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Amazing how cheap a person can live in America with no debt and paid off house
07-14-2023, 02:18 PM
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#61
- eddiehaskell
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All you have to do is not get sucked into materialism/consumerism.
I live 15 min outside a city of 1M+, 3 hours to the beach, 2 hours to the mountains.
I'll use some of my bills as an example...
house paid off $0/month
power bill ~$100/month (last month $85)
water ~$60/month
property tax ~$125/month
cell phone $15/month
internet $20/month
home insurance ~$55/month
That's ***$375/month*** plus a few other things like gasoline for my truck/inspection, but you get the idea.
Food in another expense but can can be as cheap or expensive as you want it to be. You can buy pretty hearty foods at the grocery store and eat relatively healthy cooking at home. Fruit, milk, eggs, nuts, pasta, yogurt, etc, etc.
I live 15 min outside a city of 1M+, 3 hours to the beach, 2 hours to the mountains.
I'll use some of my bills as an example...
house paid off $0/month
power bill ~$100/month (last month $85)
water ~$60/month
property tax ~$125/month
cell phone $15/month
internet $20/month
home insurance ~$55/month
That's ***$375/month*** plus a few other things like gasoline for my truck/inspection, but you get the idea.
Food in another expense but can can be as cheap or expensive as you want it to be. You can buy pretty hearty foods at the grocery store and eat relatively healthy cooking at home. Fruit, milk, eggs, nuts, pasta, yogurt, etc, etc.
07-14-2023, 02:23 PM
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#62
Idk how people manage $100 electricity bills. My electricity bill is usually around give or take $190.
Fk the Good Poster Crew (Lockdev, Pink, Kimm, Wasps, Expatriot, Mulloway, Luc1fer, Smallpeter, gwg, Super Hercules, Bonobo, maori-rap, Based Bagel, ezmac31, Goobaa, Godfrd and many more). You know who you are.
07-14-2023, 02:25 PM
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#63
- BalognaNbeans
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- BalognaNbeans
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wtf @ cell and internet
rest I agree with
rest I agree with
07-14-2023, 02:26 PM
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#64
- eddiehaskell
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Originally Posted By taskmob⏩
house under 1500 sq ft with huge trees giving shade in the warmer monthsIdk how people manage $100 electricity bills. My electricity bill is usually around give or take $190.
07-14-2023, 02:26 PM
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#65
That's pretty cheap.
Modest house in DFW.
property tax + home insurance: $560/month
power bill: $200/month
water: $100/month
cell phone: $30/month
internet: $60/month
That's $950 a month without a mortgage, transportation, food, medical, etc.
ETA: house is also under 1500 sq. ft.
Modest house in DFW.
property tax + home insurance: $560/month
power bill: $200/month
water: $100/month
cell phone: $30/month
internet: $60/month
That's $950 a month without a mortgage, transportation, food, medical, etc.
ETA: house is also under 1500 sq. ft.
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07-14-2023, 02:27 PM
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#66
07-14-2023, 02:29 PM
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#67
- eddiehaskell
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Originally Posted By BalognaNbeans⏩
mint mobile 15gb/month yearly plan...~$225 around black friday. call in yearly to cancel and get it for $180.wtf @ cell and internet
rest I agree with
rest I agree with
internet from spectrum...was $15/month but they raised it to $20.
07-14-2023, 02:29 PM
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#68
- blissful88
- Somebody's Fox
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- blissful88
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$100 elec bill in the summer time? You fukn wot m8
Also how are you paying homeowner's & property tax monthly? That chit is annual juan-time payment
Meanwhile rentcels are paying like $1200/month
BROOTAL
Also how are you paying homeowner's & property tax monthly? That chit is annual juan-time payment
Meanwhile rentcels are paying like $1200/month
BROOTAL
*Tolerance is the lube that slides the dildo of dysfunction into the ass of civilized society*
*We didn't deserve snailsrus*
As always: not medical advice but medical opinion crew
07-14-2023, 02:30 PM
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#69
- eddiehaskell
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Originally Posted By katya422⏩
good grief glad i don't live somewhere with that kind of property taxThat's pretty cheap.
Modest house in DFW.
property tax + home insurance: $560/month
power bill: $200/month
water: $100/month
cell phone: $30/month
internet: $60/month
That's $950 a month without a mortgage, transportation, food, medical, etc.
ETA: house is also under 1500 sq. ft.
Modest house in DFW.
property tax + home insurance: $560/month
power bill: $200/month
water: $100/month
cell phone: $30/month
internet: $60/month
That's $950 a month without a mortgage, transportation, food, medical, etc.
ETA: house is also under 1500 sq. ft.
07-14-2023, 02:31 PM
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#70
- eddiehaskell
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Originally Posted By blissful88⏩
I pay it all in January...just divided it up to give a "monthly rate"$100 elec bill in the summer time? You fukn wot m8
Also how are you paying homeowner's & property tax monthly? That chit is annual juan-time payment
Also how are you paying homeowner's & property tax monthly? That chit is annual juan-time payment
07-14-2023, 02:31 PM
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#71
- OneLegSquats
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- OneLegSquats
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Originally Posted By blissful88⏩
get solar panels$100 elec bill in the summer time? You fukn wot m8
Also how are you paying homeowner's & property tax monthly? That chit is annual juan-time payment
Meanwhile rentcels are paying like $1200/month
BROOTAL
Also how are you paying homeowner's & property tax monthly? That chit is annual juan-time payment
Meanwhile rentcels are paying like $1200/month
BROOTAL
07-14-2023, 02:32 PM
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#72
- viccruise420
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- viccruise420
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"its so cheap to live when you pay off the most expensive living expense"
subtle flex but aight
subtle flex but aight
money, cars, clothes and hoes is all a miscer knows
07-14-2023, 02:35 PM
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#73
- blissful88
- Somebody's Fox
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- blissful88
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Originally Posted By eddiehaskell⏩
Oh eye seeI pay it all in January...just divided it up to give a "monthly rate"
Originally Posted By OneLegSquats⏩
Nice try Xidenget solar panels
Brb need a new roof? Ton of extra cost
Brb they break every year in a storm
Brb brb
Not worth saving $50/month; chit is a scam when you actually look into it just like EV's
*Tolerance is the lube that slides the dildo of dysfunction into the ass of civilized society*
*We didn't deserve snailsrus*
As always: not medical advice but medical opinion crew
07-14-2023, 02:35 PM
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#74
- eddiehaskell
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Originally Posted By viccruise420⏩
make it a goal and do it...especially easy for a married couple. and you can buy perfectly livable homes in the south for like $200k."its so cheap to live when you pay off the most expensive living expense"
subtle flex but aight
subtle flex but aight
a couple working at mcdonald's can live like kings in america with a paid off house
07-14-2023, 02:36 PM
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#75
3 hours to the beach
2 hours to the mountains.
as if thats not a fuk ton of time wasted.
2 hours to the mountains.
as if thats not a fuk ton of time wasted.
Look, i know i don't really know you and all, and i know you probably hear this like everyday, but your just so perfect to me. The few hours we talked were really great even if the convo was stale, your really pretty and chill, and your country thats just perfect :'D i really dont know how to explain it, but i think i have feelings for you somehow. i never felt like this with someone i just met, but i felt the need to get it off my chest. sorry for being all weird just idk how to explain it D:
07-14-2023, 02:40 PM
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#76
- eddiehaskell
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Originally Posted By awwchit2⏩
I don't care about living beachfront or on the side of a mountain....just like to be able to drive there relatively quickly when i want...i don't driving longer than 5 hours.3 hours to the beach
2 hours to the mountains.
as if thats not a fuk ton of time wasted.
2 hours to the mountains.
as if thats not a fuk ton of time wasted.
07-14-2023, 02:42 PM
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#77
- GooBaaa
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Originally Posted By eddiehaskell⏩
How are you paying $15 for spectrummint mobile 15gb/month yearly plan...~$225 around black friday. call in yearly to cancel and get it for $180.
internet from spectrum...was $15/month but they raised it to $20.
internet from spectrum...was $15/month but they raised it to $20.
Just having internet is $40
You must live in a shack if your paying $1500 a year in property taxes
07-14-2023, 02:43 PM
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#78
Originally Posted By taskmob⏩
Depends on what time of the year really. Here, April bill $70, July.....$140.Idk how people manage $100 electricity bills. My electricity bill is usually around give or take $190.
-Virtue is its own reward
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07-14-2023, 02:43 PM
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#79
Originally Posted By eddiehaskell⏩
3 hours to the beach is not relatively quickly. thats your whole day wasted on driving roundtrip.I don't care about living beachfront or on the side of a mountain....just like to be able to drive there relatively quickly when i want...i don't driving longer than 5 hours.
it's okay to admit you live in some midwest rural area bruh. which is why you were able to pay it off quickly. because nobody wants to fukin live there
Look, i know i don't really know you and all, and i know you probably hear this like everyday, but your just so perfect to me. The few hours we talked were really great even if the convo was stale, your really pretty and chill, and your country thats just perfect :'D i really dont know how to explain it, but i think i have feelings for you somehow. i never felt like this with someone i just met, but i felt the need to get it off my chest. sorry for being all weird just idk how to explain it D:
07-14-2023, 02:47 PM
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#80
- Crazy_Desi
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- Crazy_Desi
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but who was health insurance?
07-14-2023, 02:47 PM
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#81
Originally Posted By GooBaaa⏩
I paid $15-20 for five years in California, Spectrum. If they had it in Nebraska I would have brought it with me. I think it's DSL and honestly didn't need much.How are you paying $15 for spectrum
Just having internet is $40
Just having internet is $40
Originally Posted By BalognaNbeans⏩
Cell phone I had was $20 a month with Republic cheap as fuk plan. I've needed more internet lately, but there's even better plans today with more that are near as cheap.wtf @ cell and internet
rest I agree with
rest I agree with
Miscers check out MrMoneyMustache if this life is unbelievable. There's a whole community doing the early retirement thing. I couldn't do it but did optimize life around living cheap and have supported my family on one income with wife staying home on $60-65k a year.
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07-14-2023, 02:49 PM
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#82
- AutistTrigger
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- AutistTrigger
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You must live in the middle of nowhere OP. I’ll admit I’m jelly over your property taxes. The schools in my area are some of the best ranked in New Jersey but a portion of my property taxes go to schools with low graduation rates. I live about 1.5 hours from Philly and about 1.5 - 2 hrs from the beach. Beach time depends on where I go and also seasonal traffic.
07-14-2023, 02:53 PM
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#83
If you want to live comfortably in the US your expense is 2k/month.
I've calculated it all already.
Its still pretty expensive because making 1k/month isn't easy.
I've calculated it all already.
Its still pretty expensive because making 1k/month isn't easy.
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07-14-2023, 02:53 PM
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#84
Originally Posted By eddiehaskell⏩
This is more or less my plan. House with 10-20 acres in Arkansas is doable for under $250k. Gotta be careful about area, just read all about Pine Bluffs yesterday lol, holy crap I don't think I've seen such universal revulsion.make it a goal and do it...especially easy for a married couple. and you can buy perfectly livable homes in the south for like $200k.
a couple working at mcdonald's can live like kings in america with a paid off house
a couple working at mcdonald's can live like kings in america with a paid off house
-Virtue is its own reward
-Survived misc outage 2022 crew
-My old username (Johnez) did not survive outage :-(
07-14-2023, 02:57 PM
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#85
Originally Posted By Crazy_Desi⏩
Yes. When I looked about 6 years ago they wanted $800 a month for a marketplace plan for my age. Then there was a big deductible, co-pays, etc.but who was health insurance?
Originally Posted By theory816⏩
By some rough math I figured at least $800 a month to live homeless in a van...no rent, no insurance except auto.If you want to live comfortably in the US your expense is 2k/month.
I've calculated it all already.
I've calculated it all already.
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07-14-2023, 03:00 PM
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#86
Originally Posted By katya422⏩
You gotta have a house(at least 1000-1500sqft). Rent/mortage is already $500-800 in a rough neighborhood but not too rough so its the bare minimum. That leaves you with $1200 for other basics.By some rough math I figured at least $800 a month to live homeless in a van...no rent, no insurance except auto.
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07-14-2023, 03:02 PM
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#87
07-14-2023, 03:24 PM
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#88
- eddiehaskell
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Originally Posted By awwchit2⏩
3 hours is nothing...especially when you're retired and only want to go a couple times in the summer. Keeps it special.3 hours to the beach is not relatively quickly. thats your whole day wasted on driving roundtrip.
it's okay to admit you live in some midwest rural area bruh. which is why you were able to pay it off quickly. because nobody wants to fukin live there
it's okay to admit you live in some midwest rural area bruh. which is why you were able to pay it off quickly. because nobody wants to fukin live there
fastest growing metro in the country btw
07-14-2023, 03:27 PM
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#89
- eddiehaskell
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Originally Posted By Crazy_Desi⏩
I get it free through Obamacare.but who was health insurance?
07-14-2023, 03:29 PM
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#90
- eddiehaskell
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Originally Posted By GooBaaa⏩
My internet is $20/month.How are you paying $15 for spectrum
Just having internet is $40
You must live in a shack if you're paying $1500 a year in property taxes
Just having internet is $40
You must live in a shack if you're paying $1500 a year in property taxes
Live in a 3br brick ranch on 1 acre...all I need.
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