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Forum » Is it over for homeownercels SRS? Home owners STAY OUT
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Thread: Is it over for homeownercels SRS? Home owners STAY OUT

post 1660144383 04-23-2022, 03:30 PM
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#31
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OP is really doubling down on stupid.
post 1660144413 04-23-2022, 03:31 PM
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#32
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Originally Posted By EasyPassive⏩
These cucks paid for an overpriced property and interests rates are going up.

Brb pay 800k for a small condo thinking it will increase 5% per years like it did the last 20 years,
Brb interests rates are going up and not able to pay my mortgage anymore OOPSS
Brb values will most likely decline
Brb put all my money in a garbage property instead of having cash to buy when everything goes down


Honestly how do they even cope? Is there like a hotline for homeowners about to rope themselves?
interest rates are set after you get your mortgage retard. it doesn't fluctuate in 99% of cases
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post 1660144573 04-23-2022, 03:34 PM
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I make less than 200k..own two homes, one valued at 820k...have 90k left to pay on it
the other valued at 600k..have 200k left to pay on it..


COPE OP


LOOOOLL
post 1660144693 04-23-2022, 03:35 PM
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#34
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Originally Posted By EasyPassive⏩
These cucks paid for an overpriced property and interests rates are going up.

Brb pay 800k for a small condo thinking it will increase 5% per years like it did the last 20 years,
Brb interests rates are going up and not able to pay my mortgage anymore OOPSS
Brb values will most likely decline
Brb put all my money in a garbage property instead of having cash to buy when everything goes down


Honestly how do they even cope? Is there like a hotline for homeowners about to rope themselves?
Originally Posted By EasyPassive⏩
Location : BC, Canada. You can't even do that until the lease expires and you can't even jack it up up to a certain % (which doesn't even follow inflation)

LMAOOOOOOOO O O O O O O O O O O O O O O O O O

Don't forget your huge mortage payments though
Originally Posted By EasyPassive⏩
Yep, you get it.

Too bad these homecels don't LMAOOOOOOO O O O O O O O O O O O O O OOOOOOO
Originally Posted By EasyPassive⏩
I invested everything I saved by renting instead of owning in REITS (real estate investment trusts) so I got real estate exposure too, without having mortgage payments. Can sell at anytime etc,

LMAOOOOOOO O O O O O O O O












lollllllllllllllllll









REKT LMAOOOOOOOOOOOOOOOOOOOOO
Originally Posted By EasyPassive⏩
The mortgage can be 30 years but you have to renew your rates every 5 years or so LMAOOOOOOOOOOOOO

Plus 80% of the people take a variable rate because it is cheaper LMAOOOOOOOOOOOOOOO

Strong understanding of mortgage dynamics
Originally Posted By EasyPassive⏩
roflllllllllllllllllllllllllllllllllll
Originally Posted By EasyPassive⏩
lol just LMAOOOOOOOOO at homeownerscels FUUUMING in this thread.

Just imagine buying a propery that will most likely decrease in value LMAOOOOO
Originally Posted By EasyPassive⏩
Toronto LMAOOOOOOOOOOO

One of the most overvalued market in the world congrats
Originally Posted By EasyPassive⏩
Have fun paying back 500k while the house is worth 100k LMAOOOOOOOOOOOOOOOOOOOO
I think the realization that he's never gonna be able to own a home broke OP




post 1660145473 04-23-2022, 03:48 PM
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#35
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LMAOOOOOOOOOOOOOOOOOOO

I forgot about property taxes


just imagine the government FORCING you to pay property taxes like a little cuck LMAOOOO

Or condo fees LMAOOOOOOOOOOOOOO
post 1660145523 04-23-2022, 03:49 PM
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#36
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I'll be over here wiping my tears with hundreds of thousands in equity
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post 1660145733 04-23-2022, 03:52 PM
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#37
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The amount of rentcel cope threads on the misc really let ya know the type of people on the forums these days.
post 1660145863 04-23-2022, 03:53 PM
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#38
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Originally Posted By mgftp⏩
The amount of rentcel cope threads on the misc really let ya know the type of people on the forums these days.
Reds gonna red, nomisayin?
post 1660145903 04-23-2022, 03:53 PM
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#39
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Originally Posted By mgftp⏩
The amount of rentcel cope threads on the misc really let ya know the type of people on the forums these days.
High IQ people

You can't figure out a home is not an investment and why LMAOOOOO
post 1660146033 04-23-2022, 03:54 PM
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#40
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Originally Posted By EasyPassive⏩
LMAOOOOOOOOOOOOOOOOOOO

I forgot about property taxes


just imagine the government FORCING you to pay property taxes like a little cuck LMAOOOO

Or condo fees LMAOOOOOOOOOOOOOO
Literally everyone pays property taxes. They come out of your rent so your landlord can pay them. Only exception might be low-income housing with special exemption.
post 1660148593 04-23-2022, 04:51 PM
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#41
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Originally Posted By EasyPassive⏩
The mortgage can be 30 years but you have to renew your rates every 5 years or so LMAOOOOOOOOOOOOO

Plus 80% of the people take a variable rate because it is cheaper LMAOOOOOOOOOOOOOOO

Strong understanding of mortgage dynamics
Holy chit trolling used to mean something lmao
post 1660148903 04-23-2022, 04:57 PM
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#42
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Originally Posted By Anachron⏩
In on daily rentcel cope thread.
There are so many of them now, crazy how many rentcels there are out there

Just raised rent by $300 on another house, 10 applications within 24 hours. Fixed rate mortgage didn’t budge
post 1660149043 04-23-2022, 05:02 PM
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#43
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Originally Posted By BigDeeps01⏩
There are so many of them now, crazy how many rentcels there are out there

Just raised rent by $300 on another house, 10 applications within 24 hours. Fixed rate mortgage didn’t budge
Value went up which means proprty taxes went up also,

Yes the value of the home went up but you don't have that money, it is not giving you dividends etc. It is NOT an investment.

For you because you rent it it is not bad, but for people living in it? LMAOOOOO
post 1660149133 04-23-2022, 05:05 PM
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#44
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Any sane person with over 60 IQ could see that 1 mill for a run down 3 bedroom house is overpriced and overinflated.

My parents built one 2 years ago but it's actually a baller beachside house that will only increase in value. To the ones that bought chitty overpriced houses, I have no sympathy for them.
post 1660149143 04-23-2022, 05:05 PM
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Originally Posted By EasyPassive⏩
Value went up which means proprty taxes went up also,

Yes the value of the home went up but you don't have that money, it is not giving you dividends etc. It is NOT an investment.

For you because you rent it it is not bad, but for people living in it? LMAOOOOO
Property tax went from $1320 to $1362. A whole $3/month more

Meanwhile rent went from $1900/mo to $2200/mo

Mortgage and insurance stayed at $1300/mo

Just lol at red rentcels
post 1660149663 04-23-2022, 05:17 PM
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#46
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Originally Posted By Anachron⏩
Pick one:

"I have the freedom to move wherever I want, whenever I want, as a rentcel"
"You can't jack the rent up because I am staying put forever"

Rentcel cope is so tasty.
Because it's so difficult to sell a house these days.
post 1660149903 04-23-2022, 05:21 PM
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#47
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Originally Posted By Anachron⏩
Pick one:

"I have the freedom to move wherever I want, whenever I want, as a rentcel"
"You can't jack the rent up because I am staying put forever"

Rentcel cope is so tasty.
Not sure what you don't understand.

Maybe drink some coffee and read it again?











post 1660149953 04-23-2022, 05:21 PM
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#48
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Originally Posted By EasyPassive⏩
Brb interests rates are going up and not able to pay my mortgage anymore OOPSS
That's not how mortgages work in America, unless you are dumb enough to get an adjustable rate mortgage (I don't know anyone who is).


My mortgage at 2.75 now has the same payment as a 210,000 mortgage just lol
post 1660150243 04-23-2022, 05:26 PM
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#49
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Originally Posted By Anachron⏩
I know beavercels are slow, so let me spell it out for you...

What happens when you decide to move, as rentcels pretend they like to do multiple times a year, because they want to be free as birds, not like homeowners?

Boom, market rate rent.
You can't increase prices like this you low IQ homecels LMAOOOOOOOOOOO

Can't wait for everything to only drop 1% to swim in tears of homecels LMAOOOOOO
post 1660150253 04-23-2022, 05:26 PM
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Originally Posted By Anachron⏩
I know beavercels are slow, so let me spell it out for you...

What happens when you decide to move, as rentcels pretend they like to do multiple times a year, because they want to be free as birds, not like homeowners?

Boom, market rate rent.
So much this

Dude was paying $1900 for a couple years

Decided to move as a free as a bird rentcel can! (back in with his mom lmao)

Oh no! I guess I’ll just rent it for $300/month more!

And of course I kept his entire $3000 deposit
post 1660150543 04-23-2022, 05:31 PM
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#51
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I built a house for a reasonable price in an area that was rapidly developing with room for years of growth in the future. Then refinanced at a juicy fixed 2.8% interest rate for the next 30 years during covid.


I'll most likely never sell this house. As I could move out and rent it immediately and after mortgage is paid by my tenant cash flow around $1200-1300 per month in pocket.



Currently poised to purchase a few more single family homes if the real estate market does 'crash'. Guiding my girlfriend into being prepared to buy also. If we do end up getting married and if the real estate market does crash I'll most likely end up owning/controlling about 8-10 single family homes that I'll rent out.



As a rentcel how many homes are you going to buy if there is a crash? I'm sure you've been stacking your cash waiting for an opportunity and investing with all that money you've been saving by renting instead of owning right?
post 1660150823 04-23-2022, 05:37 PM
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#52
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Originally Posted By EasyPassive⏩
These cucks paid for an overpriced property and interests rates are going up.

Brb pay 800k for a small condo thinkingit will increase 5% per years like it did the last 20 years,
Brb interests rates are going up and not able to pay my mortgage anymore OOPSS
Brb values will most likely decline
Brb put all my money in a garbage property instead of having cash to buy when everything goes down


Honestly how do they even cope? Is there like a hotline for homeowners about to rope themselves?
Lmao

Maybe 5% per month
post 1660150833 04-23-2022, 05:37 PM
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#53
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Originally Posted By guest89⏩
I built a house for a reasonable price in an area that was rapidly developing with room for years of growth in the future. Then refinanced at a juicy fixed 2.8% interest rate for the next 30 years during covid.


I'll most likely never sell this house. As I could move out and rent it immediately and after mortgage is paid by my tenant cash flow around $1200-1300 per month in pocket.



Currently poised to purchase a few more single family homes if the real estate market does 'crash'. Guiding my girlfriend into being prepared to buy also. If we do end up getting married and if the real estate market does crash I'll most likely end up owning/controlling about 8-10 single family homes that I'll rent out.



As a rentcel how many homes are you going to buy if there is a crash? I'm sure you've been stacking your cash waiting for an opportunity and investing with all that money you've been saving by renting instead of owning right?
Ohhhhhh for sure man. These rentcels have been living for $1000/month condos for years and saving all their money. They are for sure sitting on fat stacks of cash ready to buy!!

Lmao
post 1660150913 04-23-2022, 05:40 PM
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Originally Posted By Anachron⏩
Rent caps are only in place for as long as you stay at the same place.
The sad reality is that rental increase caps that prevent landlords raising rent during the term of the lease (including at renewal) have only one effect - which is they force the landlord to kick the tenant out so they can sign a new lease with a new tenant at market rent.
post 1660150923 04-23-2022, 05:40 PM
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Originally Posted By Anachron⏩
Sometimes I feel bad for how much rent is these days.
Yeah for sure. Renting 1000 square feet for $2200-2300 seems silly. But whatcha gonna do
post 1660150933 04-23-2022, 05:40 PM
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lol @ rentcels

feels good to be a person of land
post 1660150963 04-23-2022, 05:41 PM
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#57
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Like moths to a flame for some of these guys lmao.

Time for ya'll meds.
"I am a rational animal who occupies the intermediary position between angel and beast"

"The upper class is afforded their position by the collective burden the underclass must carry for them"


**Summer Walker Crew**
post 1660151013 04-23-2022, 05:42 PM
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Ooooffffff,

Homecels FUMINGGGGGGGGGGG RIGHT NOWWWW LMAOOOOOOOOOO
post 1660151193 04-23-2022, 05:45 PM
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#59
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Originally Posted By easypassive⏩
ooooffffff,

homecels fuminggggggggggg right nowwww lmaoooooooooo
[color=red]cope
o
p
e[color]

Spoiler!
you can’t spell COPE without OP
post 1660151233 04-23-2022, 05:46 PM
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#60
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Originally Posted By EasyPassive⏩
Ooooffffff,

Homecels FUMINGGGGGGGGGGG RIGHT NOWWWW LMAOOOOOOOOOO
Make sure you pay that rent first thing on the first
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