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Forum » Anybody mind blown how $100k is just barely comfortable these days?
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Thread: Anybody mind blown how $100k is just barely comfortable these days?

post 10000108798 04-01-2026, 03:06 PM
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Anybody mind blown how $100k is just barely comfortable these days?

$100k is my next goal in about 15 months. And while I'd be comfy, im thinking that's it? And Im not even talking about a family of 4. Your spouse will definitely have to work for you all to get ahead. Not to mention its near the salary ceiling for most careers. And when it comes to buying a new car, you cant even get a Toyota Camry because they go for $40k. You're still stuck driving bottom of the barrel Kia.


If you want $175k+ you going to have to start your own business or become CEO


I know this sounds like a complaint, but I prefer to choose a stay at home wife and to raise a family solely on my income.
post 10000108804 04-01-2026, 03:10 PM
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post 10000108824 04-01-2026, 03:32 PM
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Right, because if you are a single guy with no dependents, your take home pay will be about $6K after taxes and healthcare (basic). Cost of living and all, it's not that much.

What kills me is how it's hard enough to make it with an income, so how the hell are so many people making it without income?
post 10000108842 04-01-2026, 03:53 PM
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100k is a good starting point for a recent college graduate, but it's not be something that the majority people are paid once they get experience.
post 10000108854 04-01-2026, 03:58 PM
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Originally Posted By Jaydubs⏩
Right, because if you are a single guy with no dependents, your take home pay will be about $6K after taxes and healthcare (basic). Cost of living and all, it's not that much.

What kills me is how it's hard enough to make it with an income, so how the hell are so many people making it without income?
6k is a lot of money for a single man, if he has no hobbies and is boring. (Super Duper Ded fkn Srs)
post 10000108965 04-01-2026, 05:40 PM
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Originally Posted By Jaydubs⏩
Right, because if you are a single guy with no dependents, your take home pay will be about $6K after taxes and healthcare (basic). Cost of living and all, it's not that much.

What kills me is how it's hard enough to make it with an income, so how the hell are so many people making it without income?
A month?? Holy fuck.

I'm comfortable clearing an avarage of about $4k a week after the accountant messes with my taxes end of year
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post 10000108983 04-01-2026, 05:57 PM
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Only if you are an insatiable consoomer
“The stories and information posted here are artistic works of fiction and falsehood. Only a fool would take anything posted here as fact.“

PS: Don't eat poop, just don't let the idea of it stop you from living life to its fullest.
post 10000109002 04-01-2026, 06:06 PM
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Originally Posted By Ironmanlet⏩
Only if you are an insatiable consoomer
this
post 10000109003 04-01-2026, 06:07 PM
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Originally Posted By Ironmanlet⏩
Only if you are an insatiable consoomer
This. I take home $1412 a week and I could live on that comfortably and still make savings if I were a single guy.
post 10000109007 04-01-2026, 06:09 PM
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Originally Posted By John
This. I take home $1421 a week and I could live on that comfortably and still make savings if I were a single guy.
This. I walk with marginally more, but I have a 3450/mo mortgage and I’m still capable of maxing my Roth and having money leftover.

That being said, I have no real hobbies and don’t travel.
post 10000109018 04-01-2026, 06:18 PM
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Originally Posted By headturner1⏩
This. I walk with marginally more, but I have a 3450/mo mortgage and I’m still capable of maxing my Roth and having money leftover.

That being said, I have no real hobbies and don’t travel.
But even if you did have hobbies, you’d still have that extra money that’s leftover to spend on it.

It blows my mind that there are single brahs making $100k who are apparently flat broke. I live in a high COL area too. In my town there are 1 bedroom condos in a pretty decent development for $225k. Mortgage would be around $2000 with 20% down, I could easily make that work as a single brah.
post 10000109027 04-01-2026, 06:27 PM
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Originally Posted By John
But even if you did have hobbies, you’d still have that extra money that’s leftover to spend on it.

It blows my mind that there are single brahs making $100k who are apparently flat broke. I live in a high COL area too. In my town there are 1 bedroom condos in a pretty decent development for $225k. Mortgage would be around $2000 with 20% down, I could easily make that work as a single brah.
It’s the same old bullchit from phaggots who don’t make 100k trying to cope. I survived in a high col on a lot less a decade ago, but I was also renting/mass transit to invest (which I pissed away on a massive down payment to afford my mortgage, so lol @ me).
post 10000109046 04-01-2026, 06:53 PM
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lol at how the misc blows things out of proportion. I know people getting by with half that income, 2 kids, and a wife
See SuperHercules' sig
post 10000109052 04-01-2026, 06:58 PM
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Originally Posted By MikeLowrrrey⏩
$100k is my next goal in about 15 months. And while I'd be comfy, im thinking that's it? And Im not even talking about a family of 4. Your spouse will definitely have to work for you all to get ahead. Not to mention its near the salary ceiling for most careers. And when it comes to buying a new car, you cant even get a Toyota Camry because they go for $40k. You're still stuck driving bottom of the barrel Kia.


If you want $175k+ you going to have to start your own business or become CEO


I know this sounds like a complaint, but I prefer to choose a stay at home wife and to raise a family solely on my income.
Get away from large, liberal, coastal cities
post 10000109115 04-01-2026, 07:59 PM
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Originally Posted By Ironmanlet⏩
Only if you are an insatiable consoomer
Originally Posted By headturner1⏩
It’s the same old bullchit from phaggots who don’t make 100k trying to cope. I survived in a high col on a lot less a decade ago, but I was also renting/mass transit to invest (which I pissed away on a massive down payment to afford my mortgage, so lol @ me).
Most of you don't get it.

What about healthcare?
What about 401k? Surely you aren't only doing 3%
What about other investments like if you want to get into real estate, stocks, etc?

Again, $100k isnt what it was
post 10000109116 04-01-2026, 08:00 PM
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Originally Posted By ShakeBrah⏩
lol at how the misc blows things out of proportion. I know people getting by with half that income, 2 kids, and a wife
And yet their only real retirement is social security.
post 10000109117 04-01-2026, 08:02 PM
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Originally Posted By Jaydubs⏩
Right, because if you are a single guy with no dependents, your take home pay will be about $6K after taxes and healthcare (basic). Cost of living and all, it's not that much.

What kills me is how it's hard enough to make it with an income, so how the hell are so many people making it without income?
$1500 of that will be in a 401k LOL. Another $300 for Healthcare.


Hell most financial gurus will tell you max 401k which is $26k.

So really youre at $74k
post 10000109127 04-01-2026, 08:16 PM
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Originally Posted By MikeLowrrrey⏩
Most of you don't get it.

What about healthcare?
What about 401k? Surely you aren't only doing 3%
What about other investments like if you want to get into real estate, stocks, etc?

Again, $100k isnt what it was
in america, u are able to make 100k because healthcare is a choice
in america, u are able to make 100k because 401k is a choice
in america, u are able to make 100k because investments are a choice

if these were all given to u, ur salary would be 50k for the same job. Then u geeks would cry about low salaries again
post 10000109177 04-01-2026, 09:00 PM
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Originally Posted By dropped40lbs⏩
in america, u are able to make 100k because healthcare is a choice
in america, u are able to make 100k because 401k is a choice
in america, u are able to make 100k because investments are a choice

if these were all given to u, ur salary would be 50k for the same job. Then u geeks would cry about low salaries again
I'm from MA and it's a law that you have to have healthcare/insurance coverage in this state. If you don't carry it they hit you with a state tax penalty...

I wish I didn't have to have it because I don't even use it srs...
National Level Competitor (Female BB)
post 10000109191 04-01-2026, 09:06 PM
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Originally Posted By kimm4⏩
I'm from MA and it's a law that you have to have healthcare/insurance coverage in this state. If you don't carry it they hit you with a state tax penalty...

I wish I didn't have to have it because I don't even use it srs...
Same for me here.
post 10000109193 04-01-2026, 09:08 PM
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Originally Posted By dropped40lbs⏩
in america, u are able to make 100k because healthcare is a choice
in america, u are able to make 100k because 401k is a choice
in america, u are able to make 100k because investments are a choice

if these were all given to u, ur salary would be 50k for the same job. Then u geeks would cry about low salaries again
Actually all of those are mandatory.


Name one adult who doesnt want to retire and plans on working till death.
post 10000109201 04-01-2026, 09:11 PM
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Originally Posted By MikeLowrrrey⏩
Same for me here.
They should be giving me a credit for never using it bastards lol...
National Level Competitor (Female BB)
post 10000109237 04-01-2026, 09:43 PM
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Originally Posted By kimm4⏩
I'm from MA and it's a law that you have to have healthcare/insurance coverage in this state. If you don't carry it they hit you with a state tax penalty...

I wish I didn't have to have it because I don't even use it srs...
Idk much about the penalty in MA. But i've lived in states where the penalty wasnt too bad


Originally Posted By MikeLowrrrey⏩
Name one adult who doesnt want to retire and plans on working till death.
uwotm8?

u must live in some sort of bubble cuz a fkton of ppl arent saving anything these days

"Mandatory" is a cute word. Hate to break ur delusions but ur life is not mandatory on this earth.
post 10000109724 04-02-2026, 10:28 AM
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Originally Posted By MikeLowrrrey⏩
$1500 of that will be in a 401k LOL. Another $300 for Healthcare.


Hell most financial gurus will tell you max 401k which is $26k.

So really youre at $74k
At least your 401K is actually yours, and you can even withdraw it, or borrow against it where you have to pay it back. Sucks, but you can't do that for anything else. Don't even get me started on SS, you need a 401K because despite the fact that you are putting enough in to retire a millionare if it was a 401K, you won't get enough to live on because right now, people with mild autism and other "disabilities" who never contributed are milking it dry.
post 10000109771 04-02-2026, 11:12 AM
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Idk about 100k/year, but 100$ feels like what 20$ used to feel like.


srs
The beatings will continue until morale improves.
post 10000109779 04-02-2026, 11:16 AM
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back in the day earning 100k was a milestone. plenty of dollar to even go skiing or a holiday to europe

you will feel it deep in your pocket if that's all you are earning with a wife and 2 or 3 kids.

it just shows you have much value the dollar has lost. even a night out in Rio Janeiro with ubers, a couple of bars and food will run you $150.

other countries are catching up real fast in price

srs
Cobra Kai Crew

srs
post 10000109796 04-02-2026, 11:33 AM
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What hurts even more is how expensive investing has become due to the cost of living jump. Wages are marginally higher, but everything else has gone up even more, so the average person’s disposable income is diminished compared to a decade ago, plus stocks are insanely inflated (S&P has more than tripled since 2016, which is good if you’ve been in the market, but not if you’re young and just starting off). Makes it that much harder to escape the matrix.
post 10000109813 04-02-2026, 11:40 AM
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That was my starting salary at this job I have, back in 2000. So ya, I can see how it may not be ideal with todays world.
Also can depend on how you live. (And who you are supporting, yourself only, a family, etc).
~
Demturd Commies Shall Rot in Piss
post 10000109898 04-02-2026, 12:28 PM
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Originally Posted By Ironmanlet⏩
Only if you are an insatiable consoomer
This, also lol at OP saying $100k is not comfortable when he admits in the next sentence he's never even had that experience.
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