It's true. I work in Commercial Real Estate, and it's been over a year since I've transacted a deal.

how r u eating?

People have been claiming the real estate market is "about to crash" for as long as I can remember. I chalk it up to wishful thinking on their part because their broke asses are too poor (or cheap) to buy right now.

People have been claiming the real estate market is "about to crash" for as long as I can remember. I chalk it up to wishful thinking on their part because their broke asses are too poor (or cheap) to buy right now.

My homes value went up nearly 50% since 2020.



Nah, lenders will just adjust their mortgage lending practices. Get ready for multi-generational mortgages. Theyre coming.

there has been some dead cat bounce in real estate market due to season, this winter is when chit is going to really tank.

My homes value is up nearly 50% since 2020.



Nah, lenders will just adjust their mortgage lending practices. Get ready for multi-generational mortgages. Theyre coming.

https://clovermortgage.ca/blog/what-...20grandparents.

Multi-Generational Mortgages: Everything You Need to Know
A multi-generational mortgage, also known as a family mortgage, is a type of mortgage that allows multiple generations to jointly purchase a property. This can include parents, children, or even grandparents.

how r u eating?

https://clovermortgage.ca/blog/what-...20grandparents.

Multi-Generational Mortgages: Everything You Need to Know
A multi-generational mortgage, also known as a family mortgage, is a type of mortgage that allows multiple generations to jointly purchase a property. This can include parents, children, or even grandparents.

There are several reasons why families may choose to pursue a multi-generational mortgage. One reason is to help with the financial burden of purchasing a home, as the combined income and assets of multiple generations may make it easier to qualify for a mortgage and afford a more extensive or expensive property. Another reason is to provide a long-term living arrangement for multiple generations, such as when parents or grandparents move in with their children or grandchildren.

There are several different ways that a multi-generational mortgage can be structured. One option is for all parties to jointly take out a mortgage and become co-owners of the property. In this case, all parties would be responsible for paying off the mortgage and share ownership of the property. Another option is for one party to take out the mortgage and the others to contribute funds towards the down payment or monthly mortgage payments. For more information on co-signing a mortgage, check out this helpful guide.

There are a few key considerations to keep in mind when pursuing a multi-generational mortgage. One is to carefully consider the financial arrangements and ensure that all parties are comfortable with their respective roles and responsibilities. It's also important to consider the legal implications of co-owning a property, and to consult with a lawyer, estate planner, or financial professional to ensure that all parties are adequately protected. Additionally, it's important to consider the potential impact on credit scores, as taking out a mortgage and making regular payments can have a positive effect on credit scores, while defaulting on a mortgage can have a negative impact on all parties involved.

Overall, a multi-generational mortgage can be a practical option for families looking to purchase a home together, but it's important to carefully consider the financial and legal implications, and to carefully plan and communicate with all parties involved.

People have been claiming the real estate market is "about to crash" for as long as I can remember. I chalk it up to wishful thinking on their part because their broke asses are too poor (or cheap) to buy right now.

https://clovermortgage.ca/blog/what-...20grandparents.

Multi-Generational Mortgages: Everything You Need to Know
A multi-generational mortgage, also known as a family mortgage, is a type of mortgage that allows multiple generations to jointly purchase a property. This can include parents, children, or even grandparents.

There are several reasons why families may choose to pursue a multi-generational mortgage. One reason is to help with the financial burden of purchasing a home, as the combined income and assets of multiple generations may make it easier to qualify for a mortgage and afford a more extensive or expensive property. Another reason is to provide a long-term living arrangement for multiple generations, such as when parents or grandparents move in with their children or grandchildren.

There are several different ways that a multi-generational mortgage can be structured. One option is for all parties to jointly take out a mortgage and become co-owners of the property. In this case, all parties would be responsible for paying off the mortgage and share ownership of the property. Another option is for one party to take out the mortgage and the others to contribute funds towards the down payment or monthly mortgage payments. For more information on co-signing a mortgage, check out this helpful guide.

There are a few key considerations to keep in mind when pursuing a multi-generational mortgage. One is to carefully consider the financial arrangements and ensure that all parties are comfortable with their respective roles and responsibilities. It's also important to consider the legal implications of co-owning a property, and to consult with a lawyer, estate planner, or financial professional to ensure that all parties are adequately protected. Additionally, it's important to consider the potential impact on credit scores, as taking out a mortgage and making regular payments can have a positive effect on credit scores, while defaulting on a mortgage can have a negative impact on all parties involved.

Overall, a multi-generational mortgage can be a practical option for families looking to purchase a home together, but it's important to carefully consider the financial and legal implications, and to carefully plan and communicate with all parties involved.






Soon the entire country's housing market will resemble places like San Francisco and New York where the average home price is in the 7 figures. All you rent-cels really f'd yourselves by not purchasing a home when they were somewhat affordable. Soon your entire lineage will be on the hook to pay off a mortgage.

weakness for thee, not for me. My $400,000 home will be a $4,000,000 home soon and all the cucks who "waited for a crash" will pay it by putting their kids and grandkids in debt with em.

A 240k condo in IL with 60k down with these current interest rates will be about $2200-2300 a month without utilities. This is 40 min. away from downtown Chicago.

My sister bought a townhouse for 108k in 2013 with nothing down besides a free first home buyer loan for 7.5k and her monthly payment is $780 and now it is worth 215k.

That's not a natural progression in any way shape or form and the market will correct like it always does. "when" is the unknown.

You do realize that offering a product like this is a sign of significant market weakness?

People were probably calling for a crash in 2013. What if 2033 rolls around and we’re reminiscing about the good old days when a 240k condo in IL with 60k down with those interest rates was about $2200-2300 a month without utilities.

My homes value is up nearly 50% since 2020.



Nah, lenders will just adjust their mortgage lending practices. Get ready for multi-generational mortgages. Theyre coming.

https://clovermortgage.ca/blog/what-...20grandparents.

Multi-Generational Mortgages: Everything You Need to Know
A multi-generational mortgage, also known as a family mortgage, is a type of mortgage that allows multiple generations to jointly purchase a property. This can include parents, children, or even grandparents.

Well I'm not sure who's going to buy obviously overinflated housing with interest rates that are double what they were in 2013 as they still creep up.

Home prices were artificially pumped because of artificially low interest rates. Now that they keep going higher to counter act that, things will obviously change. People lose jobs. All that commercial real estate crumbling? More jobs lost.

The fact people just think it will go up forever without any natural corrections is ridiculous.