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Starting to buy in to the HVM Mantra
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09-11-2021, 08:15 PM
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#1
- GainzMcgee
- Banned
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- GainzMcgee
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- Join Date: Sep 2014
- Location: Tampa, Florida, United States
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Starting to buy in to the HVM Mantra
After watching you peasants argue about eating ramen and not having credit cards because dave ramsey said so feels fukkin good to put a ski trip on my card and pay it off. LVMs wont know this feel.
09-11-2021, 08:16 PM
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#2
- notbadnotbrad
- Join Date: Jul 2012
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Yeah man believe in whatever you want just don’t refer to yourself as a hvm in real life or anything like that
09-11-2021, 08:17 PM
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#3
- iwant2beswole
- ayyyy lmao
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- iwant2beswole
- ayyyy lmao
- Join Date: Jan 2013
- Location: Seattle, Washington, United States
- Posts: 19,879
- Rep Power: 104695
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Originally Posted By notbadnotbrad⏩
This post is giving off lvm vibesYeah man believe in whatever you want just don’t refer to yourself as a hvm in real life or anything like that
watchout your comments boyo ↓
09-11-2021, 08:30 PM
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#4
09-11-2021, 08:34 PM
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#5
- SamIAm1892
- Future Mars Astronaut
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- SamIAm1892
- Future Mars Astronaut
- Join Date: Jul 2020
- Posts: 13,419
- Rep Power: 48445
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It's true mang being HVM an all, I buy bubble gum on my Amex black and pay it off the next day. Feels good.
09-12-2021, 05:40 AM
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#6
- GainzMcgee
- Banned
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- GainzMcgee
- Banned
- Join Date: Sep 2014
- Location: Tampa, Florida, United States
- Posts: 11,787
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Originally Posted By TealCat⏩
It wouldnt be financed numbnuts I would be getting free points just to be a HVM lmfaoo LVM detecteda HVM wouldn't need to finance a fkn ski trip on a credit card you poverty-tier male
Spoiler!
Spoiler!
glorious winged ****oot
09-12-2021, 05:44 AM
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#7
- Chadimus45
- Registered User
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- Chadimus45
- Registered User
- Join Date: Jan 2021
- Age: 56
- Posts: 167
- Rep Power: 972
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Why would you not use credit cards to pay for expenses?
I don’t buy anything out of reach and immediately pay it off - I’m 20 and already have ~$2500 in flights from converting my AMEX Membership points from my old Gold and my Chase Sapphire Preferred.
You can chargeback expenses that you get screwed on.
You can easily track expenses that can be deducted.
Credit Cards are only bad if you make them bad.
I don’t buy anything out of reach and immediately pay it off - I’m 20 and already have ~$2500 in flights from converting my AMEX Membership points from my old Gold and my Chase Sapphire Preferred.
You can chargeback expenses that you get screwed on.
You can easily track expenses that can be deducted.
Credit Cards are only bad if you make them bad.
09-12-2021, 05:49 AM
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#8
- GainzMcgee
- Banned
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- GainzMcgee
- Banned
- Join Date: Sep 2014
- Location: Tampa, Florida, United States
- Posts: 11,787
- Rep Power: 0
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Originally Posted By Chadimus45⏩
Im with you brah mypoint is there are so many dave ramseycels on this forum that eat beans and drive 20 year corollas giving off LVM vibes. They will never know the feel of laying the platinum card down on the counter, whipping out the dink and telling the bellhop take my chit up to my suite LVM scum.Why would you not use credit cards to pay for expenses?
I don’t buy anything out of reach and immediately pay it off - I’m 20 and already have ~$2500 in flights from converting my AMEX Membership points from my old Gold and my Chase Sapphire Preferred.
You can chargeback expenses that you get screwed on.
You can easily track expenses that can be deducted.
Credit Cards are only bad if you make them bad.
I don’t buy anything out of reach and immediately pay it off - I’m 20 and already have ~$2500 in flights from converting my AMEX Membership points from my old Gold and my Chase Sapphire Preferred.
You can chargeback expenses that you get screwed on.
You can easily track expenses that can be deducted.
Credit Cards are only bad if you make them bad.
09-12-2021, 05:54 AM
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#9
- GordonXXX
- Generation X Capitalist
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- GordonXXX
- Generation X Capitalist
- Join Date: Feb 2019
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Originally Posted By GainzMcgee⏩
“Glory is fleeting. Remember that you’re mortal. Be humble.” - Carl IcahnIm with you brah mypoint is there are so many dave ramseycels on this forum that eat beans and drive 20 year corollas giving off LVM vibes. They will never know the feel of laying the platinum card down on the counter, whipping out the dink and telling the bellhop take my chit up to my suite LVM scum.
09-12-2021, 06:04 AM
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#10
09-12-2021, 06:08 AM
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#11
Originally Posted By Chadimus45⏩
BasedWhy would you not use credit cards to pay for expenses?
I don’t buy anything out of reach and immediately pay it off - I’m 20 and already have ~$2500 in flights from converting my AMEX Membership points from my old Gold and my Chase Sapphire Preferred.
You can chargeback expenses that you get screwed on.
You can easily track expenses that can be deducted.
Credit Cards are only bad if you make them bad.
I don’t buy anything out of reach and immediately pay it off - I’m 20 and already have ~$2500 in flights from converting my AMEX Membership points from my old Gold and my Chase Sapphire Preferred.
You can chargeback expenses that you get screwed on.
You can easily track expenses that can be deducted.
Credit Cards are only bad if you make them bad.
09-12-2021, 06:41 AM
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#12
- DivineMasculine
- Registered User
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- DivineMasculine
- Registered User
- Join Date: May 2021
- Age: 56
- Posts: 4,043
- Rep Power: 13952
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If you say you’re a HVM in real life that’s like a sloot saying she is a queen.
Cringe
I think a HVM is what old people called being responsible.
Cringe
I think a HVM is what old people called being responsible.
The misc is full of a bunch of simp ****ots
09-12-2021, 08:28 AM
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#13
- DimTriad
- Registered Usurper
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- DimTriad
- Registered Usurper
- Join Date: Dec 2020
- Posts: 6,155
- Rep Power: 46203
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Originally Posted By backinthegymbro⏩
HVM gigachad here, can confirmPeople who call themselves alpha, chad and hvm are usually degenerates trying to cope.
Wait a second
Benevolent Dictatorship
🚷 Anti-Degeneracy Crew 🚷
09-12-2021, 08:32 AM
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#14
- Silencespeaks
- Banned
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- Silencespeaks
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- Join Date: Aug 2015
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Post deleted by user
09-12-2021, 08:35 AM
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#15
- GainzMcgee
- Banned
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- GainzMcgee
- Banned
- Join Date: Sep 2014
- Location: Tampa, Florida, United States
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Originally Posted By Silencespeaks⏩
Shut your fat ass up bitchHVM:
Tall
Goodlooking face
Hair of the gods
Money can’t buy value sorry.
Tall
Goodlooking face
Hair of the gods
Money can’t buy value sorry.

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