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Forum » Best lenders for refinance? (Reps)
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Thread: Best lenders for refinance? (Reps)

post 1634612543 03-25-2021, 12:44 PM
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  1. frutistafreeze
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Best lenders for refinance? (Reps)

Starting the process of refinancing to take advantage of the low interest rates out there currently. Do you guys have any lenders that you recommend for refinancing or have any tips for someone doing it their first time?

Reps for legit help
post 1634614163 03-25-2021, 01:06 PM
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#2
  1. saltypits
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r/borrow on Reddit. And don't pay them back.
post 1634615163 03-25-2021, 01:16 PM
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Originally Posted By NextPound⏩
Lenderfi
You must spread some Reputation around before giving it to NextPound again.
Originally Posted By saltypits⏩
r/borrow on Reddit. And don't pay them back.
Reddit is wild, imagine miscers loaning others miscers money. LOL
post 1634618303 03-25-2021, 01:55 PM
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  1. Drew23
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Don't use Quicken.

Also any lender you get a quote from, make sure they send you a complete breakdown of the rates and estimated fees. A lot of the online lenders will quote you a low rate like 2% but it's actually 4.5% with a bunch of points you have to buy which makes your payment higher.
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post 1634618743 03-25-2021, 02:00 PM
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Mr Cooper is good. I know the name sounds strange but it's a real mortgage lender and doesn't ask 8 million questions like brokers that advertise on TV do. They don't sell your mortgage once it's refinanced like the small brokers do. The last part is key. Find one that doesn't sell it the day after refi.
post 1634619803 03-25-2021, 02:15 PM
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#6
  1. littlemissy
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Do you have a local credit union near you that you can apply for?
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post 1634619873 03-25-2021, 02:16 PM
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  1. frutistafreeze
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Thank you guys for the feedback. I'll look into all these and make sure to keep the tips in mind when I get quotes.

Started the application process with Rocket but stopped halfway through to do more research. My current lender couldn't really offer a better deal than I have
post 1634620313 03-25-2021, 02:24 PM
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Originally Posted By frutistafreeze⏩
Thank you guys for the feedback. I'll look into all these and make sure to keep the tips in mind when I get quotes.

Started the application process with Rocket but stopped halfway through to do more research. My current lender couldn't really offer a better deal than I have
Rocket will sell your mortgage before you make your 1st payment
post 1634620793 03-25-2021, 02:29 PM
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#9
  1. frutistafreeze
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  1. frutistafreeze
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Originally Posted By littlemissy⏩
Do you have a local credit union near you that you can apply for?
I live in South Florida and it seems like we have very few but they're around
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