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Forum » if you were laid off today, how much month of money do u have before it depletes?
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Thread: if you were laid off today, how much month of money do u have before it depletes?

post 1670535513 11-02-2022, 07:58 PM
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  1. liftandsleep30
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if you were laid off today, how much month of money do u have before it depletes?

if you were laid off today, how much month of money do u have before it depletes?

assuming u wont be looking for work and have no pay out from the company that dropped u
post 1670535663 11-02-2022, 08:02 PM
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It happened to me during covid and I had like 6 months.

Just necessity bills. Woulda been nice to not have had to use it though.

Luckily I have other savings and a wife who makes ok money for when I started a new career.

Catching up now.

Ps wouldn’t have been laid off if not for covid. Very cool.
post 1670535743 11-02-2022, 08:04 PM
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4-5 years. LOL at people who live in debt and don't save their money. (Ded fkn Srs)
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post 1670535853 11-02-2022, 08:06 PM
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About 10 years if I keep up my current lifestyle, assuming no major unexpected financial crisis

Maybe double that if I live like a literal peasant

Until the end of my mortal life if I retreat to my third world chithole motherland
post 1670535883 11-02-2022, 08:06 PM
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20 days



awfuk
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post 1670535973 11-02-2022, 08:07 PM
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Enough to last until I'm dead, provided I'm not some freak of nature and live until I'm 200.

Seriously, though, if I lived until I was 200 I'd be a billionaire, even if all I did was dick around in equities.
post 1670536013 11-02-2022, 08:08 PM
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Like 2 days.
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post 1670536043 11-02-2022, 08:09 PM
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Originally Posted By 401Delta⏩
Enough to last until I'm dead, provided I'm not some freak of nature and live until I'm 200.

Seriously, though, if I lived until I was 200 I'd be a billionaire, even if all I did was dick around in equities.
At the current rate of inflation, even poorcells will be billionaires in 200 years. (Ded fkn Srs)
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post 1670536093 11-02-2022, 08:10 PM
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A lot of wealthy miscers in this thread.

At least one of them I believe.
post 1670536113 11-02-2022, 08:10 PM
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None in cash, but I could spend a few years depleting my retirement savings

Could live for a few years just off credit capacity in an absolute worst case scenario
post 1670536463 11-02-2022, 08:17 PM
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Originally Posted By ToxMasculinity⏩
At the current rate of inflation, even poorcells will be billionaires in 200 years. (Ded fkn Srs)
If you earned even a 6% return on your money, it would double every ~12 years.

^^ if you started with a million dollars to invest, at 6% it would be almost $9T in 200 years.

I'd probably buy a boat (and maybe the Pacific Ocean), but other than that I wouldn't change much from what I'm doing now.
post 1670536533 11-02-2022, 08:18 PM
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"Laid off"?
post 1670537393 11-02-2022, 08:32 PM
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Got laid off September 23, 2022

$9000 in savings
$1000 in checking
$1200 in cc debt

November 2, 2022

$9000 I'm savings
$300 in checking
$2300 cc debt

Live in dad's basement tho
post 1670537453 11-02-2022, 08:35 PM
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Originally Posted By PShift5⏩
Got laid off September 23, 2022

$9000 in savings
$1000 in checking
$1200 in cc debt

November 2, 2022

$9000 I'm savings
$300 in checking
$2300 cc debt

Live in dad's basement tho
Dude, go get a fukking job.

Even if you're retarded you can at least probably get hired on at UPS for the holidays.
post 1670537833 11-02-2022, 08:39 PM
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Originally Posted By 401Delta⏩
Dude, go get a fukking job.

Even if you're retarded you can at least probably get hired on at UPS for the holidays.
im more curious on the logic of going 1k more in debt and holding onto savings....
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post 1670537853 11-02-2022, 08:40 PM
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Bout 18-23 years depending on inflation.
post 1670537933 11-02-2022, 08:41 PM
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I’ll find another way to make money before the day ends
Losers let it happen, winners make it happen.

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post 1670537963 11-02-2022, 08:42 PM
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Probably a year or so if I had to pay all the bills myself and earned literally nothing the whole time
post 1670537983 11-02-2022, 08:42 PM
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However much about 2-3 mil will last with having an extra 800k infusion from selling the family home and living down in the families beach house.
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post 1670538263 11-02-2022, 08:49 PM
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Originally Posted By Jestbrah⏩
im more curious on the logic of going 1k more in debt and holding onto savings....
Idk brah I'm not much of a finance guy but I'm trying not to get into the habit of dipping into savings because I really wanna buy a house next year. Once I get my baseline 25-30k I'm gonna rid my debt pretty fast, I knew I was starting a new job soon anyway prior to making that car maintenance payment on the cc
Originally Posted By 401Delta⏩
Dude, go get a fukking job.

Even if you're retarded you can at least probably get hired on at UPS for the holidays.
Got a job 90k starting mid November it just took a while for them to onboard me the job I got laid off on was 70k so it worked out thankfully
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