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Forum » Bought my first house then lost my job an hour later
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Thread: Bought my first house then lost my job an hour later

post 1610943881 07-18-2020, 12:10 AM
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Bought my first house then lost my job an hour later

Signed the papers on a new build house (first time home buyer) then driving to the airport to return home I got a call and found out I won’t have a contract renewal come October 31st due to the pandemic. I’ll survive bros. If anything, it’ll make me work harder and enroll to get my masters and in hindsight, I’ll turn this bad timing bad luck into a positive. You can legit LDAR in life or live up to your potential, I choose the ladder always.

Biggest challenge... I am in quite the speciality field though so if I want my house to close and to still be able to move when the build is complete, I’ll have to take some super target type job until I can find an opening in my career path.
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post 1610944071 07-18-2020, 12:14 AM
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File for unemployment and milk their ass.

Companies no longer care about their employees.
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post 1610944091 07-18-2020, 12:14 AM
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Keep your head up bro. It'll get better.

As you said, you're in a niche field. You'll get something due to market value. Live up to your potential.
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post 1610944151 07-18-2020, 12:16 AM
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That sucks. Did you put up any earnest money yet?
post 1610944281 07-18-2020, 12:19 AM
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So you work until Oct 31?

Not bad brah. Horrible timing of the call, but at least they gave you proper notice on the phone rather than the low-brow ways of cutting people that several companies did these past several months.
Hi
post 1610944291 07-18-2020, 12:19 AM
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Originally Posted By blissful88⏩
File for unemployment and milk their ass.

Companies no longer care about their employees.
I would no doubt but the closing on my house is to be October 15th. My pay stops October 31st. The loan company always run a finally background check before closing so if it’s delayed at all or they find out that I’ll no longer be getting a paycheck in 2 weeks then I’m fuk’d and out of a house.

Funny thing is that my new mortgage will be $500 a month less than my current apartment rent (moving from expensive city to a nice house in a smaller market)
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post 1610944371 07-18-2020, 12:21 AM
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Originally Posted By CougarP01⏩
So you work until Oct 31?

Not bad brah. Horrible timing of the call, but at least they gave you proper notice on the phone rather than the low-brow ways of cutting people that several companies did these past several months.
Yep and actually, I haven’t even got to work my actually job since March 9th. Just been sitting at home waiting to start work again. Been getting paid this full time. I have zero hard feelings at all towards my company and told them I’d love to come back eventually and will be using this time to continue my education
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post 1610944501 07-18-2020, 12:24 AM
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Originally Posted By FingerNailsBrah⏩
That sucks. Did you put up any earnest money yet?
Yes but only $1000. I just love the house and my rent is very expensive right now, I want to try to keep this house and start my real life with my soon to be wife
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post 1610944581 07-18-2020, 12:27 AM
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Time to get some roommates bro
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post 1610944641 07-18-2020, 12:28 AM
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Originally Posted By Nightdic⏩
I would no doubt but the closing on my house is to be October 15th. My pay stops October 31st. The loan company always run a finally background check before closing so if it’s delayed at all or they find out that I’ll no longer be getting a paycheck in 2 weeks then I’m fuk’d and out of a house.

Funny thing is that my new mortgage will be $500 a month less than my current apartment rent (moving from expensive city to a nice house in a smaller market)
yep, the final voe will get you
I used to work for a mortgage lender
And
I’ve lost my job in the process of buying a duplex rental , it died. Wished I had bought it
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post 1610944661 07-18-2020, 12:28 AM
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How much did your house cost
post 1610944721 07-18-2020, 12:29 AM
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Great mindset bro. The necessity of the situation x your mindset will take you to places you never even would have imagined
post 1610944821 07-18-2020, 12:32 AM
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Originally Posted By 5x10⏩
yep, the final voe will get you
I used to work for a mortgage lender
And
I’ve lost my job in the process of buying a duplex rental , it died. Wished I had bought it
If I close before I’m technically unemployed tho can I still pull this off?
Originally Posted By vulgoo⏩
How much did your house cost
Killer deal for the area $295,000 2.99% interest rate
Originally Posted By Sevenlionz⏩
Great mindset bro. The necessity of the situation x your mindset will take you to places you never even would have imagined
yep, fuk it. I was pretty complacent with my job and salary, this will light the fuse and get me higher up than I ever would have gotten before
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post 1610945001 07-18-2020, 12:36 AM
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Originally Posted By Nightdic⏩
If I close before I’m technically unemployed tho can I still pull this off?


Killer deal for the area $295,000 2.99% interest rate

yep, fuk it. I was pretty complacent with my job and salary, this will light the fuse and get me higher up than I ever would have gotten before
you may be able go on the loan side, but you may not be able to on the cash flow side

What’s the plan on replacing your income?
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post 1610945191 07-18-2020, 12:41 AM
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Originally Posted By 5x10⏩
you may be able go on the loan side, but you may not be able to on the cash flow side

What’s the plan on replacing your income?
was thinking of getting any job possible tbh (Costco, super target, anything really) all while I take my Masters courses and within a year I should have the opportunity to jump back into my career field. I have enough in savings right now to be able to pay bills for almost a full year if I get the house so really any extra money would just make it easier while I get back on track

Edit- only debt I have is a small amount of student loans also so that’s always a plus and why I’m not stressing much
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post 1610945251 07-18-2020, 12:42 AM
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There should be a cooling off period after buying something so big. I would look into rescinding the deal ASAP.
post 1610945271 07-18-2020, 12:43 AM
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cry in front of your boss and say you just bought a house

semisrs
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post 1610945311 07-18-2020, 12:44 AM
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Repped for not posting an incel thread (srs)
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post 1610945371 07-18-2020, 12:46 AM
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how much savings do you have? no telling what the job market will look like for at least the next 2 years
post 1610945381 07-18-2020, 12:46 AM
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It’s ok OP. 4 more years. Trump will avenge you, brother.
All it takes is Mookie Betts, Steph Curry, and Joe Burrow all sitting in the same car in order for one drunk driver to make the world a significantly better place.
post 1610945441 07-18-2020, 12:49 AM
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Originally Posted By Miscbob⏩
There should be a cooling off period after buying something so big. I would look into rescinding the deal ASAP.
And be stuck in my $2000 a month apartment? Mortgage would only be $1500. I could move to a ghetto apartment for $1000ish a month but if I wait until my lease is up then I run the risk of being denied due to no job.

I think the move is to get any job possible in the state I’m moving to “AZ” then come October still close on my house and just pray it all goes through as planned
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post 1610945511 07-18-2020, 12:51 AM
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Originally Posted By kingHanley⏩
Repped for not posting an incel thread (srs)
saw your bio, the house is actually in surprise AZ bro. Hope to be neighbors soon
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post 1610945611 07-18-2020, 12:54 AM
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Originally Posted By Nightdic⏩
saw your bio, the house is actually in surprise AZ bro. Hope to be neighbors soon
I work for Surprise Fire and Medical , I’ll see you around lol
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post 1610946231 07-18-2020, 01:13 AM
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Originally Posted By Nightdic⏩
saw your bio, the house is actually in surprise AZ bro. Hope to be neighbors soon
Make sure you swing a right right off I10 on cotton. Job city.

post 1610946621 07-18-2020, 01:27 AM
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Originally Posted By Nightdic⏩
Signed the papers on a new build house (first time home buyer) then driving to the airport to return home I got a call and found out I won’t have a contract renewal come October 31st due to the pandemic. I’ll survive bros. If anything, it’ll make me work harder and enroll to get my masters and in hindsight, I’ll turn this bad timing bad luck into a positive. You can legit LDAR in life or live up to your potential, I choose the ladder always.

Biggest challenge... I am in quite the speciality field though so if I want my house to close and to still be able to move when the build is complete, I’ll have to take some super target type job until I can find an opening in my career path.
oh hell yea bro. I like your attitude. Just remember happyness comes from inside, not fancy houses and having a job. I bet there are homeless people happier then most home owners.
post 1610946781 07-18-2020, 01:33 AM
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Admiring attitude

Keep focus and you will be allright

Das it mane
post 1610947361 07-18-2020, 01:49 AM
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Originally Posted By Nightdic⏩
And be stuck in my $2000 a month apartment? Mortgage would only be $1500.
Well I don't know that did I...
post 1610947841 07-18-2020, 02:04 AM
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repped for not ldaring

keep hustling cuz
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