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Forum » If you have 1 million dollars to invest...
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Thread: If you have 1 million dollars to invest...

post 1630585783 02-04-2021, 10:11 PM
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#1
  1. dbluevette
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If you have 1 million dollars to invest...

What would you invest it in so that you could retire in 10-15 years?

Buy some real estate?
Stonks?
Bit cones?
Buy a restaurant or some other turnkey business?

I know there are a few financial genius' on the misc.
I value your imput.


Please advise.
Balloon knot connoisseur.
post 1630585793 02-04-2021, 10:12 PM
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Gme
See user title srs
post 1630585813 02-04-2021, 10:12 PM
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Originally Posted By dbluevette⏩
What would you invest it in so that you could retire in 10-15 years?

Buy some real estate?
Stonks?
Bit cones?
Buy a restaurant or some other turnkey business?

Please advise.
Silver
Srs
post 1630585913 02-04-2021, 10:13 PM
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Beanie Babies and GME



































or your Mom
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post 1630585953 02-04-2021, 10:13 PM
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I'd pimp out your mom and sister
post 1630586043 02-04-2021, 10:14 PM
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For passive investments, cash. There's nothing in this market that isn't overvalued, save maybe some foreign stocks that I don't understand well enough to purchase.

If I had free time...probably buy rundown 15 door apartment building, evict all the nonpaying tenants, spiff the place up and rent it out.
post 1630586053 02-04-2021, 10:14 PM
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All of the above. You never wanna invest all your money into one scam.
Kindness is all that matters in life
post 1630586313 02-04-2021, 10:18 PM
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#8
  1. dbluevette
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Originally Posted By SimpIeJack⏩
For passive investments, cash. There's nothing in this market that isn't overvalued, save maybe some foreign stocks that I don't understand well enough to purchase.

If I had free time...probably buy rundown 15 door apartment building, evict all the nonpaying tenants, spiff the place up and rent it out.
Do you think your ROI would be enough to retire in 10-15 years?
Balloon knot connoisseur.
post 1630586343 02-04-2021, 10:19 PM
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Came in 4 GME
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
-SoutheastBeast1
post 1630586443 02-04-2021, 10:20 PM
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#10
  1. dbluevette
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Originally Posted By GlassMoon⏩
Gme
Originally Posted By mr.left
Beanie Babies and GME


or your Mom
Originally Posted By LtGoose⏩
I'd pimp out your mom and sister
Balloon knot connoisseur.
post 1630586513 02-04-2021, 10:21 PM
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#11
  1. dbluevette
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Originally Posted By Paul
Silver
Srs
1 million dollars in silver? Really?
Balloon knot connoisseur.
post 1630586563 02-04-2021, 10:21 PM
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#12
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Also you should be able to retire now if you're ok living off 60k/year. You should easily be able to net a 6% return off 1 mil each year unless you're a retard. You should really be able to to get a better return than that to cover inflation technically so that 60k living expense stays constant over time corrected for inflation.


No need to wait 10-15 years. Unless you're looking to retire living large
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
-SoutheastBeast1
post 1630586703 02-04-2021, 10:24 PM
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Originally Posted By dbluevette⏩
Do you think your ROI would be enough to retire in 10-15 years?
With a million you could retire today if you live a small enough lifestyle. Move to Fargo or Savannah and pull out 25k/year for the rest of your life. You won't be living large but your necessities will be covered.

So yes, the ROI would be enough.
post 1630586833 02-04-2021, 10:27 PM
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some tech ETF
post 1630586843 02-04-2021, 10:27 PM
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  1. SoutheastBeast1
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FYI

https://money.usnews.com/money/retir...023.46%20years.
The financial technology company SmartAsset looked at average household expenses and found that, nationwide, a $1 million nest egg should last 23.46 years. That assumes a real return of interest on the savings minus inflation.

Since costs can differ dramatically throughout the country, the company then adjusted expenses based on the cost of living in 232 cities. The results showed retirees in New York City would deplete $1 million in 10.21 years, while the cash would last 32.26 years in McAllen, Texas.
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
-SoutheastBeast1
post 1630586973 02-04-2021, 10:28 PM
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90% btc 10% eth
post 1630587123 02-04-2021, 10:31 PM
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S&P500


Really the only correct answer. It would be worth $2.5-3mil in 10 years. $7m in 20 years.


Probably 90% S&P500, then the rest into more risky stuff.
The above post is 100% false
*Baby wrist crew*
post 1630587163 02-04-2021, 10:31 PM
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250k in to an ethereum mining warehouse

750k on coke
One day scientists are going to kill us all.
post 1630587213 02-04-2021, 10:31 PM
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OP you never stated your age. Due to inflation and cost of living going up every year there's a huge difference between a guy wanting to retire off of 1 million at 65 years old and one that is only 50

Putting your cash on real estate, stock market and trying to start a successful business are all pillars of a secured retirement
Kindness is all that matters in life
post 1630588493 02-04-2021, 10:51 PM
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ETH or Doge.

I’m so pissed the last 3 months I’ve been in cryptos that have all gone 10x or 6-8x, just haven’t held them.
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post 1630588923 02-04-2021, 10:59 PM
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Originally Posted By Paul
Silver
Srs
post 1630589103 02-04-2021, 11:01 PM
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#22
  1. dbluevette
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Originally Posted By SoutheastBeast1⏩
Also you should be able to retire now if you're ok living off 60k/year. You should easily be able to net a 6% return off 1 mil each year unless you're a retard. You should really be able to to get a better return than that to cover inflation technically so that 60k living expense stays constant over time corrected for inflation.


No need to wait 10-15 years. Unless you're looking to retire living large
60k a year is feasible but not optimal. I guess you're right tho. It just depends on how you want to live when retired.
Balloon knot connoisseur.
post 1630589373 02-04-2021, 11:06 PM
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Originally Posted By dbluevette⏩
60k a year is feasible but not optimal. I guess you're right tho. It just depends on how you want to live when retired.
Don't get me wrong, I'm shooting for 3 mil personally so I can live off 100k+/yr

Im just saying feasibly you can easily be fine if you invest properly with 1 mil on hand. You wont be rich but you'l be plenty comfortable. Keep in mind when I say 60k you won't be taxed as heavily either so it's not the same as saying a 60k salary. It's more than that. But still you're right, not lavish vacation/travel status either.

If you have a family then factoring in that significantly changes things too since you have to support more than yourself.
"One day I won't be able to lift any more. Not I won't want to lift. I mean physically unable. That day could be decades from now or it could be tomorrow. All I know is that's the day I'll wish I could lift more than ever. The day I'd give anything for one more workout, one more set, or one more cardio session. So go hard and enjoy every workout, every set, every rep. Because one day you will wake up and you will never get it back."
-SoutheastBeast1
post 1630589553 02-04-2021, 11:09 PM
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#24
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Originally Posted By andyray⏩
some tech ETF
bingo
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post 1630589793 02-04-2021, 11:14 PM
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Some stable stocks can net you 10% dividends per year.
post 1630589953 02-04-2021, 11:18 PM
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Exchange it for USDC, invest it in Blockfi and collect $80,0000 interest per year and you could retire today
A young bull and an old bull were standing atop a hill looking at a bunch of heifers in a field below.

The young bull says "Let's run down this hill and fuk one of those heifers."

The old bull replies "No. Let's walk down there, and fuk them all."
post 1630590043 02-04-2021, 11:20 PM
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Depends on your age.
post 1630590313 02-04-2021, 11:26 PM
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I'd leverage a chunk of it to buy real estate but would still be doing mortgages, interest rates are too low to be buying stuff outright

Then I'd probably buy more of my current dividend stonks and hold onto them for the next 20 years, max out the tax-sheltered accounts and then do the rest in non-registered accounts
post 1630590393 02-04-2021, 11:28 PM
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I'd probably buy as many single family homes as I could. With 20% down on each. 30 year mortgages. Then rent them out. Right now interest rates are about 2.5%. Homes appreciate on average 3% per year. Rent goes up 3% per year. My math might be a bit off but If I'm thinking correctly that 1 million should get you into about 5 million dollars worth of real estate. Its pretty common to make around 8% in real estate. So 400K per year. Lets be conservative and say half of that. 200k per year.... Not too shabby.
post 1630591843 02-05-2021, 12:15 AM
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#30
  1. dbluevette
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Originally Posted By guest89⏩
I'd probably buy as many single family homes as I could. With 20% down on each. 30 year mortgages. Then rent them out. Right now interest rates are about 2.5%. Homes appreciate on average 3% per year. Rent goes up 3% per year. My math might be a bit off but If I'm thinking correctly that 1 million should get you into about 5 million dollars worth of real estate. Its pretty common to make around 8% in real estate. So 400K per year. Lets be conservative and say half of that. 200k per year.... Not too shabby.
Hmmmm. Will check in to. Thx and rep'd
Balloon knot connoisseur.
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