Log In

Your email is not your username

Register

If you were a member of the old Bodybuilding.com forums and would like to reuse your previous username, you can request it below. We use your email only for registration and do not store it. For more information, please see our Privacy Policy.

Confirm your email

A registration code was sent to your email. Enter it here.

Welcome

You have successfully setup your account.

Sign in

Quick Navigation Bottom Misc
Forum » Should lifters forgo health insurance?
  1. Results 1 to 30 of 44
  2. Page 1 of 2
  3. 1
  4. 2
  6. Last

Thread: Should lifters forgo health insurance?

post 1684531503 06-13-2023, 07:45 AM
-
#1
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  3. Join Date: Feb 2009
  4. Location: Arizona, United States
  5. Posts: 73,524
  6. Rep Power: 348838

Should lifters forgo health insurance?

Considering how unhealthy the average American is, we healthy brahs are subsidizing all the obese & drug addicted azzholes in our age demographic.

For the one time I used health insurance to cover my emergency hernia surgery, I've totally paid for that surgery out of pocket many times over in my monthly premiums.

The leading cause of death in the USA for under-50 demographic is drug overdose, and I'm not a drug addict, so why TF am I paying $300/mn for high deductible insurance?

Maybe if I lived in Switzerland or something where everyone is healthy it would make sense, but Americans are obese drug addled slobs.

The only risk is if I snap my pelvis or something mountain biking, but EVEN THEN...... I could just pay for that surgery.
post 1684531683 06-13-2023, 07:47 AM
-
#2
  1. cobhc
  2. Structural Engineer Brah
  1. cobhc
  2. Structural Engineer Brah
  3. Join Date: Dec 2010
  4. Location: Brooklyn, New York, United States
  5. Posts: 44,106
  6. Rep Power: 281429
The FDA is responsible for your premiums.
NEW YORK FOOTBALL GIANTS
RED BULL RACING
post 1684531723 06-13-2023, 07:48 AM
-
#3
  1. Airror
  2. Curlz in the Kitchen
  1. Airror
  2. Curlz in the Kitchen
  3. Join Date: Jun 2009
  4. Location: United States
  5. Age: 34
  6. Posts: 8,300
  7. Rep Power: 23162
I pay $55 a month for high deductible health insurance and my employer gives me $500 every year in my HSA. Don't work for a poverty employer.
***** R.I.P Timothy J. Mckenny or Frvrmuscle as you know him *****

Workout log: herp derp
post 1684531903 06-13-2023, 07:53 AM
-
#4
  1. Ironmanlet
  2. Adamantium User
  1. Ironmanlet
  2. Adamantium User
  3. Join Date: Aug 2009
  4. Location: Cajun Country
  5. Age: 40
  6. Height: 5'7"
  7. Weight: 185 lbs
  8. Posts: 52,365
  9. Subscribers: 5
  10. Rep Power: 415557
Do not know those feels.


Man I am lucky.
“The stories and information posted here are artistic works of fiction and falsehood. Only a fool would take anything posted here as fact.“

PS: Don't eat poop, just don't let the idea of it stop you from living life to its fullest.
post 1684531933 06-13-2023, 07:53 AM
-
#5
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  3. Join Date: Feb 2009
  4. Location: Arizona, United States
  5. Posts: 73,524
  6. Rep Power: 348838
Originally Posted By Airror⏩
I pay $55 a month for high deductible health insurance and my employer gives me $500 every year in my HSA. Don't work for a poverty employer.
Self employed CREW.

Lmao if you don't think your salary is lower because of your health insurance benefit.

Wagies, when will they learn?
post 1684531993 06-13-2023, 07:54 AM
-
#6
  1. Cleveland33
  2. Registered Gooner
  1. Cleveland33
  2. Registered Gooner
  3. Join Date: Jan 2010
  4. Location: Philadelphia, Pennsylvania, United States
  5. Posts: 66,951
  6. Rep Power: 497612
Originally Posted By metroins⏩
No.

Need that cardiovascular consult and bloodwork each year to prevent a bicycle from stopping your heart.
blood panels are cheap
post 1684532053 06-13-2023, 07:55 AM
-
#7
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  3. Join Date: Feb 2009
  4. Location: Arizona, United States
  5. Posts: 73,524
  6. Rep Power: 348838
Originally Posted By metroins⏩
No.

Need that cardiovascular consult and bloodwork each year to prevent a bicycle from stopping your heart.
You do realize you can get lab work done for less than $200 lmao. Literally cheaper than 1 months premiums.
post 1684532103 06-13-2023, 07:56 AM
-
#8
  1. GuineaDago585
  2. Bert McGirt
  1. GuineaDago585
  2. Bert McGirt
  3. Join Date: Nov 2012
  4. Posts: 40,561
  5. Subscribers: 3
  6. Rep Power: 405353
Health insurance is a scam ded fkin srs.

When I was in my early 20s I went to the ER for some health concerns that turned out to be nothing. I had no insurance at the time and they hit me with a $2k bill, which I never paid. It went to collections. Never paid that either. To this day it has not shown up on any credit report or affected my life.
post 1684532113 06-13-2023, 07:57 AM
-
#9
  1. Cleveland33
  2. Registered Gooner
  1. Cleveland33
  2. Registered Gooner
  3. Join Date: Jan 2010
  4. Location: Philadelphia, Pennsylvania, United States
  5. Posts: 66,951
  6. Rep Power: 497612
Originally Posted By HMFIC_BROWSIN⏩
You do realize you can get lab work done for less than $200 lmao. Literally cheaper than 1 months premiums.
damn dude what is your premium?
post 1684532283 06-13-2023, 07:59 AM
-
#10
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  3. Join Date: Feb 2009
  4. Location: Arizona, United States
  5. Posts: 73,524
  6. Rep Power: 348838
Originally Posted By Cleveland33⏩
damn dude what is your premium?
Last I checked it was $275/mn for $5,000 deductible. I'm subsidizing the ******** addicts and obese people.
post 1684532313 06-13-2023, 07:59 AM
-
#11
  1. wrassler45
  2. Registered User
  1. wrassler45
  2. Registered User
  3. Join Date: Jul 2009
  4. Location: United States
  5. Age: 38
  6. Posts: 4,359
  7. Rep Power: 90674
I self insure myself and have insurance for my wife and kids. Even if I didn't have the money I have I would still think saving the amount on premiums would allow my money to go further and cover medical expenses
post 1684532473 06-13-2023, 08:01 AM
-
#12
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  3. Join Date: Feb 2009
  4. Location: Arizona, United States
  5. Posts: 73,524
  6. Rep Power: 348838
Originally Posted By GuineaDago585⏩
Health insurance is a scam ded fkin srs.

When I was in my early 20s I went to the ER for some health concerns that turned out to be nothing. I had no insurance at the time and they hit me with a $2k bill, which I never paid. It went to collections. Never paid that either. To this day it has not shown up on any credit report or affected my life.
I mean, I can easily afford a $2,000 bill.....

I just don't want to pay $3k/yr every year to subsidize drug addicts and fat people.
post 1684532503 06-13-2023, 08:02 AM
-
#13
  1. Jacobcapra
  2. AAS Free since '93
  1. Jacobcapra
  2. AAS Free since '93
  3. Join Date: Apr 2015
  4. Location: Atlanta, Georgia, United States
  5. Age: 33
  6. Posts: 15,933
  7. Rep Power: 174320
Originally Posted By GuineaDago585⏩
Health insurance is a scam ded fkin srs.

When I was in my early 20s I went to the ER for some health concerns that turned out to be nothing. I had no insurance at the time and they hit me with a $2k bill, which I never paid. It went to collections. Never paid that either. To this day it has not shown up on any credit report or affected my life.
Hospitals build into their financial plans the very real scenario of poor people never paying their bill. You're part of the reason it's so expensive for everyone else.... imagine actually admitting that you received a service and rightfully owed someone money and you just never paid them. You're like the Karen who tells the pressure washer that she's not satisfied with how clean her driveway is and isn't paying.
**Georgia Crew**
**Mechanical Engineering Crew**
**2018 Aesthetics Crew**

01/02/2018 - 202.2 lb.
Current - 181.4 lb. (1/23/18)
post 1684532523 06-13-2023, 08:02 AM
-
#14
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  3. Join Date: Feb 2009
  4. Location: Arizona, United States
  5. Posts: 73,524
  6. Rep Power: 348838
Originally Posted By wrassler45⏩
I self insure myself and have insurance for my wife and kids. Even if I didn't have the money I have I would still think saving the amount on premiums would allow my money to go further and cover medical expenses
This is my logic^^^^

Do you still max your HSA to cover random doctor visits?
post 1684532593 06-13-2023, 08:04 AM
-
#15
  1. wrassler45
  2. Registered User
  1. wrassler45
  2. Registered User
  3. Join Date: Jul 2009
  4. Location: United States
  5. Age: 38
  6. Posts: 4,359
  7. Rep Power: 90674
Originally Posted By Jacobcapra⏩
Hospitals build into their financial plans the very real scenario of poor people never paying their bill. You're part of the reason it's so expensive for everyone else.... imagine actually admitting that you received a service and rightfully owed someone money and you just never paid them. You're like the Karen who tells the pressure washer that she's not satisfied with how clean her driveway is and isn't paying.
Hospitals are required to write off so much debt to maintain their non profit status. Even if you tell them you can pay one dollar a month, they have to accept it. No reason to not pay or at least come to an arrangement with the financial office

It's also important to note, you typically get a discount for paying in cash
post 1684532753 06-13-2023, 08:07 AM
-
#16
  1. wrassler45
  2. Registered User
  1. wrassler45
  2. Registered User
  3. Join Date: Jul 2009
  4. Location: United States
  5. Age: 38
  6. Posts: 4,359
  7. Rep Power: 90674
Originally Posted By HMFIC_BROWSIN⏩
This is my logic^^^^

Do you still max your HSA to cover random doctor visits?
I max out every tax advantaged account (tax/law/business/trust manager brah). I have the money to pay, but typically consider it part of my salary and write a check from one of the businesses
post 1684532793 06-13-2023, 08:08 AM
-
#17
  1. FoulSmell
  2. Beach Bum
  1. FoulSmell
  2. Beach Bum
  3. Join Date: Nov 2013
  4. Posts: 7,544
  5. Rep Power: 73245
I don’t pay for my health insurance. It came with my job. I have a $10 co-pay for doc appts, and anything involving the hospital is free. I’m also American for those that think American health care doesn’t exist.
post 1684532813 06-13-2023, 08:09 AM
-
#18
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  3. Join Date: Feb 2009
  4. Location: Arizona, United States
  5. Posts: 73,524
  6. Rep Power: 348838
Originally Posted By wrassler45⏩
I max out every tax advantaged account (tax/law/business/trust manager brah). I have the money to pay, but typically consider it part of my salary and write a check from one of the businesses
Fuark.

I get nervous about cancelling insurance but literally I don't use it, and the deductible is so GD high that even when I do use it, I still pay the balance with my own money.
post 1684532963 06-13-2023, 08:11 AM
-
#19
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  1. HMFIC_BROWSIN
  2. Buy high, sell higher.
  3. Join Date: Feb 2009
  4. Location: Arizona, United States
  5. Posts: 73,524
  6. Rep Power: 348838
Originally Posted By FoulSmell⏩
I don’t pay for my health insurance. It came with my job. I have a $10 co-pay for doc appts, and anything involving the hospital is free. I’m also American for those that think American health care doesn’t exist.
Another wagie exposes their absolute ignorance about how employer benefits reduce their salary LMAO.

You ARE paying, you just don't know it.
post 1684533133 06-13-2023, 08:15 AM
-
#20
  1. MetroBrah
  1. MetroBrah
  3. Join Date: Mar 2010
  4. Posts: 60,357
  5. Subscribers: 3
  6. Rep Power: 490957
I'm just afraid of getting cancer or some chit. One bad diagnosis can bankrupt you in this country if it's serious enough.
post 1684533203 06-13-2023, 08:16 AM
-
#21
  1. wrassler45
  2. Registered User
  1. wrassler45
  2. Registered User
  3. Join Date: Jul 2009
  4. Location: United States
  5. Age: 38
  6. Posts: 4,359
  7. Rep Power: 90674
Originally Posted By HMFIC_BROWSIN⏩
Fuark.

I get nervous about cancelling insurance but literally I don't use it, and the deductible is so GD high that even when I do use it, I still pay the balance with my own money.
It's something I recommend if you have the finances and knowledge on what to do with money to be used for medical purposes. My wife and children have the Cadillac of insurance. Non ACA compliant and covers everything. I actually thought about being on this plan but they denied me for my height to weight ratio lol. Same company gives me life insurance..... I'm gonna die but I may get sick lol (it's different underwriters but still funny)
post 1684533253 06-13-2023, 08:17 AM
-
#22
  1. x-trainer ben
  2. Registered User
  1. x-trainer ben
  2. Registered User
  3. Join Date: Oct 2005
  4. Location: United States
  5. Posts: 62,386
  6. Rep Power: 451180
correct.

"we healthy brahs are subsidizing all the obese & drug addicted azzholes in our age demographic."

And those with chit genetics, and those that live in C clusters, environmental disaster areas, and anything else that you can think of.
There is an unspoken thing, we are iron brothers and sisters, we are to support each other and...It is our duty to support our brothers and sisters in the iron game!
post 1684533483 06-13-2023, 08:22 AM
-
#23
  1. GuineaDago585
  2. Bert McGirt
  1. GuineaDago585
  2. Bert McGirt
  3. Join Date: Nov 2012
  4. Posts: 40,561
  5. Subscribers: 3
  6. Rep Power: 405353
Originally Posted By Jacobcapra⏩
Hospitals build into their financial plans the very real scenario of poor people never paying their bill. You're part of the reason it's so expensive for everyone else.... imagine actually admitting that you received a service and rightfully owed someone money and you just never paid them. You're like the Karen who tells the pressure washer that she's not satisfied with how clean her driveway is and isn't paying.
I literally don’t give a single fuk brah (ded fkin srs)

Plus I was making $10 per hour when this happened. Can’t draw blood from stone.
post 1684533633 06-13-2023, 08:24 AM
-
#24
  1. OffwhiteBrah
  1. OffwhiteBrah
  3. Join Date: Apr 2015
  4. Location: Florida, United States
  5. Posts: 50,218
  6. Rep Power: 545472
Imagine not having health insurance in scAmerica
post 1684533763 06-13-2023, 08:26 AM
-
#25
  1. Drew23
  2. SFW!
  1. Drew23
  2. SFW!
  3. Join Date: Feb 2006
  4. Location: Connecticut, United States
  5. Age: 47
  6. Posts: 14,484
  7. Rep Power: 137196
You don't need health insurance unless you get cancer or have a stroke. If one of those things happens, you just die.
I'm not DrewDarden

Best Meet lifts: S:805 B:705 D:560 Total:2070 (220, equipped, drug free)
Best Raw (gym lifts): S:540 B:380 D:515

Want to bench more? Click here: https://forum.obnoxiousbrutes.com/showthread.php?t=178958341
~ Molon Labe ~
post 1684534513 06-13-2023, 08:40 AM
-
#26
  1. HateLiberals
  2. Registered User
  1. HateLiberals
  2. Registered User
  3. Join Date: Jul 2022
  4. Age: 56
  5. Posts: 14,808
  6. Rep Power: 129650
Idk man you scrape yourself with a screwdriver get mrsa and you're out 100k
post 1684534783 06-13-2023, 08:44 AM
-
#27
  1. Duckliver
  2. Offal
  1. Duckliver
  2. Offal
  3. Join Date: Jun 2013
  4. Location: Washington, United States
  5. Posts: 32,148
  6. Rep Power: 346618
Lol bruh for the record without insurance

Some of those surgeries go from (4-10k) to 100-400k or else you take the homeless person solution.
post 1684536083 06-13-2023, 09:09 AM
-
#28
  1. ChknFrydMFer
  2. Fat F*cking Retard
  1. ChknFrydMFer
  2. Fat F*cking Retard
  3. Join Date: Jul 2014
  4. Location: United States
  5. Posts: 8,627
  6. Rep Power: 100135
Originally Posted By monster0ultra⏩
Flex looking like a Joe Swanson/Peter Griffin mash up
<HTC>
Pick 6 Crew
RIP Rich Piana
Dallas Cowboys
post 1684536253 06-13-2023, 09:12 AM
-
#29
  1. iloveus
  2. snailsrus
  1. iloveus
  2. snailsrus
  3. Join Date: Sep 2014
  4. Posts: 33,694
  5. Rep Power: 105430
If I wasn't diabetic I would not pay for health insurance
Financial Freedom/Passive Income Crew
Entrepreneur Crew
MMA Crew
Cinematographer Crew
Photographer Crew
Ski/Snowboard Crew
Guns Crew
post 1684536733 06-13-2023, 09:23 AM
-
#30
  1. Tuksonrider
  2. Registered User
  1. Tuksonrider
  2. Registered User
  3. Join Date: Sep 2013
  4. Location: Arizona, United States
  5. Age: 54
  6. Posts: 11,943
  7. Rep Power: 137229
I'm healthy af, had appendicitis when I was working, cost $50k. Paid my max deductible of $6k for that year.. then got a bunch of other stuff done since making my deductible that year.. as why not.. everything is free after $6k.

Broke my collarbone twice mtn biking. Living NEET now and it cost me nothing, but shoulder is still kind of F'd after the second break, and AHCCCS said as long as you ain't dying, you're good. Pretty sure I have a slap type 2 tear. AHCCCS won't pay for surgery.

Sometimes life happens, and most people are only 1 bad visit to the hospital to bankrupt them.

BTW, when we riding? Gonna try to break the other collarbone now.
I'm not blessed with riches, but I am rich with blessings.
Thank you, LORD, my God.
IG: Tuksonrider
  1. Page 1 of 2
  2. 1
  3. 2
  5. Last
Quick Navigation Top Misc
Bookmarks
Digg.com
Digg
del.icio.us
del.icio.us
Stumbleupon.com
StumbleUpon
Google.com
Google
Facebook.com
Facebook
Posting Permissions
  1. You may not post new threads
  2. You may not post replies
  3. You may not post attachments
  4. You may not edit your posts