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Forum » Us housing market getting wrecked mortgagecels on ropewatch
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Thread: Us housing market getting wrecked mortgagecels on ropewatch

post 1669314443 10-11-2022, 03:34 PM
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Us housing market getting wrecked mortgagecels on ropewatch

Still got 2-3 years left of this downturn bwahahaha
post 1669314463 10-11-2022, 03:35 PM
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Bless you, OP, you're doing the Lord's work....
Everything I post is satire.
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post 1669316973 10-11-2022, 04:18 PM
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Not even halfway through the month and already the rentcel copethreads are starting

Guessing the rental increase notices have gone out

post 1669317293 10-11-2022, 04:25 PM
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Rents due in a couple weeks, bud.
post 1669317473 10-11-2022, 04:28 PM
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Mortgagecels are holding, flippers are taking the hit

Lol @ telling us youre poor
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post 1669318173 10-11-2022, 04:38 PM
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  1. BuckNakedinBama
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2.75% 30yr fixed and no property tax for 10 years

Living on EASY STREET paying basically nothing to live in a 550k house

Life is good, playa. Enjoy your 3-bedroom apartment with 5 other dudes.
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post 1669318483 10-11-2022, 04:45 PM
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Originally Posted By GeezersPalace⏩
Still got 2-3 years left of this downturn bwahahaha
you mean rentcels who cant afford the house they want and have to keep renting for the foreseeable future are on ropewatch.
post 1669331593 10-11-2022, 08:44 PM
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Originally Posted By NitrogenWidget⏩
you mean rentcels who cant afford the house they want and have to keep renting for the foreseeable future are on ropewatch.
Lmao
post 1669331623 10-11-2022, 08:45 PM
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#9
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it just started

inb4 mortgagecels defualt on their loans
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post 1669331813 10-11-2022, 08:49 PM
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do you not realize mortgage cells have low APR and pay less than you do on rent?

Just lol if you missed the boat. Now you'll NEVER be able to own a house.

You are paying a mortgage. It's just not yours.
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post 1669331843 10-11-2022, 08:50 PM
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shecklestein wants his rent goyim
post 1669331943 10-11-2022, 08:52 PM
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lol does OP even realize how fixed rate mortgages work?
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post 1669332303 10-11-2022, 09:02 PM
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Originally Posted By 1hardgainer⏩
lol does OP even realize how fixed rate mortgages work?
Not at all...He thinks we all sell at the bottom....
post 1669332623 10-11-2022, 09:07 PM
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Originally Posted By BuckNakedinBama⏩
2.75% 30yr fixed andno property tax for 10 years
How?
Virtue is its own reward.
post 1669333223 10-11-2022, 09:21 PM
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I don't give a chit. I bought a 2 house lot at 2% interest. I rent the 2nd house to pay the mortgage and make $500 on top of that. Rentals aren't going to go down. Will let you rentcells know when the property is open so you can pay me. More than happy to take your money.
post 1669333533 10-11-2022, 09:28 PM
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Originally Posted By pondus_levo⏩
do you not realize mortgage cells have low APR and pay less than you do on rent?

Just lol if you missed the boat. Now you'll NEVER be able to own a house.

You are paying a mortgage. It's just not yours.
Lol if you are renting an apartment, you're not paying near what a mortgage is. Mortgage would be 2x at a minimum. I'd pay more in interest than my whole rent is
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post 1669333813 10-11-2022, 09:33 PM
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Inb4 Op loses his security deposit over his cats. Lol @ rentcels
See monster0ultra's sig
post 1669333903 10-11-2022, 09:36 PM
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Originally Posted By BuckNakedinBama⏩
2.75% 30yr fixed and no property tax for 10 years

.
I could never do a 30 year mortgage with no extra repayments.

I took out 30 on variable and its going to be finished after 9 years. Also since i am so much ahead in my offset, im paying like 3.5% on 70k, rather than 2.5% on 500k

Anyways, each to their own.
post 1669334173 10-11-2022, 09:41 PM
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what will all your people "locked in" at 2-3% rates do when you get laid off? you realize the fed is actively TRYING to increase unemployment?

or your company transfers you to another location, or you get divorced(50% of marriages), or you need to upgrade because your kids are getting bigger, or you get laid off and quickly find another job that pays less to hold over and the old mortgage payment is too much (this happened a lot in 2008 btw).

or your stocks/investments continue to get hammered and you get margin called (Jamie Dimon said this week he is predicting another 25% drop)

or you are one of the millions of aging boomers with declining 401ks who need to downsize

or you bought a "investment property" and are renting it out, only to no longer be able to find tenants because unemployment is up and there are less people willing to rent in your area. are you prepared to pay that mortgage payment as well? or do you NEED TO SELL.


prices WILL drop. they already are. hope you are ready to be underwater in a home.
post 1669334443 10-11-2022, 09:47 PM
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I could rent a two bed one bath apartment for the same amount as the mortgage payment on my 3 bed 2 bath house


According to op I’m screwed


Lol @ rentcels srs
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post 1669334803 10-11-2022, 09:54 PM
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Sent a few rent increase notices to my rentcucks yesterday, and look what thread shows up today

Fking lol @ rentcucks, looks like we're getting this month's cope in a little early, don't be late
post 1669335213 10-11-2022, 10:02 PM
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#22
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Originally Posted By bsrkoacar2⏩
I don't give a chit. I bought a 2 house lot at 2% interest. I rent the 2nd house to pay the mortgage and make $500 on top of that. Rentals aren't going to go down. Will let you rentcells know when the property is open so you can pay me. More than happy to take your money.
Just LOL true rentchads would never consider living on the same fooking lot as their landlord.
Your schtick sucks and it screams insecurity.
post 1669335413 10-11-2022, 10:07 PM
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#23
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Originally Posted By dontstopbelief⏩
Sent a few rent increase notices to my rentcucks yesterday, and look what thread shows up today

Fking lol @ rentcucks, looks like we're getting this month's cope in a little early, don't be late
actually rent is dropping nationwide
when im done with this rental, I can walk away, and my landlord is left holding the bag (hope he didnt buy at the peak and/or can find tenants...)

when mortgagecells need to change homes due to life changes (or they need a larger place), they have to pay 40k in closing costs and fees and hope they arent buried by a crashing house market

meanwhile, instead of locking up a down payment in a currently depreciating asset, I can drop hundreds of thousands in bonds and earn risk free returns while I continue to save up enough so I dont need a mortgage period.


forbes.com/sites/brendarichardson/2022/09/26/rents-drop-for-the-first-time-in-nearly-two-years-as-the-housing-market-cools/?sh=17f9da85ed61

cnbc.com/2022/09/18/us-cities-where-rent-prices-decreased-the-most-in-august.html
post 1669335813 10-11-2022, 10:20 PM
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But does OP know fixed interest rate? I’ve been paying the same amount on my mortgage payment for years and will continue to do so regardless of what happens to the housing market. How do some of you not know how mortgages work? Why are you telling the misc you’re ignorant of this AND poor? Is this a self own? No need to neg OP…OP’s post negs himself…
post 1669337013 10-11-2022, 10:56 PM
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these rentcel threads are the best entertainment on the misc.
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And do this, understanding the present time. The hour has come for you to wake up from your slumber, because our salvation is nearer now than when we first believed. The night is nearly over; the day is almost here. So let us put aside the deeds of darkness and put on the armor of light.
post 1669337183 10-11-2022, 10:59 PM
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Originally Posted By kengriffeyjr24⏩
what will all your people "locked in" at 2-3% rates do when you get laid off? you realize the fed is actively TRYING to increase unemployment?

or your company transfers you to another location, or you get divorced(50% of marriages), or you need to upgrade because your kids are getting bigger, or you get laid off and quickly find another job that pays less to hold over and the old mortgage payment is too much (this happened a lot in 2008 btw).

or your stocks/investments continue to get hammered and you get margin called (Jamie Dimon said this week he is predicting another 25% drop)

or you are one of the millions of aging boomers with declining 401ks who need to downsize

or you bought a "investment property" and are renting it out, only to no longer be able to find tenants because unemployment is up and there are less people willing to rent in your area. are you prepared to pay that mortgage payment as well? or do you NEED TO SELL.


prices WILL drop. they already are. hope you are ready to be underwater in a home.
Lmao

Because losing your job won’t affect your ability to make rent payments

Rentcel logic 101 lmao
post 1669337863 10-11-2022, 11:28 PM
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#27
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Im up hundreds of percent and have no reason to sell my homes. Why would a downturn of a few years bother me? Hell dont even need to sell any for 20 years. If anything ill buy more houses to rent to rentcucks.
post 1669337973 10-11-2022, 11:31 PM
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#28
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Rentcels are modern day serfs. How is feudalism treating you peasants?
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post 1669338043 10-11-2022, 11:34 PM
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Ive got cash
post 1669383183 10-12-2022, 07:08 PM
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Current predictions:

Morgan Stanley: Home prices will fall 7%

Goldman Sachs: Home prices poised to fall 5% to 10%

Moody’s Analytics: Home prices will fall 5% to 10% — more if recession hits

Wells Fargo: Home prices will fall over 5%

‘Poison’ Ivy Zelman: Home prices will fall 4% in 2023 and another 5% in 2024

Capital Economics: Home prices will fall 8%
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