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Forum » How many credit cards do you own? How many is too many? (I have 5)
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Thread: How many credit cards do you own? How many is too many? (I have 5)

post 1677880363 02-24-2023, 09:08 PM
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#1
  1. Southernlights7
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  1. Southernlights7
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How many credit cards do you own? How many is too many? (I have 5)

Discuss
post 1677880513 02-24-2023, 09:11 PM
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#2
  1. RippedPlz
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  1. RippedPlz
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one credit card 2300 limit. MAXXED. fuk INTEREST CHARGES.
post 1677880583 02-24-2023, 09:12 PM
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#3
  1. Ironmanlet
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  1. Ironmanlet
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I keep them in my safe, I think around five as well.
“The stories and information posted here are artistic works of fiction and falsehood. Only a fool would take anything posted here as fact.“

PS: Don't eat poop, just don't let the idea of it stop you from living life to its fullest.
post 1677880593 02-24-2023, 09:12 PM
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#4
  1. Destor
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1 personal, 1 business, and my woman has one personal that I manage

That’s enough
post 1677880793 02-24-2023, 09:17 PM
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#5
  1. stevemckenna
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2. One from my college days that I keep around for that credit history and my big boy credit card with a much higher limit.
post 1677880863 02-24-2023, 09:17 PM
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#6
  1. MustardTiger17
  1. MustardTiger17
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One Delta card for travel maxxxing

One for miscellaneous every blue moon. Both paid off monthly so Shekelstein doesn't get any interest huehuehue
Not in the AM
post 1677881913 02-24-2023, 09:35 PM
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#7
  1. Southernlights7
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  1. Southernlights7
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Originally Posted By MustardTiger17⏩
One Delta card for travel maxxxing

One for miscellaneous every blue moon. Both paid off monthly so Shekelstein doesn't get any interest huehuehue
Check PM
post 1677882003 02-24-2023, 09:37 PM
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#8
  1. Kewbrah
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What’s the point of having more than one?

I guess 2 if you have a work one too.
post 1677882033 02-24-2023, 09:37 PM
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#9
  1. Southernlights7
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  1. Southernlights7
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Originally Posted By Kewbrah⏩
What’s the point of having more than one?

I guess 2 if you have a work one too.
Build credit
post 1677882093 02-24-2023, 09:39 PM
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#10
  1. DolphinPilot
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Originally Posted By Kewbrah⏩
What’s the point of having more than one?

I guess 2 if you have a work one too.
One to have a good credit limit (usually has lame rewards and benefits)
Another that gives good benefits (usually has a chit credit limit)
post 1677882603 02-24-2023, 09:52 PM
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  1. DustinTheHuss
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3 but I'm canceling one so I get down to 2. I only had one for years but it keeps getting compromised so then I have to use the debit card for a week or two.
post 1677882693 02-24-2023, 09:55 PM
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#12
  1. Southernlights7
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  1. Southernlights7
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Originally Posted By DustinTheHuss⏩
3 but I'm canceling one so I get down to 2. I only had one for years but it keeps getting compromised so then I have to use the debit card for a week or two.
I thought women like you use Chads credit card srs
post 1677883123 02-24-2023, 10:02 PM
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#13
  1. outfoxxed
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  1. outfoxxed
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5 i think

One for credit history

One visa with 4% cash back on food

One master card with 0 fx

One visa for aeroplan points

And amex plat for mogging
post 1677883653 02-24-2023, 10:17 PM
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#14
  1. cjayzzz
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  1. cjayzzz
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2, but my credit is poverty...... Really let myself go in my mid 20's, stopped paying a credit card etc....


Just built my credit back from a 350 to a 650... still more work to do
post 1677889673 02-25-2023, 12:57 AM
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#15
  1. akmerle
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  1. akmerle
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I have two personal cards. Pay them off every month.

Chase Sapphire Reserve for travel benefits, Priority Pass membership, Global Entry, pay yourself back (almost $3K last year), and points pile up like crazy.

Bank of America AK Air for $99 companion ticket, and mileage tickets.
post 1677889843 02-25-2023, 01:08 AM
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#16
  1. bigcat3655
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2. One that I never use and should deactivate sometime soon.

The other is an airline rewards card because we travel to visit family every year. We use it for just about everything and pay it off every month
post 1677889903 02-25-2023, 01:09 AM
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#17
  1. DomMJr
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1

maybe 2

I would not want more. The major ones will match any incentive others offer for new cards.
post 1677890053 02-25-2023, 01:16 AM
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#18
  1. Visel
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I have two. One I've had for ~7 years I think, the other for like 5. The latter has an annual premium of like $100ish, but gives good rewards and points conversion bonuses. Both of them have outrageous limits I should never come even close to reaching lol, but that's not something I can control (they just up my limits every 1-3 years without asking me).

I think there's no point in having more than a few, even if you're an anal points maxer that craves for every dollar and deal. The big thing though is to ensure you pay everything off on time, keep up with where to use each one, and let your lifespan on them increase forever to help out with your credit score/history.

Oh and never open up a credit card at a store like Best Buy or something just because you can save like $200-300 or whatever on a TV you're buying.
post 1677890723 02-25-2023, 01:48 AM
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#19
  1. iamanalphamale
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- WF Active Cash Card
- WF Propel American Express Card
- WF Autograph Card


That is about it at the moment - hoping WF in their re-design make either a better travel card OR their own 5% category card
post 1677890803 02-25-2023, 01:54 AM
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#20
  1. theory816
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Credit don't matter. All that matters is the ability to pay it off.
🤴Supreme Self Esteem Crew
5'5 110lb(MIL Spec) Asian Master Race Crew
Yacht/Boat Crew
post 1677890843 02-25-2023, 01:56 AM
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#21
  1. J3remy
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I had 4 at one stage with a combined limit of 90k, none now. When my credit report repairs from telling them all to get stuffed and the debt collectors too (long story) in about 5 or so years ill build up another collection
post 1677891033 02-25-2023, 02:13 AM
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#22
  1. iamanalphamale
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Originally Posted By theory816⏩
Credit don't matter.All that matters is the ability to pay it off.
You can just tell us all that your credit score is bad, we won't make fun of you.
post 1677891073 02-25-2023, 02:17 AM
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#23
  1. theory816
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Originally Posted By iamanalphamale⏩
You can just tell us all that your credit score is bad, we won't make fun of you.
suck muh dik.
🤴Supreme Self Esteem Crew
5'5 110lb(MIL Spec) Asian Master Race Crew
Yacht/Boat Crew
post 1677891763 02-25-2023, 02:59 AM
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#24
  1. iamanalphamale
  2. NEG ME HARDER, DADDY
  1. iamanalphamale
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Originally Posted By theory816⏩
suck muh dik.
That low, huh? Ouch.
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