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how much should you spend on an engagement ring
10-21-2022, 08:24 AM
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#31
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Originally Posted By Kraken⏩
I completely agree with the fact that you should buy what you can afford. But the term "afford" is different for everyone.Jewelry can be seen as an investment. Make sure it’s quality though. The ring I bought was small, but it was very high quality. The diamonds and gold will appreciate over time, but it’s a long term investment, meaning, don’t expect to get a good return for at least 20 years
The issue is people buying jewelry they can’t afford. Most young people are in the poverty bracket, and move up out of poverty by 30, and peak at around 38-42 consider a smaller ring to start and decide later if you want to invest in something more.
The issue is people buying jewelry they can’t afford. Most young people are in the poverty bracket, and move up out of poverty by 30, and peak at around 38-42 consider a smaller ring to start and decide later if you want to invest in something more.
What I dont agree with is that a diamond wedding ring is not an investment. To me its a sunk cost. I dont plan on reselling it in my lifetime.
10-21-2022, 08:25 AM
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#32
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Originally Posted By Silencespeaks⏩
You're going to die alone. Nobody cares about your opinion on anything relationship based.This
Cheap people are the worst man
If you are broke and can’t afford a nice ring that is totally fine. If you have a lot of money but you don’t want to spend it on a ring that is not fine and you are just cheap.
Cheap people are the worst man
If you are broke and can’t afford a nice ring that is totally fine. If you have a lot of money but you don’t want to spend it on a ring that is not fine and you are just cheap.
I'm back, bitches!
10-21-2022, 08:26 AM
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#33
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Originally Posted By Muzzlrpress⏩
I actually am friends with SS (ded fkn Srs)You're going to die alone. Nobody cares about your opinion on anything relationship based.
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10-21-2022, 08:26 AM
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#34
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With lab grown flawless precious gemstones costing a fraction of dug up stones any one spending 3 months salary on an engagement ring is a joke
*Updated* If you can't hit a 320 yard drive, are you even a man?
10-21-2022, 08:27 AM
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#35
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Originally Posted By RealLifeAlpha⏩
There is devil in the detail however here. A lot of the namebrand places..... you are paying for the label and their marketing. Some of the upcharge goes into them picking a quality diamond for you. The diamond world is a pretty small world. I still went for value to some extent but I made sure it was a GIA graded diamond and in the range of measures I was looking for. The most variables being the cut and like most things, I got maniacal on those metrics to ensure I found the round diamond with the perfect cut to refract light the most balanced and best way possible. Its all about angles on the cuts and lengths of the sides etc.Yeah I’d tend to agree with the idea of spending on a reputable jeweler as opposed to trying to get more “bang for my buck” from some lesser known place (I.e. more carats from a no name spot)
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10-21-2022, 08:27 AM
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#36
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Originally Posted By RealLifeAlpha⏩
But are you gonna marry him though? Exactly.I actually am friends with SS (ded fkn Srs)
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10-21-2022, 08:29 AM
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#37
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Originally Posted By donblaximus⏩
so what is your opinion on a place like Tiffany?There is devil in the detail however here. A lot of the places most people know you are paying for the label and their marketing. The diamond world is a pretty small world. I still went for value to some extent but I made sure it was a GIA graded diamond and in the range of measures I was looking for. The most variables being the cut and like most things, I got maniacal on those metrics to ensure I found the round diamond with the perfect cut to refract light the most balanced and best way possible. Its all about angles on the cuts and lengths of the sides etc.
for suckers?
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10-21-2022, 08:31 AM
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#38
10-21-2022, 08:31 AM
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#39
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Originally Posted By RealLifeAlpha⏩
I would say a place like tiffany is for someone that has a lot of money and not a lot of time. Its not for suckers (unless you are broke and buying there then yes you are a sucker) but its for someone who does not care to pay say 30% more for someone else to do the work for them. Back ten years ago, my guess would be the $35k ring i bought directly from a Jewler in New York would be around $50k at tiffany.so what is your opinion on a place liked Tiffany?
for suckers?
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for suckers?
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For me, i made the time, because I wanted my decision to be well thought out by me.....on top of the fact that I still love value for my money....
10-21-2022, 08:36 AM
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#40
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Originally Posted By cjayzzz⏩
For looks and cost, it makes sense.just get a lab grown diamond for 5-10k that looks like it should cost 50k from africa
But there is other factors....sort of like saying "that post op Brazilian tranny that was posted a few days ago looks like the real thing"................
10-21-2022, 08:37 AM
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#41
Originally Posted By RealLifeAlpha⏩
I’d say the mall tends to be a terrible place to buy, but it can be more affordable.so what is your opinion on a place like Tiffany?
for suckers?
(ded fkn Srs)
for suckers?
(ded fkn Srs)
There is a custom jeweler in our area that does all of the work themselves. They cut the gems, mold the rings and settings, and create very unique and custom designs. Although you’re going to pay higher prices, it’s not because they “overcharge”, it’s because they make the highest quality pieces you can find, are custom, so that increases value, and they gaurantee their work. You can take anything back to them, even antique pieces, and they have the ability to fix/change anything in house, which cuts out the middle man, which means, you are actually getting MORE for your money. The places you find in the mall only have lower prices because you’re generally getting cheap jewelry.
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10-21-2022, 08:37 AM
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#42
Originally Posted By Silencespeaks⏩
I disagree. I think a smaller classic diamond that is great quality doesn't look cheap. I had a simple 1/2 carat solitaire that was perfect for my small hands. It didn't look cheap at all.This
Cheap people are the worst man
If you are broke and can’t afford a nice ring that is totally fine. If you have a lot of money but you don’t want to spend it on a ring that is not fine and you are just cheap.
Cheap people are the worst man
If you are broke and can’t afford a nice ring that is totally fine. If you have a lot of money but you don’t want to spend it on a ring that is not fine and you are just cheap.
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10-21-2022, 08:39 AM
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#43
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Originally Posted By Muzzlrpress⏩
People that don't give a fuk about what others think generally don't move up in the world.I don't give a fuk what other people think. Did I marry them or did I marry my wife of whom I'm going on 14 years with?
Let everybody else buy their mortgage payment rings that get pawned off 8 years later in the divorce. It's their marriage and not my business. Anyone who cares what ring I got my wife is either a woman or a ****g0t.
Let everybody else buy their mortgage payment rings that get pawned off 8 years later in the divorce. It's their marriage and not my business. Anyone who cares what ring I got my wife is either a woman or a ****g0t.
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10-21-2022, 08:40 AM
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#44
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Originally Posted By Kraken⏩
Totally hear you - but I don’t consider Tiffany a “mall place” despite the fact that it’s a large retailer and can be found in mallsI’d say the mall tends to be a terrible place to buy, but it can be more affordable.
There is a custom jeweler in our area that does all of the work themselves. They cut the gems, mold the rings and settings, and create very unique and custom designs. Although you’re going to pay higher prices, it’s not because they “overcharge”, it’s because they make the highest quality pieces you can find, are custom, so that increases value, and they gaurantee their work. You can take anything back to them, even antique pieces, and they have the ability to fix/change anything in house, which cuts out the middle man, which means, you are actually getting MORE for your money. The places you find in the mall only have lower prices because you’re generally getting cheap jewelry.
There is a custom jeweler in our area that does all of the work themselves. They cut the gems, mold the rings and settings, and create very unique and custom designs. Although you’re going to pay higher prices, it’s not because they “overcharge”, it’s because they make the highest quality pieces you can find, are custom, so that increases value, and they gaurantee their work. You can take anything back to them, even antique pieces, and they have the ability to fix/change anything in house, which cuts out the middle man, which means, you are actually getting MORE for your money. The places you find in the mall only have lower prices because you’re generally getting cheap jewelry.
Could just be me being a retard cucking to a luxury brand idk (ded fkn Srs)
I think of like Jarad and Kay as mall brands
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10-21-2022, 08:41 AM
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#45
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10-21-2022, 08:42 AM
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#46
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Originally Posted By MyBaddBrah⏩
Tell that to Elon Musk and any other mega successful person who crushed anyone in their way on the way to the top. Do you have a point to make about engagement rings though or are we gonna play the strawman game?People that don't give a fuk about what others think generally don't move up in the world.
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10-21-2022, 08:42 AM
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#47
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1. Consider the divorce rates these days. 50%+ is an understatement.
2. Consider the fact that women initiate 85%+ of divorces (80% in general, 90% for "college educated" women).
3. Look up the laughable resale value of diamonds. A diamond you buy in any jewelery store will lose more value the moment after you pay the overpriced jewlers' shop price than a brand new vehicle loses after you buy it from some some shady car salesman and drive it off a car lot.
4. If she ever divorces you, the rings you gave her will be legally considered hers to keep, as she technically held up her end of receiving the conditional wedding/engagement rings gift by having married you. She will then sell them off to a pawn shop or jewlery joint for about 5% - 10% of whatever you paid for them. I.e., say you spent $2k on her diamond rings, she'll get about $100 - 200 when she sells 'em off. If you paid $10k for them, she'd get maybe $500 - $1k, depending on where she goes.
5. She'll probably have the rings pawned off within a day or two after announcing she wants a divorce.
2. Consider the fact that women initiate 85%+ of divorces (80% in general, 90% for "college educated" women).
3. Look up the laughable resale value of diamonds. A diamond you buy in any jewelery store will lose more value the moment after you pay the overpriced jewlers' shop price than a brand new vehicle loses after you buy it from some some shady car salesman and drive it off a car lot.
4. If she ever divorces you, the rings you gave her will be legally considered hers to keep, as she technically held up her end of receiving the conditional wedding/engagement rings gift by having married you. She will then sell them off to a pawn shop or jewlery joint for about 5% - 10% of whatever you paid for them. I.e., say you spent $2k on her diamond rings, she'll get about $100 - 200 when she sells 'em off. If you paid $10k for them, she'd get maybe $500 - $1k, depending on where she goes.
5. She'll probably have the rings pawned off within a day or two after announcing she wants a divorce.
10-21-2022, 08:44 AM
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#48
Originally Posted By RealLifeAlpha⏩
I was just describing the differences. I don’t consider Tiffany’s a “mall brand” either, but I Have never shopped there and don’t know what exactly they do. If it’s a custom jewelry store, then it’s def NOT a small brand. Tiffany’s might have a large mark up due to the name, but it could also be that they have the best diamonds too. A low quality 1k diamond will be a fraction of a 1/2k diamond of the highest quality.Totally hear you - but I don’t consider Tiffany a “mall place” despite the fact that it’s a large retailer and can be found in malls
Could just be me being a retard cucking to a luxury brand idk (ded fkn Srs)
I think of like Jarad and Kay as mall brands
Could just be me being a retard cucking to a luxury brand idk (ded fkn Srs)
I think of like Jarad and Kay as mall brands
One party system; Most Republicans are Democrats, but no Democrats are Republicans.
Hayek and Mises were right; they're all socialists.
"To Call something fair or unfair is a subjective value judgment and not liable to any verification" Ludwig Von Mises
10-21-2022, 08:46 AM
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#49
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Originally Posted By Muzzlrpress⏩
The general point is people who cheap out on rings and don't care what others think are low value people. Are there exceptions to the rule? Sure.Tell that to Elon Musk and any other mega successful person who crushed anyone in their way on the way to the top. Do you have a point to make about engagement rings though or are we gonna play the strawman game?
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10-21-2022, 08:46 AM
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#50
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Originally Posted By Kraken⏩
I think Tiffany has a pretty massive markup just because you’re paying for the name — which in my perspective has its own pros and cons (ded fkn Srs)I was just describing the differences. I don’t consider Tiffany’s a “mall brand” either, but I Have never shopped there and don’t know what exactly they do. If it’s a custom jewelry store, then it’s def NOT a small brand. Tiffany’s might have a large mark up due to the name, but it could also be that they have the best diamonds too. A low quality 1k diamond will be a fraction of a 1/2k diamond of the highest quality.
It’s like the guy who tells the BMW owner he’s an idiot because his Subaru has similar performance for 70% of the price
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10-21-2022, 08:48 AM
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#51
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Originally Posted By MyBaddBrah⏩
So my point about expensive rings not saving a marriage just.....not worth discussing I assume?The general point is people who cheap out on rings and don't care what others think are low value people. Are there exceptions to the rule? Sure.
Look, if you like to be flashy, you do you. Judging other for not spending money like you do is just being a pompous ass.
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10-21-2022, 08:48 AM
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#52
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Originally Posted By MyBaddBrah⏩
People come from all walks of life. They prioritize value in different manners.The general point is people who cheap out on rings and don't care what others think are low value people. Are there exceptions to the rule? Sure.
For me, i strive to find balance.....ie best value for my money. That typically invovles cutting out a lot of the middle men in a lot of industries.
10-21-2022, 08:48 AM
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#53
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Originally Posted By Kraken⏩
How many other things would you call "investments" when they lose over 50% of value the moment you finish paying for them? Or is it just diamond jewlry that gets a pass on that?Jewelry can be seen as an investment. Make sure it’s quality though. The ring I bought was small, but it was very high quality. The diamonds and gold will appreciate over time, but it’s a long term investment, meaning, don’t expect to get a good return for at least 20 years
The issue is people buying jewelry they can’t afford. Most young people are in the poverty bracket, and move up out of poverty by 30, and peak at around 38-42 consider a smaller ring to start and decide later if you want to invest in something more.
The issue is people buying jewelry they can’t afford. Most young people are in the poverty bracket, and move up out of poverty by 30, and peak at around 38-42 consider a smaller ring to start and decide later if you want to invest in something more.
10-21-2022, 08:49 AM
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#54
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Originally Posted By RealLifeAlpha⏩
Im interested what the pros after purchase might be?I think Tiffany has a pretty massive markup just because you’re paying for the name — which in my perspective has its own pros and cons (ded fkn Srs)
It’s like the guy who tells the BMW owner he’s an idiot because his Subaru has similar performance for 70% of the price
It’s like the guy who tells the BMW owner he’s an idiot because his Subaru has similar performance for 70% of the price
10-21-2022, 08:49 AM
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#55
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10-21-2022, 08:50 AM
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#56
Originally Posted By northernlights7⏩
So which is it, the value of the diamonds and gold goes down, or she is looking for a fast and easy way to sell it? These two things are not the same.1. Consider the divorce rates these days. 50%+ is an understatement.
2. Consider the fact that women initiate 85%+ of divorces (80% in general, 90% for "college educated" women).
3. Look up the laughable resale value of diamonds. A diamond you buy in any jewelery store will lose more value the moment after you pay the overpriced jewlers' shop price than a brand new vehicle loses after you buy it from some some shady car salesman and drive it off a car lot.
4. If she ever divorces you, the rings you gave her will be legally considered hers to keep, as she technically held up her end of receiving the conditional wedding/engagement rings gift by having married you. She will then sell them off to a pawn shop or jewlery joint for about 5% - 10% of whatever you paid for them. I.e., say you spent $2k on her diamond rings, she'll get about $100 - 200 when she sells 'em off. If you paid $10k for them, she'd get maybe $500 - $1k, depending on where she goes.
5. She'll probably have the rings pawned off within a day or two after announcing she wants a divorce.
2. Consider the fact that women initiate 85%+ of divorces (80% in general, 90% for "college educated" women).
3. Look up the laughable resale value of diamonds. A diamond you buy in any jewelery store will lose more value the moment after you pay the overpriced jewlers' shop price than a brand new vehicle loses after you buy it from some some shady car salesman and drive it off a car lot.
4. If she ever divorces you, the rings you gave her will be legally considered hers to keep, as she technically held up her end of receiving the conditional wedding/engagement rings gift by having married you. She will then sell them off to a pawn shop or jewlery joint for about 5% - 10% of whatever you paid for them. I.e., say you spent $2k on her diamond rings, she'll get about $100 - 200 when she sells 'em off. If you paid $10k for them, she'd get maybe $500 - $1k, depending on where she goes.
5. She'll probably have the rings pawned off within a day or two after announcing she wants a divorce.
Anytime you sell to a shop, they will give you less so they can make a profit. A private sale will get you more money, but will take more time to sell. Inflation alone will increase the value, but as I stated earlier, these are long term investments that take 20+ years, but that’s no different than investing in a large cap company that has less volatility.
One party system; Most Republicans are Democrats, but no Democrats are Republicans.
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10-21-2022, 08:50 AM
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#57
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Originally Posted By MyBaddBrah⏩
I have no idea how people still think like this when they hit their 30's lolThe general point is people who cheap out on rings and don't care what others think are low value people. Are there exceptions to the rule? Sure.
10-21-2022, 08:51 AM
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#58
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Originally Posted By Kraken⏩
lol jewelry is almost never an investment. The raw materials only slightly appreciate but most of the cost is for the design and people wont want a used ring. Go on and tell your gold digger you are going to buy her a used ring and see the look of hatred and disgust hit her face.Jewelry can be seen as an investment. Make sure it’s quality though. The ring I bought was small, but it was very high quality. The diamonds and gold will appreciate over time, but it’s a long term investment, meaning, don’t expect to get a good return for at least 20 years
The issue is people buying jewelry they can’t afford. Most young people are in the poverty bracket, and move up out of poverty by 30, and peak at around 38-42 consider a smaller ring to start and decide later if you want to invest in something more.
The issue is people buying jewelry they can’t afford. Most young people are in the poverty bracket, and move up out of poverty by 30, and peak at around 38-42 consider a smaller ring to start and decide later if you want to invest in something more.
10-21-2022, 08:51 AM
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#59
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Originally Posted By Kraken⏩
It's the diamonds themselves that are drastically overpriced.So which is it, the value of the diamonds and gold goes down, or she is looking for a fast and easy way to sell it? These two things are not the same.
Anytime you sell to a shop, they will give you less so they can make a profit. A private sale will get you more money, but will take more time to sell. Inflation alone will increase the value, but as I stated earlier, these are long term investments that take 20+ years, but that’s no different than investing in a large cap company that has less volatility.
Anytime you sell to a shop, they will give you less so they can make a profit. A private sale will get you more money, but will take more time to sell. Inflation alone will increase the value, but as I stated earlier, these are long term investments that take 20+ years, but that’s no different than investing in a large cap company that has less volatility.
90% of the money she gets back when she sells it during the divorce process will be from the gold bands.
Also, you do not know what the term "investment" means.
10-21-2022, 08:51 AM
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#60
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Originally Posted By Muzzlrpress⏩
Zero judgement here for what others spend on......unless they are trying to floss and wearing fake or cheap stuffSo my point about expensive rings not saving a marriage just.....not worth discussing I assume?
Look, if you like to be flashy, you do you. Judging other for not spending money like you do is just being a pompous ass.
Look, if you like to be flashy, you do you. Judging other for not spending money like you do is just being a pompous ass.
But on the flip side, you said it.....the only people that actually care are women. Unfortunately some women care what other women think. Its part of societal grooming I guess.
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