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Forum » Picture of your average dave ramseycel's house [pic]
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Thread: Picture of your average dave ramseycel's house [pic]

post 1646686343 09-09-2021, 10:29 AM
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Picture of your average dave ramseycel's house [pic]

Bet he is eating ramen for dinner

post 1646686563 09-09-2021, 10:33 AM
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wtf is a Dave Ramsey?
++
post 1646686583 09-09-2021, 10:33 AM
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  1. HMFIC_BROWSIN
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lmao
post 1646686673 09-09-2021, 10:34 AM
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basic financial info for plebs
decent start so newbs
<HTC>
post 1646686713 09-09-2021, 10:35 AM
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Better than being in debt up to your eyeballs
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1646686723 09-09-2021, 10:35 AM
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Here's a pic of Dave's house. Lets compare to yours.

^^Former 300+lb Crew^^

WWPB2D

Nothing worthwile is ever easy.

The beatings will continue until morale improves.
post 1646687013 09-09-2021, 10:39 AM
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Originally Posted By chaunce54⏩
Here's a pic of Dave's house. Lets compare to yours.

Yea do as I say not as I do, you are just kinda proving my point.
post 1646687183 09-09-2021, 10:41 AM
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rice and beans, beans and rice.
post 1646687333 09-09-2021, 10:42 AM
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#9
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Wood cut up my credit cards with

▪█─────█▪ Equipment Crew #53 ▪█─────█▪
^^^^^^^ 6' 6" and Over Crew ^^^^^^^
------------- No Vax Crew ----------------
post 1646687583 09-09-2021, 10:45 AM
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Originally Posted By GainzMcgee⏩
Yea do as I say not as I do, you are just kinda proving my point.
lol, how does it go against what he says? I mean if you break it down, it's simply delayed gratification...
^^Former 300+lb Crew^^

WWPB2D

Nothing worthwile is ever easy.

The beatings will continue until morale improves.
post 1646687833 09-09-2021, 10:50 AM
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Originally Posted By GainzMcgee⏩
Yea do as I say not as I do, you are just kinda proving my point.
Are you familiar Dave Ramsey and his methods at all or are you just parroting the stupid chit you read here?

Serious question.
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1646688023 09-09-2021, 10:52 AM
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#12
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Originally Posted By arn710⏩
Are you familiar Dave Ramsey and his methods at all or are you just parroting the stupid chit you read here?

Serious question.
Go eat your canned beans and dont forget to cut up all your means of credit its bad for you lmfaooooo
post 1646688123 09-09-2021, 10:53 AM
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Not sheriff srs most callers seem to be middle class at worst.
post 1646688143 09-09-2021, 10:54 AM
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Originally Posted By GainzMcgee⏩
Go eat your canned beans and dont forget to cut up all your means of credit its bad for you lmfaooooo
That's excellent advice for someone that's struggling to make ends meet and has a lot of consumer debt.

What's the issue exactly?
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1646689173 09-09-2021, 11:09 AM
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Originally Posted By arn710⏩
That's excellent advice for someone that's struggling to make ends meet and has a lot of consumer debt.

What's the issue exactly?
Haters going to hate is the issue
post 1646690233 09-09-2021, 11:30 AM
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Wrong, OP. Car is way too new.
post 1646691053 09-09-2021, 11:41 AM
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If they are happy, who cares
post 1646691083 09-09-2021, 11:41 AM
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That's actually pretty economical. If you have a sunroof you can even filter A/C or heat up there while you sleep from the car too!
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
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post 1646691283 09-09-2021, 11:44 AM
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delaying buying a house for 10 years while you miss prime child rearing time just to save is hilarious to me

like, wtf are you even buying for at that point?

absolutely bonkers
Boycott foodservice industry crew
post 1646691443 09-09-2021, 11:46 AM
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Originally Posted By rectifryer⏩
delaying buying a house for 10 years while you miss prime child rearing time just to save is hilarious to me

like, wtf are you even buying for at that point?

absolutely bonkers
Imagine doing that for 40 years. This is what that guy preaches while he lives in a mansion LMFAOOO
post 1646691653 09-09-2021, 11:49 AM
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Originally Posted By GainzMcgee⏩
Bet he is eating ramen for dinner

lmao
post 1646691953 09-09-2021, 11:55 AM
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I agree he is hard to tolerate in large doses, but I am failing to get OPs point?
post 1646692303 09-09-2021, 12:01 PM
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Dave is right in his teaching for the average person to become a millionaire by retirement
Do not go into debt
Get married before having a child
10% downpayment on a house
25% of income on home
15 year fixed
Do not finance or lease cars
Max out retirement

If you follow that you will make it

Simple stuff

Not saying that is how you make the most money or end up with the most
It is just the safest way to get to that point

For every person who leveraged debt and made it you have multiple who did not

(I do not follow Dave ... I have credit cards I PIF, but no debt or auto loans)
**Black out tape over all laptop/cell phone cameras so gov cant spy on me fapping crew**
post 1646692903 09-09-2021, 12:10 PM
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Originally Posted By rectifryer⏩
delaying buying a house for 10 years while you miss prime child rearing time just to save is hilarious to me

like, wtf are you even buying for at that point?

absolutely bonkers
Huh? Where does he advocate for that?
Training log: http://forum.obnoxiousbrutes.com/showthread.php?t=165829701
post 1646693373 09-09-2021, 12:17 PM
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Originally Posted By helpmee⏩
Dave is right in his teaching for the average person to become a millionaire by retirement
Do not go into debt
Get married before having a child
10% downpayment on a house
25% of income on home
15 year fixed
Do not finance or lease cars
Max out retirement

If you follow that you will make it

Simple stuff

Not saying that is how you make the most money or end up with the most
It is just the safest way to get to that point

For every person who leveraged debt and made it you have multiple who did not

(I do not follow Dave ... I have credit cards I PIF, but no debt or auto loans)
What's the point of life if you're not enjoying the present and your youth?
Lol at slaving all your life so that you can finally have some free time when your body is already destroyed
JFL
Black Pill crew
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Half body crew
I am not an incel, nor identify as one. I am simply here to have a good time discussing. My posts that may come off as offensive are all satirical and they have no harmful intent.
post 1646693813 09-09-2021, 12:23 PM
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Originally Posted By chaunce54⏩
Here's a pic of Dave's house. Lets compare to yours.

What in the phuck is up with all of the lightning rods on every peak? Is this the motherphucking 1920's?
post 1646693863 09-09-2021, 12:24 PM
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#27
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Originally Posted By nnodcvcker⏩
What's the point of life if you're not enjoying the present and your youth?
Lol at slaving all your life so that you can finally have some free time when your body is already destroyed
JFL
I do not think he says "slave" away.
If you stay within your means you can take vacations and have fun.
Just do not go into debt on vacations and parties

Either way it doesn't matter we will have three basic groups
1) Dave group with enough to retire but not amazingly wealthy
2) group that yolod and leveraged debt and made it and very wealthy
3) group that yolod and did not make living off SSI and eating cat food to save money (I will group the "traveling" sloots when they lose glow and "what's the point of slaving" crew in this group)
**Black out tape over all laptop/cell phone cameras so gov cant spy on me fapping crew**
post 1646694023 09-09-2021, 12:28 PM
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#28
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Originally Posted By GainzMcgee⏩
Yea do as I say not as I do, you are just kinda proving my point.
Didn't read the whole thread, so someone may have already mentioned this, but it looks like you're the one missing the point of Dave Ramsey. He's not saying don't have nice things. He's saying don't be retarded and go into DEEP debt to make it seem like you're rich. You can BE rich by avoiding the trap of trying to LOOK rich, if you're smart with your money.
post 1646694223 09-09-2021, 12:32 PM
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#29
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Originally Posted By GainzMcgee⏩
Bet he is eating ramen for dinner

Kind of mirin.
They had plans for making these out on plywood in popular mechanics back in the 50's
SPOT SOLD TO FROGTECH - 100% NATURAL GENETIC FROG FIBRES

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post 1646694583 09-09-2021, 12:37 PM
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I'm 26, debt free, more than $100k net worth if you count my car + retirement, and I owe some of this in part to Dave Ramsey. Went like 2-3 years listening to his podcast very frequently and keeping the motivation, growing disgust towards debts (minus mortgage and paid off credit cards) and disgust towards expensive depreciating assets.

With my current income, and if I got together a higher down payment, I could feasibly buy a ~$450k house in a couple of years from now. And I think I plan to if I can commit to an area.
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