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Forum » How much debt do you guys have?
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Thread: How much debt do you guys have?

post 1665688993 08-07-2022, 08:01 AM
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#31
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I agree the mother should be charged with something.she clearly instigated and told her son to kill.also I'm sure she had beef with this person before
post 1665689223 08-07-2022, 08:07 AM
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#32
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I have zero debt. Paid for my car with cash. I use my credit card for necessities and pay it off every month to build my credit up. Otherwise I use my debit card.
~ In a world where you can be anything, be kind ~
post 1665689313 08-07-2022, 08:08 AM
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#33
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Originally Posted By Numba1Misker⏩
imagine having to worry bout yoou tenants paying tha bills. brb they dont pay and u go bankrupt.
Well, what I do is make enough money off my day job that I could cover my mortgages and have covered them in the past without skipping a beat. You sound envious.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1665689533 08-07-2022, 08:13 AM
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#34
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Debt is a funny game. It's all about debt to asset ratio. Some people might have debt, but they have a lot to show for it while some people have a lot of debt but nothing to show for it. That's just simply put. Say you have a mortgage, you might have half a million in debt technically, but you have a house to show for it, which puts you in a much better position than someone with 50K in credit card debt who rents. The interest you pay, if you can justify it as being worth it, (logically, not cope) then it might be worth it.
post 1665689553 08-07-2022, 08:14 AM
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#35
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0. Two homes, one paid off and one gifted (family home). 3 cars, all paid off. I use a Costco card for purchases for points but pay it off every month.
I probably banged your mom.

Eat the whole animal like a real man.
post 1665689623 08-07-2022, 08:16 AM
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#36
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Originally Posted By Godfrd824⏩
Well, what I do is make enough money off my day job that I could cover my mortgages and have covered them in the past without skipping a beat. You sound envious.
so you work to pay off your rental?

das not it mane
post 1665689733 08-07-2022, 08:19 AM
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#37
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Should be debt free by end of next year. Mortgage paid off, no car payment…will feel good mayne. Will be dumping money in to investments, toys/hobbies, and helping family.
post 1665689833 08-07-2022, 08:21 AM
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#38
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I have about $3000 in credit card debt from this past month that I'll pay in full when the bill comes. That's it.
post 1665689993 08-07-2022, 08:25 AM
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#39
  1. TokenV
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no debt

own home

no other investments though so in theory I'm losing money lol
++
post 1665690293 08-07-2022, 08:32 AM
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#40
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Post deleted by user
post 1665691753 08-07-2022, 09:11 AM
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#41
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Originally Posted By Numba1Misker⏩
so you work to pay off your rental?

das not it mane
No, I work to live a very comfortable lifestyle, the rentals are just side money, and will eventually fund my early retirement.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1665692163 08-07-2022, 09:32 AM
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#42
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92k mortgage on 1st home-Home valued at 810k
130k mortgage on 2nd home-Home valued at 400k
Truck loan-22k left to pay
Motorcycle-7k left to pay

No CC debt
post 1665692363 08-07-2022, 09:37 AM
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#43
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Paid cash for house.
Use debit cards instead of credit cards.
No loans
Screw nature; my body will do what I DAMN WELL tell it to do!

The only dangerous thing about an exercise is the person doing it.

They had the technology to rebuild me. They made me better, stronger, faster......
post 1665692893 08-07-2022, 09:53 AM
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#44
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‘08:
700k mortgage
1,000,000 mortgage
10k cards
Expensive wife

2022:
0 debt
Hot, very cool wife
If you don't get what you want you didn't want it bad enough

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post 1665693533 08-07-2022, 10:08 AM
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#45
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About $450k left on a mortgage that was taken out at 2.5% for 30 years... gonna take the entire 30 years to milk dat dere sweet 2.5%. Nothing else.
post 1665693593 08-07-2022, 10:10 AM
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#46
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Originally Posted By TokenV⏩
no debt

own home

no other investments though so in theory I'm losing money lol
At least you’re not losing your ass in mutual, etc.
If you don't get what you want you didn't want it bad enough

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post 1665693683 08-07-2022, 10:11 AM
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#47
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Originally Posted By ymer⏩
lmao this is what "lol @ rentcels" looks like
Average mortgage payment in the US is ~$1500.

Average rent in the US is ~$1300.

In 2040, that mortgage payment will not change, with the option of selling for a likely huge profit.

The rentcell, however, will be paying twice what they are now, and if they decide to walk away, they walk away with nothing.

Keep coping.
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post 1665693693 08-07-2022, 10:11 AM
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#48
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Lol at rentcels

When will they learn

post 1665708323 08-07-2022, 02:58 PM
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#49
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Originally Posted By r32gojirra⏩
Lol at rentcels

When will they learn

u mad i didnt pay the rent? u mad u gonna lose your house cuz i didnt pay? u mad imma stay for another 4-5 months rent free until the cops escort me off the property?

u mad imma throw bricks threw your window?
post 1665709043 08-07-2022, 03:08 PM
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#50
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Originally Posted By EDcellent⏩
None, however I don't own a home.
feelz
Cope first, cope hard, no realtea
post 1665709143 08-07-2022, 03:10 PM
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#51
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None. Only as I sold my house last year and moved abroad.

Buying a road is risky as hard to sell.
post 1665709183 08-07-2022, 03:10 PM
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#52
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Originally Posted By Numba1Misker⏩
imagine having to worry bout yoou tenants paying tha bills. brb they dont pay and u go bankrupt.
Rentcel spotted
post 1665712263 08-07-2022, 03:57 PM
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#53
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140K stretched out for 30 years at 2.8% interest. No intentions on paying it off early.
post 1665716243 08-07-2022, 05:14 PM
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#54
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Originally Posted By lockdev⏩
Average mortgage payment in the US is ~$1500.

Average rent in the US is ~$1300.

In 2040, that mortgage payment will not change, with the option of selling for a likely huge profit.

The rentcell, however, will be paying twice what they are now, and if they decide to walk away, they walk away with nothing.

Keep coping.
This. If I wanted I could sell all assets right now and clear somewhere in the neighborhood of $150-200k. I would certainly be much better off if I was paying somebody else's mortgage for more than what I pay on my own instead.

Highest interest rate I have is a couple of the cars in the 3.xx range. I could pay them off tomorrow but why do that when I could throw a dart at the wall to randomly select ETF's and outperform that... JFL.
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post 1665719543 08-07-2022, 06:14 PM
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#55
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230k including car, mortgage and credit line.
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post 1665719683 08-07-2022, 06:17 PM
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#56
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Originally Posted By lockdev⏩
Average mortgage payment in the US is ~$1500.

Average rent in the US is ~$1300.

In 2040, that mortgage payment will not change, with the option of selling for a likely huge profit.

The rentcell, however, will be paying twice what they are now, and if they decide to walk away, they walk away with nothing.

Keep coping.
Last I read the average rent in the US is $2K or more now.

Under $60K mortgage, about $1,000 on one card. Positive net worth but broke AF.



Thinking again about holding on to the house vs. selling and using the money to try and get into a more stable situation.
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post 1665719983 08-07-2022, 06:25 PM
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#57
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No debt
post 1665720443 08-07-2022, 06:36 PM
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#58
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Originally Posted By DuracellBunny⏩
Paid cash for house.
Use debit cards instead of credit cards.
No loans
Why would a responsible person use a debit card over a credit card?
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post 1665720553 08-07-2022, 06:38 PM
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#59
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$200K on mortgage, $15K for car loan, $15K in credit card debt. But home is now worth $2 million.
post 1665720873 08-07-2022, 06:43 PM
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#60
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Originally Posted By ~Hades~⏩
Why would a responsible person use a debit card over a credit card?
I would rather just pay it there and then. That account only exists for the debit card and I only keep enough in there to cover what I spend, with no overdraft facility. I can transfer more in to there before I spend it if I need.

It is actually safer v fraud than a credit card.

The main reason though is that I just don'twanta credit card. I actually pay cash wherever possible.
Screw nature; my body will do what I DAMN WELL tell it to do!

The only dangerous thing about an exercise is the person doing it.

They had the technology to rebuild me. They made me better, stronger, faster......
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