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Quick Navigation Bottom Misc
Forum » Rate your net worth

View Poll Results: Your percentile

Voters: 99.
30%
2 2%
20%
2 2%
50%
0 0%
40%
2 2%
70%
12 12%
60%
7 7%
90%
40 40%
80%
17 17%
10%
17 17%
  1. Results 1 to 30 of 30
  2. Page 1 of 1

Thread: Rate your net worth

post 1536863811 12-07-2017, 08:02 PM
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#1
  1. Layne205
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Rate your net worth

Go to this calculator:www.shnugi.com/networth-percentile-calculator

Put your age into both boxes so there's no range of age, unless you're married, then put both ages in to average them. Enter your net worth and click calculate to see where you rank among your peers. Then come back here and vote the highest percentile you made it past (no rounding).
post 1536864011 12-07-2017, 08:05 PM
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#2
  1. Austanian
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Still paying off them student loans.
post 1536864511 12-07-2017, 08:10 PM
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#3
  1. Layne205
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Originally Posted By Austanian⏩
Still paying off them student loans.
Most people are. Average net worth doesn't go into positive numbers until late 20's. So you still get a vote.

Forgot to mention this is for US brahs... percentiles will be wildly different elsewhere.
post 1536864771 12-07-2017, 08:14 PM
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#4
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79%
post 1536864971 12-07-2017, 08:17 PM
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#5
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i have like 1800 cash and like 15000 guns

two paid off cars
Few men have virtue to withstand the highest bidder.
post 1536865591 12-07-2017, 08:22 PM
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#6
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About 45%, and I still owe 40K to Sallie Mae.
post 1536865911 12-07-2017, 08:25 PM
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#7
  1. inb4everything
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98%.

But probably 75% on the misc.
post 1536865921 12-07-2017, 08:25 PM
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#8
  1. Jacobcapra
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Confused, I put net worth at 62K and ended up in the 90th percentile....


am I doing this rite? That seems hella high.


added up value of all my personal possessions (aka jewelry, watches, electronics, etc.), my assets (aka my car) and the balance of all my checking, savings, and retirement accounts. rite?




edit: fuark, I'm stupid and forgot to subtract debts.
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post 1536866011 12-07-2017, 08:26 PM
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#9
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Originally Posted By Jacobcapra⏩
Confused, I put net worth at 62K and ended up in the 90th percentile....


am I doing this rite? That seems hella high.


added up value of all my personal possessions (aka jewelry, watches, electronics, etc.), my assets (aka my car) and the balance of all my checking, savings, and retirement accounts. rite?
Yup.
post 1536866521 12-07-2017, 08:31 PM
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#10
  1. WorldClassDBag
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I'm sorry there wasn't enough data to calculate an networth percentile for that age range. Try a wider age range.
S/B/D/OHP: 405/265/495/180

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post 1536867271 12-07-2017, 08:38 PM
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#11
  1. muscle_marketer
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Poverty crew checking in...

Hookers n blow has me dirt poor n proud
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post 1536868161 12-07-2017, 08:49 PM
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#12
  1. Frank Drebin
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Do y'all use work pension figures in your net worth calculations? Wife and I are doing good.
post 1536868331 12-07-2017, 08:50 PM
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#13
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77%. Apples to oranges against US treasury numbers though.
post 1536869751 12-07-2017, 09:08 PM
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#14
  1. MakeABanana
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57%. Not bad for my position in life.
أشهد أن لا إله إلاَّ الله و أشهد أن محمد رسول الله
post 1536870231 12-07-2017, 09:12 PM
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#15
  1. Pumpinmirin
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Was at 90% for NZD - realised probably need to correct for USD so divided by 1.6 cause lazy and got 80% at age 26.

I save 8% of pay per week through a employer matching and government contributions scheme plus $200.00-$300 extra per week (at least 50 weeks out of 52). I don't have credit cards so tv, phone, car etc is all mine.
post 1536873731 12-07-2017, 09:58 PM
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#16
  1. Layne205
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Originally Posted By Frank
Do y'all use work pension figures in your net worth calculations? Wife and I are doing good.
I don't think so, because you don't actually own it. Pension is kind of chit in this day and age. They can just go out of business, or change the rules and not pay you, or fire you the day before you become eligible. Plus people change employers a lot more than they used to. I want all my savings in my name.
post 1536873931 12-07-2017, 10:01 PM
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#17
  1. Frank Drebin
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Originally Posted By Layne205⏩
I don't think so, because you don't actually own it. Pension is kind of chit in this day and age. They can just go out of business, or change the rules and not pay you, or fire you the day before you become eligible. Plus people change employers a lot more than they used to. I want all my savings in my name.
No these pension funds are mine, legally. I just don't have access to them till age 55. From matched contribution funds/DC pensions. Lots and lots of regs in canada, funded pensions are audited every 3 years for feasibility and are separate entities from the company.
post 1536874441 12-07-2017, 10:08 PM
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#18
  1. RobParks2M
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3.84%

Lmao just started paying student loans back a couple months ago. It is stupid AF how much school costs these days. In a couple years it won't even be worth it to go anymore.
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post 1536874781 12-07-2017, 10:15 PM
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#19
  1. iloveus
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Originally Posted By Jacobcapra⏩
Confused, I put net worth at 62K and ended up in the 90th percentile....


am I doing this rite? That seems hella high.


added up value of all my personal possessions (aka jewelry, watches, electronics, etc.), my assets (aka my car) and the balance of all my checking, savings, and retirement accounts. rite?




edit: fuark, I'm stupid and forgot to subtract debts.
When is a car an asset? They depreciate in value over time. You have to pay for gas, maintenance, Title and Registration, car insurance etc. Cars are def not assets. lol.
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post 1536874821 12-07-2017, 10:15 PM
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#20
  1. Layne205
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Originally Posted By Frank
No these pension funds are mine, legally. I just don't have access to them till age 55. From matched contribution funds/DC pensions. Lots and lots of regs in canada, funded pensions are audited every 3 years for feasibility and are separate entities from the company.
Oh ok, that would be part of your net worth then. I'm no expert, and maybe the terminology is different across the border, but in the US I believe a pension is just this company agrees to pay you X after you turn a certain age. You don't actually own anything until those checks roll in.
Originally Posted By RobParks2M⏩
3.84%

Lmao just started paying student loans back a couple months ago. It is stupid AF how much school costs these days. In a couple years it won't even be worth it to go anymore.
Already there for a lot of majors. It's not sustainable at all.
post 1536874921 12-07-2017, 10:16 PM
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#21
  1. iceypain
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including or excluding trust fund?
post 1536875041 12-07-2017, 10:18 PM
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#22
  1. Layne205
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Originally Posted By iloveus⏩
When is a car an asset? They depreciate in value over time. You have to pay for gas, maintenance, Title and Registration, car insurance etc. Cars are def not assets. lol.
A depreciating asset is still an asset. Until it fully depreciates.

Not even sure how to wrap my head around the need for gas changing the value of the car. It costs a fukton of money to run any business, does that mean businesses are not assets??
post 1536875271 12-07-2017, 10:22 PM
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#23
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Originally Posted By iloveus⏩
When is a car an asset? They depreciate in value over time. You have to pay for gas, maintenance, Title and Registration, car insurance etc. Cars are def not assets. lol.
Not sure if srs. It may not be an appreciating asset, but it's certainly an asset.

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post 1536875491 12-07-2017, 10:26 PM
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#24
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LMAOO 50% of the people my age have ~5k net worth lawdy lawd. 90th percentile crew checking in -2/+6 age range
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post 1536875591 12-07-2017, 10:27 PM
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#25
  1. Frank Drebin
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Originally Posted By Layne205⏩
Oh ok, that would be part of your net worth then. I'm no expert, and maybe the terminology is different across the border, but in the US I believe a pension is just this company agrees to pay you X after you turn a certain age. You don't actually own anything until those checks roll in.
Yeah those are the traditional DB (defined benefit) pensions like gov't workers get. You work x years and get a percentage of your wage in retirement. Very expensive and hard to fund so most companies moved to a match contribution pension where it is invested in the stock market by pension funds. I'm sure the states has the same things with matching IRA. When you leave that employer (after your vesting period, usually 2 years), you take your pension balance with you.
post 1536875641 12-07-2017, 10:28 PM
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#26
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Originally Posted By Layne205⏩
A depreciating asset is still an asset. Until it fully depreciates.

Not even sure how to wrap my head around the need for gas changing the value of the car. It costs a fukton of money to run any business, does that mean businesses are not assets??
An asset is something that gives you money. Think of a balance sheet as an input/output function. A business is an asset if it gives you money. As far as I'm concerned homes and cars are liabilities and not assets unless if they give you money in return. People think they're assets when they're not.

Gas doesn't change the value of a vehicle. Gas is just a supplemental expense towards a vehicle. It's why some ppl look at gas mileages when they go shopping for cars.
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post 1536875711 12-07-2017, 10:29 PM
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#27
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Originally Posted By iloveus⏩
When is a car an asset? They depreciate in value over time. You have to pay for gas, maintenance, Title and Registration, car insurance etc. Cars are def not assets. lol.
If you can liquidate (sell it) and have capital left over, its an asset. 20k car with 12k loan = 8k asset. Its just not anappreciatingasset.
post 1536875741 12-07-2017, 10:30 PM
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#28
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post 1536875751 12-07-2017, 10:30 PM
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#29
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Originally Posted By iloveus⏩
An asset is something that gives you money. Think of a balance sheet as an input/output function. A business is an asset if it gives you money. As far as I'm concerned homes and cars are liabilities and not assets unless if they give you money in return. People think they're assets when they're not.

Gas doesn't change the value of a vehicle. Gas is just a supplemental expense towards a vehicle. It's why some ppl look at gas mileages when they go shopping for cars.
You net worth is your theoretical value if you liquidated all your belongings. So yeah, a car is an asset.
post 1536875931 12-07-2017, 10:34 PM
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#30
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77% lol wat?

I still think I'm pretty far behind on my finances, tho.
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