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Forum » Fav money saving hacks
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Thread: Fav money saving hacks

post 1682866273 05-17-2023, 09:00 AM
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#31
  1. DrunkonMilk
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Originally Posted By Jacobcapra⏩
The home gym bit is a farce. Even the simplest of home gyms - a barbell, a few hundred pounds in weights, an adjustable bench, adjustable dumbbells, a simple squat rack, and ancillary things like collars, weight tree, and floor mats - will run you north of $1,000, maybe more, and limits you in terms of available exercises. You can get years of gym membership out of that.

If you want a legit home gym, you will probably spend closer to $3,000, that ain't it mane when you're talking about saving money.
I used to go to a gym for $45 a month and I had to drive about 30min there and back. It’s a great investment upfront for a home gym, even the most basic setup, but overtime saves you considerable amount of money and time.
http://forum.obnoxiousbrutes.com/showthread.php?t=159810801
post 1682866503 05-17-2023, 09:03 AM
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#32
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Originally Posted By slat11⏩
Make your own meals, easiest way to save money.
This, absolutely. You know what is going into your food so it's much healthier (restaurants use ridiculous amounts of seed oils and ehaynot to cut costs) and you don't have to deal with retarded prices on poverty food and yhe internet getting you cancelled for not leaving a tip
post 1682866723 05-17-2023, 09:06 AM
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#33
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Cooking my own food instead of a takeaway saves me loads. I was going to order one the other night, thought fuk it, went to the shop and got 4 days of food for the same money lol
post 1682866773 05-17-2023, 09:07 AM
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#34
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Originally Posted By Jacobcapra⏩
The home gym bit is a farce. Even the simplest of home gyms - a barbell, a few hundred pounds in weights, an adjustable bench, adjustable dumbbells, a simple squat rack, and ancillary things like collars, weight tree, and floor mats - will run you north of $1,000, maybe more, and limits you in terms of available exercises. You can get years of gym membership out of that.

If you want a legit home gym, you will probably spend closer to $3,000, that ain't it mane when you're talking about saving money.
This is true. That being said I do have some simple weights and do some workouts at home, and running in the neighborhood is always a good cardio option
post 1682867043 05-17-2023, 09:11 AM
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#35
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Originally Posted By 87dman⏩
This is true. That being said I do have some simple weights and do some workouts at home, and running in the neighborhood is always a good cardio option
I have all free weights, rack, bench, pullup bar (mounted to ceiling), etc. Most of my stuff is Rogue. I've had a home gym for about 11 or 12 years and I calculated that my equipment paid for itself in about five or so, not counting the gas savings from not having to drive to the gym.
post 1682867183 05-17-2023, 09:13 AM
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#36
  1. Jacobcapra
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Originally Posted By ScrillaIsBake⏩
My home gym is probably worth around $3-4k and I just flipped gym equipment to have to it pay for itself srs

I actually profit from gym flips because of it now
Did you cash in on the home gym hype from covid? I can't imagine that type of market still exists, but what do I know. I recall weights being sold at ridiculous prices so I could see the flip potential.
Originally Posted By DrunkonMilk⏩
I used to go to a gym for $45 a month and I had to drive about 30min there and back. It’s a great investment upfront for a home gym, even the most basic setup, but overtime saves you considerable amount of money and time.
Seems that a simpler money saving tip would be to find a gym that isn't 30 minutes away, and has a cheaper monthly rate. Golds, LA Fitness, etc. usually start at $30/month and commonly have specials that get you reduced rates for periods of time. Though I do realize that's not an option for everyone.
Originally Posted By jreacher⏩
I have all free weights, rack, bench, pullup bar (mounted to ceiling), etc. Most of my stuff is Rogue. I've had a home gym for about 11 or 12 years and I calculated that my equipment paid for itself in about five or so, not counting the gas savings from not having to drive to the gym.
Yeah I get that and will probably do it myself one day, just doesn't feel like a 'money saving tip' to drop thousands on a home gym to break even in 5 years and then only save a few hundred bucks a year afterwards. Also you actually need a viable space, and if your equipment breaks you have to replace it which erases your savings for that entire year.


You'd get a better return by just investing that few thousand bucks into a growing company that spits out dividends, which also isn't exactly a money saving tip.
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post 1682867343 05-17-2023, 09:16 AM
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#37
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Make own meals
Make own coffee
and use this instead of monthly Cloud storage for Bling cams



Youtube videos to fix schit
Masturbate instead of buying hookers
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post 1682867453 05-17-2023, 09:18 AM
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#38
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I use a round up method so anytime I use my card it'll round the cents to the nearest dollar into a separate account and I throw in 50 bucks a week into that same account to just have a rainy day fund. Its north of 1600 bucks and I started this in January. Feels good knowing I have that money there incase something comes up
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post 1682868143 05-17-2023, 09:28 AM
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#39
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Originally Posted By Jacobcapra⏩
The home gym bit is a farce. Even the simplest of home gyms - a barbell, a few hundred pounds in weights, an adjustable bench, adjustable dumbbells, a simple squat rack, and ancillary things like collars, weight tree, and floor mats - will run you north of $1,000, maybe more, and limits you in terms of available exercises. You can get years of gym membership out of that.

If you want a legit home gym, you will probably spend closer to $3,000, that ain't it mane when you're talking about saving money.
Having a home gym isn't a "farce" unless you are completely obsessed with having all gym equipment available to you for every random lifting exercise.


brb saves a few hours a week not driving to the gym
brb saves gas $ on trips to the gym
brb no waiting for ppl to finish their workouts before you can do yours
brb post workout hygiene is just down the hall with no bs


I'd have a hard time going back to a gym after being used to not having a memership now, tbh. Honestly, the time saved in and of itself is priceless.
post 1682868343 05-17-2023, 09:32 AM
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#40
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Building and fixing things myself.
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post 1682868403 05-17-2023, 09:33 AM
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#41
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Originally Posted By northernlights7⏩
Having a home gym isn't a "farce" unless you are completely obsessed with having all gym equipment available to you for every random lifting exercise.


brb saves a few hours a week not driving to the gym
brb saves gas $ on trips to the gym
brb no waiting for ppl to finish their workouts before you can do yours
brb post workout hygiene is just down the hall with no bs

I'd have a hard time going back to a gym after being used to not having a memership now, tbh. Honestly, the time saved in and of itself is priceless.
Like I said, even a basic home gym is what, $1,000 or more?

$100 barbell
$300 in weights
$200 rack
$100 adjustable bench
$100 dumbells
$100 ancillary equipment

That's $900 for literally just the basics and almost all of that equipment is going to be **** quality. If you actually got legit equipment like Rogue, figure on doubling those prices, or more like some other miscers have said ITT. Then you need to have an unfinished basement or unused garage to actually set it up. I understand it will pay for itself but it's just not a money saving tip. That's like saying trading in your car for a more fuel efficient one is a money saving tip. Yeah, it will save you maybe $100 a month but it will costs thousands up front.
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post 1682869113 05-17-2023, 09:43 AM
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#42
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Originally Posted By Jacobcapra⏩
Like I said, even a basic home gym is what, $1,000 or more?

$100 barbell
$300 in weights
$200 rack
$100 adjustable bench
$100 dumbells
$100 ancillary equipment

That's $900 for literally just the basics and almost all of that equipment is going to be **** quality. If you actually got legit equipment like Rogue, figure on doubling those prices, or more like some other miscers have said ITT. Then you need to have an unfinished basement or unused garage to actually set it up. I understand it will pay for itself but it's just not a money saving tip. That's like saying trading in your car for a more fuel efficient one is a money saving tip. Yeah, it will save you maybe $100 a month but it will costs thousands up front.
You keep missing the biggest point in all this home gym money saving discussion, which is that the time saved is actually a much bigger deal than that $ itself.

As far as the cash goes, say I live for another 30 years - I'd be up like $30k+ from not buying gym memberships and the gas money spent to get there and back, and literally months worth of driving time saved. Also probably more months worth of time saved from not having to wait for other people to finish their workouts so I can use certain equipement before leaving. Does none of that stuff matter to you?

In terms of equipment breaking, I'm pretty confident that my barbells and weight plates will hold up just fine. Besides that, probably 50% or more of workouts I ever did in gyms were done using mostly free weights that were made in the 1980's, and these workouts were taking place in the late 2000's to late 2010's before I went full home gym mode and dropped gym memberships for good. But yeah, if you're trying to buy power racks from your local sporting goods store or something, I wouldn't be surprised if that gave you issues down the line at some point.
post 1682869933 05-17-2023, 09:55 AM
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#43
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-Pay yourself first. When you get paid, before you buy anything, move an allotted amount of money into savings and investments. Manage your money around your take home AFTER you put money into savings/investments.

-Scale your income yearly. If your job/career doesn't give you raises find some kind of side hustle you enjoy that you can slowly scale. Even if you only increase your income by 3% per year. Over the course of 10 years that's 30% more funding. Obviously the goal is more but that's just a small example.

-Run an actual budget and stick to it. With a pen and paper or excel spreadsheet. You should know how much money you spend on everything every month. And you should immediately know if an expense increases in price and why.

-Stay debt free (except from home) and remember to spend less money then you earn.
post 1682870033 05-17-2023, 09:57 AM
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#44
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Originally Posted By Polaris⏩
Aldi actually doesn't have self checkout.
Does in the UK brah!
post 1682870103 05-17-2023, 09:57 AM
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#45
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Originally Posted By guest89⏩
-Pay yourself first. When you get paid, before you buy anything, move an allotted amount of money into savings and investments. Manage your money around your take home AFTER you put money into savings/investments.

-Scale your income yearly. If your job/career doesn't give you raises find some kind of side hustle you enjoy that you can slowly scale. Even if you only increase your income by 3% per year. Over the course of 10 years that's 30% more funding. Obviously the goal is more but that's just a small example.

-Run an actual budget and stick to it. With a pen and paper or excel spreadsheet. You should know how much money you spend on everything every month. And you should immediately know if an expense increases in price and why.

-Stay debt free (except from home) and remember to spend less money then you earn.
Dave Ramsey, is that you?
post 1682870333 05-17-2023, 10:01 AM
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#46
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Originally Posted By Nonsense916⏩
Making more > cutting costs
spoken like a true brokie
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1682870503 05-17-2023, 10:04 AM
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#47
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i take my own extra large buffet plate into hotels
2023 bertie awards 2024 nominations

https://forum.obnoxiousbrutes.com/showthread.php?t=184693083
post 1682870783 05-17-2023, 10:08 AM
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#48
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Originally Posted By northernlights7⏩
You keep missing the biggest point in all this home gym money saving discussion, which is that the time saved is actually a much bigger deal than that $ itself.

As far as the cash goes, say I live for another 30 years - I'd be up like $30k+ from not buying gym memberships and the gas money spent to get there and back, and literally months worth of driving time saved. Also probably more months worth of time saved from not having to wait for other people to finish their workouts so I can use certain equipement before leaving. Does none of that stuff matter to you?

In terms of equipment breaking, I'm pretty confident that my barbells and weight plates will hold up just fine. Besides that, probably 50% or more of workouts I ever did in gyms were done using mostly free weights that were made in the 1980's, and these workouts were taking place in the late 2000's to late 2010's before I went full home gym mode and dropped gym memberships for good. But yeah, if you're trying to buy power racks from your local sporting goods store or something, I wouldn't be surprised if that gave you issues down the line at some point.
I get the point that the time saved is a big deal, just this isn't a time saving tips thread lol. A home gym feels a lot more like an investment that also happens to provide convenience. I'll probably get a home gym myself when I finish out my basement.
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post 1682871003 05-17-2023, 10:11 AM
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#49
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I've looked at every single store that sells food around me and for some reason walmart is the cheapest for the things I buy. Aldis, save-a-lot, dollar general, ethnic markets, etc and walmart is the cheapest of anywhere.
post 1682872163 05-17-2023, 10:28 AM
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#50
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Use my credit card for every purchase. I never carry a balance, so I never pay interest, and one of my cards earns between 1 and 5 percent cash back. Also instead of getting cash back I could get a Lowes gift card for more than the cash back value.
post 1682872263 05-17-2023, 10:29 AM
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#51
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Forgot a large obvious one - home gym!
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post 1682872373 05-17-2023, 10:31 AM
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#52
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Cooking and refusing to eat out. Saves a fortune and is good for you.
"To be a warrior is not a simple matter of wishing to be one. It is rather an endless struggle that will go on to the very last moment of our lives. Nobody is born a warrior, in exactly the same way that nobody is born an average man. We make ourselves into one or the other."-- Carlos Castaneda
post 1682874163 05-17-2023, 10:56 AM
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#53
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Originally Posted By 29erbrah⏩
Use my credit card for every purchase. I never carry a balance, so I never pay interest, and one of my cards earns between 1 and 5 percent cash back. Also instead of getting cash back I could get a Lowes gift card for more than the cash back value.
Sounds like you "Discovered" a way to make the rewards really pay off.
post 1682874323 05-17-2023, 10:58 AM
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#54
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Eat rice and beans
post 1682875323 05-17-2023, 11:16 AM
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I am glad you asked I for one do not allow females particularly if they are of the HTC variety to use the restrooms in my home unsupervised I mean I find this strategy to be successful in avoiding discovering a fudge cobra frenzy was unleashed and has resulted in a terrible clog that cannot be addressed even after several hours of aggressive plungering with my duncan sheik live in Hampton roads 1973 tshirt pulled up over my nose thus resulting in a hefty plumber’s bill
post 1682875933 05-17-2023, 11:27 AM
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#56
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Originally Posted By Jacobcapra⏩
Like I said, even a basic home gym is what, $1,000 or more?

$100 barbell
$300 in weights
$200 rack
$100 adjustable bench
$100 dumbells
$100 ancillary equipment

That's $900 for literally just the basics and almost all of that equipment is going to be **** quality. If you actually got legit equipment like Rogue, figure on doubling those prices, or more like some other miscers have said ITT. Then you need to have an unfinished basement or unused garage to actually set it up. I understand it will pay for itself but it's just not a money saving tip. That's like saying trading in your car for a more fuel efficient one is a money saving tip. Yeah, it will save you maybe $100 a month but it will costs thousands up front.
The key to the home gym is buying used. I am well under $1,000 all told but it is more difficult post covid
post 1682875993 05-17-2023, 11:29 AM
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#57
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Originally Posted By northernlights7⏩
Dave Ramsey, is that you?
I followed a lot of Dave Ramsey to get on track. I credit his strategies with getting me where I am today. I do disagree with him in some areas but I do think his strategy is the best for 99% of people.


If you follow him you'll never get rich quick. But you are guaranteed to be financially free, not stressed over finances. And retire a millionaire.
post 1682876033 05-17-2023, 11:30 AM
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#58
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Eat rice and beans to save money. When you get tired of that switch to beans and rice
post 1682877473 05-17-2023, 11:57 AM
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#59
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Originally Posted By LtGoose⏩
Eat rice and beans to save money. When you get tired of that switch to beans and rice
As a diabetic, I'd probably die from eating rice and beans every day lol
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post 1682878043 05-17-2023, 12:04 PM
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#60
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don't get married and don't have kids

srs
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