I’m a deadbeat degenerate when it comes to finances

I’m not in crippling debt though just lazy ?…..

I had a 2500$ guitar I never finished paying off that had a balance of 1200$ left (2018 was when it showed up)

Smile direct club tried scamming me so I sent the **** back and still got hit with a collection (2020)

I have a shark loan I used for some nice new tires on my old faith ford that I’ve missed a payment on … doesn’t show up anymore

I checked all 3 credit bureaus … it’s all gone

Strong wtf

It’s like a higher power is looking out for me

No department will let me be a police officer with bad credit because the 3 things you’re susceptible to is bribes , pussy (whores), and drugs

Now I don’t have to pay my debts

whew lad I don’t have like 4K sitting around