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» So why is CA so expensive?
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post 1620267961 10-23-2020, 08:16 PM
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So why is CA so expensive?

I typically hear Liberals say "supply and demand hurr duur"

And I hear conservatives blaming liberal policies.

What exactly is causing it?
post 1620268201 10-23-2020, 08:19 PM
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It's the liberal policies. Srs

Too many unproductive people costing more to survive than they produce. California is basically the only state that doesn't get a credit on their state unemployment insurance from the federal government. That should be telling enough.
post 1620268481 10-23-2020, 08:24 PM
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It's both.

Liberal herp derps keep taxes high and housing supply low through asinine NIMBY laws.

Immigrants flock to the place because liberal policies favor them, increasing the demand.

TLDR; liberal policies.
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post 1620268631 10-23-2020, 08:25 PM
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Ratfish and animals like him leeching off welfare,section 8 etc making it hard for hard working brahs
post 1620268691 10-23-2020, 08:26 PM
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Originally Posted By Glutebrahhh
It's the liberal policies. Srs

Too many unproductive people costing more to survive than they produce. California is basically the only state that doesn't get a credit on their state unemployment insurance from the federal government. That should be telling enough.
what about OR that doesnt have state tax but has a state income tax (i think). and Wasington def doesnt have a state income tax but our minimum wage is the second highest in the country. west and upper east coast are always going to be the highest because theres gotta be trend setters somehwere out there.

inflation....we also make way more money out here
post 1620269121 10-23-2020, 08:31 PM
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I was born and raised there for 20 years. California isn't expensive.....The Bay Area and L.A. are expensive. The vast majority of the state is nothing.
I don't know either lol
post 1620269191 10-23-2020, 08:32 PM
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Originally Posted By FingerNailsBrah
what about OR that doesnt have state tax but has a state income tax (i think). and Wasington def doesnt have a state income tax but our minimum wage is the second highest in the country. west and upper east coast are always going to be the highest because theres gotta be trend setters somehwere out there.

inflation....we also make way more money out here
Except San Diego wages are super low, and it still suffers from the same problems except liberals say that San Diego is conservative even though it isn't.

Irvine is arguable the only conservative place that would qualify as a "city" (not a city) but even they have higher wages than San Diego. Oklahoma, Phoenix Az, dallas tx, houston tx, all have superior wages to San Diego and the cost of living is dirt cheap compared to SD.
post 1620269241 10-23-2020, 08:33 PM
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Originally Posted By W8isGR8
I was born and raised there for 20 years. California isn't expensive.....The Bay Area and L.A. are expensive. The vast majority of the state is nothing.
What would you call cheap vs expensive? Rent wise.
post 1620269311 10-23-2020, 08:34 PM
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Those who make money have to pay absurd taxes to support those who do not.
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post 1620269521 10-23-2020, 08:37 PM
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Originally Posted By gbullock32
Those who make money have to pay absurd taxes to support those who do not.
I don't even get how people even qualify for food stamps and low income housing here. The only way to get it would be to work part time or have a **** ton of kids and a stay at home wife.
post 1620269731 10-23-2020, 08:40 PM
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Originally Posted By AccountingMajor
What would you call cheap vs expensive? Rent wise.
Oh man, I have no idea. I've been in the military the last 21 years and haven't lived there since. I don't know what average rent is. When I was in Washington rent was around 1200-1500...….here in Guam it's 2450. Hawaii was around 2200.

I just remember as a kid people having to move 1-2 hours away to afford a place to live while still keeping their job in the Bay
I don't know either lol
post 1620269791 10-23-2020, 08:41 PM
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I’d say the simplest explanation is great weather makes it a desirable location...add in proximity to the border and it does come down to supply and demand for housing.
post 1620270031 10-23-2020, 08:44 PM
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Originally Posted By W8isGR8
I was born and raised there for 20 years. California isn't expensive.....The Bay Area and L.A. are expensive. The vast majority of the state is nothing.
Actually this. Same with washington. Most of these states are red tbh
post 1620270181 10-23-2020, 08:46 PM
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Originally Posted By AccountingMajor
Except San Diego wages are super low, and it still suffers from the same problems except liberals say that San Diego is conservative even though it isn't.

Irvine is arguable the only conservative place that would qualify as a "city" (not a city) but even they have higher wages than San Diego. Oklahoma, Phoenix Az, dallas tx, houston tx, all have superior wages to San Diego and the cost of living is dirt cheap compared to SD.
Yeah SD is weird but what fingernailsbrah said is true. If you’re in a actual skilled , high demand profession , you’ll make more in CA , OR or WA than somehwere like Georgia.

Granted wages are better in WA and no income tax , the journeyman at my company make only a small amount less than union electricians here. They all make above 40/hr and the lead guys make 45/hr or so and I’m sure the foreman makes a nice salary with job bonuses.

Biotech and pharmaceutical/ government lab is probably San Diego’s biggest industry besides the navy/ship repair so take that for what it’s worth. I know plenty of commercial and industrial companies that pay like 30/$hr which is the national average for an electrician.

What’s concerning though is the median household income .... household.... is 60k here. The median salary is 90k in Seattle iirc.

If you’re not in the right job in exactly the right industry or market here I don’t know how you’re supposed to make it.
post 1620270231 10-23-2020, 08:47 PM
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At least from what I've seen, the taxes in California aren't actuallythatworse than Texas. It all comes down to how each state balances their books.

So states have 3 main ways to earn revenue: sales tax, income tax, and property tax.

CA has basically maxed out their sliders on #1 and #2, but you've got to remember, the state has like no phucking property tax. It's limited to 1%, and for properties around before 1976 (read: half the state, cause there's no phucking construction here), they will basically be permanently assessed at 1% of their 1976 value, which is phuckin pennies. The median home price in LA in 1976 was $80K. 1% of $80K = $800 annual property tax. Those houses are probably now worth a million, and there's boomers paying <0.1% on them.

Texas's balancing act is a little different: they have 0% income tax, average to high-ish sales tax (6.25%, but most cities jack it up to 7 or 8 percent, even in small towns), but they balance the books by having sky-high property taxes. 1.83% currently. So if you own a $400K cookie cutter home in the Dallas suburbs, you're paying $7300 annually in taxes on it. Their are some some huge ranches out west in Texas that the state no doubt collects some big bucks on, and that lets them get away with 0 income tax.

So CA's not really a tax hell by choice, so much that Prop 13 has totally fukking hoed them on one leg of their budget stool (and it will never go away - you think boomers will vote to have their property taxes go from $800/yr to $10,000/yr?) and they have to prop up their other two legs to work around it. TX does the same thing with their enormous property tax. The money-out equation in CA a little more phukked than in TX, because they definitely over-promised on pensions and welfare, but they're just doing what they have to on the money-in side.
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post 1620270301 10-23-2020, 08:48 PM
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Liberal policies. These *******s collect so much of our paychecks to use for schools and here they are again with another proposition to increase property tax (during a fukking pandemic) to further fund public schools.
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post 1620270321 10-23-2020, 08:48 PM
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As with most places, the areas with the jobs are the places that cost a lot.

The west coast gets crapped on for being "liberal" but anyplace outside of Portland/Seattle/SanFran/LA is full of rednecks and wood-dwelling meth heads.
I don't know either lol
post 1620270441 10-23-2020, 08:49 PM
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Originally Posted By AccountingMajor
Oklahoma, Phoenix Az, dallas tx, houston tx, all have superior wages to San Diego and the cost of living is dirt cheap compared to SD.
Cannot confirm. I'm making 20% more in SD than what my friends in Dallas, Houston and Austin are making. Does that make up for the 100% increase in rent? Lolnope, but the raw wages are a decent step up.
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post 1620271161 10-23-2020, 09:00 PM
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Honestly, the real problem with CA is their housing costs, and that's not caused by liberals, it's driven largely by Chinese investors. There's 60,000 single-family homes in Irvine. 20,000 are owned by Chinese landlords, most of whom are absentee and leave the places to rot. It's estimated that between 1 in every 5 and 1 in every 4 home sales in California is to a Chinese buyer.

It's identical to what's happening in Vancouver, GTA, Seattle, and Sydney... lots of Chinese millionaires all looking to the same first-world world markets to hedge or hide their money in, and they bid each other up beyond the local economy's ability to pay for it. We need a ban on foreign investment like what Canada's considering.

If housing prices fell to their local economy's supply-and-demand rates (usually 3x-4x the area's median income), a house in Orange County would be $350K-$400K to buy, and y'all would have no problem with moving to southern California. "U mirin my beach *******s?"
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post 1620271511 10-23-2020, 09:05 PM
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Originally Posted By dogorman7
Yeah SD is weird but what fingernailsbrah said is true. If you’re in a actual skilled , high demand profession , you’ll make more in CA , OR or WA than somehwere like Georgia.

Granted wages are better in WA and no income tax , the journeyman at my company make only a small amount less than union electricians here. They all make above 40/hr and the lead guys make 45/hr or so and I’m sure the foreman makes a nice salary with job bonuses.

Biotech and pharmaceutical/ government lab is probably San Diego’s biggest industry besides the navy/ship repair so take that for what it’s worth. I know plenty of commercial and industrial companies that pay like 30/$hr which is the national average for an electrician.

What’s concerning though is the median household income .... household.... is 60k here. The median salary is 90k in Seattle iirc.

If you’re not in the right job in exactly the right industry or market here I don’t know how you’re supposed to make it.
Yea man I know whatchu mean.

Accounting demand is pretty good though compared to other careers, no risk of being unemployed. Oth Finance is completely screwed here, as well as supply chain just not as bad as finance. The problem is that most people cap out at senior accountant and the avg pay here is 75K for that.... Pretty bad. I've seen people get hired for more, but good luck that is extremely rare. People here work in IT for biotech companies for $14 an hour. The market sucks so bad here.

I actually worked in biotech before. I was getting paid peanuts though (not bookkeeping). The problem with biotech is you have to speak Chinese since many companies here are foreign.

Even on 60K no idea how people survive.
post 1620271621 10-23-2020, 09:06 PM
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Originally Posted By FA*******
At least from what I've seen, the taxes in California aren't actuallythatworse than Texas. It all comes down to how each state balances their books.

So states have 3 main ways to earn revenue: sales tax, income tax, and property tax.

CA has basically maxed out their sliders on #1 and #2, but you've got to remember, the state has like no phucking property tax. It's limited to 1%, and for properties around before 1976 (read: half the state, cause there's no phucking construction here), they will basically be permanently assessed at 1% of their 1976 value, which is phuckin pennies. The median home price in LA in 1976 was $80K. 1% of $80K = $800 annual property tax. Those houses are probably now worth a million, and there's boomers paying <0.1% on them.
That's insane. Friend of mine in Illinois pays $13k a year in taxes on a $350k house.

Brb paying your house off and still paying over a thousand dollars a month to the state just because, on a lower end house. And the infrastructure and state services are some of the worst in the country.
post 1620271961 10-23-2020, 09:11 PM
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Originally Posted By Blasting
Liberal policies. These *******s collect so much of our paychecks to use for schools and here they are again with another proposition to increase property tax (during a fukking pandemic) to further fund public schools.
Correction: it’s not fund schools, but the teachers union coffers.
post 1620271981 10-23-2020, 09:11 PM
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Originally Posted By WeBoutDat
I’d say the simplest explanation is great weather makes it a desirable location...add in proximity to the border and it does come down to supply and demand for housing.
That's too basic ."the weather" isn't causing house prices to rise.


There are houses in oklahoma selling for millions of dollars. I don't want it to be dumbed down to "supply and demand"
post 1620272191 10-23-2020, 09:13 PM
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Originally Posted By W8isGR8
As with most places, the areas with the jobs are the places that cost a lot.

The west coast gets crapped on for being "liberal" but anyplace outside of Portland/Seattle/SanFran/LA is full of rednecks and wood-dwelling meth heads.
But I mean it's unreasonably high. SD has piss poor job opportunities and it's really expensive. The whole state of Nevada has no jobs for accounting, but it's just as expensive as the cheapest houses here ($500K).
post 1620272311 10-23-2020, 09:15 PM
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Originally Posted By AccountingMajor
Yea man I know whatchu mean.

Accounting demand is pretty good though compared to other careers, no risk of being unemployed. Oth Finance is completely screwed here, as well as supply chain just not as bad as finance. The problem is that most people cap out at senior accountant and the avg pay here is 75K for that.... Pretty bad. I've seen people get hired for more, but good luck that is extremely rare. People here work in IT for biotech companies for $14 an hour. The market sucks so bad here.

I actually worked in biotech before. I was getting paid peanuts though (not bookkeeping). The problem with biotech is you have to speak Chinese since many companies here are foreign.

Even on 60K no idea how people survive.
Why not go Big 4? You’d make quite a bit more as manager or a senior.
post 1620272361 10-23-2020, 09:15 PM
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lol @ people always blaming "liberal policies" and not realizing they are witnessing the firsthand consequences of capitalism at work.


Also, it's important to remember that these cities used to be old logging towns and ports for gold miners in the 17-1800's. Cities like Portland/Seattle/SanFran literally have no room for growth and expansion, and yet f**khead companies like Amazon and Apple think that the best place to have a headquarters is on a 10 square mile peninsula that has neither the housing or infrastructure to deal with the hundreds of thousands it employs. Why the f**k can't google build it's headquarters in the middle of Kansas FFS
I don't know either lol
post 1620272471 10-23-2020, 09:17 PM
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Originally Posted By FA*******
Cannot confirm. I'm making 20% more in SD than what my friends in Dallas, Houston and Austin are making. Does that make up for the 100% increase in rent? Lolnope, but the raw wages are a decent step up.
That's what I mean, like I can take a pay cut and still come out ahead in Dallas, but on average jobs pay the same or higher over there for accounting. People here like to hype up the city, but unless you want zero savings then you most likely have to save everything and not spend it on the city life.

The only people here who are extremely out of touch make 6 figures and can't understand why lots of people have roommates / live with parents / live in the barrio.
post 1620272631 10-23-2020, 09:19 PM
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Originally Posted By coast2coastam
That's insane. Friend of mine in Illinois pays $13k a year in taxes on a $350k house.

Brb paying your house off and still paying over a thousand dollars a month to the state just because, on a lower end house. And the infrastructure and state services are some of the worst in the country.
It's a failed state.

I read about how Chicago forces people who work in the city (teachers, cops, etc) to live in the city, because they're literally the only jobs they can stop from leaving.
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post 1620272811 10-23-2020, 09:21 PM
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Originally Posted By W8isGR8
lol @ people always blaming "liberal policies" and not realizing they are witnessing the firsthand consequences of capitalism at work.


Also, it's important to remember that these cities used to be old logging towns and ports for gold miners in the 17-1800's. Cities like Portland/Seattle/SanFran literally have no room for growth and expansion, and yet f**khead companies like Amazon and Apple think that the best place to have a headquarters is on a 10 square mile peninsula that has neither the housing or infrastructure to deal with the hundreds of thousands it employs. Why the f**k can't google build it's headquarters in the middle of Kansas FFS
Is it really capitalism when the govt places rent control, section 8 housing, low income apartments everywhere, and mandatory construction requirements. The state of CA is nearly blue with very little conservative influence. Making it more blue doesn't seem to help as it inflates the cost of living through more blue regulation that keeps passing year after year.
post 1620272901 10-23-2020, 09:22 PM
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Originally Posted By W8isGR8
lol @ people always blaming "liberal policies" and not realizing they are witnessing the firsthand consequences of capitalism at work.


Also, it's important to remember that these cities used to be old logging towns and ports for gold miners in the 17-1800's. Cities like Portland/Seattle/SanFran literally have no room for growth and expansion, and yet f**khead companies like Amazon and Apple think that the best place to have a headquarters is on a 10 square mile peninsula that has neither the housing or infrastructure to deal with the hundreds of thousands it employs. Why the f**k can't google build it's headquarters in the middle of Kansas FFS
A lot of it has to do with Stanford University being there and the history of the area. With remote work people in the Bay Area may get their wish though. I'm sure a lot of those tech people would rather live somewhere cheap and still earn around what they do, rather than being cramped up in San Francisco where it's cold and cloudy all the time and full of homeless people.
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