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Forum » Supreme Court knocks down loan forgiveness. But they employ a BS rationale to do so.
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Thread: Supreme Court knocks down loan forgiveness. But they employ a BS rationale to do so.

post 1685775863 07-03-2023, 09:50 AM
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Originally Posted By Bodhy⏩
So, SCOTUS ruled Biden did not have authority via the Heroes Act to forgive loans. You borrow money, you pay it back, they say. Biden loses. End of story.




Not yet. The Major Questions Doctrine was used in the case:https://crsreports.congress.gov/product/pdf/IF/IF12077. Cliffs, as I understand, is that on questions of major political or economic weight Congress can override delegated authority.


But I've read that this was not used before Roberts took over the court. And it's claimed to be completely fabricated. It sounds like a contrived and "farcical" doctrine with no legal standing. Why might the SCOTUS want it or use it?

Because, it gives a way for the conservative elements of the court to feign legal weight to their ideological agenda and shoot down policies which are either liberalistic or just benefit the common folk. They realize loan forgiveness it helps the underprivileged enormously and encourages them to better themselves through the best means available, education.


But this allows the courts to just say "Nope, this helps people who aren't us, and since Congress didn't authorize this exact action, we won't let this happen." Seems like there's a reason this is a recent doctrine, and it looks like it's all ideologically motivated.
What are your thoughts on Robert's point that "modify" the student loan program doesn't mean "transform"?
post 1685777573 07-03-2023, 10:15 AM
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Originally Posted By Dave22reborn⏩
There's a gym, where it's a one time fee for the entire year. Let's say you sign up, pay the money, and 2 months later, you move, or you just don't feel like going to that gym anymore.

Guess what? You're not getting that money back.
You forgot the part where the gym owners promised to give you a refund and actually try to deliver on their promise.
post 1685777723 07-03-2023, 10:19 AM
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Originally Posted By NYPat⏩
You forgot the part where the gym owners promised to give you a refund and actually try to deliver on their promise.
Nope, not how it works. One time fee, no refund. You can change your mind the next day, and you're not getting that money back.

You pay for a class, flunk the class, you're not getting the money back. You pay for a class, 3 weeks later, you drop out of the class, you're not getting that money back.
post 1685777833 07-03-2023, 10:22 AM
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Originally Posted By Dave22reborn⏩
Nope, not how it works. One time fee, no refund. You can change your mind the next day, and you're not getting that money back.

You pay for a class, flunk the class, you're not getting the money back. You pay for a class, 3 weeks later, you drop out of the class, you're not getting that money back.
Lmfao you made up a hypothetical that didn't mirror reality and I corrected you. Now you double down with this nonsense. LOL

And if you ever went to college you'd know that you can drop a class, hell you can even drop out of school for the semester, and still get a partial refund.
post 1685777953 07-03-2023, 10:26 AM
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Originally Posted By NYPat⏩
Lmfao you made up a hypothetical that didn't mirror reality and I corrected you. Now you double down with this nonsense. LOL

And if you ever went to college you'd know that you can drop a class, hell you can even drop out of school for the semester, and still get a partial refund.
I can't leave this place for the same reason you came back after 2 months: it's so fun to beat up on conservatives. It's become an addiction to me lol.
Republicans are weak men who pretend to be strong

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post 1685777993 07-03-2023, 10:26 AM
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Originally Posted By NYPat⏩
Lmfao you made up a hypothetical that didn't mirror reality and I corrected you. Now you double down with this nonsense. LOL

And if you ever went to college you'd know that you can drop a class, hell you can even drop out of school for the semester, and still get a partial refund.
After 2 weeks you're not getting a refund.

Another example, you pay 3 grand for like 60 personal training sessions. Let's say you change your mind after 5 sessions. You're ****ed, you're not getting the money back.

You take out a loan, you pay it back. It's really that simple Patty. Maybe all these educated parents, of these educated children, should have put away money for their children's future, or taught them some basic lessons in finance.
post 1685778063 07-03-2023, 10:27 AM
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Originally Posted By Noliberals4⏩
I can't leave this place for the same reason you came back after 2 months: it's so fun to beat up on conservatives. It's become an addiction to me lol.
Lmao it is strictly for entertainment purposes only.
post 1685778253 07-03-2023, 10:32 AM
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Originally Posted By Noliberals4⏩
I can't leave this place for the same reason you came back after 2 months: it's so fun to beat up on conservatives. It's become an addiction to me lol.
You couldn't beat your way out of a wet paper bag, let alone a debate in politics, son. You only succeed in making yourself look like a retard with your socialist viewpoints. Same goes for RapeyPat and Peggy.
Wort ew in th wold.
post 1685778373 07-03-2023, 10:35 AM
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Originally Posted By Dave22reborn⏩
After 2 weeks you're not getting a refund.

Another example, you pay 3 grand for like 60 personal training sessions. Let's say you change your mind after 5 sessions. You're ****ed, you're not getting the money back.

You take out a loan, you pay it back. It's really that simple Patty. Maybe all these educated parents, of these educated children, should have put away money for their children's future, or taught them some basic lessons in finance.
Let me dumb this down for you and see if that helps you..

Biden said he would forgive some of the student loans debt. He tried to do that and will try again. You don't get to claim that it's unreasonable for people who voted for him to expect some loan forgiveness. No matter how many dumbass analogies you try to present.

The fact is kids today are expected to take on a massive amount of debt for legitimate, essential degrees. They can't even think about a family or buying a house until they're in their 40s. And this country needs educated workers.. we don't need a country filled with high school GED morons who can only get taxpayer funded jobs because they aren't qualified for anything else..
post 1685778443 07-03-2023, 10:36 AM
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Originally Posted By NYPat⏩
Let me dumb this down for you and see if that helps you..

Biden said he would forgive some of the student loans debt. He tried to do that and will try again. You don't get to claim that it's unreasonable for people who voted for him to expect some loan forgiveness. No matter how many dumbass analogies you try to present.

The fact is kids today are expected to take on a massive amount of debt for legitimate, essential degrees. They can't even think about a family or buying a house until they're in their 40s. And this country needs educated workers.. we don't need a country filled with high school GED morons who can only get taxpayer funded jobs because they aren't qualified for anything else..
Gender fluid dynamics and lesbian basket weaving aren't essential degrees, sugar tits.
Wort ew in th wold.
post 1685778493 07-03-2023, 10:38 AM
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Originally Posted By Dave22reborn⏩
After 2 weeks you're not getting a refund.

Another example, you pay 3 grand for like 60 personal training sessions. Let's say you change your mind after 5 sessions. You're ****ed, you're not getting the money back.

You take out a loan, you pay it back. It's really that simple Patty. Maybe all these educated parents, of these educated children, should have put away money for their children's future, or taught them some basic lessons in finance.
Where are you getting these examples from? Who pays for 60 training sessions in advance?

I’ve always just paid monthly and the coach won’t charge if you reschedule a few days in advance.
post 1685778573 07-03-2023, 10:40 AM
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Originally Posted By NYPat⏩
Let me dumb this down for you and see if that helps you..

Biden said he would forgive some of the student loans debt. He tried to do that and will try again. You don't get to claim that it's unreasonable for people who voted for him to expect some loan forgiveness. No matter how many dumbass analogies you try to present.

The fact is kids today are expected to take on a massive amount of debt for legitimate, essential degrees. They can't even think about a family or buying a house until they're in their 40s. And this country needs educated workers.. we don't need a country filled with high school GED morons who can only get taxpayer funded jobs because they aren't qualified for anything else..
And what do we see them doing with that degree in Art History, Gender Studies, Script Writing?

They're making my tall Nitro Cold Brew at Starbucks.

Whining about their debt.
post 1685778733 07-03-2023, 10:43 AM
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Originally Posted By ClivesTriceps⏩
Gender fluid dynamics and lesbian basket weaving aren't essential degrees, sugar tits.
Did I say they were?

See this is the crap I'm talking about. Of course a low IQ moron comes along and repeats the right wing garbage talking points. In order to feel "smarter" than the actual smart people, tradies need to artificially prop themselves up by claiming they're the dumb ones for getting useless degrees. Do people get useless degrees? Of course, but the VAST majority don't. This is what the right does with everything. Take a tiny percentage of people who abuse something or do something stupid on the left, and project it to ALL liberals. Trannies?.... you're ALL groomers. College educated? Must be a useless degree.
post 1685778803 07-03-2023, 10:44 AM
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Originally Posted By Seatard⏩
Where are you getting these examples from? Who pays for 60 training sessions in advance?

I’ve always just paid monthly and the coach won’t charge if you reschedule a few days in advance.
Congratulations, you found a gym or a club that allows this.

And there are those who will pay for 60 training sessions in advance.

Hell, why do you think gym employees love the month of January? Because all these morons come in with their New Years Eve resolutions, and they sign up, knowing they're getting that commission, knowing that they're making a ton of money for the gym, and knowing in about 3 months, 90% of them will be gone.

But guess what? They still paid the money for that year, and they're not getting it back.
post 1685778823 07-03-2023, 10:45 AM
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Leftist college educated "geniuses", who all claim that they make a chitton of money and are very successful, continue to fight day and night to swindle a measly 10K from the taxpayer fund.

lmao
post 1685778903 07-03-2023, 10:46 AM
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Originally Posted By NYPat⏩
Did I say they were?

See this is the crap I'm talking about. Of course a low IQ moron comes along and repeats the right wing garbage talking points. In order to feel "smarter" than the actual smart people, tradies need to artificially prop themselves up by claiming they're the dumb ones for getting useless degrees. Do people get useless degrees? Of course, but the VAST majority don't. This is what the right does with everything. Take a tiny percentage of people who abuse something or do something stupid on the left, and project it to ALL liberals. Trannies?.... you're ALL groomers. College educated? Must be a useless degree.
If their degree was so useful, they wouldn't be broke, and it wouldn't take them 10-20 years to pay back their loan.
post 1685779043 07-03-2023, 10:48 AM
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If Opie thinks it's bad, it's a good thing.
post 1685779133 07-03-2023, 10:49 AM
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Originally Posted By Dave22reborn⏩
If their degree was so useful, they wouldn't be broke, and it wouldn't take them 10-20 years to pay back their loan.
Reality and this post do not mesh. Maybe not post about something you know nothing about?
post 1685779213 07-03-2023, 10:51 AM
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Imagine voting for the conman Biden
Ahhahahaha
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post 1685779263 07-03-2023, 10:53 AM
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Originally Posted By NYPat⏩
Reality and this post do not mesh. Maybe not post about something you know nothing about?
So, what degree are they getting, and what job are they working, where it's impossible for them to pay back their loans?
post 1685779593 07-03-2023, 10:56 AM
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Originally Posted By Dave22reborn⏩
So, what degree are they getting, and what job are they working, where it's impossible for them to pay back their loans?
No one is saying anything is impossible.
post 1685780413 07-03-2023, 11:15 AM
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Originally Posted By NYPat⏩
Did I say they were?

See this is the crap I'm talking about. Of course a low IQ moron comes along and repeats the right wing garbage talking points. In order to feel "smarter" than the actual smart people, tradies need to artificially prop themselves up by claiming they're the dumb ones for getting useless degrees. Do people get useless degrees? Of course, but the VAST majority don't. This is what the right does with everything. Take a tiny percentage of people who abuse something or do something stupid on the left, and project it to ALL liberals. Trannies?.... you're ALL groomers. College educated? Must be a useless degree.
Market is oversaturated with degrees anyway, son. The last šhitfűck security guard job I had before I started overseas contracting had a receptionist making $14 per hour with a fcking PHYSICS degree. The dude literally beat math on hard mode and couldn't find a job. He told me that in order to be competitive, he had to go back to school to get a masters.

Way too many people are stuck in the mindset they need a college degree when they get an apprenticeship and get paid to do it in a skilled trade. College debt is a choice, not compulsory

PS: all făggots and trannies ARE groomers. You just happen to be an enabler.
Wort ew in th wold.
post 1685782473 07-03-2023, 11:55 AM
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Originally Posted By Seatard⏩
No one is saying anything is impossible.
You think academy loans should be forgiven for adults who are 21 and older. What kind of credibility do you have???
post 1685782923 07-03-2023, 12:02 PM
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The individuals that are complaining that their loans aren't getting paid off are able bodied youth who have plenty of opportunities to pay it off.

The problem is that the government decided to play the "high risk" game and loan money to individuals who have a higher likelihood of defaulting.

This is in line with the new policies the Biden regime wants to impose with mortgages; high risk borrowers will get better rates and pay less fees.

Finally, when we break down these groups in to individuals, we find many interesting things. 1. The highest rate of exploiters are the rich or children of the rich. 2. Rewarding bad or no credit. This will ultimately lower the values and standards of a society, because why work in credit or get a good job if there is less reward for it?

Government interference almost always leads to individuals lowering their standards to meet the low standards of the government. This is the outcome of socialism.

"It is not the moral basis that is the concern, it is the moral results". Praxeology must be the foundation of an economic analysis, but socialists make no considerations at all for it
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post 1685783913 07-03-2023, 12:18 PM
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Originally Posted By Dave22reborn⏩
You think academy loans should be forgiven for adults who are 21 and older. What kind of credibility do you have???
I'm anonymous user "Seatard" posting on a backwoods internet message board, I'm not asking and am fine if you decide I have zero credibility. ¯\_(ツ)_/¯

Still, no one is arguing that loans are "impossible" to pay back. The discussion is a little more nuanced than that.
post 1685784073 07-03-2023, 12:20 PM
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Originally Posted By TrueTruth⏩
Leftist college educated "geniuses", who all claim that they make a chitton of money and are very successful, continue to fight day and night to swindle a measly 10K from the taxpayer fund.

lmao
Brutal but true. Smug liberals love to crow about people on the right being poor, but are the ones whining about student loans
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post 1685784523 07-03-2023, 12:27 PM
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Originally Posted By NYPat⏩
Lmfao you made up a hypothetical that didn't mirror reality and I corrected you.
Says the guy who compared being expected to pay back a loan to slavery.
"At the core of liberalism is the spoiled child - miserable, as all spoiled children are, unsatisfied,
demanding, ill-disciplined, despotic and useless. Liberalism is a philosophy of sniveling brats."

- PJ O'Rourke
post 1685784603 07-03-2023, 12:28 PM
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Originally Posted By Noliberals4⏩
I can't leave this place for the same reason you came back after 2 months: it's so fun to beat up on conservatives. It's become an addiction to me lol.
Odd thing to say, considering you and RapeyPat have lost literally every debate you've ever attempted and are regarded as two of the bigger forum laughingstocks.
"At the core of liberalism is the spoiled child - miserable, as all spoiled children are, unsatisfied,
demanding, ill-disciplined, despotic and useless. Liberalism is a philosophy of sniveling brats."

- PJ O'Rourke
post 1685784833 07-03-2023, 12:31 PM
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Originally Posted By fitnessislife⏩
Odd thing to say, considering you and RapeyPat have lost literally every debate you've ever attempted and are regarded as two of the bigger forum laughingstocks.
Lmao this is what the right has to resort to since they haven't won a damn thing since they barely squeaked past Hillary in 2016 - make up chit, claim you were right all along, and declare victory. Like children.
post 1685785753 07-03-2023, 12:49 PM
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I stated facts, any of the socialists here can disprove what I've posted, but you won't, which is why I have most of you on ignore. I only see the dodging and deflections because of quotes. Everything y'all post is ideological trolling and emotional attacks

Socialists; we should make the elderly, the poor, and anyone who didn't go to college pay for the youth's and government's bad decisions. We support totalitarianism and hate the constitution/liberty.
One party system; Most Republicans are Democrats, but no Democrats are Republicans.
Hayek and Mises were right; they're all socialists.
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