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Florida losing home insurance like crazy
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07-25-2023, 04:02 PM
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#1
- TaeBoNinja
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- TaeBoNinja
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Florida losing home insurance like crazy
Insuring a home in Florida got a little bit more difficult this week after AAA joined a growing list of companies that are ending some homeowner insurance policies in Florida.
The Florida-based insurer will not renew package policies that combine home, automobile and optional umbrella coverage, according to the Palm Beach Post, part of the USA TODAY Network. With hurricane season around the corner and drastically fewer insurance offerings, this could leave some vulnerable.
While AAA's move will only affect a “small number” of policyholders, the news was almost swept away in the deluge of news following Farmers Insurance's surprise announcement that it is pulling out of the state.
The back-to-back announcements underscore the insurance crisis Florida residents have been facing for the past 18 months.
And it's a crisis that's largely manmade, according to Mark Friedlander, spokesperson for the Insurance Information Institute, as several local insurance providers folded and three national insurers have withdrawn from the state. Despite recent legislation intended to alleviate the problems fueling the crisis, he said the market volatility persists.
https://www.usatoday.com/story/money...n/70427062007/The Florida-based insurer will not renew package policies that combine home, automobile and optional umbrella coverage, according to the Palm Beach Post, part of the USA TODAY Network. With hurricane season around the corner and drastically fewer insurance offerings, this could leave some vulnerable.
While AAA's move will only affect a “small number” of policyholders, the news was almost swept away in the deluge of news following Farmers Insurance's surprise announcement that it is pulling out of the state.
The back-to-back announcements underscore the insurance crisis Florida residents have been facing for the past 18 months.
And it's a crisis that's largely manmade, according to Mark Friedlander, spokesperson for the Insurance Information Institute, as several local insurance providers folded and three national insurers have withdrawn from the state. Despite recent legislation intended to alleviate the problems fueling the crisis, he said the market volatility persists.
It's ova for Florida?
6'3 Master Race
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07-25-2023, 04:04 PM
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#2
Originally Posted By TaeBoNinja⏩
It's over if you're not rich or don't care if your fully paid for house get totaled.
07-25-2023, 05:04 PM
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#3
- ParsleyTea
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- ParsleyTea
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I remember after the hurricane, Ian, my home owners insurance policy nearly doubled in price.
I shopped around and found insurance with USAA that fit my needs and cost less than I was paying before the hurricane. the two policies, old and new, don't match but it gets the job done for me.
Over the years I've found homeowners insurance to be a rip off. Others I know say similar. It seems little is approved when it comes to home damage. The one exception being a fire. If I had a fire I'm guessing I'd likely receive decent insurance coverage but that isn't a certainty. When I lived in Illinois I had a small fire in my place. The insurance company did well at repairing the room damaged but screwed me over on replacing lost items that were in the room.
Hope eventually a good answer is found for Florida's insurance emergency. It is an issue that upsets many, and understandably so.
I shopped around and found insurance with USAA that fit my needs and cost less than I was paying before the hurricane. the two policies, old and new, don't match but it gets the job done for me.
Over the years I've found homeowners insurance to be a rip off. Others I know say similar. It seems little is approved when it comes to home damage. The one exception being a fire. If I had a fire I'm guessing I'd likely receive decent insurance coverage but that isn't a certainty. When I lived in Illinois I had a small fire in my place. The insurance company did well at repairing the room damaged but screwed me over on replacing lost items that were in the room.
Hope eventually a good answer is found for Florida's insurance emergency. It is an issue that upsets many, and understandably so.
07-25-2023, 05:07 PM
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#4
07-25-2023, 05:42 PM
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#5
07-25-2023, 05:54 PM
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#6
- BeachPro11
- Join Date: Aug 2022
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Originally Posted By ParsleyTea⏩
I was looking to buy a 2nd home in FL last year in the Fort Myers area (before the Hurricane) and was pretty surprised at how high the home insurance was. And this is coming from a person who lives in S CA.I remember after the hurricane, Ian, my home owners insurance policy nearly doubled in price.
I shopped around and found insurance with USAA that fit my needs and cost less than I was paying before the hurricane. the two policies, old and new, don't match but it gets the job done for me.
Over the years I've found homeowners insurance to be a rip off. Others I know say similar. It seems little is approved when it comes to home damage. The one exception being a fire. If I had a fire I'm guessing I'd likely receive decent insurance coverage but that isn't a certainty. When I lived in Illinois I had a small fire in my place. The insurance company did well at repairing the room damaged but screwed me over on replacing lost items that were in the room.
Hope eventually a good answer is found for Florida's insurance emergency. It is an issue that upsets many, and understandably so.
I shopped around and found insurance with USAA that fit my needs and cost less than I was paying before the hurricane. the two policies, old and new, don't match but it gets the job done for me.
Over the years I've found homeowners insurance to be a rip off. Others I know say similar. It seems little is approved when it comes to home damage. The one exception being a fire. If I had a fire I'm guessing I'd likely receive decent insurance coverage but that isn't a certainty. When I lived in Illinois I had a small fire in my place. The insurance company did well at repairing the room damaged but screwed me over on replacing lost items that were in the room.
Hope eventually a good answer is found for Florida's insurance emergency. It is an issue that upsets many, and understandably so.
Seems like a major rip off and honestly I am surprised at how much housing has gone up in FL considering the high cost of insuring your home there.
Words to live by...."You're at the shopping mall with your girl but a hot chick walks by. Are you going to look at the hot girl? No. You use your peripheral vision."
07-25-2023, 06:08 PM
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#7
- freeheeler
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- freeheeler
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Scubastevo :-What percentage of women have STDs? (serious) If I just wanted to go bareback with any girl that I could get with, what are my chances of ending up bed ridden with STDs?
07-25-2023, 06:18 PM
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#8
- yabbayabba
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Originally Posted By freeheeler⏩
Too bad California doesn’t have a governor to address problems like this.
07-25-2023, 06:22 PM
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#9
- freeheeler
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- freeheeler
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Originally Posted By yabbayabba⏩
He's like sillie. His main claim to fame his love for trannies and his hairToo bad California doesn’t have a governor to address problems like this.
Scubastevo :-What percentage of women have STDs? (serious) If I just wanted to go bareback with any girl that I could get with, what are my chances of ending up bed ridden with STDs?
07-25-2023, 06:24 PM
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#10
- Redfish225
- Hunter/Fisherbreh
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- Redfish225
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Originally Posted By Phil9⏩
They do, he’s in his high chair flinging spaghettiOs yelling at Mickey Mouse and goofy.Too bad Florida doesn’t have a governor to address problems like this.
I loe e.
07-25-2023, 06:33 PM
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#11
- Mountaineer92
- TOP G
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- Mountaineer92
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ron ought to drop out and handle this. believe that he can and will.
regardless, this will be something magadons and liberals will not care about in 6 months. do think they both need to leave florida.
regardless, this will be something magadons and liberals will not care about in 6 months. do think they both need to leave florida.
PUREBLOOD CREW
Top G Crew
#1 Misc Tate supporter.
If you are reading this - go do 100 push ups.
07-25-2023, 06:35 PM
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#12
Originally Posted By yabbayabba⏩
They do, he's busy aiding illegal immigration and crying about other governors who won't let children be sexually groomedToo bad California doesn’t have a governor to address problems like this.
07-25-2023, 07:53 PM
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#13
- Weightaholic
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Originally Posted By Mountaineer92⏩
Should the state step in and force insurers to provide cover to citizens?ron ought to drop out and handle this. believe that he can and will.
regardless, this will be something magadons and liberals will not care about in 6 months. do think they both need to leave florida.
regardless, this will be something magadons and liberals will not care about in 6 months. do think they both need to leave florida.
My personal pronouns are: Don't talk to me/Fck off
07-25-2023, 08:09 PM
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#14
- KINGFABIAN
- SHOTS FIRED!
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- KINGFABIAN
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Originally Posted By Phil9⏩
That POS already won the last election so he has officially checked out of governing the remaining term. Culture wars, fighting Disney because they said mean things, rewriting history to say that slaves benefited from being treated like animals & running around the country promoting that failure of a presidential campaign is priority to him and his yes men.Too bad Florida doesn’t have a governor to address problems like this.
Don't push me 'cause I'm close to the edge
I'm trying not to lose my head
It's like a jungle sometimes
It makes me wonder how I keep from goin' under…~ (Melvin Glover, better known by his stage name Melle Mel and Grandmaster Melle Mel, is an American hip hop recording artist who was the lead vocalist and songwriter of Grandmaster Flash and the Furious Five.)
Early AM workout crew.
07-25-2023, 08:24 PM
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#15
- Derplington
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- Derplington
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Originally Posted By Phil9⏩
Insurance companies? It's more important to go after Disney because they featured a gay character in a movie.Too bad Florida doesn’t have a governor to address problems like this.
Conservative logic

07-25-2023, 08:26 PM
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#16
- Derplington
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- Derplington
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Originally Posted By Weightaholic⏩
Trump said he would do thatShould the state step in and force insurers to provide cover to citizens?
07-25-2023, 09:26 PM
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#17
07-26-2023, 12:14 AM
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#18
- georgeenoob
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- georgeenoob
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Originally Posted By JDsSpoons⏩
Who dafuq dies from a hurricane?LMFAO at anybody living in Florida.
Hope you don’t die in the next hurricane, LMFAO!
Hope you don’t die in the next hurricane, LMFAO!
07-26-2023, 04:12 AM
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#19
- Cleveland33
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- Cleveland33
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great now pull insurance from the developments and let the old fishing towns come back
07-26-2023, 05:08 AM
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#20
- Phil9
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- Phil9
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Originally Posted By derplington⏩
lolinsurance companies? It's more important to go after disney because they featured a gay character in a movie.
Conservative logic
Conservative logic

Originally Posted By yabbayabba⏩
I bet your health insurance is extremely expensive, fat boy. Keep taking that medication cocktail.Too bad California doesn’t have a governor to address problems like this.
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