Thread: 60 Minutes: A Nation of Rentcels
03-21-2022, 03:09 PM
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#61
Originally Posted By BigBallsMcgee⏩
LOL deal with it. I'm going to sell my home in about a year for 80k more than I paid for it and it will sell.But previous generations didn't have to do that. You're expecting young generations now to have a lower standard of living.
Even small homes are becoming unaffordable now too.
Even small homes are becoming unaffordable now too.
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03-21-2022, 03:11 PM
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#62
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Originally Posted By niospecv⏩
Not sure if trolling or just an ******* of a human beingLOL deal with it. I'm going to sell my home in about a year for 80k more than I paid for it and it will sell.
This is serious chit ruining young people trying to settle down and raise a family
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03-21-2022, 03:14 PM
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#63
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Have you seen the prices for starter homes? Most are chitboxes in crummy neighborhoods.
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03-21-2022, 03:15 PM
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#64
Originally Posted By MiamiLife305⏩
Nobody gave me chit and I worked hard to purchase my home. Guess what? My wife doesn't work and our daughter is homeschooled. Sounds like the American dream to me. I didn't have it easy, but I made it happen. I am simply selling my home in alignment with the market. I'm moving my family to a bigger city and we're looking at homes in the 400-500k range. 5 bedrooms, 3000 sq ft plus and some have a pool. Just the for 3 of us. LOLNot sure if trolling or just an ******* of a human being
This is serious chit ruining young people trying to settle down and raise a family
This is serious chit ruining young people trying to settle down and raise a family
They look real nice.
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03-21-2022, 03:35 PM
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#65
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Originally Posted By niospecv⏩
CongratsNobody gave me chit and I worked hard to purchase my home. Guess what? My wife doesn't work and our daughter is homeschooled. Sounds like the American dream to me. I didn't have it easy, but I made it happen. I am simply selling my home in alignment with the market. I'm moving my family to a bigger city and we're looking at homes in the 400-500k range. 5 bedrooms, 3000 sq ft plus and some have a pool. Just the for 3 of us. LOL
They look real nice.
They look real nice.
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03-21-2022, 03:58 PM
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#66
Originally Posted By MiamiLife305⏩
Well realistically, first time home buyers could start taking over the eye sores of the cities and fix them up like you say. A negative could turn a positive. Depending where you live, there could be a tax credit for that move as well.Honest question
How does this end?
Rent and housing is going up faster than wages
Inflation raising faster than wages
Living alone is becoming impossible in the city
People with good jobs are going to end up having to move to the ghettos to afford a place
This is just insanity
Being single with one income in this housing market is just absolute brutal unless you make over 100k
How does this end?
Rent and housing is going up faster than wages
Inflation raising faster than wages
Living alone is becoming impossible in the city
People with good jobs are going to end up having to move to the ghettos to afford a place
This is just insanity
Being single with one income in this housing market is just absolute brutal unless you make over 100k
Let's be srs, a lot of millennial friends that haven't quite made it and are still renting, will have a to be a little more realistic with their first home unless Mom and Dad foot the bill, like I often see. If people want to own that badly, then they'll have to downgrade their expectations of what a first home is. I was peppered to buy a dump because I knew how important of an investment it is, but the recession happened and I got a place that was more like a dream home and way over my budget. No huge signs of a recession yet, but housing market is cyclical. Could still buy a dump right now, recession hits, spend time and money fixing it up and sell it when the market rebounds.
A lot of people today don't want to put in the work required to make a dump a home tho. So they can continue renting and throw money away I guess. As long as people keep paying these rent prices, they aren't going to go down.
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03-21-2022, 04:13 PM
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#67
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I'll be buying a plot of land outright in some flyover state, build a tiny cabin, and work a part time job to cover bills and still save up a little for my 401k. I'm a single guy, I don't need or want a 400k house, and I'm noting buying a chithole for 200k in a populated area.
03-21-2022, 04:16 PM
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#68
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JFL "we don't think young people want to own homes, so we're providing a great service" strong rationalization
this is gonna happen again srs but will only hurt the employeeshttps://www.marketwatch.com/story/zi...ff-11635885027
this is gonna happen again srs but will only hurt the employeeshttps://www.marketwatch.com/story/zi...ff-11635885027
03-21-2022, 04:22 PM
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#69
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Originally Posted By _zman⏩
Agreed with what you said.Well realistically, first time home buyers could start taking over the eye sores of the cities and fix them up like you say. A negative could turn a positive. Depending where you live, there could be a tax credit for that move as well.
Let's be srs, a lot of millennial friends that haven't quite made it and are still renting, will have a to be a little more realistic with their first home unless Mom and Dad foot the bill, like I often see. If people want to own that badly, then they'll have to downgrade their expectations of what a first home is. I was peppered to buy a dump because I knew how important of an investment it is, but the recession happened and I got a place that was more like a dream home and way over my budget. No huge signs of a recession yet, but housing market is cyclical. Could still buy a dump right now, recession hits, spend time and money fixing it up and sell it when the market rebounds.
A lot of people today don't want to put in the work required to make a dump a home tho. So they can continue renting and throw money away I guess. As long as people keep paying these rent prices, they aren't going to go down.
Let's be srs, a lot of millennial friends that haven't quite made it and are still renting, will have a to be a little more realistic with their first home unless Mom and Dad foot the bill, like I often see. If people want to own that badly, then they'll have to downgrade their expectations of what a first home is. I was peppered to buy a dump because I knew how important of an investment it is, but the recession happened and I got a place that was more like a dream home and way over my budget. No huge signs of a recession yet, but housing market is cyclical. Could still buy a dump right now, recession hits, spend time and money fixing it up and sell it when the market rebounds.
A lot of people today don't want to put in the work required to make a dump a home tho. So they can continue renting and throw money away I guess. As long as people keep paying these rent prices, they aren't going to go down.
If you get a dump, you're either looking at fixing it yourself which many people have no clue how to do, or paying someone to fix it, and tradies charge A LOT of money. A small typical bathroom could run you 3-5k depending how updated you want it. Plus lots of times these affordable homes that aren't getting snatched up by the companies are located in the worst parts of town, far away from jobs.
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03-21-2022, 04:23 PM
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#70
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Originally Posted By MiamiLife305⏩
Right, gonna be a bread earner with their gender studies degree.....Not sure if trolling or just an ******* of a human being
This is serious chit ruining young people trying to settle down and raise a family
This is serious chit ruining young people trying to settle down and raise a family
03-21-2022, 04:26 PM
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#71
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Originally Posted By BigBallsMcgee⏩
Nah, you're a libertarian that wants reparations......And you think that means I'm a socialist?
03-21-2022, 04:28 PM
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#72
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I got a notice yesterday that my Equity since November 2020 has gone up 200k
Just LOL at rentcels, ill take my 200k ontop of my income and buy a new house outright in a couple years with no house payment for the rest of my life
The equity on my house is going to surpass the loan amount this year
Just LOL at rentcels, ill take my 200k ontop of my income and buy a new house outright in a couple years with no house payment for the rest of my life
The equity on my house is going to surpass the loan amount this year
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03-21-2022, 04:42 PM
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#73
Originally Posted By WoofieNugget⏩
There simply are not that many smaller homes available. Smaller houses aren't as beneficial to home builders or to cities/towns.I think this is honestly part of the problem.Too many people unwilling to live in a smaller space for five years and actually build something rather than burning rent. If you have no kids why do you need a three bedroom space?
Builders generally want to:
- build as many houses as they can in a development
- build said houses as large as possible
So this is why most new developments are predominantly 2 story houses with very small yards. Many of the costs to the builder are the same for a large house as for a small house. If they build a 2 story house instead of a rancher they can have the same amount invested in the foundation and roof.
The taxing authorities who set zoning guidelines want expensive houses- mostly masonry, larger square footage, nicer fencing, etc.
IMO there is something to be said for ending single family zoning, at least in areas with high population. Not saying that developers should be allowed to put up giant apartment towers, or big complexes anywhere at all. Just that by making the lowest value "up to 3 residencies" there would be a lot more options for everyone without having as much sprawl. Talking stuff like granny flats, basement apartments, duplexes...
Originally Posted By MiamiLife305⏩
It's crazy. So far it looks like more homeless people and more people having to move to less expensive areas because they can't afford their current home any longer. The natives of these desirable sunbelt cities are getting forced out because they are making the same wage scale that they have for decades while inbound immigrants from areas with higher pay are moving in.Honest question
How does this end?
Rent and housing is going up faster than wages
Inflation raising faster than wages
Living alone is becoming impossible in the city
People with good jobs are going to end up having to move to the ghettos to afford a place
This is just insanity
Being single with one income in this housing market is just absolute brutal unless you make over 100k
How does this end?
Rent and housing is going up faster than wages
Inflation raising faster than wages
Living alone is becoming impossible in the city
People with good jobs are going to end up having to move to the ghettos to afford a place
This is just insanity
Being single with one income in this housing market is just absolute brutal unless you make over 100k
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03-21-2022, 04:47 PM
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#74
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Originally Posted By katya422⏩
New urbanism is making a comeback so zoning will slowly start to fade from the rigid separation of uses, to more mixed-use, but it will take a while and this will largely only effect cities or main street neighboorhoods.There simply are not that many smaller homes available. Smaller houses aren't as beneficial to home builders or to cities/towns.
Builders generally want to:
- build as many houses as they can in a development
- build said houses as large as possible
So this is why most new developments are predominantly 2 story houses with very small yards. Many of the costs to the builder are the same for a large house as for a small house. If they build a 2 story house instead of a rancher they can have the same amount invested in the foundation and roof.
The taxing authorities who set zoning guidelines want expensive houses- mostly masonry, larger square footage, nicer fencing, etc.
IMO there is something to be said for ending single family zoning, at least in areas with high population. Not saying that developers should be allowed to put up giant apartment towers, or big complexes anywhere at all. Just that by making the lowest value "up to 3 residencies" there would be a lot more options for everyone without having as much sprawl. Talking stuff like granny flats, basement apartments, duplexes...
Builders generally want to:
- build as many houses as they can in a development
- build said houses as large as possible
So this is why most new developments are predominantly 2 story houses with very small yards. Many of the costs to the builder are the same for a large house as for a small house. If they build a 2 story house instead of a rancher they can have the same amount invested in the foundation and roof.
The taxing authorities who set zoning guidelines want expensive houses- mostly masonry, larger square footage, nicer fencing, etc.
IMO there is something to be said for ending single family zoning, at least in areas with high population. Not saying that developers should be allowed to put up giant apartment towers, or big complexes anywhere at all. Just that by making the lowest value "up to 3 residencies" there would be a lot more options for everyone without having as much sprawl. Talking stuff like granny flats, basement apartments, duplexes...
Builders will continue to build for profit and americans still love their suburbia and cars.
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03-21-2022, 04:49 PM
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#75
Originally Posted By Briisk⏩
Agreed. These institutional investors know what exactly they're doing. They aren't going to be buying the dumps in a bad location. Same thought process I had when I was in RE. They buy the fixer uppers in a decent location, but instead of flip, they'll rent it out and make even more. They're playing a longer game. I've seen Berkshire do it in my neighborhood before it became so popular. BRB buy 80k home, put 20-30k into it with a team of people that specialize in everything and sell for 200k. Rinse and repeat and make a million in a year in just one neighborhood. Now they're doing the same thing, but profiting $1500 a month on each property with rent. Payback is probably under 5 years since they likely own them outright.Agreed with what you said.
If you get a dump, you're either looking at fixing it yourself which many people have no clue how to do, or paying someone to fix it, and tradies charge A LOT of money. A small typical bathroom could run you 3-5k depending how updated you want it. Plus lots of times these affordable homes that aren't getting snatched up by the companies are located in the worst parts of town, far away from jobs.
If you get a dump, you're either looking at fixing it yourself which many people have no clue how to do, or paying someone to fix it, and tradies charge A LOT of money. A small typical bathroom could run you 3-5k depending how updated you want it. Plus lots of times these affordable homes that aren't getting snatched up by the companies are located in the worst parts of town, far away from jobs.
Originally Posted By Jestbrah⏩
Mine already has.I got a notice yesterday that my Equity since November 2020 has gone up 200k
Just LOL at rentcels, ill take my 200k ontop of my income and buy a new house outright in a couple years with no house payment for the rest of my life
The equity on my house is going to surpass the loan amount this year
Just LOL at rentcels, ill take my 200k ontop of my income and buy a new house outright in a couple years with no house payment for the rest of my life
The equity on my house is going to surpass the loan amount this year
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03-21-2022, 04:53 PM
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#76
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Originally Posted By _zman⏩
Not sure how it is in any other city, but in Dallas there are barely any condos for sale, and new condos aren't getting built. Developers are building all these massive apartments for rent so they can profit on them monthly instead. Condos are also a big risk, but point being, they're doing it for the monthly income.Agreed. These institutional investors know what exactly they're doing. They aren't going to be buying the dumps in a bad location. Same thought process I had when I was in RE. They buy the fixer uppers in a decent location, but instead of flip, they'll rent it out and make even more. They're playing a longer game. I've seen Berkshire do it in my neighborhood before it became so popular. BRB buy 80k home, put 20-30k into it with a team of people that specialize in everything and sell for 200k. Rinse and repeat and make a million in a year in just one neighborhood. Now they're doing the same thing, but profiting $1500 a month on each property with rent. Payback is probably under 5 years since they likely own them outright.
Mine already has.
Mine already has.
brb rent studio for 2050
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03-21-2022, 05:01 PM
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#77
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Originally Posted By MiamiLife305⏩
I think theres a correlation between death and the unemployment % in the USA, so theres that.. Either the government is going to run damage control or someone is going to innovate something out of the box like, "how to work 2 jobs at once!"Honest question
How does this end?
Rent and housing is going up faster than wages
Inflation raising faster than wages
Living alone is becoming impossible in the city
People with good jobs are going to end up having to move to the ghettos to afford a place
This is just insanity
Being single with one income in this housing market is just absolute brutal unless you make over 100k
How does this end?
Rent and housing is going up faster than wages
Inflation raising faster than wages
Living alone is becoming impossible in the city
People with good jobs are going to end up having to move to the ghettos to afford a place
This is just insanity
Being single with one income in this housing market is just absolute brutal unless you make over 100k
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03-21-2022, 05:03 PM
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#78
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Originally Posted By thadderbox⏩
150-200k for a 3 bed 2 bath home in the majority of America...Have you seen the prices for starter homes? Most are chitboxes in crummy neighborhoods.
Everyone likes to pretend The big cities on the East and West coasts are the whole of America. The simple truth is if you want to live in super desirable coastal cities. You have to pay for it. But otherwise housing is affordable in the rest of America.
If you really pay attention to real estate markets I don't see why the average 26-28 year old male that manages his finances well can't afford a home. If its important to you, you have to choose between a super high COL city or a more affordable area.
I'm doing my best to scoop up as many single family homes as possible while I'm young. Plan on holding/renting over the long term. If I wanted to live in Cali or NYC I'd be a rentcel in a shoebox though.
03-21-2022, 05:10 PM
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#79
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Originally Posted By GeezersPalace⏩
stopped readin here. Wtf do you think you should do if prices are so high people cant afford the mortgage payments or even down payment. retardyou don't even need the money you just need a mortgage.
03-21-2022, 05:11 PM
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#80
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Originally Posted By MiamiLife305⏩
Revolt. people wont accept their standard of living tanking just to be able to afford a place to stayHonest question
How does this end?
Rent and housing is going up faster than wages
Inflation raising faster than wages
Living alone is becoming impossible in the city
People with good jobs are going to end up having to move to the ghettos to afford a place
This is just insanity
Being single with one income in this housing market is just absolute brutal unless you make over 100k
How does this end?
Rent and housing is going up faster than wages
Inflation raising faster than wages
Living alone is becoming impossible in the city
People with good jobs are going to end up having to move to the ghettos to afford a place
This is just insanity
Being single with one income in this housing market is just absolute brutal unless you make over 100k
03-21-2022, 05:21 PM
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#81
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Originally Posted By guest89⏩
this has never been true in americna history but now all of a sudden its some huge privilege just to be able to afford living in a real city and not butt fuk middle of nowhere? GTFO. this is why people in the younger generations are pissed.Everyone likes to pretend The big cities on the East and West coasts are the whole of America. The simple truth is if you want to live in super desirable coastal cities. You have to pay for it. But otherwise housing is affordable in the rest of America.
We're being told this is just how it is when it was not like that ever before. fuk that
03-21-2022, 05:24 PM
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#82
03-21-2022, 05:29 PM
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#83
Originally Posted By BigBallsMcgee⏩
Intersting how the Declaration of Independence originally said "Life, Liberty and the Pursuit of Property"this has never been true in americna history but now all of a sudden its some huge privilege just to be able to afford living in a real city and not butt fuk middle of nowhere? GTFO. this is why people in the younger generations are pissed.
We're being told this is just how it is when it was not like that ever before. fuk that
We're being told this is just how it is when it was not like that ever before. fuk that
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03-21-2022, 05:35 PM
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#84
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Originally Posted By iloveus⏩
Interesting how the foundation of the American dream is evaporating before our eyes and so called right wing American patriots don't give a fukIntersting how the Declaration of Independence originally said "Life, Liberty and the Pursuit of Property"
03-21-2022, 05:40 PM
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#85
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Originally Posted By guest89⏩
I tried finding houses in Colorado for 200-300k and couldnt find **** for the whole state150-200k for a 3 bed 2 bath home in the majority of America...
Everyone likes to pretend The big cities on the East and West coasts are the whole of America. The simple truth is if you want to live in super desirable coastal cities. You have to pay for it. But otherwise housing is affordable in the rest of America.
If you really pay attention to real estate markets I don't see why the average 26-28 year old male that manages his finances well can't afford a home. If its important to you, you have to choose between a super high COL city or a more affordable area.
I'm doing my best to scoop up as many single family homes as possible while I'm young. Plan on holding/renting over the long term. If I wanted to live in Cali or NYC I'd be a rentcel in a shoebox though.
Everyone likes to pretend The big cities on the East and West coasts are the whole of America. The simple truth is if you want to live in super desirable coastal cities. You have to pay for it. But otherwise housing is affordable in the rest of America.
If you really pay attention to real estate markets I don't see why the average 26-28 year old male that manages his finances well can't afford a home. If its important to you, you have to choose between a super high COL city or a more affordable area.
I'm doing my best to scoop up as many single family homes as possible while I'm young. Plan on holding/renting over the long term. If I wanted to live in Cali or NYC I'd be a rentcel in a shoebox though.
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03-21-2022, 05:45 PM
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#86
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Originally Posted By BigBallsMcgee⏩
For the most part, when people already got theirs and are set, they no longer careInteresting how the foundation of the American dream is evaporating before our eyes and so called right wing American patriots don't give a fuk
i.e all these home owners would LOVE for the housing market to increase 30000%
even though it would ruin young people drastically, but who cares they are making money and are in the game already
Its the same as a stock holder, they don't give a fuk if the company is damaging the environment or people, they just want the returns in profit
Which is why regulation needs to be done to control human greed
Maybe I'm talking out of my ass and I'm 100% wrong on human thinking
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03-21-2022, 05:49 PM
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#87
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Originally Posted By Jestbrah⏩
Its how it is in FloridaI tried finding houses in Colorado for 200-300k and couldnt find **** for the whole state
Anything worth buying that is not in a hood is over 350K or broken down
Originally Posted By Anachron⏩
Ok.The people who would LOVE to see the housing market increase by 30000% are as dumb as the people who predicted the RE market crash that was supposed to happen three weeks ago, or the people who make whiny threads about the RE market.
Future P.A in progress
We're all gonna make it
sleep tight pupper
03-21-2022, 05:50 PM
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#88
- atgbrahsrs
- ToningWasTooHarshForMe
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- atgbrahsrs
- ToningWasTooHarshForMe
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tbf isn't it unsurprising, generational difference will always be the case; the 25 year old guy when I am 50 will have all sorts of things I dont understand now that will have "ruined his generation's lives"
wages mean jack when you draw the line when the global population has more than doubled since the 1970s
supply is seriously damaged
wages mean jack when you draw the line when the global population has more than doubled since the 1970s
supply is seriously damaged
communist until you get rich
rightwing until financially secure
atheist until the plane starts falling
slootist until you get married
muslim after you get married
03-21-2022, 05:51 PM
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#89
- Dave22reborn
- Cold Hearted SOB
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- Dave22reborn
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Originally Posted By BigBallsMcgee⏩
Are you forced to live in San Francisco?stopped readin here. Wtf do you think you should do if prices are so high people cant afford the mortgage payments or even down payment. retard
03-21-2022, 06:02 PM
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#90
- BigBallsMcgee
- Registered User
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- BigBallsMcgee
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Originally Posted By Dave22reborn⏩
Imagine thinking only sf is having these affordability and availability issuesAre you forced to live in San Francisco?
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