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Forum » How much credit card debt do you have?
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Thread: How much credit card debt do you have?

post 1560542371 09-05-2018, 02:25 PM
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#31
  1. chickenbroccoli
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Originally Posted By MarinoMike⏩
WHAT in the actual hell is wrong with you man????
Yes, bought a car with my credit card

My limit is $40k
post 1560542411 09-05-2018, 02:26 PM
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#32
  1. Destor
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  1. Destor
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$4000ish utilized right now, $60k available
post 1560542421 09-05-2018, 02:26 PM
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#33
  1. NiteShade
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Originally Posted By bobbydigitaloa⏩
Zero
$85k available
Damn I only have like a tenth of that available (about 9k). You must have some old cards (Or a LOC/HELOC)
post 1560542591 09-05-2018, 02:28 PM
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#34
  1. bobbydigitaloa
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Originally Posted By MarinoMike⏩
Dude, you need to start buying cars on your credit card and flipping them. Hello unlimited free points for life.
Well it’s across a couple cards but I just don’t use them for much. I have a card that is used for business purchase like flights, car rental, etc. and that one gets as high as $6-8k a month but it’s paid off every week with reimbursement but I do get the points.
678/424/700 - USPA Raw International Elite 220
post 1560542811 09-05-2018, 02:31 PM
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#35
  1. LeJR
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Originally Posted By MarinoMike⏩
Dude, you need to start buying cars on your credit card and flipping them. Hello unlimited free points for life.
who the hell would sell you acar on credit card lol
post 1560542891 09-05-2018, 02:32 PM
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#36
  1. Redundanteater
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Originally Posted By Messiahtype⏩
About $12k. Until I pay it off on the 15th, as I do every month, ever.
This. Average 5-10K or so per month personal depending on travel etc. but paid in full each month. Zero interest ever, zero fees, mad points/"financial rewards".
post 1560542971 09-05-2018, 02:32 PM
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#37
  1. Destor
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Originally Posted By LeJR⏩
who the hell would sell you acar on credit card lol
Paid a $5000 down payment on one, I imagine they would do the full purchase
post 1560543181 09-05-2018, 02:35 PM
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#38
  1. mchabs
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  1. mchabs
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have all my bills going to my cc and just pay it off at the end o the month. usually between $800-1200 depending on if i want to buy fancy things
post 1560543251 09-05-2018, 02:35 PM
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#39
  1. twovalvekid
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  1. twovalvekid
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Originally Posted By Redundanteater⏩
This. Average 5-10K or so per month personal depending on travel etc. but paid in full each month. Zero interest ever, zero fees, mad points/"financial rewards".
This. Have 3 rewards cards that i utilize to put all expenses on except bills, and theyre all set to autopay.

Usually switch from card to card depending on the "bonuses." Have a Banana Republic Luxe card that a $75 reward to the store would be credited if you spent a certain amount in 2 months. Switched to it the last month and got $120 in rewards from the bonus and normal spending.
MFC
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RIP YGST
post 1560543331 09-05-2018, 02:37 PM
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#40
  1. bobbydigitaloa
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Originally Posted By NiteShade⏩
Damn I only have like a tenth of that available (about 9k). You must have some old cards (Or a LOC/HELOC)
Nah, one for $30k was opened last year and another with $35k I’ve had for a few years.
678/424/700 - USPA Raw International Elite 220
post 1560543421 09-05-2018, 02:38 PM
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#41
  1. CaliSuperSport
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Originally Posted By JoshSP1985⏩
College student with 400/mo car payment?

Oh lawd son
Car is $280 and insurance is $125. Didn't know Civic insurance was so high when I bought it.

Returning student tho. Been working full time and will eventually have to quit to take on 15+ units.
ωσяℓ∂ тяανєℓєя ȼяєω
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post 1560543641 09-05-2018, 02:40 PM
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#42
  1. chickenbroccoli
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Originally Posted By Destor⏩
Paid a $5000 down payment on one, I imagine they would do the full purchase
Yes they will
post 1560543911 09-05-2018, 02:44 PM
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#43
  1. Ratfish
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Originally Posted By chickenbroc****⏩
Yes they will
why wouldn't you just get an auto loan at like 2.**% interest? wtf are you doing
Make Europe Germany Again
post 1560544281 09-05-2018, 02:49 PM
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#44
  1. MuzzieChik786
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Currently $2100. Due to my recent trip.

It'll be paid off before the end of the month though.

20k available on this particular CC.
Thus let me live, unseen, unknown;
Thus unlamented let me die;
Steal from the world, and not a stone
Tell where I lie.

2/17/15 - Dunk Tank Results: 15% bf (Omron said 18.6%) - 123.4 lbs LBM
post 1560544381 09-05-2018, 02:50 PM
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#45
  1. adamsz
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Zero. Payed them all off last year. Pay my balance in full every month now. 815ish credit score.
Awesome pics. Great size. Look thick. Solid. Tight. Keep us all posted on your continued progress with any new progress pics or vid clips. Show us what you got man. Wanna see how freakin' huge, solid, thick and tight you can get. Thanks for the motivation.
post 1560544391 09-05-2018, 02:50 PM
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#46
  1. Muzzlrpress
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About $200 or so until I get paid.
I'm back, bitches!
post 1560544541 09-05-2018, 02:51 PM
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#47
  1. chickenbroccoli
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Originally Posted By Ratfish⏩
why wouldn't you just get an auto loan at like 2.**% interest? wtf are you doing
I am on a promotional no interest period for 11 more months. I will apply for an auto loan soon. I will email my credit union the pink slip and they will mail me a check for the loan balance. I’ll deposit the check and pay off the credit card.

I just didn’t want to spend more time at the dealer since it was on a Saturday and had stuff to do. Was in and out of the dealer with a new car in about an hour.
post 1560544611 09-05-2018, 02:52 PM
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#48
  1. Jacobcapra
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no debt, about 30K available. I charge about 5K each month to my card, pay it off before the next statement. Brb 60K interest free loan every year, feels good.
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post 1560544621 09-05-2018, 02:52 PM
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#49
  1. Vhagar
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Originally Posted By MarinoMike⏩
Dude, you need to start buying cars on your credit card and flipping them. Hello unlimited free points for life.
Most dealerships don’t really deal with car purchase on cards

If they do, they usually add on the fee the credit car companies charge to your bill. Negating any points you might get
post 1560544731 09-05-2018, 02:54 PM
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#50
  1. MuzzieChik786
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Originally Posted By chickenbroc****⏩
I am on a promotional no interest period for 11 more months. I will apply for an auto loan soon. I will email my credit union the pink slip and they will mail me a check for the loan balance. I’ll deposit the check and pay off the credit card.

I just didn’t want to spend more time at the dealer since it was on a Saturday and had stuff to do. Was in and out of the dealer with a new car in about an hour.
0% interest > 2% interest

Good decision. Even better decision if you can pay off that car in the next 11 months.
Thus let me live, unseen, unknown;
Thus unlamented let me die;
Steal from the world, and not a stone
Tell where I lie.

2/17/15 - Dunk Tank Results: 15% bf (Omron said 18.6%) - 123.4 lbs LBM
post 1560544811 09-05-2018, 02:54 PM
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#51
  1. azerty23
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0, don't have a credit card
why americans use credit cards if they're able to pay all their debts every months? wouldn't it be simplier to use your own money?
post 1560544821 09-05-2018, 02:54 PM
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#52
  1. GriecoR
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6k on credit cards and about 750k in mortgages
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post 1560545041 09-05-2018, 02:58 PM
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#53
  1. BrahBrahgovich
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Depends but I pay it off every month.

Have $17k student loan debt though.

And have a car loan
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post 1560545071 09-05-2018, 02:58 PM
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#54
  1. BrainChild
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nothing. also mortgage 90% paid off.
My mom thinks i'm cool


GO CANUCKS GO

rep SydCBDNSW 3 times cause i misread post
post 1560545451 09-05-2018, 03:02 PM
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#55
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about 3k out of 101k available
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post 1560545521 09-05-2018, 03:04 PM
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#56
  1. peterplsss
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Originally Posted By CaliSuperSport⏩
Currently poverty college status. I'm around 60% credit utilization which is only around $3k. Gonna sell my car to save $400/month and use my older car.
I've been thinking heavily about selling my WRX and buying a cheap used economical car or pickup srs. Especially since I have a zx10r which makes the WRX feel slow as phuck anyway. So many fukin memories in my WRX though lawd
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post 1560546391 09-05-2018, 03:14 PM
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#57
  1. wasp9166
  2. straight out da bronx
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none , lol at that shiz, put my money in vanguard
post 1560546591 09-05-2018, 03:18 PM
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#58
  1. mayweathermusic
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Originally Posted By azerty23⏩
0, don't have a credit card
why americans use credit cards if they're able to pay all their debts every months? wouldn't it be simplier to use your own money?
No. 1, you don't have to carry cash on you. 2, you get cash back/other perks for swiping the card.
He's not getting up Jim!
post 1560546721 09-05-2018, 03:19 PM
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#59
  1. elterrible987
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pay it off every month.
post 1560546871 09-05-2018, 03:20 PM
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#60
  1. Dec4y
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pay in full every month club

Always Pick #4
850 FICO crew
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