Which is better to invest in if i want to retire on the dividends in 15-20 years?

At furst i thought etfs but than i realized id have to sell them in order to purchase dividend stocks to make a quarterly income and pay taxes of like 20% in the future.

So whats better to live off 15-20 years from now? Etfs or dividend stocks?

Why not both, go with a covered call etf.

I’m on dividends. JEPQ, MO, ABR, JEPI - currently make around 2k cash per quarter.

ETF's and dividends are different animals

With dividends you get compounding interest when you re-invest

If you're going with dividends you want all your money allocated to them now for maximum compound interest

The earlier you start the better, then after 15 - 20 years you can switch to quarterly cash payouts which will be much greater than before

Compoundmaxxing is a definite must imo

I do sotcks / ETF's too because I'm a FOMO Gambler that got lucky before... but after seeing the results of my dividend plays its making me wanna put over 50% into dividends

Dividends are technically more conservative/secure in comparison to stocks/etf's (very boring but the payouts in the end can be fukin massive)

you will pay capital gains rate