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Crazy how student loans went from a summer job to 10 years of payments
07-19-2020, 12:32 PM
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#31
Originally Posted By ayyy⏩
things transfer perfectly fine for the most part in california unless you go to some nonaccredited for-profit 'college' like The Art Institute or DeVry or whatever other bs we have here. Cal States and UCs transfer without any issue in my experiencedepends on the state
every public school in georgia the credits transfer over 100%, i've heard out in cali and stuff you can have almost nothing transfer from school to school and basically be locked in to wherever you are unless you want to fall behind a significant amount. Or if you go to a private school same deal chances are close to 50% of credits won't transfer anywhere
heard schools in the north east are the worst about this tho not sure how true that is
every public school in georgia the credits transfer over 100%, i've heard out in cali and stuff you can have almost nothing transfer from school to school and basically be locked in to wherever you are unless you want to fall behind a significant amount. Or if you go to a private school same deal chances are close to 50% of credits won't transfer anywhere
heard schools in the north east are the worst about this tho not sure how true that is
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07-19-2020, 12:36 PM
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#32
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Just talked to my mom about this. She could work a summer job and pay for the entire school year.
From 2004-2016 alone the per student debt, adjusted for inflation, went from 10k to 35k.
Meanwhile housing prices skyrocket as well.
If you are young in this country your life is **** compared to your parents. It’s not even close.
From 2004-2016 alone the per student debt, adjusted for inflation, went from 10k to 35k.
Meanwhile housing prices skyrocket as well.
If you are young in this country your life is **** compared to your parents. It’s not even close.
07-19-2020, 12:40 PM
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#33
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Originally Posted By MikeLowrrrey⏩
Landscape engineeringConstruction Management
No man has the right to be an amateur in the matter of physical training. It is a shame for a man to grow old without seeing the beauty and strength of which his body is capable.
-Socrates
07-19-2020, 12:41 PM
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#34
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I love how everyone gets mad yet they were the very ones to take it in the first place. I guess numbers are hard for them. The rates are public when signing it.....didn't just come out of thin air....
07-19-2020, 12:43 PM
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#35
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Originally Posted By RJLXA⏩
Florida is generally a great place to get a degree. We get ragged on by people from other states who aren't aware, but UF is actually the 7th best public university in the US and in state tuition is under $6,500 (https://www.usnews.com/best-colleges...ies/top-public).I disagree.
Here in florida atleast pretty much every major university has a CC next door thats basically made to be a direct pipeline into the University. So all credits transfer and you enter your college of choice as soon as you get there.(your AA degree is focused on what college you plan on entering) IE: College of business or college of engineering.
UF-Santa Fe
FSU - TCC
UCF - Valencia
USF - HCC
FAU - PBSC
Here in florida atleast pretty much every major university has a CC next door thats basically made to be a direct pipeline into the University. So all credits transfer and you enter your college of choice as soon as you get there.(your AA degree is focused on what college you plan on entering) IE: College of business or college of engineering.
UF-Santa Fe
FSU - TCC
UCF - Valencia
USF - HCC
FAU - PBSC
I went to Santa Fe for my AA and finished my BS at UF in a program ranked 12th in the nation (including public and private universities), have never paid a cent to student loans. FSU isn't quite as good and I believe it's more expensive, but it's still a quality university that is very affordable.
Quite a few of my idiot friends went to University of California system schools that are ~$50k in tuition and ranked the same as UF, then have the balls to complain about loans. Just lol.
07-19-2020, 12:44 PM
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#36
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Originally Posted By Techriding101⏩
Unless you have connections this is a worthless degree. People that major in construction management are people who have jobs lined up already / connections in the construction field.
Originally Posted By tk217⏩
What makes you say that?Eh...
Not sure I would recommend this...
Good luck.
Not sure I would recommend this...
Good luck.
Originally Posted By CherryPopinski⏩
Not sure what this means lolLandscape engineering
07-19-2020, 12:51 PM
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#37
- Destor
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Originally Posted By Techriding101⏩
I took Construction Engineering Technology, which is basically a Construction Management Associate Degree (2-year program). I had never worked in construction aside from helping one guy with residential demolition for a few weeks. Had zero hands-on experience or connections but the technical college was really good at hooking graduates up with industryUnless you have connections this is a worthless degree. People that major in construction management are people who have jobs lined up already / connections in the construction field.
Graduated in 2014, been working in Oil & Gas since. Went into the field after 6 months of estimating, currently making over $200k as an independent contractor and could still 1.5-2x that with more years of experience
07-19-2020, 12:52 PM
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#38
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You know what? I got my job as an exec with no degree but I'm a a special case, as I am highly intelligent.
But I think its good that there is a premium on education so that people will take the diploma more seriously.
But I think its good that there is a premium on education so that people will take the diploma more seriously.
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07-19-2020, 12:52 PM
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#39
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Post deleted by user
07-19-2020, 12:53 PM
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#40
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Also crazy how only the best and brightest went to college and now any tardfuk can get a college degree.
07-19-2020, 12:57 PM
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#41
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Originally Posted By NoHerro⏩
Civil is a ton more math and science which I don't have the patience for. If the long hours get to me, I can always apply for Estimating, Inspecting or other fields.That's completely wrong. CM grads get easily hired and get good field engineer/project engineer jobs IF the economy is doing well, which it may not be in shortly here.
That being said, I was in the CM field and luckily got a civil engineering degree and switched to a design job because the construction management hours are brutal and you get 0 dollars for any over time. OP if you're interested in that path, I would recommend a civil engineering degree because a CE can do CM but a CM cant do CE, so it give more flexibility.
That being said, I was in the CM field and luckily got a civil engineering degree and switched to a design job because the construction management hours are brutal and you get 0 dollars for any over time. OP if you're interested in that path, I would recommend a civil engineering degree because a CE can do CM but a CM cant do CE, so it give more flexibility.
I do think about Environmental/Civil engineering often, im just not sure I can hang
07-19-2020, 12:58 PM
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#42
- VisionaryLarry
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Yea even for STEM degrees it isn't worth it at this point.
Just wait a year and see what happens to colleges. I think they are about to get a real awakening. My school when I graduated was 23.8k a year for tuition. No room and board. Now it is almost 33k tuition no room and board. Then add on books, gas since I was a commuter, food, etc. That's a 10k increase in 7 years. Now multiply by 4 years that's 40k more within 7 years. Actually more because the tuition rises each year.
That's absurd. I was lucky because I could commute and save 10k in room and board, but suffered with things like food and gas. I also had academic and athletic scholarships so I only came out with 25k in loans.
The great inversion of our world. Education becomes more expensive, as knowledge becomes more accessible at the tips of your fingers. Education has become a ponzi scheme for a piece of paper.
Just wait a year and see what happens to colleges. I think they are about to get a real awakening. My school when I graduated was 23.8k a year for tuition. No room and board. Now it is almost 33k tuition no room and board. Then add on books, gas since I was a commuter, food, etc. That's a 10k increase in 7 years. Now multiply by 4 years that's 40k more within 7 years. Actually more because the tuition rises each year.
That's absurd. I was lucky because I could commute and save 10k in room and board, but suffered with things like food and gas. I also had academic and athletic scholarships so I only came out with 25k in loans.
The great inversion of our world. Education becomes more expensive, as knowledge becomes more accessible at the tips of your fingers. Education has become a ponzi scheme for a piece of paper.
07-19-2020, 12:58 PM
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#43
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Originally Posted By Destor⏩
Yeah those dudes don't know much at all about the field. Besides the long hours and a bad economy, it's a very lucrative field. Construction Management pay rivals engineers. I also got an Associate's and had a job lined right upI took Construction Engineering Technology, which is basically a Construction Management Associate Degree (2-year program). I had never worked in construction aside from helping one guy with residential demolition for a few weeks. Had zero hands-on experience or connections but the technical college was really good at hooking graduates up with industry
Graduated in 2014, been working in Oil & Gas since. Went into the field after 6 months of estimating, currently making over $200k as an independent contractor and could still 1.5-2x that with more years of experience
Graduated in 2014, been working in Oil & Gas since. Went into the field after 6 months of estimating, currently making over $200k as an independent contractor and could still 1.5-2x that with more years of experience
07-19-2020, 01:19 PM
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#44
- demfeelsbro
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You can get the same standard of education for $35 on Coursera.
As Socrates once said - 'An education obtained with money is worse than no education at all'
As Socrates once said - 'An education obtained with money is worse than no education at all'
07-19-2020, 01:23 PM
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#45
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So glad i didn't get the grass to go University.
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07-19-2020, 01:27 PM
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#46
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Originally Posted By demfeelsbro⏩
This. So much this. Socrates has a lot of brilliant talking points.You can get the same standard of education for $35 on Coursera.
As Socrates once said - 'An education obtained with money is worse than no education at all'
As Socrates once said - 'An education obtained with money is worse than no education at all'
Money obscures purpose....because it becomes the purpose. Money is what is driving these schools to provide an education that is procedural nonsense. That's why most degrees end up being useless because nothing you learned is actually applied in the jobs in your field. Being 40k in debt for a few applicable things for your career is insane. Every year they constantly change, edit, and compromise on what they should teach in each class based on things like social factors and progressive ideas.
That's why college kids are more retarded coming out then going in. They are taught to memorize nonsense, and not how to critically think.
07-19-2020, 01:27 PM
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#47
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Originally Posted By EoR⏩
This isn’t always true.A loan for a proper degree like in STEM is worth the financial burdenbut I always lol when someone bitches about student loans and they have a useless degree no better than a highschool subject. "But I have to get a degree no matter what it is! There's no other path!".
Get a proper degree in a field that's not over-saturated and stands the test of nearly any economy - like accounting etc - or choose another path of certificates/trades and getting early experience in your teens. The money you can make by the time you're in your early 20s will easily offset any sh*t degree you get while you wander around with zero experience.
Get a proper degree in a field that's not over-saturated and stands the test of nearly any economy - like accounting etc - or choose another path of certificates/trades and getting early experience in your teens. The money you can make by the time you're in your early 20s will easily offset any sh*t degree you get while you wander around with zero experience.
See: BS Biology/Chemistry. Unless you’re going into Medical/Pharm/PT/OT school, they’re essentially useless.
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07-19-2020, 01:35 PM
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#48
That's in the USA. Here in Canada roughly half of a Canadian citizen's tuition is subsidized. I graduated with a B.A. and it cost me I think 12k at a state school. I paid it off with zero student loans, just worked full time jobs for the summer and 15 hours a week during school.
07-19-2020, 01:42 PM
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#49
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Originally Posted By RJLXA⏩
I disagree with your disagree.I disagree.
Here in florida atleast pretty much every major university has a CC next door thats basically made to be a direct pipeline into the University. So all credits transfer and you enter your college of choice as soon as you get there.(your AA degree is focused on what college you plan on entering) IE: College of business or college of engineering.
UF-Santa Fe
FSU - TCC
UCF - Valencia
USF - HCC
FAU - PBSC
Here in florida atleast pretty much every major university has a CC next door thats basically made to be a direct pipeline into the University. So all credits transfer and you enter your college of choice as soon as you get there.(your AA degree is focused on what college you plan on entering) IE: College of business or college of engineering.
UF-Santa Fe
FSU - TCC
UCF - Valencia
USF - HCC
FAU - PBSC
They might accept the credits but when they give you an equivalent course for whats transferred it may not be the one your major requires, Ive argued with them before over what courses are equivalent and the other guy is correct that there are 2nd year courses that community colleges dont offer so you will be behind.
07-19-2020, 01:46 PM
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#50
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Originally Posted By MikeLowrrrey⏩
Engineers working as engineers ain’t making anywhere close to Construction / Project Management in my experience. Most of them are home office overheads and probably limited to 40hrs per week. They also don’t deal with nearly the same level of stress as people answering to schedule / cost on massive projects.Yeah those dudes don't know much at all about the field. Besides the long hours and a bad economy, it's a very lucrative field. Construction Management pay rivals engineers. I also got an Associate's and had a job lined right up
The Construction Manager on my current project is making $110/hr as an independent contractor and 55hrs per week + $110/day tax free of subsistence. That’s $343k/year and almost $30k is totally tax free, and I’ve worked with CMs and PMs making $130+/hr
07-19-2020, 01:46 PM
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#51
07-19-2020, 01:49 PM
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#52
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Originally Posted By Destor⏩
Why would they be limited to 40 hrs a week, they are usually billable to a project. Maybe its like that were you are but that isnt the norm.Engineers working as engineers ain’t making anywhere close to Construction / Project Management in my experience. Most of them are home office overheads and probably limited to 40hrs per week. They also don’t deal with nearly the same level of stress as people answering to schedule / cost on massive projects.
The Construction Manager on my current project is making $110/hr as an independent contractor and 55hrs per week + $110/day tax free of subsistence. That’s $343k/year and almost $30k is totally tax free, and I’ve worked with CMs and PMs making $130+/hr
The Construction Manager on my current project is making $110/hr as an independent contractor and 55hrs per week + $110/day tax free of subsistence. That’s $343k/year and almost $30k is totally tax free, and I’ve worked with CMs and PMs making $130+/hr
07-19-2020, 01:49 PM
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#53
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Originally Posted By gluon⏩
This. Brb basically paying for an extra 1.5-2 years of classes to get indoctrinated with chit that won't help you at all in life. Also the price colleges charge atm is insane and doesn't reflect the value you are getting at all. Giant scam srs.easy solution is to get rid of all the liberal arts core classes undergrads are forced to take. lmao why would you make a kid going to school to study math/chem/eng take classes that were already covered in high-school; writing, art, history, sociology, etc. Forced to spend 42/120 credit hours on that chit. get rid of that and you just cut the cost of school by 35%
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07-19-2020, 02:06 PM
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#54
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Originally Posted By Destor⏩
I meant to ask you, what's the best route to becoming an Independent contractor? What are the upsides and downsides to it? So far I like the field, but I've barely scratched surface and have a lot to learn.Engineers working as engineers ain’t making anywhere close to Construction / Project Management in my experience. Most of them are home office overheads and probably limited to 40hrs per week. They also don’t deal with nearly the same level of stress as people answering to schedule / cost on massive projects.
The Construction Manager on my current project is making $110/hr as an independent contractor and 55hrs per week + $110/day tax free of subsistence. That’s $343k/year and almost $30k is totally tax free, and I’ve worked with CMs and PMs making $130+/hr
The Construction Manager on my current project is making $110/hr as an independent contractor and 55hrs per week + $110/day tax free of subsistence. That’s $343k/year and almost $30k is totally tax free, and I’ve worked with CMs and PMs making $130+/hr
07-19-2020, 02:10 PM
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#55
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Originally Posted By SteadyFlexOnU⏩
GJDM you are the person they hate the most. Keep on winning bro.I went to half a semester of college said fk that. Worked for a company starting at the bottom up to regional management position. Stacked $ the whole time. Lixury vehicle paid off, duramax truck on the way. 10 acres an a cabin bought. Redpilled ideology from learning all truths online and in the field managing people. No college leftist indoctrination and no DEBT.
College is a fkin scam
Feelsgoodman.
College is a fkin scam
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07-19-2020, 02:12 PM
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#56
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Students need to realize that you can download PDFs of textbooks in a matter of seconds for free
Originally Posted By SteadyFlexOnU⏩
not all of us are this smart. I wish I wasI went to half a semester of college said fk that. Worked for a company starting at the bottom up to regional management position. Stacked $ the whole time. Lixury vehicle paid off, duramax truck on the way. 10 acres an a cabin bought. Redpilled ideology from learning all truths online and in the field managing people. No college leftist indoctrination and no DEBT.
College is a fkin scam
Feelsgoodman.
College is a fkin scam
Feelsgoodman.
07-19-2020, 02:13 PM
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#57
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If you really want it, college can be cheap. Srs. Go to an in-state school and take advantage of scholarships. There are HUNDREDS out there. You can cut your tuition by 80% if you spend a few weeks applying for all eligible scholarships. Students are just lazy.
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07-19-2020, 02:19 PM
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#58
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BC people are dumb. That's why there are so many retards walking around arguing about not wearing a mask n chit.
Go to CC, can pay with your summer job just about. Get as many classes done as you can...basics and some electives.
Instead of moving out of state to a private university, transfer to an instate school for the last couple of years.
BRB minimal debt.
And now days you can get college credit in HS, which makes it even more affordable.
You can download text books for cheap/free if you know where to look.
I bought and resold my books for less than what it would have cost to rent the book...sometimes even made some money. Also, bought international versions of textbooks for real cheap. Only time I got screwed was when they upgraded the book to a new version and no one needed the old version
Go to CC, can pay with your summer job just about. Get as many classes done as you can...basics and some electives.
Instead of moving out of state to a private university, transfer to an instate school for the last couple of years.
BRB minimal debt.
And now days you can get college credit in HS, which makes it even more affordable.
You can download text books for cheap/free if you know where to look.
I bought and resold my books for less than what it would have cost to rent the book...sometimes even made some money. Also, bought international versions of textbooks for real cheap. Only time I got screwed was when they upgraded the book to a new version and no one needed the old version
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07-19-2020, 02:21 PM
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#59
In law school each book is 1000 bucks and they change them every year but generally buying the students a year ahead of you, their old books are the cheapest way to go for 200 bucks each, I worked full time with scholarships for both my degrees it’s not hard
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