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Forum » LOL at Fkn idiots who think leasing/financing a car is a good idea (srs)
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Thread: LOL at Fkn idiots who think leasing/financing a car is a good idea (srs)

post 1575106771 03-05-2019, 10:49 AM
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#121
  1. OffwhiteBrah
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Op you gotta stop watching everyones else's bag and worry about yours. You pocket watching mofo
post 1575107481 03-05-2019, 10:58 AM
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#122
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Originally Posted By SFH0791⏩
lol you all a retarded and live like cave-men

No wonder none of you can pull women

You have to learn to enjoy yourself

Not everything is about investing



I live in a rented property

I pay £2,300 Rent Per calender month

That gives me everything

Boiler breaks? No problem call landlord
Damage to wall ? No Problem call landlord


I could own house if i live in poverty but thats not me.. I live a life to enjoy.

Go on holiday 4x a year

and save £10k Per year.

I drive a Mercedes-Benz AMG C43 Premium Pack

but you lot rather live in a cave then invest £££££ and when you're 50 and your cock doesn't work what is that 100k useful for?


Plus when you look back at when you were 20, 30, 37 and all you remeber is working and not the memories. What waste of life
My AC broke in my house that I own, I just called someone to have it replaced. Sounds like you're pretending to not be poverty, but are failing hard. And LOL at only saving $10k per year.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1575107711 03-05-2019, 11:01 AM
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#123
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Originally Posted By hotsaucebrah⏩
If you can't figure out why renting is the better way to go in some circumstances you will always be poor. Age:29 C'mon man
it could make sense to rent if you are going to be temporary at a location, but its still paying for someone elses mortgage
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post 1575107811 03-05-2019, 11:02 AM
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#124
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Originally Posted By pehzan⏩
Financing my car @0.9% interest crew

If you have that option, you're dumb af to fully pay for it instead of investing that capital somewhere else
Sure, the thing is almost no one actually invests the free capital somewhere else. A ton of people are living paycheck to paycheck and basically maxing out their cash flow buying/leasing things.
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post 1575108171 03-05-2019, 11:07 AM
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#125
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Originally Posted By SFH0791⏩
How?

When I purchase or lease a car I think of the money as gone not as investment?

The same way you buy milk, you're not thinking "oh wait If I drink One Pint it will decrease value by Y amount"
This. Most people get a car because they need it to get from point a to point b, not as an investment, dont understand why this is even brought up in these threads. Sure you can scrounge up cash for a beater to not have a payment, but then there is no teling the maintenance issues and costs said issues will incur. Or you can get a new vehicle with a factory warranty and have peace of mind that if you take care of it, it should last well after you have paid it off. Debt is not always a bad word, mismanagement and uncontrolled debt is.
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post 1575123951 03-05-2019, 02:20 PM
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#126
  1. Godfrd824
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Originally Posted By ashin1⏩
deflectionator back at it again.

why do you fantasize me wiping ass for a living?

does this help you sleep @ night?
You always use words you don't know the meaning to. You clearly don't know what deflection is. What is it you do again for a living? Correct me if I'm wrong.

The fact that I can squirrel away half your net worth every year whilst still living a non poverty lifestyle is what helps me sleep at night.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1575124691 03-05-2019, 02:30 PM
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#127
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Originally Posted By Godfrd824⏩
You always use words you don't know the meaning to. You clearly don't know what deflection is. What is it you do again for a living? Correct me if I'm wrong.

The fact that I can squirrel away half your net worth every yearwhilst still living a non poverty lifestyle is what helps me sleep at night.
Originally Posted By Godfrd824⏩
At 25 I made $27k per year. In 2018 at 29 I made $112k.

Of course you won't find threads about me feeling sorry for myself around here.
why you playing b?

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post 1575125171 03-05-2019, 02:36 PM
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#128
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Originally Posted By ashin1⏩
why you playing b?

Oh shyt, did I not mention I have a wife? Yeah, dual income, I literally have at least $4.5k to play with at the end of each month.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1575125241 03-05-2019, 02:38 PM
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#129
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Originally Posted By Godfrd824⏩
Oh shyt, did I not mention I have a wife? Yeah, dual income, I literally have at least $4.5k to play with at the end of each month.
you should really mention her more, maybe you will actually sound more credible.

lol damn it all makes sense now
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post 1575125451 03-05-2019, 02:41 PM
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#130
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strong everything ITT

IMO best for the average person is either buying a car for 5-10k max or leasing at 220-250/mo
post 1575126911 03-05-2019, 02:59 PM
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#131
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Originally Posted By ashin1⏩
you should really mention her more, maybe you will actually sound more credible.

lol damn it all makes sense now
I don't think it will make sense to you, since you're not very good at math. But how does it feel, we're the same age, yet I make more money than you, I have a wife who brings even more money into my household. I'm 6'2, I own an actual real estate property. I even have better credentials than you do in your own field, (medicine, I've never been a sponge bath specialist).
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1575127351 03-05-2019, 03:04 PM
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#132
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Originally Posted By Godfrd824⏩
I don't think it will make sense to you, since you're not very good at math. But how does it feel, we're the same age,yet I make more money than you, I have a wife who brings even more money into my household. I'm 6'2, I own an actual real estate property. I even have better credentials than you do in your own field, (medicine, I've never been a sponge bath specialist).
i'm actually still mind blown at your desperation to cope about your average af life

you are still older than me dumb dumb

Spoiler!
Originally Posted By Godfrd824⏩
At 25 I made $27k per year. In 2018 at 29 I made $112k.

Of course you won't find threads about me feeling sorry for myself around here.
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post 1575127811 03-05-2019, 03:09 PM
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#133
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Originally Posted By ashin1⏩
i'm actually still mind blown at your desperation to cope about your average af life


Spoiler!

It's a big deal for me, my parents didn't really have the means to give me a small loan of $40k which I've never paid back, not all of us can have it that easy.

Funny you call that cope, seeing as how you literally live in a single wide trailer, a trailer with no heat. You, (and this is not at all hyperbole), need to sleep in front of a space heater, so as to not freeze to death during the winter. But I'm the one who's coping because I have an actual house which is not on wheels. Not only that, but you don't even make $112k per year, so if I'm coping, then you must have went and coped and came back already.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1575128061 03-05-2019, 03:11 PM
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#134
  1. VinnyPazRules
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Lol @ a 12k vehicle. What do you get for that an 87 Honda accord?

I don't know to many people that can walk into a dealership with 35-40K for a decent new vehicle that won't break down in a year.
post 1575128071 03-05-2019, 03:11 PM
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#135
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Originally Posted By Godfrd824⏩
It's a big deal for me, my parents didn't really have the means to give me a small loan of $40k which I've never paid back, not all of us can have it that easy.

Funny you call that cope, seeing as how you literally live in a single wide trailer, a trailer with no heat. You, (and this is not at all hyperbole), need to sleep in front of a space heater, so as to not freeze to death during the winter. But I'm the one who's coping because I have an actual house which is not on wheels. Not only that, but you don't even make $112k per year, so if I'm coping, then you must have went and coped and came back already.
you are the one fabricating cope novels all day to justify why my life is terrible. lol

I could actually care less about yours srs.

also electricity is cheaper than gas where i live, space heaters are awesome!


Spoiler!
Originally Posted By Godfrd824⏩
At 25 I made $27k per year. In 2018 at 29 I made $112k.

Of course you won't find threads about me feeling sorry for myself around here.
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post 1575128301 03-05-2019, 03:14 PM
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#136
  1. Godfrd824
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Originally Posted By ashin1⏩
you are the one fabricating novels all day to justify why my life is terrible. lol

I could actually care less about yours srs.

also electricity is cheaper than gas where i live, space heaters are awesome!


Spoiler!

I know, I know. Which is why you make so many tryhard threads. Somehow they always backfire. In your world proper spelling and syntax is me writing novels, no wonder you had to drop out of community college.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1575128351 03-05-2019, 03:15 PM
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#137
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Originally Posted By montiii⏩
Isn't leasing a car a good idea if you make decent enough money and want your cash going towards other investments. I know people that lease and pay monthly, use the car for a year or so then swap, get a new car.
a lease is a good idea if youre buying a higher end type car that depreciates at a higher rate than a normal car. like a BMW, Mercedes, etc. if you purchase a bmw, by the time you pay it off it aint worth anything. cheaper to put 3k down and pay whatever a month for 3 years
post 1575128411 03-05-2019, 03:15 PM
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#138
  1. ashin1
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Originally Posted By Godfrd824⏩
I know, I know. Which is why you make so many tryhard threads. Somehow they always backfire.
"i can squirrel away half your net worth in one year"


Spoiler!
Originally Posted By Godfrd824⏩
At 25 I made $27k per year. In 2018 at 29 I made $112k.

Of course you won't find threads about me feeling sorry for myself around here.
Spoiler!
with every response your autism intensifies brah, just take the L and move on

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post 1575128801 03-05-2019, 03:20 PM
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#139
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Originally Posted By ashin1⏩
"i can squirrel away half your net worth in one year"


Spoiler!
Spoiler!
with every response your autism intesifies brah, just take the L and move on

What's your net worth again? It's less than $30k, remember, net worth is assets minus liabilities.

Let's do the math actually.

Assets
1 trailer - $40k
Investments - $160k

Debts
1 Trailer - $40k at 8% interest
1 "Beach" front property - $210k

You are actually negative $50k.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1575129331 03-05-2019, 03:27 PM
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#140
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ITT grown ass men caring what other grown ass men do with their money
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post 1575129991 03-05-2019, 03:35 PM
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#141
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Originally Posted By Godfrd824⏩
What's your net worth again? It's less than $30k, remember, net worth is assets minus liabilities.

Let's do the math actually.

Assets
1 trailer - $40k
Investments - $160k

Debts
1 Trailer - $40k at 8% interest
1 "Beach" front property - $210k

You are actually negative $50k.
your autism is worse than i thought





if you legit believe this, then it does explain a lot about your outlandish claims




Spoiler!
Originally Posted By Godfrd824⏩
At 25 I made $27k per year. In 2018 at 29 I made $112k.

Of course you won't find threads about me feeling sorry for myself around here.
Spoiler!

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post 1575130661 03-05-2019, 03:43 PM
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#142
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Originally Posted By ashin1⏩
your autism is worse than i thought





if you legit believe this, then it does explain a lot about your outlandish claims




Spoiler!
Spoiler!

Nothing to believe, you posted this yourself, not only that, you were stupid enough to post pictures of yourself in a gay floppy hat on your "beach" front property. But the beach was nowhere in sight. You're a goofy guy, in a sad way, but goofy nonetheless.

Please, let me know, which of my claims are outlandish?
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1575132901 03-05-2019, 04:14 PM
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#143
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Originally Posted By MyBaddBrah⏩
All business entities operating at the highest level stay in "perpertual debt". Reason? Leverage is one of the biggest tools of the wealthy. Not using it makes you a moron. Debt isn't something you should be worried about. Maybe you're thinking of debt ratio?
What you stated is kind of a misrepresentation. There is a significant difference between personal and business finances.
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post 1575132941 03-05-2019, 04:14 PM
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#144
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Originally Posted By fishnbrah⏩
lol @ paying interest on a depreciating asset. just lol
Is it really depreciating though?

You can pay a new car off in 4-5 years but drive it for 12-15 if you take care of it.

10 years of not making a car payment surely has some value?
post 1575133191 03-05-2019, 04:18 PM
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#145
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Originally Posted By VinnyPazRules⏩
Is it really depreciating though?
did you really ask that question lmaooo
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post 1575133411 03-05-2019, 04:21 PM
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#146
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Originally Posted By Nonsense916⏩
did you really ask that question lmaooo
A car is not an asset, it's a tool, like a coffee maker, or anything else. You buy a car, drive it for 10 years, it has served it's purpose, no one buys a car as an investment.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1575134011 03-05-2019, 04:29 PM
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#147
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Originally Posted By Godfrd824⏩
Nothing to believe, you posted this yourself, not only that, you were stupid enough to post pictures of yourself in a gay floppy hat on your "beach" front property. But the beach was nowhere in sight. You're a goofy guy, in a sad way, but goofy nonetheless.

Please, let me know, which of my claims are outlandish?
Why you hating on my hat b?

Your claims are outlandish because your math is incredibly off.
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post 1575135091 03-05-2019, 04:44 PM
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#148
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You forgot about the yearly depreciation. Basically losing 2-3k /year on a 30k car. I bought a ****ty 97 accord for 2k that i've had for 2 years and could probably resell for 1500. Only real repair i did was a downstream o2 sensor. 80$ prob could have got a used one from a junk yard for 30 though
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post 1575159391 03-05-2019, 11:17 PM
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#149
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BRB lease 2 new cars every 2 years. Feels good.
post 1575159451 03-05-2019, 11:18 PM
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#150
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Originally Posted By Mang1er⏩
BRB lease 2 new cars every 2 years. Feels good.
potato gonna potato
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