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Forum » Getting a mortgage for a one bedroom apartment?
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Thread: Getting a mortgage for a one bedroom apartment?

post 1678066683 02-28-2023, 07:33 AM
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#1
  1. Vascularmanlet
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  1. Vascularmanlet
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Getting a mortgage for a one bedroom apartment?

Anyone else done this? The thing is I’m a single bloke and can’t see myself settling down anytime soon so dunno if a house is worth it. The prices for a half decent 2 bedroom house are ridiculous these days.

The only issue is they’re leasehold 98% of the time so technically not a full a homeowner due to ground rent I suppose, plus hard to re-sale if I planned to move.


The plus side they’re easy af to maintain compared to a house as I like an easy life.

What does the misc think?
post 1678069313 02-28-2023, 08:27 AM
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#2
  1. OffwhiteBrah
  1. OffwhiteBrah
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leasehold , ground rent wtf is that
post 1678069523 02-28-2023, 08:31 AM
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#3
  1. naich
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Thank God we won 250 years ago, you cucks still got it all backwards.
**Florida Crew**
**Waiting for National Guard Bus Ride to Labor Camp Crew**
post 1678069563 02-28-2023, 08:31 AM
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  1. blueberryboy
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Basically what I did
Bought a small condo near downtown in September

No regrets ...worked out so far

You just gotta come up with enough $$ to put down so you can afford the monthly payments
post 1678070493 02-28-2023, 08:46 AM
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#5
  1. Vascularmanlet
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  1. Vascularmanlet
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Originally Posted By OffwhiteBrah⏩
leasehold , ground rent wtf is that
Not sure if srs, if you buy your own apartment you only own the room itself, not the ground it sits on so that’s why it’s a leasehold. Ground rent ain’t that expensive but yeah.

Freehold you own the whole property it sits on, very hard to with a flat/apartment that’s freehold tbh.
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