There is nothing wrong about discussing how other people life and the pro's/cons

1. He is my family, and I do care about how they live.
2.I'm not trying to make him come off as a loser. He has a good job and landed a decent wife who cooks and cleans who gave him two kids, something that I don't have yet.

Not worried just observing how people take different paths in life. I think it's kind of silly raising a family in the same bedroom who grew up in as a kid, am I wrong for thinking that? It would be one thing if he had no other option, but this is literally his choice, which I find to be an interesting topic to discuss.

I don't judge people for this anymore, so long as they're working a real full time job. I live in a chithole because it's all I can afford. My debt is holding me back, but it is what it is. If you're a pleb there's no room for error

Doesn't sound like an ideal situation to me, but with that said I believe in other parts of the world that it is normal to have several generations living under the same roof. Italy comes to mind in Europe where that happens.

Are you foreigners?

a few years ago, a 300k house at 3% for 30 years with 20% down (60k) is $1012 per month mortgage

that same house now cost 600k at 8% means with a 20% down payment (120k), is $3522 per month

those who bought houses more than a few years ago need to recheck the math to understand why people find it nearly impossible to afford a home these days

Why you mad OP, people trying to make it as best they can.

Economy is ****, and if he has a place to live and still doing his job. Kudos to him.

Stop being a **** and support your cousin homie.

This is insane, read it three times in a row because it's unbelievable.

The money printer is no joke. Everything up except wages.

California. Silicon Valley. Apple, Google and Meta/******** are here, so in my neighborhood the median home price is $2 million. It's insane.

We bought in the late 90s for $400K.

Yes, our parents came to America in the late 80's

So why aren't these same individuals with these houses, selling them for a huge profit?

Okay, so move to a place with cheaper rent, you're not entitled to an apartment/home.

Also, if you're someone who supported the lock downs, mandates, and restrictions, then don't bitch about how things currently are.

plenty of people do, especially if its an additional property they bought just to flip.

but that's beside the point of my original post, which simply illustrates how doubling the price of a house and increasing rates from 3-8% can more than triple the monthly mortgage cost. a lot of people don't realize exactly how much more expensive it is to buy the same house now than it was several years ago

Unless you're black in which case Xiden silently passed legislation allowing you to get in a house for $0 down w/ automatic bank approval

They've moved into homes in droves over the last 24 months but no one talks about it

Funny thing is, that the value of the house didn't really change, it's just that Mr Noseberg collects more interests on the loans now, which drives up the cost of everything else

yea pretty nuts. I don't think homes doubled in price but stuff like this has happened in a lot of places.

Buying in the south is pretty stupid now, real estate prices rose quite a bit but nobody wants to live in the south.

I could have a very nice place in Houston or Dallas but there's nothing to do there except go to strip malls and eat out at places. Nothing but families and too many blacks/illegals.

The lockdowns weren't the issue. It was all the government stimulus and zero interest rates. I think we could have weathered the recession without government support and interest rates at 3% instead of 0.

Its that pioneering mindset that civilized the world and pushed exploration westward to create this country. Its wanting to be independent and not relying on others, wanting to chart ones own course and make ones mark. It doesn't mean hating one's parents, only the libs do that because they think that its the government's job to take care of them.

How dare someone leave the nest and grow up!!!

**** sake, imagine if Arnold had the mindset of a Miscer, he never would have left Austria.

Europeans are the only people who ever looked up at the stars, instead of down at the dirt. Something in European man makes him crave space, whereas ethnics like living in squalid conditions with whole or multiple families in one room. Privacy is a European concept, knocking before you enter is white supremacy.

I'm taking care of my Dad and he's in a reverse mortgage and can't afford to move and live on his Social Security income. I'd like to move somewhere cheaper but I need to be close to him while he's alive. My Mom's in a nursing home close by as well. It's rough to be tied down in an expensive area but I can move if I outlive them. Or take Mom to a nursing home out of the area.

Where do you go where there's a decent paying job that would allow you to live comfortably? Most of the tech jobs are here and in Austin, and I don't want to move to Austin.

At a certain point you've got to get your **** together. When you live in your parents home you are not an actual adult in charge of your own life or house-hold. You are still the 'child' that has to abide by your parents rules/whims.



My girl and I are going to be picking up about 5 acres to build our next house on. When our parents start aging we'll build a couple of 600-800 square foot cottages on the property for them to live in. So we can take care of them but they don't actually live in our house so we have privacy and they have independence. As far as kids I'd say they can live in my house-hold until they get their **** together. And when they get married we can build them reasonable size houses on the property as well if they wish that. But no laziness or **** ups will be tolerated from children that I produce.



I can't even imagine going through life sponging off my parents and not being able to 'make it' on my own. The burden of success/performance has been on me my entire adult life. On one hand I think it must be nice to have parents that coddle you. On the other hand I'm thankful I learned at a young age I'd never be given anything.

More like your dad is taking care of you..... Your entire life.

Let’s make this even worse. According to online loan comparison calculators the cheap loan ends up being 450k ish. The other loan 1.5 million.

But don't people want their freedom????

You know how many domestics I go to, where someone in their 30s, is bitching to me how their mom is driving them nuts?

I don't live with my Dad. I have my own home I bought with my husband and I moved away from my Mom and Dad's home when I was 21.

Lord help me if I have to move in with him. I love my Dad but he's tough to live with.

I'm in my 50s so I haven't mooched off my parents since age 21 lol.

This is normal outside of the western culture lol. Parents takes care of their kids. When kids get older they take care of their parents. It's smart, everyone helps each other.

Families living in one room, eating with their hands off the floor and chitting in the street is normal outside of western culture. It's smart, that's why the third world is so great.

that will become more and more common. houses used to be 3x income now they are 12x income. unless you are clinically braindead, you couldnt seriously blame this on individual people.

if it wasn't for crypto $$ giving me the means to buy a 4 bedroom house cash with no mortgage id likely still be living in the family home and continuing to save and im nearly 30.

the entire system is beyond broken.