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Forum » I'm an unemployed loser who is in debt. AMA
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Thread: I'm an unemployed loser who is in debt. AMA

post 1659940773 04-19-2022, 08:24 PM
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#1
  1. ShortMonster
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I'm an unemployed loser who is in debt. AMA

As some of you know my dad is in the hospital and I want to get my mind off of it, while he is doing better he is still in the ICU..Anyway. Figured I would do a reddit style AMA on how much of a 34 year old loser I am how i messed up my life by making bad choices.

Last year things were good, i was making about 65,500 a year at my job plus benefits, my credit score was 750ish. Fast forward now, this is my account:




Ask me anything and I will answer honestly
Awesome as fuark crew
post 1659940813 04-19-2022, 08:25 PM
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  1. nickh04
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only $1156 and you consider that debt?


fkn


lol
-MS Paint/Chop crew
-GIF crew
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Neg on site for reddit and tiktok threads dedsrs
post 1659940823 04-19-2022, 08:25 PM
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  1. Fang2
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When are you going to get a job?
RIP Pedro Suarez Vertiz. Te queremos Hermano

If your right leg is Thanksgiving and your left leg is Christmas, can I come and visit you between the holidays?
post 1659940863 04-19-2022, 08:27 PM
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  1. SimplyFlacid
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Mirin ability to be negative in everything (dead fkn srs)
Anti-Cuck crew
Finally get a match on tinder but its the "Tinder" account crew
Jason Genova crew
Camel toe hunter crew
post 1659940963 04-19-2022, 08:29 PM
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  1. SamIAm1892
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You are not leveraging your debt against your assets.

Plus that is nothing compared to your average dumb fuk American who buys Gucci, expensive bimmers, rolex watches on a minimum wage or dead end job.

You are actually doing better then them. Just keep it up.
post 1659940993 04-19-2022, 08:29 PM
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Originally Posted By nickh04⏩
only $1156 and you consider that debt?


fkn


lol
lmao. true. thats like 1 weekend of fun 10 years ago
post 1659941053 04-19-2022, 08:30 PM
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#7
  1. ShortMonster
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Originally Posted By nickh04⏩
only $1156 and you consider that debt?


fkn


lol
I had 5000 in debt including other credit cards
When are you going to get a job?
Applying every single day for web dev jobs
How'd you lose all your money?
Out of work to long, had to pay $1000 to fix my car, phone bills, things add up
Awesome as fuark crew
post 1659941073 04-19-2022, 08:30 PM
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#8
  1. OT2000
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What are your job prospects?
I probably banged your mom.

Eat the whole animal like a real man.
post 1659941133 04-19-2022, 08:31 PM
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#9
  1. ShortMonster
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Originally Posted By SamIAm1892⏩
You are not leveraging your debt against your assets.

Plus that is nothing compared to your average dumb fuk American who buys Gucci, expensive bimmers, rolex watches on a minimum wage or dead end job.

You are actually doing better then them. Just keep it up.
Im pretty casual with my appearance
Awesome as fuark crew
post 1659941163 04-19-2022, 08:31 PM
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#10
  1. Fang2
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If you're close to a casino, get a job as a cocktail server there in the meantime. You'll be making at least 300 every day on tips.
RIP Pedro Suarez Vertiz. Te queremos Hermano

If your right leg is Thanksgiving and your left leg is Christmas, can I come and visit you between the holidays?
post 1659941203 04-19-2022, 08:32 PM
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#11
  1. redwine91
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I’ll come back in for srs advice, but lol at 2 cent PayPal balance and negative savings
post 1659941233 04-19-2022, 08:32 PM
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#12
  1. ShortMonster
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Originally Posted By Fang2⏩
If you're close to a casino, get a job as a cocktail server there in the meantime. You'll be making at least 300 every day on tips.
Im in NY its illegal here so not so close to one, plus i dont like to gamble besides the occasional lotto ticket
Awesome as fuark crew
post 1659941263 04-19-2022, 08:33 PM
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#13
  1. ShortMonster
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Originally Posted By redwine91⏩
I’ll come back in for srs advice, but lol at 2 cent PayPal balance and negative savings
And at 34, that makes it even worse, its actually pathetic
Awesome as fuark crew
post 1659941723 04-19-2022, 08:44 PM
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#14
  1. bfdehewdbyywhn
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how sad
HTC is too skinny for me. Fat Girls only crew. serious
Chubby Chaser and Fat Girls Only crew Founder
post 1659941843 04-19-2022, 08:46 PM
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  1. fate0311
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if that is the brunt of your debt you have the world by the balls compared to many many people. head up bud.
post 1659941903 04-19-2022, 08:47 PM
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#16
  1. ShortMonster
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Originally Posted By fate0311⏩
if that is the brunt of your debt you have the world by the balls compared to many many people. head up bud.
Yes its not that bad but when you cant afford a haircut, car inspection, gas to even do doordash, or food or even damn beer it gets really old, and pathetic real fast
Awesome as fuark crew
post 1659941943 04-19-2022, 08:49 PM
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#17
  1. Critter5592
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Ever thought about embracing LA homelessness? I heard it can be better than swimming in debt trying to survive off a 9-5
Uncontrollable behavior with some psychopathic tendencies
post 1659941963 04-19-2022, 08:49 PM
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#18
  1. redwine91
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Originally Posted By ShortMonster⏩
And at 34, that makes it even worse, its actually pathetic
It’s not ideal but like others are saying that debt is minuscule.

You look like an aesthetic dude in your avi (no homo), you obviously lift etc.

How tall are you? How did this happen?

I ask the physical questions b/c you’re a white male and not ugly; you really should have absolutely no reason to be in financial despair. What’s your background, experience etc.?

Edit: just saw username is ShortMonster so maybe manlet but that’s still not end of the world
post 1659941973 04-19-2022, 08:49 PM
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#19
  1. ShortMonster
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Originally Posted By bov188⏩
Why have you been out of work so long? Why not get a job like bartending, wait tables, manual labor, anything? Businesses are desperate to hire people right now
A lot has to do with my ego, im a web developer. I worked at wallmart before, did construction, i was MISERABLE, I just cant live like that, i enjoy my work from home web site type of jobs...I value my time, the more time i spend at home applying the higher chance of getting a job, if i spend it working 10-12 hour days i wont have time to apply / interviews. Thats how i look at it atleast. Time is the more valuable asset
Awesome as fuark crew
post 1659941983 04-19-2022, 08:50 PM
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#20
  1. fate0311
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Originally Posted By ShortMonster⏩
Yes its not that bad but when you cant afford a haircut, car inspection, gas to even do doordash, or food or even damn beer it gets really old, and pathetic real fast
the difference is you are conscious of your situation. many people would continue to rack up their CC like it is cash.
post 1659942013 04-19-2022, 08:50 PM
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#21
  1. MikeLowrrrey
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I'm much bigger loser than you op. Srs.

31. Zero relationship experience. Never traveled. $19/hr. Stuck penor in sloot for first time at 26.

I dont think many people have me beat.
post 1659942033 04-19-2022, 08:51 PM
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#22
  1. ShortMonster
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Originally Posted By Critter5592⏩
Ever thought about embracing LA homelessness? I heard it can be better than swimming in debt trying to survive off a 9-5
I would do San Diego or FL homelesness, but i am bipolar, on meds so i need an address to get them delivered to. Plus i am lucky enough to live with the dad at the moment and have a roof over my head, not sure how much longer he is going to be here though so i need to step it up, and i mean step it the f*ck up quickly
Awesome as fuark crew
post 1659942053 04-19-2022, 08:51 PM
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#23
  1. ShortMonster
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Originally Posted By fate0311⏩
the difference is you are conscious of your situation. many people would continue to rack up their CC like it is cash.
Im a lot smarter than i look (its an inside joke) haha
Awesome as fuark crew
post 1659942113 04-19-2022, 08:53 PM
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#24
  1. Critter5592
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Originally Posted By ShortMonster⏩
I would do San Diego or FL homelesness, but i am bipolar, on meds so i need an address to get them delivered to. Plus i am lucky enough to live with the dad at the moment and have a roof over my head, not sure how much longer he is going to be here though so i need to step it up, and i mean step it the f*ck up quickly
Do you have a record? Still dealing with a drug habit? I think I remember you talking about being an alcoholic or such before.

If not, just throw together a nice looking resume and start sending it out to places. You could also look in to getting some sort of training/certificate. Seems to me you just need employment and you can get right back on your feet, that's not so bad.
Uncontrollable behavior with some psychopathic tendencies
post 1659942173 04-19-2022, 08:56 PM
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#25
  1. ShortMonster
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Originally Posted By Critter5592⏩
Do you have a record? Still dealing with a drug habit? I think I remember you talking about being an alcoholic or such before.

If not, just throw together a nice looking resume and start sending it out to places. You could also look in to getting some sort of training/certificate. Seems to me you just need employment and you can get right back on your feet, that's not so bad.
DWI at 22, its off my record, lesson learned, yes i love my beer but im cutting down having two a night for sleep....I have a computer science cert from an accredited school(bootcamp)
Awesome as fuark crew
post 1659942213 04-19-2022, 08:57 PM
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Originally Posted By nickh04⏩
only $1156 and you consider that debt?


fkn


lol
This, that is only 57.8 blowjobs at $20 a pop


get to it OP
post 1659942353 04-19-2022, 08:59 PM
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#27
  1. ShortMonster
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Originally Posted By elterrible987⏩
This, that is only 57.8 blowjobs at $20 a pop


get to it OP
Haha i cant even afford a $20 blowjob broski
Awesome as fuark crew
post 1659942433 04-19-2022, 09:01 PM
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#28
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Ask your bank for a line of credit. If they say no, go to the next bank.

It'd save you at least 10% interest.

Look for freelance gigs?
post 1659942443 04-19-2022, 09:02 PM
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#29
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Its so bad, i even take my old beer and seltzer cans and cash them in for money (srs)
Awesome as fuark crew
post 1659942483 04-19-2022, 09:02 PM
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#30
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I originally thought of becoming a poker or black jack dealer at the casino srs. Look into it brah. I still might do it if i fall on hard times
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