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Quadruple your salary and net worth, or be 8 years younger?
02-24-2026, 11:58 PM
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#1
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Quadruple your salary and net worth, or be 8 years younger?
Money or time, which would you take?
02-25-2026, 12:03 AM
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Realist
Don't stalk someone because you're a victim of your own moronic outlook in life
Imagine going ape shit because someone looked at your social media, amazing
02-25-2026, 12:06 AM
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#4
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Originally Posted By LibCuxKlan⏩
8 years isn’t enough when you’re middle aged or more brah, so 4x up
8 years
Y'all don't know how much $$ is in crypto we're talking 10000x your money
Y'all don't know how much $$ is in crypto we're talking 10000x your money
02-25-2026, 12:09 AM
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#5
02-25-2026, 12:09 AM
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Realist
Don't stalk someone because you're a victim of your own moronic outlook in life
Imagine going ape shit because someone looked at your social media, amazing
02-25-2026, 12:12 AM
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#7
02-25-2026, 12:13 AM
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#8
02-25-2026, 12:18 AM
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#9
02-25-2026, 12:27 AM
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#10
am already in possess of substantive wealth. well pucks papa is, but some day puck will av it all. imagine if it is 4 times in quadruple size. puck culd control massive empire 
puckers aka phuckers aka puck aka puck nasty aka puck daddy aka big puck aka little puck aka puck the stuff
ancient astronaut theorist
02-25-2026, 12:43 AM
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#11
- LargePeter
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Originally Posted By LibCuxKlan⏩
He said 8 years younger, not 8 years back in time
8 years
Y'all don't know how much $$ is in crypto we're talking 10000x your money
Y'all don't know how much $$ is in crypto we're talking 10000x your money
Quadruple salary; $1.2m a year salary would be cool
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02-25-2026, 12:54 AM
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Originally Posted By LargePeter⏩
You’d think that
Quadruple salary; $1.2m a year salary would be cool
But once you throw in taxes, kids… it’s meh
02-25-2026, 12:59 AM
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Originally Posted By r32gojirra⏩
True it really isn’t much, I mean I earn a fraction of that and somehow seem to do alright.
You’d think that
But once you throw in taxes, kids… it’s meh
But once you throw in taxes, kids… it’s meh
02-25-2026, 01:12 AM
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Originally Posted By headturner1⏩
Our headline tax income rate is 47% on any earnings above $190k
True it really isn’t much, I mean I earn a fraction of that and somehow seem to do alright.
Then we have additional taxes that kick in for retirement savings above a certain amount (which can’t be avoided because there’s a minimum percentage we have to contribute by law)
More taxes that effectively force you to have private health insurance (in addition to the public healthcare system)
02-25-2026, 01:13 AM
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Originally Posted By r32gojirra⏩
Oh dear
You’d think that
But once you throw in taxes, kids… it’s meh
But once you throw in taxes, kids… it’s meh
No kids crew, never kids crew
Fiat money is valueless - you plow that total $1.2m into your investment company and it pays tax at 25% max while investing in tax effective assets - if you need any money, you pay yourself a dividend of up to $135k which attracts roughly $34k in tax obligations; because the company has paid tax on that dividend of roughly $34k, you wind up paying $1k in tax - effective tax rate of 0.74%.
I'm ok with $134k clear at this stage. Take a dividend of $190k and pay $17k tax.
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02-25-2026, 01:16 AM
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#16
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Originally Posted By LargePeter⏩
Well yeah but if you received that money somehow there’s a tax liability attached to it before you can invest it in your business or whatever.
Oh dear
No kids crew, never kids crew
Fiat money is valueless - you plow that total $1.2m into your investment company and it pays tax at 25% max while investing in tax effective assets - if you need any money, you pay yourself a dividend of up to $135k which attracts roughly $34k in tax obligations; because the company has paid tax on that dividend of roughly $34k, you wind up paying $1k in tax - effective tax rate of 0.74%.
I'm ok with $134k clear at this stage. Take a dividend of $190k and pay $17k tax.
No kids crew, never kids crew
Fiat money is valueless - you plow that total $1.2m into your investment company and it pays tax at 25% max while investing in tax effective assets - if you need any money, you pay yourself a dividend of up to $135k which attracts roughly $34k in tax obligations; because the company has paid tax on that dividend of roughly $34k, you wind up paying $1k in tax - effective tax rate of 0.74%.
I'm ok with $134k clear at this stage. Take a dividend of $190k and pay $17k tax.
Yes there’s ways around it but realistically you’re just delaying the inevitable. Profits need to be distributed, trusts need to pay out, capital gains realised. Sooner or later they get you.
02-25-2026, 01:33 AM
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#17
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Originally Posted By r32gojirra⏩
Eventually, but with the right structure you can own next to no assets people can lay claim to, claim a very low taxable income even though it's high and life a comfortable life - so long as the company is earning and paying tax with the offsets in place its a far easier life than making big dollars and carrying all those obligations personally
Well yeah but if you received that money somehow there’s a tax liability attached to it before you can invest it in your business or whatever.
Yes there’s ways around it but realistically you’re just delaying the inevitable. Profits need to be distributed, trusts need to pay out, capital gains realised. Sooner or later they get you.
Yes there’s ways around it but realistically you’re just delaying the inevitable. Profits need to be distributed, trusts need to pay out, capital gains realised. Sooner or later they get you.
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02-25-2026, 01:38 AM
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#18
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^^^Above discussion is why I hate talking money with anyone unless it's in the context of education or family.
90% of people who talk about money are just using the conversation as a proxy to flex their wealth and success and knowledge rather than any kind of actual actionable advice.
Just talking past each other.
Meanwhile they are constantly measuring you to see who has more.
It's very boring.
90% of people who talk about money are just using the conversation as a proxy to flex their wealth and success and knowledge rather than any kind of actual actionable advice.
Just talking past each other.
Meanwhile they are constantly measuring you to see who has more.
It's very boring.
02-25-2026, 01:53 AM
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#19
Originally Posted By LargePeter⏩
If you’re framing $1.2M in terms of taxes, you’ve clearly never stepped into the world of actual capital allocation. Salary is for employees, not wealth builders. People who operate at a higher level structure income through entities, optimize retained earnings, and deploy capital in ways that make taxes a footnote, not a crisis. You’re over here calculating how much of your $1.2M gets taxed instead of focusing on how to compound wealth before you even touch it. Taxes are just a line item when you know how to leverage capital effectively. If 47% is keeping you up at night, it’s because you’re still thinking in paycheck terms. Real wealth isn't about minimizing tax this year — it’s about controlling assets, generating returns, and timing distributions when you’ve built enough leverage.
Eventually, but with the right structure you can own next to no assets people can lay claim to, claim a very low taxable income even though it's high and life a comfortable life - so long as the company is earning and paying tax with the offsets in place its a far easier life than making big dollars and carrying all those obligations personally
02-25-2026, 01:56 AM
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#20
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Originally Posted By Dogma⏩
Thanks DeepSeek
If you’re framing $1.2M in terms of taxes, you’ve clearly never stepped into the world of actual capital allocation. Salary is for employees, not wealth builders. People who operate at a higher level structure income through entities, optimize retained earnings, and deploy capital in ways that make taxes a footnote, not a crisis. You’re over here calculating how much of your $1.2M gets taxed instead of focusing on how to compound wealth before you even touch it. Taxes are just a line item when you know how to leverage capital effectively. If 47% is keeping you up at night, it’s because you’re still thinking in paycheck terms. Real wealth isn't about minimizing tax this year — it’s about controlling assets, generating returns, and timing distributions when you’ve built enough leverage.
02-25-2026, 01:56 AM
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#21
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Originally Posted By Dogma⏩
Our tax system taxes individuals. Corporations, trusts and even superannuation funds are just pass through vehicles for personal taxation. Leverage is nothing to do with taxation, it’s an earnings multiplier.
If you’re framing $1.2M in terms of taxes, you’ve clearly never stepped into the world of actual capital allocation. Salary is for employees, not wealth builders. People who operate at a higher level structure income through entities, optimize retained earnings, and deploy capital in ways that make taxes a footnote, not a crisis.You’re over here calculating how much of your $1.2M gets taxed instead of focusing on how to compound wealth before you even touch it. Taxes are just a line item when you know how to leverage capital effectively.If 47% is keeping you up at night, it’s because you’re still thinking in paycheck terms. Real wealth isn't about minimizing tax this year — it’s about controlling assets, generating returns, and timing distributions when you’ve built enough leverage.Some people chase after take-home pay.Others build legacies.Different leagues.
Again, at best these are all ways of delaying taxation, not reducing it.
02-25-2026, 02:00 AM
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#22
Originally Posted By r32gojirra⏩
Yes, individuals are taxed, but the difference is that smart wealth builders understand how to use structures like corporations, trusts, and super funds not just as pass-throughs, but as tools for optimizing long-term growth and deferring taxable events strategically. You’re confusing tax deferral with tax avoidance, but these tools are used by those with actual wealth to leverage and compound capital, not just delay the inevitable.
Our tax system taxes individuals. Corporations, trusts and even superannuation funds are just pass through vehicles for personal taxation. Leverage is nothing to do with taxation, it’s an earnings multiplier.
Again, at best these are all ways of delaying taxation, not reducing it.
Again, at best these are all ways of delaying taxation, not reducing it.
Leverage is absolutely tied to taxation; it’s about amortizing debt, writing off interest, and maximizing returns on a lower taxable base. Saying it’s “just an earnings multiplier” shows you don’t actually understand how leverage works in high-level financial strategy.Your entire argument is based on a very surface-level understanding. Real wealth isn’t about simply paying taxes; it’s about structuring the flow of money in a way that minimizes the impact of those taxes while growing your capital exponentially.
It’s not delaying, it’s strategically compounding wealth in a way that people like you will never get.
02-25-2026, 02:03 AM
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#23
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Originally Posted By Dogma⏩
I was responding to another Australian miscer in the thread, about the Australian tax system, as well as optimising both tax and leverage to build wealth; both of which are topics I know more about and have demonstrated greater success in than you ever will.
Yes, individuals are taxed, but the difference is that smart wealth builders understand how to use structures like corporations, trusts, and super funds not just as pass-throughs, but as tools for optimizing long-term growth and deferring taxable events strategically. You’re confusing tax deferral with tax avoidance, but these tools are used by those with actual wealth to leverage and compound capital, not just delay the inevitable.
Leverage is absolutely tied to taxation; it’s about amortizing debt, writing off interest, and maximizing returns on a lower taxable base. Saying it’s “just an earnings multiplier” shows you don’t actually understand how leverage works in high-level financial strategy.Your entire argument is based on a very surface-level understanding. Real wealth isn’t about simply paying taxes; it’s about structuring the flow of money in a way that minimizes the impact of those taxes while growing your capital exponentially.
It’s not delaying, it’s strategically compounding wealth in a way that people like you will never get.
Leverage is absolutely tied to taxation; it’s about amortizing debt, writing off interest, and maximizing returns on a lower taxable base. Saying it’s “just an earnings multiplier” shows you don’t actually understand how leverage works in high-level financial strategy.Your entire argument is based on a very surface-level understanding. Real wealth isn’t about simply paying taxes; it’s about structuring the flow of money in a way that minimizes the impact of those taxes while growing your capital exponentially.
It’s not delaying, it’s strategically compounding wealth in a way that people like you will never get.
02-25-2026, 02:06 AM
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#24
Originally Posted By r32gojirra⏩
Real success comes from understanding how to deploy capital, leverage assets effectively, and compound wealth through sophisticated vehicles, not just optimize taxes for the sake of short-term gains. You might be able to rattle off a few tax codes, but true wealth isn’t about reducing this year’s tax bill. It’s about creating long-term financial infrastructure that scales your capital exponentially. Real investors know that wealth isn’t just about avoiding tax, it’s about how capital moves, grows, and compounds.
I was responding to another Australian miscer in the thread, about the Australian tax system, as well as optimising both tax and leverage to build wealth; both of which are topics I know more about and have demonstrated greater success in than you ever will.
02-25-2026, 02:07 AM
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#25
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Originally Posted By Dogma⏩
Which has zero to do with any of my posts. Nice attempt at backtracking though.
Real success comes from understanding how to deploy capital, leverage assets effectively, and compound wealth through sophisticated vehicles, not just optimize taxes for the sake of short-term gains.You might be able to rattle off a few tax codes, but true wealth isn’t about reducing this year’s tax bill. It’s about creating long-term financial infrastructure that scales your capital exponentially.Real investors know that wealth isn’t just about avoiding tax, it’s about how capital moves, grows, and compounds.
02-25-2026, 02:09 AM
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#26
Originally Posted By r32gojirra⏩
Nice try deflecting, but your posts were clear enough. You’re talking about tax optimization as if that’s the whole strategy for wealth creation, when it’s really just a small part of the bigger picture. If you truly understood the full scope of capital allocation, asset leverage, and long-term growth, you wouldn’t be hung up on trying to make this about tax alone. If you want to talk about real wealth-building strategies, we can do that. But let’s not pretend tax avoidance is the same as strategic wealth creation. Keep it in perspective.
Which has zero to do with any of my posts. Nice attempt at backtracking though.
02-25-2026, 02:16 AM
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#27
02-25-2026, 04:05 AM
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#28
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Originally Posted By Dogma⏩
Nice straw man.
Nice try deflecting, but your posts were clear enough. You’re talking about tax optimization as if that’s the whole strategy for wealth creation, when it’s really just a small part of the bigger picture. If you truly understood the full scope of capital allocation, asset leverage, and long-term growth, you wouldn’t be hung up on trying to make this about tax alone. If you want to talk about real wealth-building strategies, we can do that. But let’s not pretend tax avoidance is the same as strategic wealth creation. Keep it in perspective.
“You’re talking about tax optimization as if that’s the whole strategy for wealth creation.”
No I’m talking about tax optimisation as if it’s a specific topic that was raised in a discussion with another miscer - which you weren’t a part of.
Keep trying though.
02-25-2026, 05:09 AM
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#29
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Im goin back and not take debt. If i guadruple my networth im just guadrupling debt lmao
1096 ng/dl
02-25-2026, 05:13 AM
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#30
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Originally Posted By Dogma⏩
I guess you missed the bit where I said you use an entity that is taxed at a lower rate to throw the income into so you can invest it in tax effective endeavours to continue to grow the wealth of that entity while rendering yourself effectively free of taxation, as that entity expands its reach and capital value.
Yes, individuals are taxed, but the difference is that smart wealth builders understand how to use structures like corporations, trusts, and super funds not just as pass-throughs, but as tools for optimizing long-term growth and deferring taxable events strategically. You’re confusing tax deferral with tax avoidance, but these tools are used by those with actual wealth to leverage and compound capital, not just delay the inevitable.
Leverage is absolutely tied to taxation; it’s about amortizing debt, writing off interest, and maximizing returns on a lower taxable base. Saying it’s “just an earnings multiplier” shows you don’t actually understand how leverage works in high-level financial strategy.Your entire argument is based on a very surface-level understanding. Real wealth isn’t about simply paying taxes; it’s about structuring the flow of money in a way that minimizes the impact of those taxes while growing your capital exponentially.
It’s not delaying, it’s strategically compounding wealth in a way that people like you will never get.
Leverage is absolutely tied to taxation; it’s about amortizing debt, writing off interest, and maximizing returns on a lower taxable base. Saying it’s “just an earnings multiplier” shows you don’t actually understand how leverage works in high-level financial strategy.Your entire argument is based on a very surface-level understanding. Real wealth isn’t about simply paying taxes; it’s about structuring the flow of money in a way that minimizes the impact of those taxes while growing your capital exponentially.
It’s not delaying, it’s strategically compounding wealth in a way that people like you will never get.
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