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Forum » If you don't make at least $100k a year, how do you survive?
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Thread: If you don't make at least $100k a year, how do you survive?

post 1635086543 03-31-2021, 11:32 AM
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If you don't make at least $100k a year, how do you survive?

With all the fuk you inflation and wage stagnation, I'm basically barely getting by with that money srs
post 1635086643 03-31-2021, 11:33 AM
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Anything under 200k is baseline poverty
post 1635086743 03-31-2021, 11:34 AM
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Depends where you live but my job I see a lot of paystubs and think how the f do people do it.
post 1635086863 03-31-2021, 11:35 AM
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post 1635087063 03-31-2021, 11:37 AM
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How the fuk are you US brahs making such fat salaries??

In London, one of the most expensive cities worldwide, £100k (that's like $135k) is enough to income mogg 90% of people. Is inflation just crazy over there or something?
post 1635087083 03-31-2021, 11:37 AM
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Originally Posted By LtGoose⏩
Anything under 200k is baseline poverty
Agreed, $200k/year is lower middle income
post 1635087483 03-31-2021, 11:42 AM
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Originally Posted By denrocks1⏩
By lying

100k isn't unobtainable but the answer is that most people here are joking/lying about how much they make.
smh... clowns
post 1635087633 03-31-2021, 11:43 AM
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Originally Posted By denrocks1⏩
By lying

100k isn't unobtainable but the answer is that most people here are joking/lying about how much they make.
This. You can easily live off around $30k a year in my area if you haven't shat out a couple kids.
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post 1635087793 03-31-2021, 11:45 AM
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You need to get your spending habits in line then OP, or you live in an area with insanely high cost of living

My woman and I survived on <$60k combined for a long time, and that’s in Canadian dollars. We rented places, lived with other people for a bit, and we budgeted. The main downfall there will be saving and planning for retirement, but you should be able to survive no problem
post 1635087873 03-31-2021, 11:46 AM
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Simple actually: cost of living in my state and not driving a Ferrari.

Lol, I mean seriously, where do Miscers get their life advice?

No wonder you all think your whole generation needs to be 100K a day social media influencers.
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post 1635087963 03-31-2021, 11:47 AM
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Originally Posted By lurker654⏩
How the fuk are you US brahs making such fat salaries??

In London, one of the most expensive cities worldwide, £100k (that's like $135k) is enough to income mogg 90% of people. Is inflation just crazy over there or something?
Most live in high COL cities

100k in some places is like making 70-80k

Very few make 100k in an area where they actually net more than someone making 80k in a lower COL city
post 1635088093 03-31-2021, 11:49 AM
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Me and my wife combined don't even make 100k, and we have a kid.

Legit don't feel like I want for anything.

2 story 4 bedroom house. 2 newer cars and a motorcycle.

We go on vacations, eat steak regularly, go out to eat once or twice a week. We have almost no debt including what I still owe on my car.

I got a $5k custom built computer with 3 monitors.
2 60 inch flat tvs less than 4 yrs old.
1200$ cell phones.

We still save money too.

I don't know how the **** people can make 100k a year and barely get by unless they live in one of those crazy areas where a 1 bedroom chithole costs like 2500$


My theory is most are just chit with money, stuck in that stupid keeping up with the Jones's lifestyle Spending waaaaaay to much money on chit for the sake of status, like jewlery(read: Watches), new phone every edition, expensive clothing and shoes that get worn like 3 times a year. $60k + car used to drive to work or the gym.

So yeah, if 100k isn't enough to survive you're either terrible with money, a vain status junkie, or live in a cucked area where housing costs are fuking you over.
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post 1635089263 03-31-2021, 12:02 PM
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Originally Posted By denrocks1⏩
By lying

100k isn't unobtainable but the answer is that most people here are joking/lying about how much they make.
Or we just roll deep at another level. Everyone I know and their friends make at least $100k/year srs
post 1635089483 03-31-2021, 12:05 PM
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post 1635089623 03-31-2021, 12:08 PM
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Originally Posted By iradumass⏩
Agreed, $200k/year is lower middle income
Wrong

200k would prob put you in atleast the top 5% of American workers
post 1635089663 03-31-2021, 12:09 PM
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Originally Posted By lurker654⏩
How the fuk are you US brahs making such fat salaries??

In London, one of the most expensive cities worldwide, £100k (that's like $135k) is enough to income mogg 90% of people. Is inflation just crazy over there or something?
I live in the most poverty state in the US and was appalled by how low salaries are in the UK. 100k isn't hard to make in high cost of living areas in the US. Also miscers lie like a mother fukr about how much they make. I know for a fact there are some legit ballers here but most are just lying
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post 1635089783 03-31-2021, 12:11 PM
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I live in one of the most expensive cities in the world and I could easily live off 100k before taxes.
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post 1635089853 03-31-2021, 12:12 PM
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Originally Posted By denrocks1⏩
By lying

100k isn't unobtainable but the answer is that most people here are joking/lying about how much they make.
Doubt it. 9% of people in the US make over $100k/yr. The other 91% of people rarely talk about their salaries.

This forum is filled with introverted white dudes in their 30s, surely the average income here is higher than the normal population.
post 1635089893 03-31-2021, 12:12 PM
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Upholding to a budget and a plan......
post 1635090133 03-31-2021, 12:16 PM
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Originally Posted By Tanerian⏩
Me and my wife combined don't even make 100k, and we have a kid.

Legit don't feel like I want for anything.

2 story 4 bedroom house. 2 newer cars and a motorcycle.

We go on vacations, eat steak regularly, go out to eat once or twice a week. We have almost no debt including what I still owe on my car.

I got a $5k custom built computer with 3 monitors.
2 60 inch flat tvs less than 4 yrs old.
1200$ cell phones.

We still save money too.

I don't know how the **** people can make 100k a year and barely get by unless they live in one of those crazy areas where a 1 bedroom chithole costs like 2500$


My theory is most are just chit with money, stuck in that stupid keeping up with the Jones's lifestyle Spending waaaaaay to much money on chit for the sake of status, like jewlery(read: Watches), new phone every edition, expensive clothing and shoes that get worn like 3 times a year. $60k + car used to drive to work or the gym.

So yeah, if 100k isn't enough to survive you're either terrible with money, a vain status junkie, or live in a cucked area where housing costs are fuking you over.
On the flip side, no mention of IRA and retirement accounts. This is where typically people making $100k doing it right still feel "broke" at the end of it all. Of course OP was being dramatic with the "how can people live" type of talk. Of course you can survive, you just dont really "get ahead" or pave a path towards not working any time soon.

$100k = $75k after maxing out tax deferred accounts.
$75k = $56k after federal taxes
If you live in a state with income tax take out more.

Its livable yes.....you just arent balling out of control like a lot of people think when you start to making into the six figures.
post 1635091493 03-31-2021, 12:32 PM
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Originally Posted By HalfDragon⏩
Doubt it. 9% of people in the US make over $100k/yr. The other 91% of people rarely talk about their salaries.

This forum is filled with introverted white dudes in their 30s, surely the average income here is higher than the normal population.
No doubt some on here are lying, but I hope there are some legit 6 figure earners who can share some wisdom to us poorcels.
post 1635092503 03-31-2021, 12:43 PM
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Everyone who makes $100k ends up getting like $60k after taxes.


Everyone who makes minimum $15/ hr ends up getting free healthcare and not having to pay taxes and the end, it all balanced out so that we’re all poor
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post 1635092643 03-31-2021, 12:45 PM
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JFL... silly OP. Everyone on the misc is $10k/day. We need not be concerned with poverty talk.
post 1635093073 03-31-2021, 12:50 PM
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I don't live in London
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post 1635093423 03-31-2021, 12:53 PM
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what are you spending your money on?

you can probably cut your rent in half like 60% and other bills but you probably just waste your money

im 100% sure
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post 1635093783 03-31-2021, 12:57 PM
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No kids to support, no marriage, living below your means and not spending on dumb **** you don't need. Gov takes half of what you make for taxes anyways so why would I have kids?
post 1635093903 03-31-2021, 12:59 PM
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lol in my 20s I on average made 65k a year. Despite this:


Went abroad every year for vacation

Bought rental investment property

Lived downtown in good cities in walking distance to night life

Ate basically whatever. A lot of salmon and steak

Saved 15-20% of salary consistently in 401k

When single and smashing sloots probably went on 70-100 dates a year srs

Never once really stressed about something I can afford





Clearly you are an idiot with money.
post 1635093973 03-31-2021, 01:00 PM
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You see all those houses out there that cost 800k and up? That is most areas these days it seems like. Well, people actually live in them and these people make well over 100k, trust me. It comes easier when you're older and you have been building your career. You probably don't see a lot of people in their 20's pulling in huge salaries.

Just make sure that you are in a line of work where you are growing and your resume is building steadily. Always be actively looking for work because your increases are most likely going to come from job transitioning. If you are not in this state of mind and have no growth potential where you are at then make a change asap.
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post 1635094023 03-31-2021, 01:00 PM
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It depends ton ton of things. In NJ if you make less then that it won't take you all that far. My property taxes alone are 13k a year. Just insane.
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post 1635095813 03-31-2021, 01:20 PM
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Originally Posted By tanerian⏩
me and my wife combined don't even make 100k, and we have a kid.
.
fkn lol its over for u
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