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Forum » Is 200k a high salary
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Thread: Is 200k a high salary

post 1677537723 02-19-2023, 02:38 PM
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Is 200k a high salary

What salary = rich


Also whats the best area to live for a rich person
post 1677538023 02-19-2023, 02:41 PM
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In real life yes its very decent salary. But on the misc its quite low. The average miscer is a millionaire. Thought you knew.
post 1677538433 02-19-2023, 02:48 PM
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no (srs)
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post 1677539803 02-19-2023, 03:14 PM
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The median household income for whites is $76k.

An individual making $200k is top 10% of the country
post 1677540473 02-19-2023, 03:24 PM
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I'd say it is rich, even in California. You could get buy pretty well in a rural area, Nevada City, Yuba City, Fort Bragg, Redding, Crescent City, even Sacramento. Though if you tried to live in SF or any of the neighborhoods where celebrities and politicians live, then you are barely above the poverty line
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post 1677540603 02-19-2023, 03:25 PM
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it was before covid, now with 7, 8, 9% CPI per month for the past 3 years, that's probably worth less than 100K was in 2018.
post 1677541333 02-19-2023, 03:35 PM
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Originally Posted By MikeLowrrrey⏩
The median household income for whites is $76k.

An individual making $200k is top 10% of the country
top 5%
post 1677541393 02-19-2023, 03:36 PM
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Even for a 54 year old, it’s top 7% for that age

https://dqydj.com/income-percentile-by-age-calculator/
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post 1677542263 02-19-2023, 03:51 PM
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Would depend on your location, obviously.

In a small town in Mississippi, it would be top 1%.

In a major city like NYC, LA, etc, probably in around the top 25%.
post 1677542363 02-19-2023, 03:53 PM
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Yeah. Unless you misc. Then it's poverty. I make less than half that so I'm basically homeless
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post 1677542563 02-19-2023, 03:56 PM
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Originally Posted By JayDigital⏩
Would depend on your location, obviously.

In a small town in Mississippi, it would be top 1%.

In a major city like NYC, LA, etc, probably in around the top 25%.
Even for San Fran it’s top 10%
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post 1677543143 02-19-2023, 04:07 PM
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Originally Posted By MiscValuePlayer⏩
What salary = rich


Also whats the best area to live for a rich person
In real life, yes. Very much so.

On the misc, no. It’s basically poverty. Miscers make that much in their sleep.
post 1677543623 02-19-2023, 04:19 PM
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$200k puts you in the top 12% of Americans, in terms of household income, $410k enters you into the top 2% in America for household income. Individual income is vastly different though... $200k puts you in the top 4% ($120k is top 12%), $280k is needed for top 2%.

The above is all BS though. A nice modern, recently built, spacious, high tech home, can be bought for a little over $200k in Ohio. The same would be over $1.5 mill in many areas of California.
post 1677543653 02-19-2023, 04:20 PM
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Originally Posted By MiscValuePlayer⏩
What salary = rich
Rich folks don't have 'salaries', just saying. They don't even have to work for a living.
post 1677543753 02-19-2023, 04:22 PM
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Originally Posted By LogicalLifts⏩
Rich folks don't have 'salaries', just saying. They don't even have to work for a living.
Also this ^.

When I hear "rich," I hear "wealth." Total net worth. Not income. You can make $1m a year, but that's peanuts if your annual COL is $700k+.
post 1677543793 02-19-2023, 04:23 PM
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misc has a very deluded sense of what a "high" salary is
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post 1677544013 02-19-2023, 04:26 PM
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It's a high salary for sure, probably top 2%, probably not "rich" but it depends on your standards really
post 1677544253 02-19-2023, 04:29 PM
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This is misc, 10 years ago the average miscer made 10k/day. So at this point 200k is nearing poverty level. Don't worry though, we all gonna make it
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post 1677544313 02-19-2023, 04:30 PM
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it's an acceptable salary if you are living out in the boonies
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post 1677544393 02-19-2023, 04:30 PM
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Originally Posted By Visel⏩
Also this ^.

When I hear "rich," I hear "wealth." Total net worth. Not income. You can make $1m a year, but that's peanuts if your annual COL is $700k+.
But if you make 1m a year and spend 700k you're still netting 300k savings annually which by itself is equal to top 1% income
post 1677544573 02-19-2023, 04:34 PM
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Originally Posted By xbluexhawkx⏩
misc has a very deluded sense of what a "high" salary is
High salary to me means the ability to live in a majority of cities, nice house, a couple nice cars, baller vacations, and enough leftover to invest and retire well before 65.

I think that number is $250k. $600k house, $85k AMG territory.
post 1677544593 02-19-2023, 04:34 PM
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Originally Posted By MiscValuePlayer⏩
But if you make 1m a year and spend 700k you're still netting 300k savings annually which by itself is equal to top 1% income
When I wrote that I was thinking about taxes. $1m income, after taxes, is $655k.... and that's assuming you're in a tax free state + city. If your CoL is $700k you're negative $45k for the year lol.
post 1677544613 02-19-2023, 04:35 PM
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Originally Posted By Visel⏩
Also this ^.

When I hear "rich," I hear "wealth." Total net worth. Not income. You can make $1m a year, but that's peanuts if your annual COL is $700k+.
Yeah, it's important to distinguish "what makes you rich" and "what's a good income".

I know folks here on household income over $1 million a year who still send their driver to Costco for them, heh.
post 1677544713 02-19-2023, 04:37 PM
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its the $100k of 2005
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post 1677545173 02-19-2023, 04:49 PM
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How did you find a job that only wants you to work 1 quarter of the year?
post 1677546073 02-19-2023, 05:06 PM
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I'd consider myself rich when I have the freedom to quit my job and still live comfortably the rest of my life. Getting to that point on $200k would probably take you at least 15 years.
post 1677546293 02-19-2023, 05:13 PM
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Originally Posted By Visel⏩
When I wrote that I was thinking about taxes. $1m income, after taxes, is $655k.... and that's assuming you're in a tax free state + city. If your CoL is $700k you're negative $45k for the year lol.
That makes sense
post 1677546743 02-19-2023, 05:25 PM
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Not rich but you should be able to live very well. However, a lot of people are stupid with money and their problems get worst when they have more of it. If you make 50K a year and can't make ends meet, you'll be in the same boat if you made 100K or 200K. Kind of like part of the justification for paying atheletes so much money is that they have a short career but most of them retire in debt.
post 1677547763 02-19-2023, 05:47 PM
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200k is king of hobos like 5'10 is king of manlets
post 1677549903 02-19-2023, 06:17 PM
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Originally Posted By IPoopStandingUp⏩
200k is king of hobos like 5'10 is king of manlets
200k is top few percent for males, it’s likely in the same percentile as about 6’1”.
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