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Forum » Why would someone choose to rent? isn't that essential choosing to be a slave
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Thread: Why would someone choose to rent? isn't that essential choosing to be a slave

post 1658415663 03-23-2022, 04:59 AM
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#31
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I wonder how renters will feel when they are old and retired.

It's unfortunate how the housing market is going right now, but it's best to build some equity and work with that.
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post 1658416013 03-23-2022, 05:12 AM
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Man some of ya'll are seriously short sighted.
post 1658416443 03-23-2022, 05:23 AM
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Originally Posted By Azrairc⏩
Why would someone choose to rent? isn't that essential choosing to be a slave
1. Poor
2. Stupid

Only correct responses.
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post 1658416623 03-23-2022, 05:29 AM
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Originally Posted By AK1615⏩
Still a slave to the bank with a mortgage

Just a slave with an asset
I think most of the rent vs own stuff stems from the desire to distinguish oneself. Owning property is definitely status related, which is why it comes up so often.

Renting long term isn't a good idea, but for anyone just getting out on their own the first time it's very convenient while building your income. What a lot of miscers fail to understand is that staying home with parents while saving for a house isn't an ideal situation for everyone.
post 1658417093 03-23-2022, 05:43 AM
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Owing a home a is a huge responsibility that a lot of people refuse to take on.

Renting gives you more flexiblity to enjoy life.
post 1658417603 03-23-2022, 05:59 AM
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Because they can't be approved for a mortgage to buy a house. If you have too much debt, your credit is ass, you don't make enough, etc. Anyone claiming renting is beneficial is just coping extra hard because inside they're really seething and immensely jealous of their friends that have been able to be financially responsible enough to buy a piece of property and sit outside on their porch looking out at their trees and dog playing in the yard while a rentcel has to keep it down because neighbours on all 4 sides of them might call the landlord for a noise complaint in the rat-infested sardine box they live in.

Source: used to rent in a major city. Absolute dogschit.
Originally Posted By Issobolic28⏩
Owing a home a is a huge responsibility that a lot of people refuse to take on.

Renting gives you more flexiblity to enjoy life.
This as well. Owning a house comes with a lot of added stress and responsibility. In my experience, the positives have far outweighed the negatives.
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post 1658417673 03-23-2022, 06:02 AM
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Originally Posted By Anachron⏩
Contrary to what the current misc consensus seems to be, most people don't choose to rent in order to put the difference in index funds...

They simply do not have a choice.
Unironically this, and it'll get worse now with rising home prices that require much larger down payments, and coupled with rising rates, much higher monthly payments. I think most people would prefer to own if they could afford to.
post 1658417833 03-23-2022, 06:06 AM
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#38
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Originally Posted By coast2coastam⏩
Unironically this, and it'll get worse now with rising home prices that require much larger down payments, and coupled with rising rates, much higher monthly payments. I think most people would prefer to own if they could afford to.
Can confirm house prices are pure insanity in these parts. A buddy of mine got an old bungalow for half a million recently. Strong evaluation to paid price correlation of peace and prosperity. I must have made a half million myself in the past few yearseasilyout of the properties I own.
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post 1658418123 03-23-2022, 06:15 AM
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#39
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a lot of people don't "choose" to rent

the housing market is just a big pyramid scheme anyway
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post 1658418423 03-23-2022, 06:23 AM
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#40
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Originally Posted By lightsarefallin⏩
This as well. Owning a house comes with a lot of added stress and responsibility. In my experience, the positives have far outweighed the negatives.
Thats why i bought a condo; instead of home.

It gives me the home ownership i want; without having to deal with stuff mowing the lawn, shoveling show, etc.

However, everything indoors is my responsilbility. Plumbing problems? Electrical issues? Deal with if yourself. You kinda miss those days when a call to builiding management could solves all your problems.
post 1658418563 03-23-2022, 06:29 AM
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#41
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Originally Posted By r32gojirra⏩
Use the accumulated capital gains from previous sales to fund the purchase

That’s how I do it

Also many people just pay out the loan

Australia has some of the most expensive real estate in the world

Historically it’s around 1/3 renting from a landlord, 1/3 renting from a bank, 1/3 owning

Point is not everyone has a loan on their property
Everyone who is trying to accumulate wealth should take out the largest mortgage possible for each property. Paying cash is a far less attractive investment than buying with leverage.

I don’t know why people still somehow have a hard time understanding the benefits of fixed low interest mortgages.
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post 1658418643 03-23-2022, 06:31 AM
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Originally Posted By r32gojirra⏩
We should all troll that email.
I loe e.
post 1658418833 03-23-2022, 06:36 AM
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Originally Posted By Issobolic28⏩
Thats why i bought a condo; instead of home.

It gives me the home ownership i want; without having to deal with stuff mowing the lawn, shoveling show, etc.

However, everything indoors is my responsilbility. Plumbing problems? Electrical issues? Deal with if yourself. You kinda miss those days when a call to builiding management could solves all your problems.
Yeah, that was a big learning curve for me especially considering that the millennial generation I'm part of are not particularly handy. I swear my dad just had this innate knowledge of how to fix stuff in the house when I was a kid. Although, the original owner of my current house was obviously a boomer handyman who did it all himself because some jobs here are pure dogschit, like awful plumbing renovations and bad electrical wiring. Luckily, I hire competent professionals to help me with these things.

I can see the benefit of being in a condo. I personally wouldn't want to be in one myself, but I can see it. Condo fees reasonable? I know someone who told me their condo association or whatever it is hiked up the fees tremendously. Is that variable?
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post 1658419033 03-23-2022, 06:45 AM
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#44
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Originally Posted By lightsarefallin⏩
YCondo fees reasonable? I know someone who told me their condo association or whatever it is hiked up the fees tremendously. Is that variable?
Right now, I pay 383...which is not bad; considering they take care of the area pretty well.

Condo fees usually go up every year; usually based on inflation and how much money management has forecasted for any upcoming maintenance/repairs, etc.

But i have heard places with crazy condo fees....500 lol...and its not even downtown...
post 1658419843 03-23-2022, 07:09 AM
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Laughing from my once 255K house now worth 1/2M dollar just under 4 years @ rent cels. Sunbelt is no longer cheap boyos specially FL
post 1658420423 03-23-2022, 07:21 AM
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Originally Posted By Issobolic28⏩
Owing a home a is a huge responsibility that a lot of people refuse to take on.

Renting gives you more flexiblity to enjoy life.
No it gives your landlord more flexibility to enjoy your income.

post 1658420633 03-23-2022, 07:25 AM
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Jeffrey Dahmer was a rentcel so that says something
post 1658420753 03-23-2022, 07:27 AM
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Originally Posted By Issobolic28⏩
Right now, I pay 383...which is not bad; considering they take care of the area pretty well.

Condo fees usually go up every year; usually based on inflation and how much money management has forecasted for any upcoming maintenance/repairs, etc.

But i have heard places with crazy condo fees....500 lol...and its not even downtown...
How long have you owned said condo ? Purchase price and downpayment ?
post 1658420913 03-23-2022, 07:30 AM
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Originally Posted By Issobolic28⏩
Right now, I pay 383...which is not bad; considering they take care of the area pretty well.

Condo fees usually go up every year; usually based on inflation and how much money management has forecasted for any upcoming maintenance/repairs, etc.

But i have heard places with crazy condo fees....500 lol...and its not even downtown...
I'd be fukking pissed if I was forced to pay some illegal immigrants $383 a month to cut my grass.

I can get a maid, meal prep, lawn care, and a rub and tug for less than that.
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post 1658422313 03-23-2022, 08:02 AM
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Originally Posted By Anachron⏩
Parasitical leech scum of society in general.
No u
post 1658422503 03-23-2022, 08:09 AM
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I pay $300 per month for a room and invest the rest in the stock market. Now compare that to your monthly mortgage payment.
post 1658422673 03-23-2022, 08:13 AM
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#52
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Originally Posted By dusky99⏩
I pay $300 per month for a room and invest the rest in the stock market. Now compare that to your monthly mortgage payment.
I pay $800/mo mortgage and rent out 3 rooms for $300 per room and invest the rest in the stock market.
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post 1658464373 03-23-2022, 08:14 PM
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Originally Posted By Tornach⏩
I know tradies making 300-400k a year in California.
They pay a relatively small amount per month for a place.
The property taxes alone are higher than what they pay in rent.

Inb4 the inevitable "but the prices of property are going to go up over time so they are losing money"
I don't what place in California they would live in for that to happen. My property tax are no where near what rent is which is increasing more. I know this because I rent a studio downstairs and see the market for rent.
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