I was in the hospital for something 1+ years ago. I have letters in a drawer from both the VA and my insurance company saying the hospital was paid in full. I have a feeling they were actually paid twice for the same thing by both my insurance and the VA. Now today I checked my mail and I got a debt letter and looked up the name they claim the debt is from and its a Dr from the hospital I was at. I called the hospital just now and the lady hung up on me. Then I called back and she claimed she didn't know what I was talking about then changed her mind and made up a lie oh I was dealing with an emergency call and had to hang up. Call back tomorrow. What do I do?

I'd go to creditinfocenter or creditboards and register there and ask.

Also take a screen shot of the letter and redact all the account numbers and your info for them to see.

It sounds like the Dr.s office is charging you on top of what the insurance paid, which they will sometimes do. It;s a total scam, but they do it because they get away with it so often.

are you mental? srs

You have obviously never dealt with mentally ill people. They can't even hold a conversation without jumping around on random topics or thinking you are secretly talking in code to say negative things about them. I am not mental but it is a common theme here on misc to label people things to paint them as a crazy person and put them onto a shelf to be treated that way and anything they may say to be discarded. You might be one of them. The soulless zombie NPD cluster B people. What about this post even triggered you to make such a comment? Totally random attack. Starting to even believe my own soulless zombie meat puppet theory. Weird.

When the sun comes up tomorrow find a magnifying glass and roast it.

Use both sides of your brain.

Are you mental? srs

throw it in the trash. if you respond you admitting that you owe the debt

nah i mean you're posting some pretty erratic stuff today, he's not the only one that noticed

you do you though

I'm just posting things that happened and dont have anyone for advice

edit: that means you agree this **** is nuts and the world is crazy so it makes you the crazy one according to the cluster B NPD people

all i remember is they'll keep calling like a motherfuker

idk about the "mail" though.

i eventually talked to one and we set up a payment plan for a debt way back when

i paid em all off

the small time debt collector was much easier to deal with. when i had to arrange with bank of america they were a pain in the azz. so many nuisances

Classic doctor/hospital moves. Call your insurance, call a VA rep, get them on a conference call with the debt collector. Leave the hospital out of it, the debt has moved ownership and they should have nothing to do with anything going forward. If you aren't bull****ting, you'll be cleared, the debt collector can report to the credit agencies to take it off of your history (also follow up with credit reporting agencies too).

I've got 4 kids. If you ever have a kid, you'll know you get bills fukkin 2 years later from chit you know was paid clear and full, multiple bills back to back for the same thing even if you paid it immediately etc. I don't know who runs administration at the hospital, but there is no way an organization can consistently double bill so often that you expect it to happen.

The fastest, cleanest way to get it taken care of is the above. Don't waste time calling each, telling them who said what. Conference call with all parties and get it over with.

Hospitals and clinics are notorious for being managed by legitimate retards and pulling this

i'll bet my left nut it was paid but the retard in charge of the system never cleared it so now you're getting letters. Should be an easy fix and if you have proof you paid it should be an easy fix. Hospitals sell their debt to debt collector's, call the hospital tell them you're getting letters you owe money, have them pull it up in their system and there's a 99.9% chance it shows it was paid off. It'll most likely take a minimum of 2 calls to find someone who gives a chit enough to actually contact the debt collector and clear it but thats how its done. And if its any constellation just know whatever retard made the mistake cost the hospital money because they'll have to pay the debt collector the money plus some for their efforts

^i went the opposite approach so i guess all that matters is calling someone and telling them to fix the chit

yea, im pretty sure the process is just.. the debt issuers normally try to get their debt

but then if it goes long enough and they tried with little response they sell it off to a debt collector at a fraction of the price so they at least get something out of it. then the debt collector comes after you

which is why they're such a nuisance

not that you shouldn't pay, but just why they're so adamant

Fair enough, the point is to call someone and get it fixed. You're right. I just found it easier, after many years of calling everybody individually, I just get all parties on the line and it's been fixed way faster.

im stealing your approach from now on brah it took me 3 weeks to get the stupid chit cleared because the stupid lazy fcks didn't bother to call the first 2 weeks. The fcking idiots told me because it was paid on a credit card due to their billing cycle it showed it wasn't paid because it hadn't cleared the system so it automatically rolled. To know there are most definitely people who care less that paid twice makes me fckin livid.

Hire an attorney to see if it’s legit.

If it is, offer to pay 25%. Settle at 30%.

Throw it away

Send them a debt validation letter via certified mail.