since he was 17 years old, he joined the military at 17, and became a cop at 21. That's something to admire.
So many of you have no concept of independence.
I know a police officer who's been living on his own since he was 17 years old, he joined the military at 17, and became a cop at 21. That's something to admire.
There is only one Hell: the one we live in now.
08-05-2018, 07:59 AM
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#75
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I've been out a few times moving in with various friends and relationships. Moved out for 2 years from 17-18 with two fwb in this ghetto illegal mexican neighborhood and I basically became apart of a mexican gang even learning alot of their language, crazy times... Now after my last relationship ended I'm back home with mom and dad so I have less headache to concentrate on going back to school for programming (already have degree in mechatronics). It sucks to have to invite girls back to your parents house but as long you have a plan in action to get out ASAP .
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08-05-2018, 07:59 AM
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#76
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Own a house crew
08-05-2018, 08:01 AM
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#77
- Dave22reborn
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Originally Posted By JungleJenetics⏩
Seriously doubt that. And I'm sorry that growing up sounds stupid to you. Do your parents still buy your toilet paper as well? Does mommy still make you breakfast, and wash your clothes?Only in America do we have this deluded idea that people shouldn't live with their family. I pity how stupid you sound...srs.
08-05-2018, 08:03 AM
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#78
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Originally Posted By 2RDEYE⏩
Because it's a sign how pathetic this generation has become. You know what I don't have to worry about? Being quiet when I come in at 2 in the morning, or being woken up in the morning when Mommy is vacuuming the carpethe's not i just said in my other posts these are the prices nowadays in big cities. 5 years ago i was checking out prices for condos pre-construction 1 bed room 400sq feet condos going for 360k. now that 1 br 400sq feet condo is selling for 700k.
you care way too much about social status
you care way too much about social status
08-05-2018, 08:04 AM
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#79
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Originally Posted By Dave22reborn⏩
you talk about growing up, yet you love to make fun of others. even people who move out can still be children.Seriously doubt that. And I'm sorry that growing up sounds stupid to you. Do your parents still buy your toilet paper as well? Does mommy still make you breakfast, and wash your clothes?
There is only one Hell: the one we live in now.
08-05-2018, 08:09 AM
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#80
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I know a dude who’s 32 and lives with his folks
Also has a smoking hot girlfriend and they’re gonna buy like in spring or something
Parents are cool as fuk tho and guy has prettt much a whole apartment to himself upstairs
Also has a smoking hot girlfriend and they’re gonna buy like in spring or something
Parents are cool as fuk tho and guy has prettt much a whole apartment to himself upstairs
Truth is out there
08-05-2018, 08:15 AM
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#81
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I first moved out when I was 23, but then moved back home at 26 when I realised renting was for cucks. Didn't move out until I was 29 by which time I had saved enough to by my first house. I now make money by renting property to other people. So nothing wrong living with parents as long as you don't waste the money it saves you on stupid chit.
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08-05-2018, 08:15 AM
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#82
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Lived at college and then moved in with my parents for six months when I graduated. I’m 30 and completely debt free and I do what I want. So much for the debt and ramen noodle theory.
By your late 20s all desirable women will think you are a loser if you still live with your parents.
By your late 20s all desirable women will think you are a loser if you still live with your parents.
OVO
08-05-2018, 08:18 AM
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#83
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In
I live at home, but I have my own floor--3 bedroom/2 bath, so it's a much better arrangement than most who still live at home.
I do hope to move out before 30 though
I live at home, but I have my own floor--3 bedroom/2 bath, so it's a much better arrangement than most who still live at home.
I do hope to move out before 30 though
Let's get this bread
08-05-2018, 08:22 AM
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#84
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Originally Posted By Dave22reborn⏩
This isn't how you build generational wealth. You sound poor.Seriously doubt that. And I'm sorry that growing up sounds stupid to you. Do your parents still buy your toilet paper as well? Does mommy still make you breakfast, and wash your clothes?
Sig line can't be a novel
08-05-2018, 08:32 AM
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#85
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27 this month and my son and I both live with my parents. Had a place with his mom, we split, she kept the place then lost it. Was making 45k at last job, next year I’m looking at around 100, so hopefully my son and I will have our own home within a year. I’m going to do it right, and wait til I have enough saved for us to live comfortably. I’m not proud of it at all, but anyone who has parents who are there for you when you are down is truly blessed. Chins up brahs, were all gonna make it.
08-05-2018, 09:29 AM
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#86
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Been moving in and out of my mom's house since I was 18, done it multiple times, and it's more difficult to sustain yourself then people want to admit it. But will be moving out again later this year if not next year, and I don't think I've saved up enough money to be comfortable with the change, along with some other things that are going to make it difficult, but it'll be good to have some freedom again, so I'm somewhat looking forward to it.
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08-05-2018, 09:31 AM
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#87
08-05-2018, 09:35 AM
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#88
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Originally Posted By JungleJenetics⏩
LOL copeThis isn't how you build generational wealth. You sound poor.
OVO
08-05-2018, 12:08 PM
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#89
- Dave22reborn
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Originally Posted By JungleJenetics⏩
Dude, by 28 you should have a career. I mean, let's say you graduated college at 22....what the hell are you people doing for 5-10 years?This isn't how you build generational wealth. You sound poor.
08-05-2018, 12:10 PM
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#90
- Dave22reborn
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Originally Posted By Bullneckbruh⏩
Exactly, these guys sound like they were still wearing diapers at age 5.LOL cope
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