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Forum » How Much Am I Supposed To Have In My Pension By 65?
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Thread: How Much Am I Supposed To Have In My Pension By 65?

post 1688873003 08-24-2023, 06:52 AM
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  1. Seeker4777
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How Much Am I Supposed To Have In My Pension By 65?

Like what's the general, respectable amount?

Bare in mind I plan to be dead by 80
post 1688873633 08-24-2023, 07:06 AM
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  1. lockdev
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Depends on your current age, but:

$3.50 million.

srs.
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post 1688873763 08-24-2023, 07:09 AM
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Originally Posted By lockdev⏩
Depends on your current age, but:

$3.50 million.

srs.
Bro from 65-80 I'm just gonna be rotting. All I need is enough food to pay my bills, feed me and my wife, and have a beater ride. And maybe go on holiday once or twice a year

I won't be paying huge rent or financing a vehicle or anything like that
post 1688873873 08-24-2023, 07:12 AM
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  1. backinbusiness
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With Biden’s inflation you’ll need $3Mill bare minimum to afford basic care
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post 1688874213 08-24-2023, 07:18 AM
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Originally Posted By Anachron⏩
That's not actually a nonsensical number, and one that's readily achievable.

But the real answer is "more than you can afford, pal".
So I'm basically slaving my ass off just to live it up when I'm old and decrepit. Tf
post 1688874313 08-24-2023, 07:20 AM
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Originally Posted By monster0ultra⏩
Why not $0 and plan to be dead by 65?

Life is not worth living anyway when you're old and decrepit.

Might as well go the Rich Piana route.
I think 75 would be a good time to go. It just feels right. I might just work until I'm 75, and then just give my money to my kids and suicide (but I wanna make it look like a natural caused death so they are not traumatised).
post 1688874353 08-24-2023, 07:21 AM
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Originally Posted By backinbusiness⏩
With Biden’s inflation you’ll need $3Mill bare minimum to afford basic care
I've decided I'm just gonna work until 75 and then rope srs. Probably gonna cancel my pension payments
post 1688874623 08-24-2023, 07:28 AM
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  1. squat_blaster
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Consider yourself lucky that you're vested. Most companies don't offer it and those who do have it, got it before companies did away with it. You have no control over how much you should have. Its the company's investments and it's not like you can contribute to it like a 401k. Just have to ride it out long term and be grateful you're getting something, cause its better than nothing. Also, if you're only relying on a pension for retirement, I've got some bad news. Pretty sure too if you ever leave the company, you're still considered vested so don't let them forget it. That money is still yours.
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