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Quick Navigation Bottom Misc
Forum » What’s your bare minimum cash reserve?
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Thread: What’s your bare minimum cash reserve?

post 10000209002 06-11-2026, 02:05 PM
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#1
  1. Basedbabyy
  1. Basedbabyy
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What’s your bare minimum cash reserve?

I think 20k is probably enough that buys a new used car or most home repairs that aren’t huge.
post 10000209013 06-11-2026, 02:12 PM
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#2
  1. SuperHercules
  1. SuperHercules
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Originally Posted By Basedbabyy⏩
I think 20k is probably enough that buys a new used car or most home repairs that aren’t huge.
What the hell is a new used car dumb fuck?
Good Poster Crew
post 10000209014 06-11-2026, 02:12 PM
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  1. CocoaButterMage
  1. CocoaButterMage
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About tree fitty
Have fun and be yourself :-)
post 10000209016 06-11-2026, 02:13 PM
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#4
  1. Basedbabyy
  1. Basedbabyy
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Originally Posted By SuperHercules⏩
What the hell is a new used car dumb fuck?
Exactly what it sounds like have fun with buying a brand new car that’s designed to break as soon as it gets out of warranty, cost 5k to fix minor repairs because if all the electronics, records you while you drive, and has a government killswitch
post 10000209041 06-11-2026, 02:26 PM
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  1. OliverHeldens
  1. OliverHeldens
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I'd say about $1M liquid
post 10000209044 06-11-2026, 02:27 PM
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#6
  1. Jaydubs
  2. Former Misc Jasonw1178
  1. Jaydubs
  2. Former Misc Jasonw1178
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Checks wallet

I have $5

Oh wait, $7 but need to tape that one bill together.
post 10000209046 06-11-2026, 02:29 PM
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#7
  1. leoaa777
  1. leoaa777
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I have about 10 months -1 year of monthly expenses in cash. Most financial people recommend 6 months.
☆ Member of the Brave 767 crew ☆ Never forget.
-Florida Gators-
post 10000209050 06-11-2026, 02:34 PM
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#8
  1. wasp9166
  2. straight out da bronx
  1. wasp9166
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10k
post 10000209056 06-11-2026, 02:39 PM
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#9
  1. SoutheastBeast1
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Originally Posted By Basedbabyy⏩
I think 20k is probably enough
Did you accidentally forget a 0?
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
-SoutheastBeast1
post 10000209059 06-11-2026, 02:46 PM
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#10
  1. explosiveMidget
  2. Always creepin never sleepin
  1. explosiveMidget
  2. Always creepin never sleepin
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£350K
post 10000209064 06-11-2026, 02:48 PM
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#11
  1. cuminmebro
  1. cuminmebro
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What do you mean by cash reserves? What hangs out in the checking account? savings? Liquidity?
post 10000209077 06-11-2026, 02:55 PM
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#12
  1. headturner1
  2. User title
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Originally Posted By leoaa777⏩
I have about 10 months -1 year of monthly expenses in cash. Most financial people recommend 6 months.
My man, ditto. One year just in case
post 10000209081 06-11-2026, 02:56 PM
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#13
  1. Dogma
  1. Dogma
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What the hell
post 10000209088 06-11-2026, 02:58 PM
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#14
  1. monster0ultra
  1. monster0ultra
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You don't need one.

Credit card companies love to hand out credit cards because of all of the degenerates who spend money they don't have.

If you're not a degenerate, if you ever run out of money, just use credit cards and then don't pay it back. If you're ever that strapped for cash to where you run down to 0, there really isn't any significant consequence that matters for not paying.
Balding is death. If you have no hair, you have no life.
post 10000209224 06-11-2026, 04:17 PM
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#15
  1. PrimarisIn
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13k chequing
14k savings
7k joint account with wifu
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