03-31-2022, 07:37 AM
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#31
Originally Posted By r32gojirra⏩
Paying someone else's mortgage, so that you can avoid paying one yourself (and building equity along with having a fixed price and interest rate) is 4D chess.I mean, same… because I don’t pay rent lol
But back to the OP - good to hear you’re not bitter about it
But back to the OP - good to hear you’re not bitter about it
03-31-2022, 07:41 AM
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#32
- Bracket199
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Originally Posted By r32gojirra⏩
Agreed OP.Basically it’s always the same thing:
-I could have invested the money I saved by renting in an index fund and got a better return (which they never did, just their theory)
-Don’t want to be a slave to the bank (ok sure just give your landlord a weekly rimjob for the privilege of living in his house)
-I want the flexibility to move for my career (again they never do, but in any case you can sell or rent a property you bought and make a tidy profit)
Never encountered such a bitter group of people with such transparent cope.
Spoiler!
-I could have invested the money I saved by renting in an index fund and got a better return (which they never did, just their theory)
-Don’t want to be a slave to the bank (ok sure just give your landlord a weekly rimjob for the privilege of living in his house)
-I want the flexibility to move for my career (again they never do, but in any case you can sell or rent a property you bought and make a tidy profit)
Never encountered such a bitter group of people with such transparent cope.
Spoiler!
maybe I have the causation backwards and bitter people tend to become rentcels
Bold one is always my favourite. They always brag about how much they can invest if they aren't tied down to mortgage payments; yet I doubt any of them actually make what they say, and invest what they say.
Quantitatively, you can make more with the investment tactic, should it work in your favour. However, they never consider other factors that will impact this:
1. They always state very aggressive portfolios, which would need to be maintained throughout their life (most people shift to safer portfolios as they get older)
2. All it takes is one massive crash to put you in a panic.
3. Owning a home is the easiest peace of mind you can have once it's paid off
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03-31-2022, 07:42 AM
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#33
- bsmit107
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- bsmit107
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House for rent in my neighborhood.....2300 sqft, 0.6 acres, 3 bed 2.5 bath, 2 car garage, remodeled in 2014......$2150/month
My mortgage for 2500 sqft, 0.9 acres, 4 beds 2.5 bath, 2.5 car garage, remodeled in 2019....$1175.
Just lol at rentcels.
My mortgage for 2500 sqft, 0.9 acres, 4 beds 2.5 bath, 2.5 car garage, remodeled in 2019....$1175.
Just lol at rentcels.
03-31-2022, 08:13 AM
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#34
- x-trainer ben
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This totally depends on the market that you live in( heat in the current market.. cash offer/overbidding)
The job market in the city( people leaving vs arriving) and
The average prices of units.
I am helping the gf now and the 1 bedrooms are $2,200 vs $2,700-$3,200 for 2 bedrooms in nice hotel like newer buildings( DC and suburbs)
A friend in Prague told me 2 bedrooms go for $650, lol
The job market in the city( people leaving vs arriving) and
The average prices of units.
I am helping the gf now and the 1 bedrooms are $2,200 vs $2,700-$3,200 for 2 bedrooms in nice hotel like newer buildings( DC and suburbs)
A friend in Prague told me 2 bedrooms go for $650, lol
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04-03-2022, 06:45 PM
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#35
- r32gojirra
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04-03-2022, 06:52 PM
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#36
04-03-2022, 06:55 PM
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#37
04-03-2022, 07:14 PM
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#38
- NuggzTheNinja
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Originally Posted By gixxer0.6g⏩
It's COMO - cope of missing outFomo
This account was created for the purpose of roleplaying and satire. All posts, messages, images, or other media produced by this Bodybuilding.com profile, including stories, names, references to characters and incidents, and views expressed, are fictitious and intended as parody. No identification or association with actual persons (living or deceased), places, buildings, or products is intended or should be inferred.
04-03-2022, 08:30 PM
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#39
- BigDeeps01
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Because they get asked how many millionaires are rentcels and they sit back, sigh and start to cope
They have this idea if the mythical rentcel millionaire who lives his entire life in a one bedroom apartment investing all his money and convince themselves that’s why they don’t own
They have this idea if the mythical rentcel millionaire who lives his entire life in a one bedroom apartment investing all his money and convince themselves that’s why they don’t own
04-03-2022, 08:36 PM
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#40
04-03-2022, 08:36 PM
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#41
04-03-2022, 08:39 PM
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#42
- BigDeeps01
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Originally Posted By davik⏩
They’re out there for sure. I’m just willing to bet 99% of millionaires own real estatepharma bro is one
04-03-2022, 08:43 PM
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#43
04-03-2022, 08:43 PM
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#44
- r32gojirra
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Originally Posted By davik⏩
Bitter rentcel detectedthose are all actually legitimate reasons. if renting is so bad, why do your ilk keep making threads against it? youre like closet homos that keep hating ***s more often than necessary
04-03-2022, 08:44 PM
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#45
- xbluexhawkx
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you guys keep making threads about "rentcels"
super cringe, who the hell cares
super cringe, who the hell cares
Balanced Test Crew
04-03-2022, 08:46 PM
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#46
- r32gojirra
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Originally Posted By xbluexhawkx⏩
And yet here you are posting in the thread and bumping it back to the top of the pageyou guys keep making threads about "rentcels"
super cringe, who the hell cares
super cringe, who the hell cares
Lmao when will they learn
04-03-2022, 09:29 PM
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#47
- BigDeeps01
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Originally Posted By davik⏩
What % of millionaires do you think own real estate?cope
04-03-2022, 09:38 PM
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#48
- Jasonw1178
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Originally Posted By Bracket199⏩
Came in to say basically what you said.Agreed OP.
Bold one is always my favourite. They always brag about how much they can invest if they aren't tied down to mortgage payments; yet I doubt any of them actually make what they say, and invest what they say.
Quantitatively, you can make more with the investment tactic, should it work in your favour. However, they never consider other factors that will impact this:
1. They always state very aggressive portfolios, which would need to be maintained throughout their life (most people shift to safer portfolios as they get older)
2. All it takes is one massive crash to put you in a panic.
3. Owning a home is the easiest peace of mind you can have once it's paid off
Bold one is always my favourite. They always brag about how much they can invest if they aren't tied down to mortgage payments; yet I doubt any of them actually make what they say, and invest what they say.
Quantitatively, you can make more with the investment tactic, should it work in your favour. However, they never consider other factors that will impact this:
1. They always state very aggressive portfolios, which would need to be maintained throughout their life (most people shift to safer portfolios as they get older)
2. All it takes is one massive crash to put you in a panic.
3. Owning a home is the easiest peace of mind you can have once it's paid off
In another thread I pointed out how they could have bought a condo/apartment and not only own it but be paying a lot less than rent of the same sized apartment. At least they wouldn't have section 8 trash living across the hall.
Face it, if they were that financially smart they would be owning a home.
04-03-2022, 09:41 PM
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#49
- BigDeeps01
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Originally Posted By Jasonw1178⏩
Yeah the whole rent a 1 BR dump vs own a 4 BR house thing always get me. Like you know you can also own a 1 BR dump right and it’s going to cost less in almost every city in America lolCame in to say basically what you said.
In another thread I pointed out how they could have bought a condo/apartment and not only own it but be paying a lot less than rent of the same sized apartment. At least they wouldn't have section 8 trash living across the hall.
Face it, if they were that financially smart they would be owning a home.
In another thread I pointed out how they could have bought a condo/apartment and not only own it but be paying a lot less than rent of the same sized apartment. At least they wouldn't have section 8 trash living across the hall.
Face it, if they were that financially smart they would be owning a home.
Not to mention rent increases over 30 years vs a fixed mortgage
04-03-2022, 09:58 PM
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#50
- Jasonw1178
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Originally Posted By BigDeeps01⏩
https://www.zillow.com/homedetails/4...83397896_zpid/Yeah the whole rent a 1 BR dump vs own a 4 BR house thing always get me. Like you know you can also own a 1 BR dump right and it’s going to cost less in almost every city in America lol
Not to mention rent increases over 30 years vs a fixed mortgage
Not to mention rent increases over 30 years vs a fixed mortgage
Estimated mortgage $383/mo. Probably taxes, fee's all in you are talking about under $600/mo. Got 2br can get a roomate and pay for that.
One miscer talked about renting a 3br and then renting the other two rooms out and having the rent paid. LMAO yeah I wish he would try that and see how it works out. So many theories and hypothetical ideas that don't play out into real life.
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