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Forum » At what age should your net worth be the following:
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Thread: At what age should your net worth be the following:

post 1659999483 04-20-2022, 09:13 PM
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At what age should your net worth be the following:

100k -

200k -

500k -

1 M -

Multi M -
post 1659999563 04-20-2022, 09:15 PM
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350

350

350

350
#
post 1659999813 04-20-2022, 09:20 PM
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500K is the new 100K
post 1660000073 04-20-2022, 09:25 PM
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Originally Posted By meanstringbean⏩
100k -

200k -

500k -

1 M -

Multi M -
Day 10

Day 20

Day 50

Day 100

Day 200
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
-SoutheastBeast1
post 1660000543 04-20-2022, 09:45 PM
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Ill give real world no estat answers.

Early 30s

Late 30s

Late 40s

Retirement

Most people earn on average 1M in their lifetime. Have all of that as a net worth outside the cost of living is exceptional.

70% of americans live paycheck to paycheck

90% dont have 10k in the bank

If youre a dude in your 20s with 10k in the bank you are already doing better than 90% of americans srs. 1M net worth is 1% **** srs.
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post 1660000693 04-20-2022, 09:51 PM
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Originally Posted By CampingBruh⏩
Ill give real world no estat answers.

Early 30s

Late 30s

Late 40s

Retirement

Most people earn on average 1M in their lifetime. Have all of that as a net worth outside the cost of living is exceptional.

70% of americans live paycheck to paycheck

90% dont have 10k in the bank

If youre a dude in your 20s with 10k in the bank you are already doing better than 90% of americans srs. 1M net worth is 1% **** srs.
I don’t think he’s asking what the averages are. He specifically asked what it “should” be.

I’m sticking with…


Day 10

Day 20

Day 50

Day 100

Day 200
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
-SoutheastBeast1
post 1660000833 04-20-2022, 09:56 PM
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I'm early 30s, and I don't have 100k in the bank. About 70% of that, but this is purely cash in the bank; the balance of my bank account. Not accounting for the entirety of everything I own, though.
Back off, Warchild.

Seriously.
post 1660001203 04-20-2022, 10:07 PM
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Originally Posted By Anachron⏩
Considering you think smearing chit on the wall is normal behaviour, you're doing good.
Don’t hate on the activities he enjoys
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
-SoutheastBeast1
post 1660001613 04-20-2022, 10:23 PM
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#9
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Originally Posted By meanstringbean⏩
100k -

200k -

500k -

1 M -

Multi M -
100k - 25

200k - 27

500k - 30

1m - 35
watchout your comments boyo ↓
post 1660001933 04-20-2022, 10:37 PM
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Originally Posted By iwant2beswole⏩
100k - 25

200k - 27

500k - 30

1m - 35
THIS

Anything less and you're a failure and a CUCK. lmao @ pleb CUCKOLDS

CUCK CUCK CUCKADOOOO

CUCKAKKOOOOOOOO

CCCCUUUUUUKKKKKKKS
post 1660002003 04-20-2022, 10:40 PM
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Guideline for CS master race crew

100k - 1 year after graduation

250k - 2 year after graduation

500k - 3.5 year after graduation

1M - 5 year after graduation

assuming you are smart and went to a great school and applied yourself and have some financial discipline

Volatility of stock market add some jitter to those numbers

Srs
Best lifts:
Bench press: 315x5
Squat: 465x1
Strict press: 205x5
Deadlift: 405x13 (conv tap'n'go with straps)
post 1660002083 04-20-2022, 10:43 PM
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Originally Posted By CampingBruh⏩
Ill give real world no estat answers.

Early 30s

Late 30s

Late 40s

Retirement

Most people earn on average 1M in their lifetime. Have all of that as a net worth outside the cost of living is exceptional.

70% of americans live paycheck to paycheck

90% dont have 10k in the bank

If youre a dude in your 20s with 10k in the bank you are already doing better than 90% of americans srs. 1M net worth is 1% **** srs.
This. E-stat version:
Originally Posted By iwant2beswole⏩
100k - 25

200k - 27

500k - 30

1m - 35
post 1660002283 04-20-2022, 10:53 PM
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#13
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If you don't crack 9 figures by 30 it's over for you
See Shakebrah's sig
post 1660002483 04-20-2022, 11:03 PM
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If you are 30, you should have minimum 200k saved. By 40, at least 400k, then 50 years old should be past 500k, close to or past a million like Gordonxxx.
post 1660002493 04-20-2022, 11:04 PM
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#15
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Originally Posted By Anachron⏩
I don't agree.

The latter is a bit aggressive, but the following should be easily achievable:

100K - 21

200K - 28

500K - 35

1M - 42

2M - 49
explain how TF you are supposed to come up with 100k @ 21? Respekt the 7 year doubling though.

I figure

$100k 25/26
$200k 30
$500k 35
1m 44
2m 58.

1st 100k is the worst as you gotta get to the point you are earning significantly more than cost of living/paying back student loans, vehicle loans. Most college grads start big boy jobs 22ish-24. Next 100k is easier as you are likely paying towards home ownership which helps significantly for net worth. Getting past 1m gets tougher as your standard of living goes up as you get used to being well off financially. Combining that with having children and adding to net worth gets tough, but retirement accounts and homes probably continue to appreciate while you contribute a bare minimum to both presuming you even have a home payment left by 44 years old. I figured 14 years to double from 1m to 2m because home appreciation likely won't contribute much and most won't leverage home equity for growth so home value sits dead in the water relatively. Many people start scaling back from high demand jobs and people start realizing money in the bank isn't everything when they start seeing that the end of life is closer than far away.
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post 1660002613 04-20-2022, 11:11 PM
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100k - Sperm meets egg

200k - First trimester

500k - Second trimester

1M - Third trimester

2M - Birth
post 1660002733 04-20-2022, 11:19 PM
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Originally Posted By SaviorSelfJT⏩
Guideline for CS master race crew

100k - 1 year after graduation

250k - 2 year after graduation

500k - 3.5 year after graduation

1M - 5 year after graduation

assuming you are smart and went to a great school and applied yourself and have some financial discipline

Volatility of stock market add some jitter to those numbers

Srs
No way you're putting away 250k 2 years after graduation nor 500k at 3.5 years. even with FAANG level salaries
post 1660002773 04-20-2022, 11:20 PM
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Originally Posted By TugOfPeace⏩
I like this chart:



I'm a bit behind due to student loans but I think my progress gets exponentially better in my late 30s. I think I'll exceed this chart by a fairly substantial margin after that.

Especially since whoever I settle down with will effectively double my net worth..
250k at 30 is doing very well, but no way that's the average.
post 1660002993 04-20-2022, 11:25 PM
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Originally Posted By TugOfPeace⏩
I like this chart:



I'm a bit behind due to student loans but I think my progress gets exponentially better in my late 30s. I think I'll exceed this chart by a fairly substantial margin after that.

Especially since whoever I settle down with will effectively double my net worth..
Can't wait to meet him

But srs you must not know how females work. Definitely not contributing $$$ like you think they do
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post 1660003033 04-20-2022, 11:27 PM
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Originally Posted By isawthesign⏩
No way you're putting away 250k 2 years after graduation nor 500k at 3.5 years. even with FAANG level salaries
Starting comp 1st year: 200k

30% goes to taxes, leaving you with 140k

You live off of 2k/month, so you save/invest 116k

Let's be conservative and say you have 125k after year 1 (small amount of stock growth)

Year 2 you should get a comp increase/promo and make a bit more
Best lifts:
Bench press: 315x5
Squat: 465x1
Strict press: 205x5
Deadlift: 405x13 (conv tap'n'go with straps)
post 1660003433 04-20-2022, 11:47 PM
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post 1660003503 04-20-2022, 11:52 PM
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Originally Posted By SaviorSelfJT⏩
Starting comp 1st year: 200k

30% goes to taxes, leaving you with 140k

You live off of 2k/month, so you save/invest 116k

Let's be conservative and say you have 125k after year 1 (small amount of stock growth)

Year 2 you should get a comp increase/promo and make a bit more
With internships, personal projects, competing offers, yes you can do 200k as a 22 year old (currently right now, but not even 5-10 years ago). But 95-99%, of FAANG new grads, of people start at 130-150k... and this is right now in 2022. 5 years ago, the starting was 110-120k.

even then, 140 - 24 (for rent) = 116... no other expenses? food, gas, insurances, car, dating, having fun, travel, student loans potentially. you probably aren't living a ramen noodle lifestyle making 200k. assuming rent is 2k/month... in HCOL that's possible with roommates, but it can get up to 2.5k/4k if you are in NYC or SF for example if a 1 BR.
post 1660003693 04-21-2022, 12:05 AM
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I'll make my first mill by 30 so I'm good. No less than 10 mill by 40 is the goal
post 1660004653 04-21-2022, 01:12 AM
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Gonna give actual realistic answers, not the typical misc frauding bullchit


100k - 32

200k - 38

500k - 46

1 M - 52

Multi M - 60
post 1660004963 04-21-2022, 01:47 AM
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Originally Posted By RiceBrah93⏩
I'll make my first mill by 30 so I'm good. No less than 10 mill by 40 is the goal
What's your Net worth now? Are you in late twenties?
post 1660012993 04-21-2022, 07:47 AM
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Lol misc e statting


Will say some of the numbers presented here are possible, but I have friends in IB on Wall Street and don’t have the net worth numbers here (500k in 20s). Sure the tech numbers are possible but lol at 2k a month in that scenario. If you’re FAANG and living in California that isn’t happening.


It “could” but most likely won’t.


IMO a great stretch goal is 1M by 40. This was made in the white coat investor - a financial books for doctors. If that’s a good mid life net worth goal for a physician it’s good enough for me
post 1660013683 04-21-2022, 07:57 AM
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For myself... I'm age 26, been working in Cyber security for 4 years, got a Bachelor's degree in Comp Sci and 3 relevant security certifications, debt free, but I did lose like 35k of my money on gambling last year.

Including Roth 401k and Roth IRA, car which is paid off, emergency fund, I'm sitting at around $80k net worth. Note I'm a rentcel, but I can save anywhere between 25k-35k per year, not including investment growth.

100k - age 27 - my roth retirement accounts covers the bulk of this though, car I'm sure is gonna depreciate, should have some non-retirement investments going too

200k - age 31 - I think even 30 is possible with steady growth investing, but it feels safer to say 31

500k - age 37 - Can only guess at this point, seems so far away

1 M - age 41 - Still guessing really, not much thought / math behind this idea

Multi M - age 45+ - for 2mill+

When considering investing, I figure it's 3-5 years for your net worth, or at least a given investment account, to double, and by this I mean including your own contributions along the way.

Note: Numbers might grow more in my favor, in terms of net worth / age, once I buy a property, which is likely gonna be in my early 30's.
post 1660015033 04-21-2022, 08:16 AM
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#28
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Originally Posted By SaviorSelfJT⏩
Starting comp 1st year: 200k

30% goes to taxes, leaving you with 140k

You live off of 2k/month, so you save/invest 116k

Let's be conservative and say you have 125k after year 1 (small amount of stock growth)

Year 2 you should get a comp increase/promo and make a bit more
Depending on where you live, that's just almost enough for paying for rent or mortgage.
How will you pay for utilities, transportation, food, hookers, etc?

These average numbers posted above are hard even for single people. Nevermind when you get married and have kids lol.
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post 1660015143 04-21-2022, 08:18 AM
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Originally Posted By Anachron⏩
Post #9.

I guess beavercels can't be original, no matter how hard they try.
Imitation is the sincerest form of flattery!
post 1660017103 04-21-2022, 08:44 AM
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#30
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200k - 25

500k - 30

1m - 35

5m - 50
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