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Forum » anyone in their late twenties live with parents?
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Thread: anyone in their late twenties live with parents?

post 1557968871 08-04-2018, 01:22 PM
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anyone in their late twenties live with parents?

im 27 and live wit my momma.
post 1557969011 08-04-2018, 01:25 PM
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Lost job (zero hour contract) due to ADHD...

I lost my place, and had to move back in with my momma too. I'm 34.

Feels bad man.

I have a new job in a completely different industry (though only part time), and am trying to get a few thousand before moving on.
If You Don't Like To Talk About Your Feelings, This Might Help...
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The Most Heartbreaking Thing That I've Learned About 'The Elite'.
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Bitcoin And 'The Elite' - Why Bitcoin Is Not Revolutionary
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post 1557969111 08-04-2018, 01:27 PM
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yup, should save 20k and ill get a new condo... but that means being committed to my line of trade.
post 1557969121 08-04-2018, 01:27 PM
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When you hit rock bottom theres nowhere to go but up. Start saving
post 1557969341 08-04-2018, 01:32 PM
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Originally Posted By TimeTravelerBro⏩
When you hit rock bottom theres nowhere to go but up. Start saving
Good point. I'm 30. Had to move back in with parents after I got in trouble and had to go to jail for 9 months. No fun. Am a convicted felon and it was hard to find employment at first. Just set short term goals that will help you achieve the big goal you are aiming for. We're all gonna make it.
post 1557969471 08-04-2018, 01:34 PM
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Haven't been in with the family since 17 (before college). Lived on-campus, or close to campus off of financial aid and student loans, also had a part time job on campus while pursuing the degree.

After graduation, I got really close to being unable to afford rent, but then the stars aligned and I managed to ascend from the part time job and acquire a full time career that essentially ended up paying me roughly triple.

A promotion (10% pay bump) and a relocation later (no more roommates thank god), and I'm still paying off debt and feeling like I'm living paycheck-to-paycheck. Can't wait till a few months goes by and I'm able to tackle the debt a bit better, and also have a good amount of money saved for if disasters occur. If I can survive and keep the same income for a solid few months, Ishouldbe able to pay off the remaining debt, and then just start piling cash together for a safety net.
post 1557969641 08-04-2018, 01:37 PM
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i did for 2.5 years after graduating, parents didn't make me pay rent and payed for gas & groceries.

i ended up saving over $120k, but the best part was my mom making me breakfast before work every morning & dinner ready at 6 :')
post 1557969921 08-04-2018, 01:42 PM
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I lived with mine until I was about 25 because I was in nursing school. Now I have my own house at 29.
only misc at work crew
post 1557970291 08-04-2018, 01:47 PM
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only moved out for good this year. debt-free after two degrees and taking care of terminally ill relative. well worth it.
Go Canucks Go!



Mais notre monde érodé restera le même
Et demain toi et moi serons partis
post 1557971011 08-04-2018, 02:00 PM
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Not lived under my parents roof since 18, but if I had a choice, I woulda' moved back in with my folks for at least a short stint to amass savings...

I've spent upwards of 60k on rent alone at this point.
post 1557971241 08-04-2018, 02:04 PM
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Originally Posted By alltrapbrah⏩
Not lived under my parents roof since 18, but if I had a choice, I woulda' moved back in with my folks for at least a short stint to amass savings...

I've spent upwards of 60k on renting at this point.
buying grounds you to a specific place and ties you to a financial obligation for many years. unless you need the stability you shouldn't look at renting as a "waste"; it's literally paying to fulfill an essential need but giving you the flexibility to pack up and move wherever life or career calls.
Go Canucks Go!



Mais notre monde érodé restera le même
Et demain toi et moi serons partis
post 1557971311 08-04-2018, 02:05 PM
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Originally Posted By joeysmokes⏩
i did for 2.5 years after graduating, parents didn't make me pay rent and payed for gas & groceries.

i ended up saving over $120k, but the best part was my mom making me breakfast before work every morning & dinner ready at 6 :')
120k in 2.5 year after graduating?

damn son, mirin.
post 1557971771 08-04-2018, 02:14 PM
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i dont understand if EU and USA salaries are that diferent or the MISC is full of people earning a chit ton of money...

i live in Spain and my gross salary is around 33.000€/year (around 2.000€ net per month) and its a medium-good salary here.

someone knows the equivalence between USA and EU or im just living a lie?
post 1557971871 08-04-2018, 02:15 PM
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Originally Posted By VTheKing⏩
buying grounds you to a specific place and ties you to a financial obligation for many years. unless you need the stability you shouldn't look at renting as a "waste"; it's literally paying to fulfill an essential need but giving you the flexibility to pack up and move wherever life or career calls.
That wasn't my point, though I can see why you think it would be...

My point was that I would have 60k more to invest as I please, and there's more to investing than just home ownership.
post 1557971881 08-04-2018, 02:15 PM
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26 and checking in. Market in Toronto is faawked. No thanks to renting a fukn studio for 1500/m.

Will move out when I find a GF(doubtful) or hit 30. Will just save my money until then srs.


and it's not because I can't afford it. I make decent loot.
2018 Self improvement Crew.


Lifting since '11
post 1557971891 08-04-2018, 02:15 PM
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Originally Posted By NeedToBang⏩
120k in 2.5 year after graduating?

damn son, mirin.
hes full of chit lmao..probably doing g4p and getting backshots from dudes
~positive crew :) ~
post 1557972001 08-04-2018, 02:18 PM
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Originally Posted By kain89⏩
i dont understand if EU and USA salaries are that diferent or the MISC is full of people earning a chit ton of money...

i live in Spain and my gross salary is around 33.000€/year (around 2.000€ net per month) and its a medium-good salary here.

someone knows the equivalence between USA and EU or im just living a lie?
Spain is horrific for salaries and work in general, even compared to the rest of Europe.

US generally earns a chunk more, it should be covered by the following reasons: Far less 'required' holidays, healthcare not covered by taxes and other 'public goods' so to speak. But in reality most guys working in the US gets similar holidays to people in Europe the salaries are just greater for some other reason.
post 1557972021 08-04-2018, 02:18 PM
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32% of upcoming liberal millenials still live with their parents according to the latest statistics
post 1557972371 08-04-2018, 02:25 PM
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Originally Posted By NeedToBang⏩
Spain is horrific for salaries and work in general, even compared to the rest of Europe.

US generally earns a chunk more, it should be covered by the following reasons: Far less 'required' holidays, healthcare not covered by taxes and other 'public goods' so to speak. But in reality most guys working in the US gets similar holidays to people in Europe the salaries are just greater for some other reason.
i mean i understand that our healthcare system should be maintained with our taxes, but in my case its around 18% of my gross salary. i mean c'mon, there is still A LOT of diference. a fuking flat here (apartment) of 90-110 m2, costs around 180.000€ on a city near Madrid. an "ok" car costs around 18.000€. i think im being cucked by my own country feelsbadman. when i read some miscers getting their 300m2 houses (or even more) for 200.000$ or even less, i want to smash my head into a wall, jelly as ****.
post 1557972441 08-04-2018, 02:26 PM
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Post deleted by user
post 1557972751 08-04-2018, 02:32 PM
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I don’t see a problem living at home in the early to mid maybe even late 20s. The only issue aside from social stigma is people don’t have to be in charge of their bills. Varies case to case but being completely on your own teaches you a lot, especially early on. There’s a lot of joy in being independent at a young age too. I moved out at 20 working through college and 20-23 was the most poor and had the most fun.

Came at a price though. Grades could have been better, had to get student loans a couple of semesters although I definitely have less than most.

One guy I work with is 25 making ~75k living at home in a low COL state. Few years of that and you have a nice down payment on a house that is going to take me a lot longer due to expenses which is why it may be a smart move.
post 1557972841 08-04-2018, 02:33 PM
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I don't but after losing my parents and the 2nd one at 26 I had to. I was living pretty good. Moved to a different area, didn't work out, moved in with a relative for a month, bought a "home", enrolled in tech school again, and now im struggling with some very very bad anxiety causing work problems.
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post 1557972971 08-04-2018, 02:35 PM
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27 planning on enlisting in the marine corps before I turn 29 so I can get away lol
post 1557973061 08-04-2018, 02:36 PM
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Yes, but my mom only stays over 2-3x a week. Otherwise she's with her partner. My dad lives with his partner too.
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post 1557973121 08-04-2018, 02:38 PM
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Originally Posted By alltrapbrah⏩
That wasn't my point, though I can see why you think it would be...

My point was that I would have 60k more to invest as I please, and there's more to investing than just home ownership.
Ah I see. It depends on what you did while renting though, no amount of money in the future compensates for dat dere college time or bachelor lifestyle in the city.
Go Canucks Go!



Mais notre monde érodé restera le même
Et demain toi et moi serons partis
post 1557973161 08-04-2018, 02:39 PM
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Originally Posted By UnT4m3d⏩
Good point. I'm 30. Had to move back in with parents after I got in trouble and had to go to jail for 9 months. No fun. Am a convicted felon and it was hard to find employment at first. Just set short term goals that will help you achieve the big goal you are aiming for. We're all gonna make it.
What you do? I had to do 3 weeks for domestic violence felt like 3 years
post 1557973471 08-04-2018, 02:46 PM
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Moved out at 22 and never looked back. Paying rent sucks dink but it's better than having to deal with parents constantly

If you have cool parents it would be a good setup
post 1557973841 08-04-2018, 02:53 PM
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Originally Posted By VTheKing⏩
Ah I see.It depends on what you did while renting though, no amount of money in the future compensates for dat dere college time or bachelor lifestyle in the city.
Not a lot - I wasn't brave enough nor ready enough nor intelligent enough to capitalise on my 20s.

I'm in a far better place (psychologically that is) in my 30s, but with next to no money to do anything...

Such is life.
post 1557974101 08-04-2018, 02:58 PM
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Originally Posted By IronILLinois⏩
Yes, but my mom only stays over 2-3x a week.Otherwise she's with her partner. My dad lives with his partner too.
Wat if I told you wat?
post 1557975041 08-04-2018, 03:18 PM
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Originally Posted By FitSparky1⏩
yup, should save 20k and ill get a new condo... but that means being committed to my line of trade.
Hate to burst your bubble but you're gonna need more than $20k. If we pretend a 1br condo is $450k, this is how the payment plan usually looks like for new development:

$5000 on day of signing
Balance of 5% in 30 days = $17500
5% in 90 days = $22500
5% in 180 days = $22500
5% in 360 days = $22500
Total: $90000
Not to mention things like closing costs, levies, finishes/upgrades, parking, locker.

Edit: I should add the price of those extra costs
Parking ranges from $30k to $80k for a parking spot in the garage (yeah, you read that right, for one spot and not even necessarily level A-B, could be E)
Locker ranges from $5k to $10k
Upgrades can be like $500 for a pot light installation or $1200 for a better sink or $XX for better appliance, it really ranges, your choice of tiles, flooring, etc.
Closing costs for 1br are usually capped at $7500 but each developer is different, but it's important to note that doesn't cap everything. There are a lot of stupid "taxes" and hidden fees. If you're buying a new construction condo,take your document to a lawyer and have them go through the Adjustments and negotiate the caps.Bolded because this is such an important takeaway imo.
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