Long story short..

The year I turned 18 I applied for a credit card on Amazon, got approved and then proceeded to buy Amazon fire tablets for both of my siblings and one for each of my parents. Lol.

I never made a single payment, due to pure laziness (I was making enough money at the time), and it may or may not have gone to collections?

If I recall, I got letters in the mail for a few years after, but I'm sitting here 12 years later and never paid a single dime, nor was I sued.

The negative marks on my credit score were removed like 5 years ago and my score has hovered in the high 7's to low 8's the past 4 years.

Can I assume that everything has been completely forgotten about/forgiven? Or will this chit come back to say "hi" at some point?

I think it just falls off after 7 years so you basically got away with stealing you *******

They’re gonna come after you for all that and 12 years of compounding interest


But no if it’s gone from your credit record, which it would be after 7 years, I’d assume you’re in the clear

Being wiped from a credit report doesn't inherently mean that I don't still owe them. Does it?

Amazon credit tried to collect

When they failed they sold the debt to a collections agency for pennies on the dollar

The bad debt collections agency also failed to collect and wrote off the debt ~5 years ago. There is no debt to be paid anymore.

You’re good.

Have you made any major purchases since then? Major as in new car or house?

Ya probably 5 or 6. Bought a new truck last year actually.