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Quick Navigation Bottom Misc
Forum » Post your credit score
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Thread: Post your credit score

post 1686155183 07-09-2023, 01:18 PM
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#31
  1. WetCoaster
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  1. WetCoaster
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880/900 here.
post 1686155583 07-09-2023, 01:25 PM
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#32
  1. digital022
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  1. digital022
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925
Your schtick sucks and it screams insecurity.
post 1686155673 07-09-2023, 01:26 PM
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#33
  1. theory816
  2. G-Unit
  1. theory816
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Originally Posted By digital022⏩
925
Fuuuuuuuuark.

Any special perks over 800?
🤴Supreme Self Esteem Crew
5'5 110lb(MIL Spec) Asian Master Race Crew
Yacht/Boat Crew
post 1686156483 07-09-2023, 01:38 PM
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#34
  1. BrooksKoepka
  1. BrooksKoepka
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Mid 500’s
post 1686156623 07-09-2023, 01:42 PM
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#35
  1. pengh
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1st time looking since the 2020.....




* Eggs and Rice crew *
* No Washcloth Crew *

Sloots in jail are hnnnggggg

Strange hobbies

#FREEPH*GGOT

MMGA
post 1686157263 07-09-2023, 01:52 PM
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#36
  1. lockdev
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Misc Entrepreneur Crew
post 1686157953 07-09-2023, 02:03 PM
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#37
  1. XPmpnII
  2. ...
  1. XPmpnII
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what are y’all using to track it? Is credit karma not reliable enough? That’s what I’ve been using
#FreeCryptoBandit
post 1686158533 07-09-2023, 02:13 PM
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#38
  1. DolphinPilot
  1. DolphinPilot
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Originally Posted By eatliftskate⏩
What’s your utilization %?

It goes higher if you utilize about 10% of credit compared to 0% right?
My credit score goes down if my utilization goes up.





Kind of ironic they are also telling me my credit score could be higher if I took out an auto loan or something.
brb another line of credit would boost your score
brb using more credit has lowered your score
post 1686158853 07-09-2023, 02:19 PM
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#39
  1. mchabs
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Originally Posted By DolphinPilot⏩
My credit score goes down if my utilization goes up.





Kind of ironic they are also telling me my credit score could be higher if I took out an auto loan or something.
brb another line of credit would boost your score
brb using more credit has lowered your score
raise your credit limit and your utilization will be lower.

i haven't been below 800 in like 5 years.
post 1686159013 07-09-2023, 02:22 PM
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#40
  1. DolphinPilot
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Originally Posted By mchabs⏩
raise your credit limit and your utilization will be lower.

i haven't been below 800 in like 5 years.
lol I got that FICO number from Discover. They are notorious for keeping credit limits as low as possible. I tried raising my credit limit a couple times and they tell me I don't use my Discover card enough. Utilization for my Discover card is like 20-25%, but I have other cards that have like a 30k limit so whatever.
post 1686161223 07-09-2023, 03:11 PM
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#41
  1. Gronnie
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Principal Engineer
CS Crew

"Political correctness is tyranny with manners." - Charlston Heston
post 1686161993 07-09-2023, 03:25 PM
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#42
  1. mchabs
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  1. mchabs
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Originally Posted By DolphinPilot⏩
lol I got that FICO number from Discover. They are notorious for keeping credit limits as low as possible. I tried raising my credit limit a couple times and they tell me I don't use my Discover card enough. Utilization for my Discover card is like 20-25%, but I have other cards that have like a 30k limit so whatever.
Yeah i don't understand Discover's deal. They won't raise mine over 30k even though I have perfect credit. I request an increase from time to time and it's always denied.

Luckily i have like 4 others cards that almost all have a 20k+ limit.
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