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Quick Navigation Bottom Misc
Forum » If u had $20k saved would u:

View Poll Results: Wwyd

Voters: 38.
Put in 401k
9 23%
Put towards a money market account (4.9% apy after $25k)
12 31%
Something else
17 44%
Buy a used Promaster to convert to a campervan
5 13%
20k worth of hookers
8 21%
Have a walkout basement built on your house
7 18%
  1. Results 1 to 30 of 30
  2. Page 1 of 1

Thread: If u had $20k saved would u:

post 1699183063 03-14-2024, 07:08 AM
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#1
  1. friesbruh
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  1. friesbruh
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If u had $20k saved would u:

title
Bills crew / Bud Light crew / extra onion crew / M&P crew / lcp2 crew / ap3 crew / Trump crew / mcdonalds app crew / cat-owner crew / Tin Cup crew / self-checkout crew / country music crew / RIP snails crew / 214CE crew
post 1699183123 03-14-2024, 07:10 AM
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#2
  1. suave2000
  1. suave2000
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I would donate it to a Peruvian llama farmer
post 1699183133 03-14-2024, 07:10 AM
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#3
  1. rectifryer
  2. enlightened
  1. rectifryer
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if you don't have 20k saved you are FUKKED if ANYTHING happens.
Boycott foodservice industry crew
post 1699183203 03-14-2024, 07:13 AM
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#4
  1. lightsarefallin
  2. Nukem
  1. lightsarefallin
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I just invest my leftover money. That's what I'd do. Let it build for decades. I'm not a big spender so I get to invest quite a bit.
*Look at reflection in car window and flex every time crew*
*Use half the roll to wipe after a poo crew*
*Fart in the gym and blame rotten smell on faulty ventilation crew*
*Fart at home and blame it on the dog crew*
*Watch neutron-star density poop mock me as water flushes around it and it stays put crew*
*Drive 2 minutes in the summer and back of shirt gets completely wet crew*
*Coffee black as midnight on a moonless night crew*
*Fat shame my cat on a daily basis crew*
post 1699183413 03-14-2024, 07:20 AM
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#5
  1. GuineaDago585
  2. Bert McGirt
  1. GuineaDago585
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Quit my job and live off it while pursing side hustles.
post 1699183743 03-14-2024, 07:30 AM
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#6
  1. lightsarefallin
  2. Nukem
  1. lightsarefallin
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Originally Posted By GuineaDago585⏩
Quit my job and live off it while pursing side hustles.
You think you'd be able to scrape by perpetually off 20k?

Are you Ted Kaczynski-maxxing in the woods alone lol
*Look at reflection in car window and flex every time crew*
*Use half the roll to wipe after a poo crew*
*Fart in the gym and blame rotten smell on faulty ventilation crew*
*Fart at home and blame it on the dog crew*
*Watch neutron-star density poop mock me as water flushes around it and it stays put crew*
*Drive 2 minutes in the summer and back of shirt gets completely wet crew*
*Coffee black as midnight on a moonless night crew*
*Fat shame my cat on a daily basis crew*
post 1699183833 03-14-2024, 07:31 AM
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#7
  1. tripod29
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I would wonder wtf happened to all my other money?!?!
post 1699183863 03-14-2024, 07:32 AM
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#8
  1. GuineaDago585
  2. Bert McGirt
  1. GuineaDago585
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Originally Posted By lightsarefallin⏩
You think you'd be able to scrape by perpetually off 20k?

Are you Ted Kaczynski-maxxing in the woods alone lol
I could do it for about 6 months or a little longer if I buckled down. My thinking is not to just rot, but to use the $20k to buy free time. With that time, I would figure out a game plan to start a permanent side hustle. In a perfect scenario, the side hustle becomes profitable before the $20k runs out, breaking me free from wage slavery.
post 1699183893 03-14-2024, 07:33 AM
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#9
  1. Godfrd824
  1. Godfrd824
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Originally Posted By lightsarefallin⏩
I just invest my leftover money. That's what I'd do. Let it build for decades. I'm not a big spender so I get to invest quite a bit.
This basically.
When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.
post 1699184003 03-14-2024, 07:38 AM
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#10
  1. lightsarefallin
  2. Nukem
  1. lightsarefallin
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Originally Posted By GuineaDago585⏩
I could do it for about 6 months or a little longer if I buckled down. My thinking is not to just rot, but to use the $20k to buy free time. With that time, I would figure out a game plan to start a permanent side hustle. In a perfect scenario, the side hustle becomes profitable before the $20k runs out, breaking me free from wage slavery.
Well, if you're able to eventually buy yourself time for contemplation, that sounds like it would be helpful. I recall reading your threads about your work dissatisfaction. Tough spot to be in.
*Look at reflection in car window and flex every time crew*
*Use half the roll to wipe after a poo crew*
*Fart in the gym and blame rotten smell on faulty ventilation crew*
*Fart at home and blame it on the dog crew*
*Watch neutron-star density poop mock me as water flushes around it and it stays put crew*
*Drive 2 minutes in the summer and back of shirt gets completely wet crew*
*Coffee black as midnight on a moonless night crew*
*Fat shame my cat on a daily basis crew*
post 1699184193 03-14-2024, 07:42 AM
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#11
  1. Uhyeahokay
  2. Banned
  1. Uhyeahokay
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Redo my backyard in lunar pebbles and stepping stones
post 1699184353 03-14-2024, 07:46 AM
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#12
  1. lightsarefallin
  2. Nukem
  1. lightsarefallin
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Originally Posted By Uhyeahokay⏩
Redo my backyard in lunar pebbles and stepping stones
Ever thought of attempting something similar yourself? I did lots of landscaping around my property and it went better than expected. It's the gift that keeps on giving as you see it daily and it's constantly rewarding.
*Look at reflection in car window and flex every time crew*
*Use half the roll to wipe after a poo crew*
*Fart in the gym and blame rotten smell on faulty ventilation crew*
*Fart at home and blame it on the dog crew*
*Watch neutron-star density poop mock me as water flushes around it and it stays put crew*
*Drive 2 minutes in the summer and back of shirt gets completely wet crew*
*Coffee black as midnight on a moonless night crew*
*Fat shame my cat on a daily basis crew*
post 1699184413 03-14-2024, 07:48 AM
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#13
  1. Redfish225
  2. Hunter/Fisherbreh
  1. Redfish225
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Originally Posted By tripod29⏩
I would wonder wtf happened to all my other money?!?!
This^^^

200k crash stash, invested 150k and have 50k on hand for an emergency.

I loe e.
post 1699184423 03-14-2024, 07:48 AM
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#14
  1. wasp9166
  2. straight out da bronx
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I would invest half in low risk mutual funds......and.....

The question is bs cuz there'd be no janitors.....
post 1699184643 03-14-2024, 07:52 AM
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#15
  1. GerbilFarmer
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  1. GerbilFarmer
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Originally Posted By rectifryer⏩
if you don't have 20k saved you are FUKKED if ANYTHING happens.
This.


Out of the options I’d put it in the money market. You can still make 6 withdrawals a month if you had to access it for an emergency.
Pronouns: Bro/Brah

/\^/\^Misc Colorado Crew^/\^/\
post 1699184923 03-14-2024, 07:59 AM
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#16
  1. Condo41
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I have $80K liquid.

$20K of it Is in cold hard stealable in-home cash
$20K is in silver, also stealable
20k in gamestop
20k in a 4.5% savings account
post 1699185073 03-14-2024, 08:03 AM
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#17
  1. Kiop
  2. ™gif me so i can gif you©
  1. Kiop
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[QUOTE=Redfish225 post_id=1699184413]This^^^

200k crash stash, invested 150k and have 50k on hand for an emergency.

[img]https://i.imgur.com/DSLg][/QUOTE][img]https://custom-images.strikinglycdn.com/res/hrscywv4p/image/upload/c_limit,fl_lossy,h_1440,w_720,f_auto,q_auto/721193/large_s1ztbu.jpg[/img]
post 1699185163 03-14-2024, 08:06 AM
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#18
  1. ProudKraut
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  1. ProudKraut
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Buy Tesla stock
post 1699185473 03-14-2024, 08:16 AM
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#19
  1. WEARETHEFEDS
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  1. WEARETHEFEDS
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Literally put all of it in Nvidia stock. It is hilarious.
post 1699186103 03-14-2024, 08:37 AM
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#20
  1. lightsarefallin
  2. Nukem
  1. lightsarefallin
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Originally Posted By Redfish225⏩
This^^^

200k crash stash, invested 150k and have 50k on hand for an emergency.

You ever roll around in it buck ass naked?
*Look at reflection in car window and flex every time crew*
*Use half the roll to wipe after a poo crew*
*Fart in the gym and blame rotten smell on faulty ventilation crew*
*Fart at home and blame it on the dog crew*
*Watch neutron-star density poop mock me as water flushes around it and it stays put crew*
*Drive 2 minutes in the summer and back of shirt gets completely wet crew*
*Coffee black as midnight on a moonless night crew*
*Fat shame my cat on a daily basis crew*
post 1699186313 03-14-2024, 08:41 AM
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#21
  1. Fang2
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Originally Posted By Redfish225⏩
This^^^

200k crash stash, invested 150k and have 50k on hand for an emergency.

I didn't know being a truck driver paid that much. Thinking about making a career change.
RIP Pedro Suarez Vertiz. Te queremos Hermano

If your right leg is Thanksgiving and your left leg is Christmas, can I come and visit you between the holidays?
post 1699186383 03-14-2024, 08:43 AM
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#22
  1. WEARETHEFEDS
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Originally Posted By Redfish225⏩
This^^^

200k crash stash, invested 150k and have 50k on hand for an emergency.

post 1699186443 03-14-2024, 08:45 AM
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#23
  1. Redfish225
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Originally Posted By Kiop⏩
Hell naw
Originally Posted By lightsarefallin⏩
You ever roll around in it buck ass naked?
No, lol.
Originally Posted By Fang2⏩
I didn't know being a truck driver paid that much. Thinking about making a career change.
4 days a week local dumping fuel. 200k is about 16 months pay.
I loe e.
post 1699186473 03-14-2024, 08:45 AM
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#24
  1. lightsarefallin
  2. Nukem
  1. lightsarefallin
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Originally Posted By Fang2⏩
I didn't know being a truck driver paid that much. Thinking about making a career change.
Wonder what kind of cargo he really carries
Originally Posted By Redfish225⏩
Hell naw




No, lol.




4 days a week local dumping fuel. 200k is about 16 months pay.
What kind of tunes are you cranking in the truck?
*Look at reflection in car window and flex every time crew*
*Use half the roll to wipe after a poo crew*
*Fart in the gym and blame rotten smell on faulty ventilation crew*
*Fart at home and blame it on the dog crew*
*Watch neutron-star density poop mock me as water flushes around it and it stays put crew*
*Drive 2 minutes in the summer and back of shirt gets completely wet crew*
*Coffee black as midnight on a moonless night crew*
*Fat shame my cat on a daily basis crew*
post 1699186953 03-14-2024, 08:58 AM
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#25
  1. 6gorillion
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Originally Posted By Redfish225⏩
This^^^

200k crash stash, invested 150k and have 50k on hand for an emergency.

wtf is the point of 200K in literal cash?
post 1699187493 03-14-2024, 09:08 AM
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#26
  1. WEARETHEFEDS
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Originally Posted By Redfish225⏩
Hell naw




No, lol.




4 days a week local dumping fuel. 200k is about 16 months pay.
bruh put that chit in stonks dawg
post 1699187533 03-14-2024, 09:11 AM
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#27
  1. Redfish225
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Originally Posted By lightsarefallin⏩
Wonder what kind of cargo he really carries



What kind of tunes are you cranking in the truck?
Mostly diesel, get occasional drops of gasoline.

Four alpine 6X9’s and alpine deck, 4 channel skar amp.
Originally Posted By 6gorillion⏩
wtf is the point of 200K in literal cash?
It’s 50k breh, I invested 150
I loe e.
post 1699187693 03-14-2024, 09:13 AM
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#28
  1. WEARETHEFEDS
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Originally Posted By Redfish225⏩
Mostly diesel, get occasional drops of gasoline.

Four alpine 6X9’s and alpine deck, 4 channel skar amp.




It’s 50k breh, I invested 150
You're still missing out on a ton. You'll never need 50k cash lol. I think I have like under 200 dollars cash rn. Lmao.
post 1699187803 03-14-2024, 09:15 AM
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#29
  1. kusok
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Easy,

I would turn 20k into 60k very quickly:

I would sell a Tesla cash secure put at about $16,000, weekly, you gonna get about 400 bucks in cash on the spot, if the stock keeps dropping I would continue rolling making a couple hundred dollars every single week until I see some kind of a bottom, Around $155 I would switch to the covered call strategy but very conservatively, I will accept some miserable $50 a week so that I can stay in the investment, by December of this year it should be a $450 stock, Which means that I would easily double or even triple the 20 grand.

The other $4000 I would probably throw into microstrategy on the dips like today, when it’s down, it is basically leveraged bitcoin ETF, you’re going to double triple and quadruple your money in the next several months or even weeks.

I will never understand, it will remain forever the biggest mystery in this world for me, why more people do not sell options, it literally is free money, bull market, bear market, crash, nothing matters, you’re selling, you’re making free money. All you have to do is follow some simple rules, yes, you need to know what you’re doing and you need to learn, but it’s infinitely easier than many jobs that we are taught to do.
post 1699187853 03-14-2024, 09:16 AM
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#30
  1. radrd
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Having enough on hand to cover 6 months of expenses is a good emergency fund, so I'd put it in high yield savings and then up your 401k contributions to reduce your taxable income and avoid accumulating additional unneeded cash. If you happen to have a HSA, max your contributions to that and then your 401k.
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