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Quick Navigation Bottom Misc
Forum » Just refinanced my home at 2.25% [reps for all]
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Thread: Just refinanced my home at 2.25% [reps for all]

post 1616127821 09-10-2020, 12:08 PM
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#1
  1. IlChosenOne
  2. Biggest loads in the NW
  1. IlChosenOne
  2. Biggest loads in the NW
  3. Join Date: Jan 2015
  4. Location: Idaho, United States
  5. Posts: 20,788
  6. Rep Power: 259729

Just refinanced my home at 2.25% [reps for all]

Bought house May 2019
30 year fixed - 4.25% interest rate
Went to bank early August to see about refinancing
Locked in 30 year fixed 2.25% interest rate
Just closed on it
brb saving over $100,000 in interest over life of the loan
brb reducing my monthly payment by 24% (went from $1150 to $880 a month) at no cost to me
brb barely paying more for my 3 bedroom 2 bathroom house than I was for my tiny 2 bedroom 1 bathroom apartment
brb das it mane


Cliffs:

LOL @ rentcels
* Rawdog crew * Creampie crew * Poverty crew *

Haven't worn a condom since middle school crew

* HTC crew *
post 1616128141 09-10-2020, 12:12 PM
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#2
  1. iwant2beswole
  2. ayyyy lmao
  1. iwant2beswole
  2. ayyyy lmao
  3. Join Date: Jan 2013
  4. Location: Seattle, Washington, United States
  5. Posts: 19,879
  6. Rep Power: 104695
2.25 cot damn... gjdm I’m at 3.625 from 2017
watchout your comments boyo ↓
post 1616128321 09-10-2020, 12:14 PM
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#3
  1. OffwhiteBrah
  1. OffwhiteBrah
  3. Join Date: Apr 2015
  4. Location: Florida, United States
  5. Posts: 50,218
  6. Rep Power: 545472
woot
post 1616132291 09-10-2020, 12:59 PM
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#4
  1. mvitz
  2. Registered User
  1. mvitz
  2. Registered User
  3. Join Date: Aug 2020
  4. Posts: 2,898
  5. Rep Power: 12613
Originally Posted By IlChosenOne⏩
Bought house May 2019
30 year fixed - 4.25% interest rate
Went to bank early August to see about refinancing
Locked in 30 year fixed 2.25% interest rate
Just closed on it
brb saving over $100,000 in interest over life of the loan
brb reducing my monthly payment by 24% (went from $1150 to $880 a month) at no cost to me
brb barely paying more for my 3 bedroom 2 bathroom house than I was for my tiny 2 bedroom 1 bathroom apartment
brb das it mane


Cliffs:

LOL @ rentcels
Dam. Where did you get a 2.25 rate?

I just checked bankrate and it was 3.04
post 1616136441 09-10-2020, 01:48 PM
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#5
  1. IlChosenOne
  2. Biggest loads in the NW
  1. IlChosenOne
  2. Biggest loads in the NW
  3. Join Date: Jan 2015
  4. Location: Idaho, United States
  5. Posts: 20,788
  6. Rep Power: 259729
Originally Posted By mvitz⏩
Dam. Where did you get a 2.25 rate?

I just checked bankrate and it was 3.04
Bankrate is probably giving you the average
My credit score and such was well above average
* Rawdog crew * Creampie crew * Poverty crew *

Haven't worn a condom since middle school crew

* HTC crew *
post 1616136821 09-10-2020, 01:51 PM
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#6
  1. Preban_AR15
  2. 922r compliant
  1. Preban_AR15
  2. 922r compliant
  3. Join Date: Aug 2009
  4. Location: Houston, Texas, United States
  5. Age: 47
  6. Posts: 10,084
  7. Rep Power: 100771
GJDM srs.

I just refi at 2.37 at 15 years yesterday with rocket mortgage. Previous mortgage was 4.8

BRB saving 6 years of payments since I was at 21 years still left on old mortgage.
BRB saving 292.00 a month
BRB brbing
⌨Miscing While Working яєω⌨
☆☆☆MISC Firearms яєω☆☆☆
⌨Neg Anti Hover Threads яєω⌨
post 1616136881 09-10-2020, 01:52 PM
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#7
  1. littlemissy
  2. Practicing Safe Sets
  1. littlemissy
  2. Practicing Safe Sets
  3. Join Date: Apr 2012
  4. Location: Texas, United States
  5. Posts: 4,211
  6. Rep Power: 89259
Congrats! Good motivation for me to get off my @$$ & look into refi mine as well.
R 1 35
L├┼┤
2 4 6

"No Pecs No Secks, Can't do a curl - won't get a girl" - Chengman
post 1616136911 09-10-2020, 01:52 PM
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#8
  1. DynamicDot
  2. Registered User
  1. DynamicDot
  2. Registered User
  3. Join Date: Jul 2020
  4. Posts: 5,495
  5. Rep Power: 18576
Good job bro.
post 1616137061 09-10-2020, 01:55 PM
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#9
  1. OutdoorBrah
  2. Unregistered User
  1. OutdoorBrah
  2. Unregistered User
  3. Join Date: Dec 2012
  4. Posts: 2,050
  5. Rep Power: 20163
Awesome savings brother! Owning property is a goat move, reducing your payments by 24 percent is gonna be life changing, extra money!
post 1616137251 09-10-2020, 01:57 PM
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#10
  1. FingerNailsBrah
  2. phaggot here
  1. FingerNailsBrah
  2. phaggot here
  3. Join Date: Nov 2010
  4. Location: Washington, United States
  5. Posts: 19,407
  6. Rep Power: 91977
I’m bout to lock in early next week. Congrats bro!
post 1616137391 09-10-2020, 01:59 PM
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#11
  1. ooph
  2. Registered User
  1. ooph
  2. Registered User
  3. Join Date: May 2018
  4. Age: 56
  5. Posts: 7,658
  6. Rep Power: 87196
Nice brah.

About to refi from 6.75 to 5.25...

Mortgage is $4100/mo right now. lmao.
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