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Β» I've been homeless for four years--ask me anything
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post 1633364053 03-09-2021, 06:36 PM
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#181
  1. homersexual
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Seems like a roll bread. I've always wondered why homeless don't just go into federal wilderness land and set up a commune by the river. Grow veggies, raise chickens and live off the land for free rather than be some disgusting street peddler under the highway overpass.
-SF Gigantes y SF 49ers-
post 1633364613 03-09-2021, 06:43 PM
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#182
  1. MinisterOfLust
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Originally Posted By ApeXXXPredator
That's how I'm able to maintain my lifestyle M.O.L.
Does not compute.

You have money to invest in the stock market but you can't afford a place to live?

Excellent roll bread brah
post 1633364733 03-09-2021, 06:45 PM
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#183
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Originally Posted By homersexual
Seems like a roll bread. I've always wondered why homeless don't just go into federal wilderness land and set up a commune by the river. Grow veggies, raise chickens and live off the land for free rather than be some disgusting street peddler under the highway overpass.
Nothing is free--least of all fruitful chickens
post 1633364933 03-09-2021, 06:48 PM
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#184
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Originally Posted By MinisterOfLust
Does not compute.

You have money to invest in the stock market but you can't afford a place to live?

Excellent roll bread brah
Do you know how expensive housing is? Where I'm at the average rental is probably around $1,500/month. And that's if you can even get into it in the first place. All of the pre-qualifiers are absolute bullchit. Had an easier time getting my first apartment way back in the 90's.

I would rather buy stocks than waste money in this bullchit overpriced housing market.
post 1633366653 03-09-2021, 07:11 PM
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#185
  1. katya422
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Most 1 bedrooms around here are about $1300 give or take a bit. Saw a few studios/efficiencies for $1K.

So to get a 1 bedroom:

- $3900 a month gross income w/pay stubs to support same
- time on the job (might get by w/6 months if your credit is good)
- good credit score
- no history of evictions/broken leases (aka: good rental history)

I know on misc everyone is CEO $10K etc., but not that many jobs pay $47K a year. Based on this 56% of individual earners wouldn't qualify and this was prior to COVID disruptions.

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post 1633370253 03-09-2021, 07:51 PM
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#186
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Originally Posted By ExPatriot
This alt larping troll is still getting fed...

Never change Misc!

Spoiler!
I had chicken tenders for dinner thanks to my stock tendies. U mad?
post 1633370833 03-09-2021, 07:57 PM
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#187
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Are you buying fractional shares?
Das not it mayne.
post 1633370913 03-09-2021, 07:57 PM
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#188
  1. ApeXXXPredator
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Originally Posted By katya422
Most 1 bedrooms around here are about $1300 give or take a bit. Saw a few studios/efficiencies for $1K.

So to get a 1 bedroom:

- $3900 a month gross income w/pay stubs to support same
- time on the job (might get by w/6 months if your credit is good)
- good credit score
- no history of evictions/broken leases (aka: good rental history)

I know on misc everyone is CEO $10K etc., but not that many jobs pay $47K a year. Based on this 56% of individual earners wouldn't qualify and this was prior to COVID disruptions.

As an example, when a decent rental comes up in my area on Zillow, it'll easily have 100 applicants. I spent several hundred dollars last summer submitting applications to find a rental. Won't be going thru that again.
post 1633371123 03-09-2021, 07:59 PM
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#189
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Originally Posted By Nocturne808
Are you buying fractional shares?
I am not. When I get this year's tax refund and the next stimulus check, I'll be doing the same thing I did with last year's tax return and the first stimulus check----putting it into the stock market.
post 1633375913 03-09-2021, 08:59 PM
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#190
  1. MinisterOfLust
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Originally Posted By ApeXXXPredator
Do you know how expensive housing is? Where I'm at the average rental is probably around $1,500/month. And that's if you can even get into it in the first place. All of the pre-qualifiers are absolute bullchit. Had an easier time getting my first apartment way back in the 90's.

I would rather buy stocks than waste money in this bullchit overpriced housing market.
Most platforms such as Etrade, Robinhood, Webull require photo ID, social security, and a physical address. How are you trading without those requirements?
post 1633376313 03-09-2021, 09:07 PM
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#191
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Originally Posted By MinisterOfLust
Most platforms such as Etrade, Robinhood, Webull require photo ID, social security, and a physical address. How are you trading without those requirements?
I've had a Fidelity account forever. But LOL @ you thinking something like that is an obstacle to investing in the stock market. Does WeBull send you a pamphlet in the mail that you have to fill out before you can trade on their platform? I kind of doubt it.
post 1633936623 03-16-2021, 09:25 PM
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#192
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Does op have a mental illness?
post 1633937473 03-16-2021, 09:43 PM
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#193
  1. 808Handyman
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Plenty of people choose this life in Hawaii even with a full time job due to high cost of living. Great weather year round with showers/bathrooms at every beach park almost literally everywhere on island, so you can’t complain there. Want a hot shower? Spend $50/mth on 24 hour fitness and enjoy one of Oahu’s 7 locations island wide.

Friend of a friend (single guy in his 30s) lived in his suv for a year while working full time to get ahead financially. He’s back in an apartment now and back to normal life. He seemed to make it.

Another couple in their 30s (friends of friends) just started living in their van on Maui this year to afford school etc. Don’t know much about them, but my friend said they’d been planning it all last year in order to further their education and careers.

Is it for me? No thanks Jeff
Single life again
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post 1633938543 03-16-2021, 10:00 PM
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#194
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Why moved into a high cost of living area? My former coworker just moved to Maine, and she and her husband are paying $900 a month for a two bedroom apartment in a nice neighborhood. Plenty of cheap places in the US to live. Like in Oklahoma, Alabama. Heck, I would even live in Detroit than to be homeless
post 1633939503 03-16-2021, 10:17 PM
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#195
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Originally Posted By katya422
Most 1 bedrooms around here are about $1300 give or take a bit. Saw a few studios/efficiencies for $1K.

So to get a 1 bedroom:

- $3900 a month gross income w/pay stubs to support same
- time on the job (might get by w/6 months if your credit is good)
- good credit score
- no history of evictions/broken leases (aka: good rental history)

I know on misc everyone is CEO $10K etc., but not that many jobs pay $47K a year. Based on this 56% of individual earners wouldn't qualify and this was prior to COVID disruptions.

Why do you have to make $3900 for a $1300 apartment? Most apartments only require you to make double the rent before taxes
"Stop sitting back saying yeah man, I wanna be this, I wanna be that, grab your phucking nuts and be it" -Greg Plitt

Can't edit avi, mod tried to help but he couldn't figure it out either
post 1633939673 03-16-2021, 10:21 PM
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#196
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Originally Posted By 808Handyman
Plenty of people choose this life in Hawaii even with a full time job due to high cost of living. Great weather year round with showers/bathrooms at every beach park almost literally everywhere on island, so you can’t complain there. Want a hot shower? Spend $50/mth on 24 hour fitness and enjoy one of Oahu’s 7 locations island wide.

Friend of a friend (single guy in his 30s) lived in his suv for a year while working full time to get ahead financially. He’s back in an apartment now and back to normal life. He seemed to make it.

Another couple in their 30s (friends of friends) just started living in their van on Maui this year to afford school etc. Don’t know much about them, but my friend said they’d been planning it all last year in order to further their education and careers.

Is it for me? No thanks Jeff
Tall Asian crew fan!!
post 1633939783 03-16-2021, 10:23 PM
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#197
  1. ApeXXXPredator
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Originally Posted By MinisterOfLust
Why moved into a high cost of living area? My former coworker just moved to Maine, and she and her husband are paying $900 a month for a two bedroom apartment in a nice neighborhood. Plenty of cheap places in the US to live. Like in Oklahoma, Alabama. Heck, I would even live in Detroit than to be homeless
There aren't really cheap places to live in the U.S. any longer. Housing costs continue to go up. I don't even live in an expensive part of the country and the rent prices are f-ing ridiculous. Average price to rent a house around here is $1,500/month and that is even if you can get your application approved.
post 1633939903 03-16-2021, 10:25 PM
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#198
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Originally Posted By Droopdx
Why do you have to make $3900 for a $1300 apartment? Most apartments only require you to make double the rent before taxes
A lot of companies want people to make 3x rent as a pre-qualifier. It's super common.
post 1633940563 03-16-2021, 10:37 PM
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#199
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Originally Posted By ApeXXXPredator
There aren't really cheap places to live in the U.S. any longer. Housing costs continue to go up. I don't even live in an expensive part of the country and the rent prices are f-ing ridiculous. Average price to rent a house around here is $1,500/month and that is even if you can get your application approved.
Do you rent storage with a bunch of sh!t in it and live out of your car?

Paint us a picture of a typical day for you
"Stop sitting back saying yeah man, I wanna be this, I wanna be that, grab your phucking nuts and be it" -Greg Plitt

Can't edit avi, mod tried to help but he couldn't figure it out either
post 1633940633 03-16-2021, 10:39 PM
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got any spare change?
post 1633941113 03-16-2021, 10:48 PM
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#201
  1. MinisterOfLust
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Wasn't a miscer offer op a job and a place to stay on his ranch and he turned it down?
post 1633941713 03-16-2021, 11:00 PM
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Originally Posted By MinisterOfLust
Wasn't a miscer offer op a job and a place to stay on his ranch and he turned it down?
Why would I move to Texas to do menial ranch hand work????? This isn't a job or no job issue. Do you have a crush or something? Is that what this is really about? You are enamored with me?
post 1633941963 03-16-2021, 11:06 PM
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#203
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Originally Posted By ApeXXXPredator
Why would I move to Texas to do menial ranch hand work????? This isn't a job or no job issue. Do you have a crush or something? Is that what this is really about? You are enamored with me?
Now you are getting angry- change the title of your thread and try again.

The miscer offered you a room and board plus a job. That would certainly get you out of the street.

I actually feel bad for people who are legitimate homeless. I guess I care about you
post 1633942163 03-16-2021, 11:13 PM
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#204
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Originally Posted By MinisterOfLust
Now you are getting angry- change the title of your thread and try again.

The miscer offered you a room and board plus a job. That would certainly get you out of the street.

I actually feel bad for people who are legitimate homeless. I guess I care about you
I'm not angry at all. I think it's cute that you are enamored with me. I don't think you really understand the racket behind homelessness in America. It's just as corrupt as anything else.
The most typical response is the one that you have already given--that I should just get a job. But me getting a job doesn't explain the rampant homelessness occurring in America right now. And it's only going to get worse.
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