Anyone else have this feeling? Seems like everywhere I go there is also a few chit neighbors who are obnoxiously loud, don't pick up their dogs poop etc. As I've gotten older it has seriously turned me into a bitter man.

I would try and buy a house but for a decent one it's like $400K and I'm not a $10k/day CEO like most miscers.

I know dem feels

Family was a rent cell for as long as I can remember growing up. After I left the nest I've been a rent cell ever since. Partly by choice though, I don't want to sign up for a high mortgage rate with a PMI on top of it. Could get a condo for a cheaper down payment (relative to a house cost) to enable PMI avoidance, but usually it's still being within a few feet of walls of neighbors, as opposed to a yard + fence + yard at the very least to separate you.

Real answer might be to move in with the 'rents and live under their rules while avoiding paying rent, to help accelerate your savings for a house down payment. Otherwise accept being a rent cel for a solid few years extra than you would otherwise.

400k ain't bad for a house?

sounds like you're just not tired enough OP.

400k is cheap for houses in most developed countries

Average property price in Hong Kong is $1.2m and it would be an apartment.

400k is damn cheap for a house

yea but I don't have much for a down payment and I don't want to use savings for it so I would be using a HOA with a high interest rate so the house payment would be like 50% of my income, srs. Plus the housing market is stupid inflated right now.