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Forum » Supreme Court knocks down loan forgiveness. But they employ a BS rationale to do so.
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Thread: Supreme Court knocks down loan forgiveness. But they employ a BS rationale to do so.

post 1685820283 07-04-2023, 02:48 AM
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Originally Posted By Bodhy⏩
If you take out a loan on the car and don't want it, you can just hand the car back or sell the car and pay back the loan that way. Education is disanalogous this way since it's not something tangible that you could hand back or sell for the money you invested in.


You could in theory confiscate the degree and strip the person of their credentials, but WTF benefit does that provide to anyone? You don't get the money back since it's already been invested in educating the person, and now all you've done is make them even less employable.
You’re investing in education. The schools offer the service. The product is your degree.

Is time tangible? Is a service tangible?

Your logic is straight retarded.

That said, the purpose of an investment is to make a profit. Does basketweaving, racial and gender studies etc have a good return? Should everyone that loses money on the stock market get paid back?
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post 1685825443 07-04-2023, 06:49 AM
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Originally Posted By Bodhy⏩
If you take out a loan on the car and don't want it, you can just hand the car back or sell the car and pay back the loan that way. Education is disanalogous this way since it's not something tangible that you could hand back or sell for the money you invested in.


You could in theory confiscate the degree and strip the person of their credentials, but WTF benefit does that provide to anyone? You don't get the money back since it's already been invested in educating the person, and now all you've done is make them even less employable.
Jesus Christ, not how it works and you know it. First off, a car depreciates in value the minute you take it off the lot.

Also, you can't just "return" it three months later, and you can't sell back a car that you haven't even paid off.

I've talked to people who work at dealerships, and when these mopes leave it at the dealership, because, "They don't want it no mo." It stays in the lot till the repo guys come and get it.
post 1685825703 07-04-2023, 07:02 AM
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Originally Posted By Bodhy⏩
If you take out a loan on the car and don't want it, you can just hand the car back or sell the car and pay back the loan that way. Education is disanalogous this way since it's not something tangible that you could hand back or sell for the money you invested in.


You could in theory confiscate the degree and strip the person of their credentials, but WTF benefit does that provide to anyone? You don't get the money back since it's already been invested in educating the person, and now all you've done is make them even less employable.
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
post 1685831653 07-04-2023, 09:36 AM
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Originally Posted By Bushmaster⏩
What's sad is that he actually believes this.
post 1685831883 07-04-2023, 09:41 AM
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Originally Posted By fitnessislife⏩
Pretty rich coming from the admitted Rachel Maddow viewer.
Not at all. The difference is I don't get my "news" from Maddow, although her show is very informative.

And don't ever, ever compare her to trash news sources again. You've been warned. Lol
post 1685831993 07-04-2023, 09:44 AM
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Originally Posted By Dave22reborn⏩
Jesus Christ, not how it works and you know it. First off, a car depreciates in value the minute you take it off the lot.

Also, you can't just "return" it three months later, and you can't sell back a car that you haven't even paid off.

I've talked to people who work at dealerships, and when these mopes leave it at the dealership, because, "They don't want it no mo." It stays in the lot till the repo guys come and get it.
Imagine splitting hairs over his comments on your idiotic analogy that has nothing to do with anything.
post 1685832973 07-04-2023, 10:08 AM
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Originally Posted By NYPat⏩
Imagine splitting hairs over his comments on your idiotic analogy that has nothing to do with anything.
Can you return a car 2-3 months later, and have the payments just stop?

Take put a loan, pay it back, really that simple.

And since you leftists are so "bigly" educated, and so "bigly" wealthy, they should have no problem paying it back.
post 1685833623 07-04-2023, 10:22 AM
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Originally Posted By NYPat⏩
Imagine splitting hairs over his comments on your idiotic analogy that has nothing to do with anything.
Plus, if we want to split hairs over semantics I was assuming a loan from a bank put towards a car.


You can sell the car and use the money to pay off the loan in that case.
Back off, Warchild.

Seriously.
post 1685833843 07-04-2023, 10:27 AM
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Originally Posted By Bodhy⏩
If you take out a loan on the car and don't want it, you can just hand the car back or sell the car and pay back the loan that way. Education is disanalogous this way since it's not something tangible that you could hand back or sell for the money you invested in.


You could in theory confiscate the degree and strip the person of their credentials, but WTF benefit does that provide to anyone? You don't get the money back since it's already been invested in educating the person, and now all you've done is make them even less employable.
It's really simple. Universities are providing you a service. You can't just give back a loan contract for work done on your house, can you? I guess stripping the degree would be one option but even then you're not recouping the money spent on the student.
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post 1685833893 07-04-2023, 10:28 AM
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Originally Posted By Dave22reborn⏩
Can you return a car 2-3 months later, and have the payments just stop?

Take put a loan, pay it back, really that simple.

And since you leftists are so "bigly" educated, and so "bigly" wealthy, they should have no problem paying it back.
Dave.. you're a moron. No offense, you're a dumb beat cop who never went to college, never got married, never had kids, have no idea what it's like today for kids coming out of high school, no idea about anything other than miscing while on the job and letting your "partner" fill out paperwork. You spend all day arguing with people about Disney black mermaids and college loans.. and when people who actually have experience with these topics tell you straight up you're a moron whose analogies are over simplified and barely scratch the surface of the topic.. you double down with the same stupid comments.
post 1685840573 07-04-2023, 12:41 PM
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Originally Posted By Bodhy⏩
Plus, if we want to split hairs over semantics I was assuming a loan from a bank put towards a car.


You can sell the car and use the money to pay off the loan in that case.
The car you sell, let's say after 3 months of owning it, you're not gonna get the full value, you'll probably get like 50% of its value. You'll still owe money on that loan.

****, you self proclaimed geniuses are behind naive, and sheltered, no life experience at all.....
post 1685840673 07-04-2023, 12:44 PM
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Originally Posted By NYPat⏩
Dave.. you're a moron. No offense, you're a dumb beat cop who never went to college, never got married, never had kids, have no idea what it's like today for kids coming out of high school, no idea about anything other than miscing while on the job and letting your "partner" fill out paperwork. You spend all day arguing with people about Disney black mermaids and college loans.. and when people who actually have experience with these topics tell you straight up you're a moron whose analogies are over simplified and barely scratch the surface of the topic.. you double down with the same stupid comments.
Damn old man, you sound upset. Went to college buddy, paid off my loans.

And what makes you think you have experience with these things? You're in your 50s.

Let me guess, your "kids" stayed at home during the Rona and didn't work, just like so many of these other 20 something year olds, who refuse to take responsibility for the ****ty decisions they made with their life.
post 1685840903 07-04-2023, 12:53 PM
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Next you'll have leftists trying to convince everyone to feel sorry for these people......

Eviction filings are 50% higher than they were pre-pandemic in some cities as rents rise.

https://www.google.com/amp/s/www.cen...us-cities/amp/

Evictions are roaring back as landlords raise rent and affordable housing supply stalls

https://www.google.com/amp/s/www.bus...s-2023-6%3famp

Let me guess.......it's not their fault?
post 1685843003 07-04-2023, 01:29 PM
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Originally Posted By Dave22reborn⏩
Next you'll have leftists trying to convince everyone to feel sorry for these people......

Eviction filings are 50% higher than they were pre-pandemic in some cities as rents rise.

https://www.google.com/amp/s/www.cen...us-cities/amp/

Evictions are roaring back as landlords raise rent and affordable housing supply stalls

https://www.google.com/amp/s/www.bus...s-2023-6%3famp

Let me guess.......it's not their fault?
Because Socialism and fascism are not economics. They are about control and power.
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post 1685863163 07-04-2023, 08:07 PM
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Biden made this issue worse in 2005, now he wants to solve the problem....
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post 1685863993 07-04-2023, 08:31 PM
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Originally Posted By NYPat⏩
Not at all. The difference is I don't get my "news" from Maddow, although her show is very informative.
Except you do, considering how many times you begged the rest of the r/p to watch her latest failed "Gotcha" attempt.
Originally Posted By NYPat⏩
And don't ever, ever compare her to trash news sources again. You've been warned. Lol
Leave Rachel alone!!!!!
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post 1685866773 07-04-2023, 09:36 PM
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Originally Posted By Bodhy⏩
If you take out a loan on the car and don't want it, you can just hand the car back or sell the car and pay back the loan that way. Education is disanalogous this way since it's not something tangible that you could hand back or sell for the money you invested in.


You could in theory confiscate the degree and strip the person of their credentials, but WTF benefit does that provide to anyone? You don't get the money back since it's already been invested in educating the person, and now all you've done is make them even less employable.
Cringe. Just take the car back hurr durr.

Just don't mention that it's lost significant value as soon as it drives off the lot. PHD education lol.
post 1685877723 07-05-2023, 04:44 AM
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Originally Posted By InPhase⏩
Cringe. Just take the car back hurr durr.

Just don't mention that it's lost significant value as soon as it drives off the lot. PHD education lol.
And your credit will be fuked.

But hey, the coprophiliac says just take it back to the dealership and it's all good.
It's a hot night. The mind races. You think about your knife: the only friend who hasn't betrayed you, the only friend who won't be dead by sunup. Sleep tight mates, in your quilted chambray night shirts.
post 1685880833 07-05-2023, 06:34 AM
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Originally Posted By Dave22reborn⏩
Next you'll have leftists trying to convince everyone to feel sorry for these people......

Eviction filings are 50% higher than they were pre-pandemic in some cities as rents rise.

https://www.google.com/amp/s/www.cen...us-cities/amp/

Evictions are roaring back as landlords raise rent and affordable housing supply stalls

https://www.google.com/amp/s/www.bus...s-2023-6%3famp

Let me guess.......it's not their fault?
brb making more money not working.
brb not paying my mortgage.
brb going on a month long road trip instead or buying a chit-ton of stuff off amazon.

what?
I have to pay my mortgage back or you take my house?
i don't care if other people used that money to keep current with their mortgage.

NOT FAIR NOT FAIR NOT FAIR!
post 1685881123 07-05-2023, 06:41 AM
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Originally Posted By TaeBoNinja⏩
It's really simple. Universities are providing you a service. You can't just give back a loan contract for work done on your house, can you? I guess stripping the degree would be one option but even then you're not recouping the money spent on the student.
Yes, exactly. The money is paid to the university and it's their service of education that is paid for. Did the university successfully educate you so you satisfied the conditions of the degree? Then the exchange is complete.


But education or your knowledge/skills aren't exactly a tangible asset. At least with a house or car or you can sell it and recoup a significant amount of the cost that way (and LOL at the plebs attacking me for that, as if it's either a perfect solution or nothing).


Revoking the degree is indeed pointless. And revoking the degree is only ethical or warranted if someone offends in a way that was relevant to actually earning that degree (like severe academic misconduct). And even then, that still doesn't solve anything because revoking a degree can often turn litigious and ugly and no one wins.

All you've done there is make someone even less employable.
Back off, Warchild.

Seriously.
post 1685881243 07-05-2023, 06:43 AM
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Originally Posted By Bodhy⏩
Yes, exactly. The money is paid to the university and it's their service of education that is paid for. Did the university successfully educate you so you satisfied the conditions of the degree? Then the exchange is complete.


But education or your knowledge/skills aren't exactly a tangible asset. At least with a house or car or you can sell it and recoup a significant amount of the cost that way (and LOL at the plebs attacking me for that, as if it's either a perfect solution or nothing).


Revoking the degree is indeed pointless. And revoking the degree is only ethical or warranted if someone offends in a way that was relevant to actually earning that degree (like severe academic misconduct). And even then, that still doesn't solve anything because revoking a degree can often turn litigious and ugly and no one wins.

All you've done there is make someone even less employable.
Did you take out a loan ****ggot??

Then pay it TF back.
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post 1685897043 07-05-2023, 11:17 AM
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Originally Posted By Bodhy⏩
Yes, exactly.The money is paid to the university and it's their service of education that is paid for. Did the university successfully educate you so you satisfied the conditions of the degree? Then the exchange is complete.


But education or your knowledge/skills aren't exactly a tangible asset. At least with a house or car or you can sell it and recoup a significant amount of the cost that way (and LOL at the plebs attacking me for that, as if it's either a perfect solution or nothing).


Revoking the degree is indeed pointless. And revoking the degree is only ethical or warranted if someone offends in a way that was relevant to actually earning that degree (like severe academic misconduct). And even then, that still doesn't solve anything because revoking a degree can often turn litigious and ugly and no one wins.

All you've done there is make someone even less employable.
And if the university DID NOT successfully educate you so you satisfied the conditions of the degree?

Then it sounds like your problem is with the university, and not where you got the money to pay them. The loan has to be paid regardless.

And this coprophiliac fruit has me on ignore, so can somebody quote me so it'll see it?
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post 1685897373 07-05-2023, 11:24 AM
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Originally Posted By Bodhy⏩
Yes, exactly. The money is paid to the university and it's their service of education that is paid for. Did the university successfully educate you so you satisfied the conditions of the degree? Then the exchange is complete.


But education or your knowledge/skills aren't exactly a tangible asset. At least with a house or car or you can sell it and recoup a significant amount of the cost that way (and LOL at the plebs attacking me for that, as if it's either a perfect solution or nothing).


Revoking the degree is indeed pointless. And revoking the degree is only ethical or warranted if someone offends in a way that was relevant to actually earning that degree (like severe academic misconduct). And even then, that still doesn't solve anything because revoking a degree can often turn litigious and ugly and no one wins.

All you've done there is make someone even less employable.
Jesus Christ, when you sell a car back, you're getting like 50% of its value back, sometimes only 25%, sometimes less, but you still have to make your payments.

How do you not know this?

As for your house, it can increase in value, or decrease in value. And what happens if stop paying your mortgage? It goes into foreclosure.

You take out a loan, you pay it back.
post 1685903053 07-05-2023, 12:51 PM
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Originally Posted By Bushmaster⏩
And if the university DID NOT successfully educate you so you satisfied the conditions of the degree?

Then it sounds like your problem is with the university, and not where you got the money to pay them. The loan has to be paid regardless.

And this coprophiliac fruit has me on ignore, so can somebody quote me so it'll see it?
It sounds like they should be taking it up with the universities and colleges instead of asking the taxpayers to foot their bill.

Much of what has led to the rising student loan debt is because the colleges took advantage of the student loan program's veritable blank check to raise costs knowing they would get paid regardless, but they continue to face next to zero scrutiny or accountability. They just continue to get bloated off the rising tuition rates, fluff up their requirements with high school 2.0 courses, and steering students towards degrees with little or even negative return on investment.

So by all means, if they feel so strongly then they should be lining up in front of the grifters who only perpetuate the nation's ongoing intellectual decline, not asking for everyone else to suffer for them.

They're so blinded by their own selfish needs that they don't understand how forgivingtheirloans without addressing the root causes will only serve to ensure that the same mess rises again for the next round of students, who will then ask fortheirloans to be forgiven as well. Except their debt will be even larger because the colleges and universities would have gotten away with the biggest con of all by not only being handed a blank check the first time, but given the go ahead to raise tuition even more knowing that whatever they charge will once again be wiped clean. And who's going to pay for that? This round of myopic gender studies baristas who thought they got off free from their own debt.
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post 1685903873 07-05-2023, 01:07 PM
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Originally Posted By Bushmaster⏩
Did you take out a loan ****ggot??

Then pay it TF back.
No point in repeating yourself, he won't listen.

Arguably the biggest problem with student loan bailouts is the moral hazard. After being incentivized, yearly college costs will simply rise even faster.

Student loan bailout 2023
BRB student loan bailout 2030
BRB student loan bailout 2035
BRB student loan bailout 2037

Technology makes things cheaper over time. Somehow with people often taking classes entirely online and other technology that should make college education cheaper it has risen so much more than general inflation rate since 1980. And that doesn't even consider how much money many colleges make off of their sports, which could offset tuition and fees.

INB4 single payer college education is floated.
Yeah Buddyyy! Light weight! Light weight baby!!!!
post 1685931763 07-05-2023, 09:08 PM
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Originally Posted By Bushmaster⏩
And if the university DID NOT successfully educate you so you satisfied the conditions of the degree?

Then it sounds like your problem is with the university, and not where you got the money to pay them. The loan has to be paid regardless.

And this coprophiliac fruit has me on ignore, so can somebody quote me so it'll see it?
Bodhy should ask for a refund on his fake education, because he's dumb as fk. Just skip over the part about it being fake though.
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